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Richard Bruno by Françoise | Obituaries

Richard Bruno by Françoise |  Obituaries

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Richard Bruno fromFrancoise


Dec. 2, 1932
17 October 2021

RichardBruno “Dick” DeFrances, 88, from Franklin was died on the 17th of October, 2021, in the Cooperstown after an illness that lasted only a few minutes.
Richard was born the 2nd of December 1932, in Brooklyn in Brooklyn. He was sole one child born to Gerda DeFranceschi and Joachim Bruno. Many of Dick’s most memorable memories of his childhood occurred at EbbetsField watching the BrooklynDodgers. After attending school for a number of years in Brooklyn Dick completed his studies at SUNY Cortland as well as ColumbiaUniversity. Richard was a student in Mexico during that summer of 1964 but he never said the trip was part of an scholar at Fulbright. He was also a soldier in the US Army.
Dick got married and met SandraJean White while she is teaching history class at Malverne. They had 2 children and relocated into NorthSalem in 1967 when Richard took on a position as a teacher in WestlakeHigh School in the Thornwood. Every summer, he along with Sandy took their 2 children along with their tents made of canvas to spend two weeks in national and state parks. They also visited historic places on the way.
Richard was a track and field coach as well as cross country for a long time. decades. He was also the originator of the WestlakeInvitational, a highschool crosscountry event that expanded to 120 highschools spread across five states. It is among most prestigious across the Northeast. Then, in NorthSalem, he does launched an annual race that ran seven miles through the TiticusReservoir that had drew hundreds of runners, and showcased his picturesque town. As an history buff of NorthSalem, Richard was thrilled to share with anyone who asked about the town’s fascinating heritage, from its times of the Revolutionary War to the early times of the Bailey and Barnum Circus.
When running was not a common sport, Richard could had been seen running for miles and miles across NorthSalem. Dick participated in several hundred road races throughout his time as well as the 18NY City marathons. The passion for running was evident even after Sandy’s demise in the year 1986. Dick did eventually find love and got married to SoniaMullins and soon Franklin was also introduced to him as the MadRunner.
Richard’s retirement from teaching lead to his new job as a bookseller. Dick founded The Poor Richard’s Books Barn located on the property of their family in Franklin and was a fan of looking for the most sought-after first editions. Dick as well as Sonnie drove not just once, two times from their residence located in New York City to Alaska in search of their journey through the Gold Rush adventures of Sonnie’s father when he was camping on the rear of their pickup. The driver also took Sonnie to his beloved SnowshoeLake where he had been on vacation with his family. He was also able to create an winter-themed educational outdoor programme for the Westlake. In this special class, he instructed students about the history of Adirondack throughout the school year. He then took students out to RaquetteLake for a week of winter sports in the outdoors on the facility of SUNY Cortland.
Richard has been survived by his wife SoniaDeFrances of Franklin and his son JohnDeFrances of Atlanta, Georgia and Daughter DebraHannigan of York, Maine; 6grandchildren, Kevin (Jamie), Elyse, Tommy (Melissa) Hannigan and Gracie, Tommy and Jack DeFrances and 3 great-grandchildren Judson, Evelyn and Henry. Additionally, he is survived 3 stepchildren: Marti Brueckner (Gunter) of West Simsbury, Connecticut; Jennifer Mullins (Elaine Campbell) of Conway, Massachusetts and Shaun Mullins (Donna) of Buffalo and their families.
There will not be funeral services unless Dick’s wishes are met.
If you’d like to pay tribute to Dick’s memory you can consider making a donation for the “DeFrances Scholarship” on Cortland.edu. Hit”Donate,” then click on the “Donate” option and then select the location or make a cheque made with the following address: Cortland College Foundation Cortland College Foundation Box 2000 Cortland, NY 13045 in the memo line”In the memory of Richard DeFrances ’54, “The DeFrances Scholarship”.

The publication date is 20 October 2021.

Global Green Economy discusses the role of young people in climate change


The United Nations recognizes the key role that young people play in the fight against climate change and works closely with youth-led organizations to empower them and participate in decision-making processes on climate change. climate change policy.

Instead, on the second day of World Green Economy Summit (WGES) in Dubai presented different round tables with experts and opinion leaders to discuss the importance of ysouth in the climate action implemented and the solutions needed to reach the UAE nand-zero in 2050.

More than 150 young people from across the region took part in the conference, in addition to 30 expert, specialist and VIP speakers. The two-day conference covered a range of topics related to developing youth skills in global climate policies, ways to empower them, make their voices heard in climate action policies and the role of government in supporting them. .

The topic of the panel – “How youth activism is moving the needle on climate change”, discussed ways to empower young people to play an influential role in building a sustainable future, accelerating transition to renewable energy and create positive change in society. A public-led public debate showed how the next generation is mobilizing as a collective entity and voice and how to effectively harness the potential of young people to tackle global sustainability issues.

Speakers participating in the session praised DEWA’s efforts to actively engage young people in achieving the Sustainable Development Goals and convert them into promising programs.

Aysha Mohammad Alremeithi, Youth Council Chair and Deputy Director of Innovation Ecosystem – Solar Innovation Hub, DEWA said, “With the support of senior management, the DEWA Youth Council strives to provide a motivating positive environment that helps unleash the energies and abilities of young people to be a major supporter of DEWA’s excellence and leadership.The Council also builds bridges of communication with other youth councils across the United Arab Emirates to raise awareness of the role of clean and renewable energy in achieving sustainable development.

Saeed Mohammed Al Tayer, Vice Chairman of Dubai Supreme Energy Council, MD and CEO of DEWA and Chairman of WGEO said, “Inspired by the vision and direction of our wise leadership to empower young people and involve them in decision-making and sustainable development. development efforts, DEWA believes in the central role of young people in national work, especially in climate action. This supports the ambitious UAE Centenary Goals 2071; the Dubai Clean Energy Strategy 2050 and the Dubai Net Zero Carbon Emissions Strategy 2050 to supply 100% of Dubai’s total electricity capacity from clean energy sources by 2050.

Al Tayer also explained that DEWA is one of the largest government organizations keen to recruit, qualify and develop the national caliber of young people. The number of young employees at DEWA is 3,464, which represents 30.9% of the total number of employees.

“DEWA strives to invest in the potential of young people and provide an interactive forum to empower and engage them in anticipating and shaping the future and in achieving sustainable development. DEWA highly values ​​the support of its Youth Council and its role in building bridges of communication with other youth councils across the UAE,” Al Tayer concluded.

The 8th World Green Economy Summit (WGES) was organized by the Dubai Electricity and Water Authority (DEWA), the World Green Economy Organization (WGEO) and the Supreme Council Dubai Energy, in collaboration with several international organizations. The Summit brought together experts, officials and ministers from several countries to advance the global sustainable development agenda.

Some other major topics covered on the second day were; Dubai’s net zero strategy, sustainability in the Kingdom of Bahrain, the adoption of hydrogen as the fuel of the future. The session also saw the launch of a landmark new study on hydrogen industry priorities, building on the UAE-UK collaboration on clean hydrogen.

New report from Alberta Child and Youth Advocate details ‘alarming’ deaths of 15 youths


Many young people with complex needs do not receive adequate support and this must be rectified

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The deaths of 15 young people over a six-month period is “extremely distressing,” says Alberta’s Child and Youth Advocate in a new report.

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The report, released Wednesday by Terri Pelton, stresses the need for ‘urgent action’ to close gaps in service provision following the deaths of 15 young people aged 6-19. Seven.

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Twelve youth were receiving child intervention services at the time of their death and three within the previous two years.

According to the report, many children and young people had complex needs that required cross-system support and, in some circumstances, services did not meet their needs or were unavailable.

“Many young people with complex needs do not receive adequate support and this must be rectified,” Pelton said in a press release. “We recognize that promising new initiatives are being developed; however, in the meantime, we need immediate action to close these service gaps and create better outcomes for these children and youth.

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  1. Outgoing Child and Youth Advocate Del Graff, left, with new Child and Youth Advocate Terri Pelton at the Alberta Legislature on Tuesday, April 5, 2022.

    Alberta’s new child and youth advocate sworn in

  2. Del Graff, Alberta Child and Youth Advocate.

    Alberta Child and Youth Advocate Final Report Calls for More Accountability and Coordination in Face of Rising Deaths


One of the 15 children whose deaths are described in the report is six-year-old Rodney (all names are pseudonyms for confidentiality reasons). He is described as a loving and kind “little gentleman”. He loved to ride horses and wanted to be a cowboy and a firefighter when he grew up. Growing up, he witnessed escalating domestic violence, parental substance use, and mental health issues.

The worker found that at times his basic needs were not being met and his family had had a number of brief contacts with child intervention services. As a result, Rodney often stayed with relatives.

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During a family visit to their First Nations community, Rodney died in a house fire.


Gemma is described as a kind and confident First Nations transgender woman who loved fashion, modeling and makeup. She began to openly identify as a woman when she was 12 years old.

She was placed in a group home for four years. While there, the lawyer found that group care staff agreed but continued to use male pronouns to refer to her. She was later moved to another group home in her First Nations community.

A week after her 18th birthday, Gemma overdosed. She died in hospital with her family by her side.


Pelton recommends that the departments of Health, Education, Children’s Services, Community and Social Services, and Justice and the Solicitor General “develop and report publicly on a coordinated action plan to fill gaps in services for young people with complex needs while longer-term initiatives are being developed.”

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The plan should also include targets and milestones that meet the immediate needs of young people.

The Child and Youth Advocate also recommended that the province develop and implement an opioid and substance use strategy for youth. To date, no progress on the recommendation has been made, Pelton said.

In a statement, Children’s Services spokesman Dan Laville said the ministry will work with partners to review the advocate’s latest recommendation, while longer-term initiatives remain under development.

Laville added that several initiatives are underway to improve access for youth and young adults to mental health and addictions services, including new funding and a partnership between Children’s Services, Alberta Health and Alberta Health. Services to expand virtual opioid addiction program.

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He added that opioid and substance use training is mandatory for child intervention practitioners.

“With an increase in opioid and substance use, we recognized the need to provide staff training that focuses on the appropriate responses and the tools they need,” Laville said. “We will not stop in our work to make a meaningful difference. We are committed to continually improving our system to support the safety and well-being of children who receive child intervention services.

However, opposition NDP child services critic Rakhi Pancholi said there was no reason the UCP government had not heeded the call for a opioid and substance use strategy to date.

“This distracted government is costing children and young people their lives, and we need someone focused on taking these important recommendations seriously,” Pancholi said in a statement.

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South West Culture Directors Gather in Ogun for Fashion Week — Nigeria — The Guardian Nigeria News – Nigeria and World News


Directors of culture from all Yoruba-speaking states will gather tomorrow in Abeokuta, the capital of Ogun State, to deliberate on the upcoming celebration of Yoruba fashion culture in the region and its trade exhibition titled ” Ile Kaaro Oojiire Fashion Week” scheduled for the last quarter of this year.

With the motto: “From Farm to Fashion”, the week-long activities are organized by the Yoruba World Centre, in collaboration with the Government of Ogun State, to educate, demonstrate and exhibit the arts of Yoruba fashion and hidden investment opportunities. in its process to national and international audiences. It is primarily designed for youth development and women empowerment.

This is a week of Yoruba fashion history, as packaged by Crystalline World Heritage, where a demonstration will start from the planting and harvesting of cotton, the process of turning cotton into yarn ( squeaky), from where distributors and fabric retailers sell to the public before arriving at designers for different styles.

Ogun State Commissioner for Culture and Tourism, Ms Motunrayo Adijat Adeleye Oladapo, who is to host the directors, reiterated the importance of the program saying, “It is one of the best ways to helping youth and empowering women, as well as fostering investment relationships nationally and internationally.

Project director Akinwale Atepe, who spoke on behalf of the Yoruba Centre, said the week-long activities would resemble a carnival as the culture ministries of Ekiti, Lagos, Ogun, Ondo, Osun and Oyo are preparing their cultural troupes. for the special event.

“I visited most states, met commissioners, permanent secretaries and directors. We are all prepared for the meeting from where the ball will be launched because it is during this meeting that the date between the end of November and the beginning of December will be chosen for the program, ”said the director.

Weyburn Police are investigating threats and ‘car searches’ by youths


Weyburn Police responded to 107 calls for service from September 19-25 and laid 25 charges, 18 of them under the Road Safety Act.

WEYBURN – The Weyburn Police Service (WPS) had a busy week responding to 107 calls for service in the period September 19-25, resulting in a total of 25 charges. Of the charges, five were laid under the Criminal Code of Canada, 18 under the Highway Safety Act (TSA) and two under the Vehicle Equipment Regulations (VER).

The majority of charges over the past week were related to trafficking, with 20 of the week’s 25 charges falling under either the TSA or the VER. Of the 20 traffic-related charges, eight were issued to drivers who exceeded the speed limit and seven to drivers who operated a vehicle without a valid driver’s license or valid registration on the vehicle they were driving.

An adult man is facing a criminal charge of uttering threats to cause harm following an investigation in which an adult woman expressed concerns for his safety. Weyburn Police Service has requested assistance from another police service as the man does not reside in Weyburn.

Officers responded to a reported “car search” in which the owner, alerted by the barking of his dogs, looked out the window and observed a youth searching his parked vehicle. An officer was patrolling nearby and immediately rushed to the scene.

The owner provided a detailed description of the culprit and told the officer he saw the youth enter a nearby residence. The owner said he only wanted to speak to the youngster and let him know as nothing was missing or damaged. Police located the youth and a warning was given in the presence of the youth’s parent.

An adult woman is facing multiple charges following a late morning incident in which she physically assaulted an adult man who refused to allow her to use his vehicle. The investigation revealed that the woman, who was on a probation order at the time, had physically struck the man and caused damage to his vehicle and cell phone. The woman was charged with assault, mischief to property and breaching a condition of her probation.

Officers also responded to a variety of other calls, including alarms, domestic disturbances, suspicious people or vehicles, mental health issues, requests to verify an individual’s well-being, harassing communications and calls. regarding animals or regulatory issues.

*Anyone with information regarding any of these cases, or any other criminal matter, is encouraged to contact the Weyburn Police Department at (306) 848-3250, the local RCMP detachment at 310-RCMP (7267) or Crime Stoppers at 1-800-222-TIPS (8477).

HELOC and Home Equity Loan Rates September 26, 2022 | What to expect after the Fed rate hike

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Key points to remember
  • Home Equity Loan and Line of Credit (HELOC) rates rose slightly this week.
  • The Federal Reserve raised its main short-term interest rate by 75 basis points, which will push up the cost of borrowing.
  • The Fed hike will most directly affect HELOCs, which often have floating rates tied to what the central bank is doing.
  • If you have a variable-rate HELOC, be careful when borrowing more money because rates will likely continue to rise for a bit longer, experts say.

Expect to pay more if you borrow money against your home. Thank the Federal Reserve.

This isn’t just the case if you’re considering taking out a new home equity loan or line of credit (HELOC). If you already have a HELOC or a variable interest rate loan, this will increase.

The Fed announced last week that it raise its benchmark short-term interest rate – the federal funds rate – by 75 basis points as part of its continued attempt to contain persistently high inflation. The prices were 8.3% more in August than they were a year earlier, according to the Bureau of Labor Statistics, which was higher than expected.

This increase in the federal funds rate is designed to discourage spending and encourage saving, with the goal of lowering prices.

“Inflation is a major concern for people,” says Brian Walsh, senior director of financial planning at SoFi, a national personal finance and lending company. “It impacts everyone and is particularly harmful for people at the bottom of the income scale. The Fed needs to control inflation and it has relatively limited tools to do so. Whether it’s perfect or not, they have to use their tools at their disposal. One of the main ones is the increase in rates.

A higher federal funds rate will mean higher interest rates for all types of loans, and it will have a particularly direct impact on HELOCs and other variable rate products that move in concert with central bank changes.

“However you cut it, it’s not going to be fun to have a higher payment each month on the same amount of money,” says Isabelle Barrowdirector of financial planning at Edelman Financial Engines, a national financial planning firm.

Here are the average home equity loan and HELOC rates as of September 21, 2022:

Type of loan Last week’s rate Previous week’s rate Difference
$30,000 HELOC 6.75% 6.51% +0.24
10-year $30,000 home equity loan 7.15% 7.08% +0.07
Home equity loan of $30,000 over 15 years 7.12% 7.04% +0.08

How these rates are calculated

These rates come from a survey conducted by Bankrate, which, like NextAdvisor, is owned by Red Ventures. Averages are determined from a survey of the top 10 banks in the 10 major US markets.

How will the Fed’s rate hike affect home equity loans and HELOCs?

Home equity loans and HELOCs are similar. You use the equity in your home — the difference between its value and what you owe on your mortgage and other home loans — as collateral to get a loan. This means that if you don’t repay, the lender can foreclose on your home.

They differ in how you borrow the money.

Home Equity Loans

Home equity loans are usually quite simple, in that you borrow a pre-determined amount of money and then pay it back over a number of years at a fixed interest rate. Home equity loan rates are based on your credit risk and the cost to the lender of accessing needed cash.

The Fed’s benchmark rate is a short-term rate that affects what banks charge each other to borrow money. This hike will increase costs for banks, potentially leading to higher interest rates on products such as home equity loans.

Home equity loan interest rates tend to be a bit higher than HELOCs, but that’s because they usually have fixed rates. You don’t take the risk that rates will rise in the future – as they probably will. “You have to pay a little more interest to get that risk mitigation,” Barrow says.


HELOCs are similar to a credit card secured by the equity in your home. You have a limit on how much you can borrow at one time, but you can borrow some, pay it back, and borrow more. You will only pay interest on what you borrow, but the interest rate tends to be variable, changing regularly as market rates change.

Many HELOCs have variable rates that follow the preferential ratewhich changes at the same time as the Fed’s benchmark rate.

“For people who have variable rates, whether it’s a HELOC or a home equity loan, we expect those to go up as the Fed raises rates,” says Walsh. “These interest rates are based on the prime rate, which is basically the federal funds rate plus 3%. As the fed funds rate rises 75 basis points, we expect HELOC rates to rise 75 basis points.

Pro tip

Variable rate HELOCs will see this rate increase after the Fed’s latest rate hike and into the foreseeable future. Keep this in mind when deciding how much to borrow and what to spend it on.

What can you use home equity loans and HELOCs for?

Although a mortgage is primarily used to pay for a home, you can use a home equity loan or HELOC for just about anything. But just because you can doesn’t mean you have to.

The most common use is for home improvements, especially those that are expected to increase the value of your home. With the short-term future of the economy uncertain, Walsh advises you to be careful when borrowing. Think about why you want to tap into your home’s equity and decide if it’s worth what will likely be higher interest charges.

“We don’t want people to get into the habit of treating their home equity like a piggy bank or like a credit card for discretionary purposes,” he says.

Home equity loans can be useful for consolidating higher-interest debt, such as credit cards, which also become more expensive when the Fed raises rates. Experts advise caution when turning unsecured debt into secured debt — you run the risk of losing your home if you can’t pay it off. If you choose to use a home equity loan or HELOC to help you get out of a credit card debt hole, Walsh says the most important thing is to make sure you don’t keep digging yourself deeper. a deeper hole at the same time.

“If you’re using a HELOC or a home equity loan to consolidate your credit card debt, I wish it were just mandatory that you stop spending on a credit card,” Walsh says. “What ends up happening is someone consolidates their credit card debt, then a few years later they now have their home loan or HELOC on top of their new credit card debt because it hasn’t solved the underlying problem that brought it to credit card debt to begin with.

How will the September Fed hike affect existing home equity loans and HELOCs?

If you already have a fixed-rate home equity loan, “quite frankly, it doesn’t matter what the Fed does,” says Walsh.

The Fed matters a lot for HELOCs and loans with variable interest rates. Since these rates will and will likely continue to rise for the foreseeable future, you need to think carefully about how you use them. “It’s really important to know if you have a loan that will adjust,” Barrow says. “If you do, you have to be prepared for that loan to adjust upwards, which means it will cost you more and more every month.”

If you have a lot of borrowed money in a HELOC right now, an option that may seem counterintuitive could save you a lot of money, Barrow says. You can cash-out refinance — even if mortgage rates are higher than 6% — if the total savings on your HELOC outweighs the cost of switching to a higher mortgage rate. “It’s not a foregone conclusion that a refi makes sense, but you definitely need to be prepared for a higher rate on a HELOC,” she says.

Rates will continue to rise with this rise. The Fed should keep its foot on the gas until the end of the year, at least until inflation is on track towards 2%. Consumers should be wary of taking on too much debt with variable rates.

“We can look at it and say a rational person would say the Fed is going to keep raising rates so it’s going to keep getting more expensive for me to borrow money from a HELOC and that’s going to affect my payments “Walsh says. “Generally speaking, most consumers don’t behave in a perfectly rational way. They tend to underestimate this and it will surprise them if they don’t talk it over with someone who can weigh the pros and cons with them when using their HELOCs.

Salmon Arm resident explains how to connect kids to nature – Sicamous Eagle Valley News


“We see what we have been taught to see. We love and respect our natural environment when we see ourselves as part of that community.

These phrases are among the words on the cover of Heartbeat of the Earth, A Handbook on Connecting Children to Nature through Indigenous Teachings.

The manual is written by Launa Purcell, a member of the Mount Currie area Xa’xtsa First Nation who lives in Salmon Arm. She understands on a deep level the importance of outdoor learning.

“As a Xa’xtsa Indigenous woman, I understand that the teaching of our ancestors and being outdoors are as inseparable as our connection to the land… We see ourselves as part of nature and not as a separate entity. Children learn from an early age that what we do to nature, we do to ourselves…”, she writes in the introduction.

She spent many hours with her grandmother Alice Purcell, who died six years ago in the late 90s.

“We spent a lot of time outdoors, whether it was picking berries, being outdoors with family or being outdoors in nature. Growing up immersed in nature has certainly given me a great appreciation for being externally aware of the things around us.

Purcell has worked in Indigenous education in the North Okanagan-Shuswap 83 School District for over 20 years, where outdoor learning was a key component. She now does similar work with the Rise Up Indigenous Wellness Society, with strong ties to Salmon Arm and Sicamous.

The beautiful nature and children’s photographs in the book were taken by Wes Snukwa7 (also known as Wilson), a member of the Lytton First Nation who lives in Salmon.

Heartbeat of the Earth, A Handbook on Connecting Children to Nature through Indigenous Teachings, written by Launa Purcell with photographs by Wes Snukwa7, is for parents, caregivers and educators. (Martha Wickett’s Salmon Arm Observer)

With its short and well-spaced texts, accompanied by photos and drawings, the manual is accessible and inviting.

Content includes: power of ceremony; Mindfulness – Gratitude Meditation; We are all connected; swimmers, walkers and pilots; and indigenous games.

Asked about the generosity of sharing indigenous knowledge with the general population, Purcell said her hope was to increase understanding.

“When you understand another culture, you are able to connect more strongly, she said, explaining that much of what she has been able to share are traditional teachings, some orally of her own. band and others shared by other First Nations.

The manual is aimed at parents, carers and educators, although Purcell said his mother has heard from many interested grandparents. Purcell said the manual was the kind of resource she always seeks as a teacher of Indigenous children.

A well-attended book signing took place on September 22 at the Anvil Coffee Collective in Salmon Arm. Purcell and Snukwa7 were there, along with family, friends and supporters.

Snukwa7’s love of photography dates back to his teenage years when he attended an independent school run by Lytton First Nation. The elders would come and teach the students the traditional customs and language. There he took a photography course and the seed was sown.

“I believe in this book 100% and it has a lot to do with the school I went to in Lytton…” he said.

He and his wife Kristine Wilson also do family portraits, events, weddings and more, which he loves.

Her friendship with Kristine and Purcell goes back a long way, as she taught their three children as well as her sister.

“I love the path she is on right now. To collaborate with another First Nations person and do a project like this – it’s just amazing… I’m just proud to be part of the project and to receive the recognition I made.

He was especially honored to have Lytton First Nation Chief Janet Webster attend the book signing, along with her father Joe Wilson.

“He was so proud.”

Purcell said she hopes to work with Snukwa7 on another project that is still in the works. Her family also attended the book signing and loved seeing the children whose photographs are in the book.

“One of the little girls was signing people‘s books, telling them, ‘I’m in the book, I’m famous,'” she smiles.

Heartbeat of the Earth is available in Salmon Arm at Bookingham Palace as well as Book Nook.

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Litchfield High School teaching staff have named Blake Thompson and Kaitlyn Palmer as their first two students of the week, for the week of September 19-23.

Math professor Dan Buker named Thompson, saying the LHS sophomore “has demonstrated a strong work ethic in his pursuit of learning geometry.”

FG’s recovery of $322m in funds laid the foundation to lift 100m Nigerians out of poverty


Federal Attorney General and Minister of Justice Abubakar Malami, SAN, said the $322 million in looted assets recovered (as of 2017) in Switzerland helped the federal government lay a solid foundation to pull out $100 million of Nigerians from poverty.

AGF explained that the funds are being channeled through social investment programs such as the National Home Grown School Feeding Program, N-power Job Creation and the Youth Empowerment Program , among others.

He therefore called for international support and cross-border collaboration between countries to ensure an effective fight against illicit financial flows.

This was revealed in a statement made available to reporters on Saturday by Dr Umar Jibrilu Gwandu, AGF’s special assistant for media and public relations.

Malami addressed relevant stakeholders in the United States on “Food Security Response: Combating Illicit Financial Flows and Ensuring the Return of Assets for Sustainable Development.

The event was organized by the African Peer Review Mechanism (APRM) of the New Partnership for Agricultural Development (NEPAD) and the Economic and Financial Crime Commission (EFCC), on the sidelines of the 77th session of the United Nations General Assembly in New York USA on Friday.

Malami said transformative solutions to the thorny issues of international financial flows (IFF), looting, internet-related crimes and other threats to global economic growth and development will surely require bilateral cooperation from all stakeholders.

Malami added that such cooperation was relevant as the United Nations General Assembly had already supported the “promotion of international cooperation to combat illicit financial flows and strengthen good practices in asset recovery in order to foster the sustainable development”.

He noted that African countries also suffer from these illicit financial flows as they negatively affect
the African Union’s Agenda 2063 tends towards an integrated approach,
a prosperous and peaceful Africa, driven by its own citizens, representing a dynamic force on the international scene.

“Indeed, these challenges are truly intertwined and have tested our collective ability to design innovative solutions,” added Malami.

The statement reads in part:

“According to Malami, the vision can only be realized when the key to life, ‘food’ is secured and secured, saying that “the fight against illicit financial flows, in terms of blocking leaks and recovering looted assets , will open the door to unleash much-needed investments in productive sectors, including food security.

“Malami said Nigeria has demonstrated the feasibility of applying returned looted assets for sustainable development.

“Malami said the food security response has been placed at the top of Africa’s 2022 agenda to align with the global sustainable development goal of ending hunger, achieving food security, improve nutrition and promote sustainable agriculture by 2030.

“He noted that the crisis experienced in the world as well as the onslaught of terrorism and crime continue to exacerbate the challenges to world peace posed by famine, malnutrition, disease, climate change which, according to him, continue to contribute to the deterioration of the global economy.

“While emphasizing the link between illicit financial flows and food security, Malami cited reports from law enforcement agencies, particularly the Economic and Financial Crimes Commission (EFCC), which showed that IFFS undermine development efforts, including food security.

“He said that the federal government has put in place laws and frameworks to combat IFFs, noting that this year President Muhammad Buhari signed the Prevention and Prohibition of Money Laundering Act (2022 ), the Proceeds of Crime Act, among others.”

Predatory payday loan companies and fraudsters thrive amid uneven laws and stolen data, new BBB research finds


As consumers lost their jobs and struggled to make ends meet during the COVID-19 pandemic, many have turned to payday loans and other short-term solutions, with an increase in solutions in line. This has not only allowed predatory lenders to thrive – many borrowers still face exorbitant interest rates and opaque fees – but has also created a fertile environment for scam artists, according to a new in-depth study from the Better Business Bureau. (BBB).

Payday loan laws are managed from state to state among the 32 states in which they are available, and a complex web of regulations makes the impact of the industry in the United States and Canada difficult to understand. follow. The BBB study, however, finds a common thread in the triple-digit interest rates that many of these loans carry – camouflaged by interest compounded weekly or monthly, rather than annually, as well as significant rollover fees.

From 2019 to July 2022, BBB received nearly 3,000 customer complaints about payday loan companies, with a disputed dollar amount of nearly $3 million. In addition, over 117,000 complaints have been filed against debt collection companies at BBB. Complainants often said they felt ill-informed about the terms of their loans. Many fall into what consumer advocates call a “debt trap” of racking up interest and fees that can force customers to pay double the amount originally borrowed.

The scammers haven’t missed an opportunity to take advantage of consumers either, with BBB Scam Tracker receiving over 7,000 reports of loan and debt collection scams representing around $4.1 million in losses.

Posing as payday loan companies and debt collectors, scammers use stolen information to trick consumers into handing over banking information and cash. In one case, BBB discovered that hackers had stolen and released detailed personal and financial data for more than 200,000 consumers. News reports indicate that this is not an isolated incident.

Regulators at the federal level have passed tougher laws to combat predatory lending, but those regulations have been rolled back in recent years, leaving states to set their own rules on interest rate caps and other aspects of lending. on salary. More than a dozen states introduced legislation last year to regulate payday loans, but the landscape of legally operating payday lenders remains inconsistent across states.

Currently, payday loans are not allowed in 18 states, according to Pew Charitable Trust. In addition, the Military Loans Act sets a rate of 36% on certain payday loans. When it comes to fraudulent behavior, law enforcement is limited in what they can do to prosecute payday loan scams. Some legal payday lenders have attempted to prevent scams by educating consumers about the ways in which they will or will not contact borrowers.

The BBB study advises consumers to thoroughly research all of their borrowing options — as well as the terms of a payday loan — before signing anything for a short-term loan. The study also includes recommendations for regulators:

  • Cap consumer loans at 36%
  • Educate more people about no-cost extended repayment plans
  • Require lenders to test whether consumers can repay their loans
  • Require Zelle, Venmo, and other payment services to offer refunds for fraud

Where to report a payday loan scam or file a complaint:

  • BBB.org/ScamTracker
  • Federal Trade Commission (FTC) – ReportFraud.ftc.gov
  • State attorneys general can often help. Find your state attorney general’s website to see if you can file online.
  • If you have an overdue payment on a payday loan, the Consumer Financial Protection Bureau may have resources to help you establish a payment plan.

Find more information about this study and other BBB scam studies at BBB.org/scamstudies.

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Camp Leopold, SC Waterfowl Association Announces Partnership with Dominion Energy



PINEWOOD – Camp Leopold and the South Carolina Waterfowl Association recently announced a partnership with Dominion Energy.

Dominion Energy has pledged $50,000 in support to provide multi-day outdoor educational experiences for more than 5,000 students in Dominion Energy service territories throughout South Carolina. The funding, which is restricted to students enrolled in Title I schools, will engage participants in hands-on STEM-based courses that focus on the field of conservation. Students can expect an immersive experience in which they will learn about many diverse plants and animals of the Southeast, in addition to learning techniques for wise management of these natural resources.

“From the mountains to the sea, South Carolina’s abundant natural resources help make our state the unique and special place we call home,” said Keller Kissam, president of Dominion Energy South Carolina. “We are proud to partner with the Waterfowl Association to help plant the seeds of environmental stewardship in our next generation of South Carolina as they grow to appreciate our natural wonders and preserve these resources for years to come. come.”

The primary goal is for each student to leave Camp Leopold with an increased awareness of the natural world. “Dominion Energy is a long-time supporter of Camp Leopold and has been instrumental in building our education program. Their dedication to supporting conservation education for young people is a strong testament to the virtues of society,” said SCWA Executive Director David Wielicki. .

Get Your Vote Back: When We All Vote, It Attracts Young Voters | New


Even though 2018 saw the highest turnout for a midterm election since 1914, nearly 50% of voters did not participate. It was also the highest youth turnout in decades at a midterm election, but nearly two-thirds of young people did not vote.

when we all vote, a nonpartisan initiative launched by former First Lady Michelle Obama, is working to close the race and age gap in voter turnout. Executive Director Stephanie Young said while there are new challenges that make it harder for young people to vote, such as recent provisions that reduce early voting days or invalidate student cards, there are also social barriers that also play a role.

“Often the barriers for young people are that no one asks them to vote,” said Young, who added “we know that a good percentage of young people did not vote in the last midterm elections because ‘they said no one asked them.

Young says when we all vote is on a mission to change the culture around voting to increase turnout among young and black voters and hopes its partnership with BET on the 2022 #ReclaimYourVote campaign can help achieve the specific goals they set out ahead of the mid-election. -mandate. The organization has worked alongside other organizations this year to recruit and train at least 100,000 volunteers, register more than a million new voters and recruit thousands of lawyers to protect voters across the country.

when we all vote hosted a week of action that included a virtual rally featuring former First Lady Michelle Obama and will culminate today with a Twitter Space conversation about the impact of gerrymandering on communities of color. Other events this week included local voter engagement training across the country and discussions on the state of environmental justice.

In 2020, when we all vote reached over 100 million people and helped over 500,000 people register to vote. In addition to communities of color, they also emphasize youth voter turnout and provide financial support to college campuses to get out the ballot efforts.

Young says that since Gen Z is the most diverse voting bloc and makes up at least 10% of voters nationwide, part of their appeal to young voters is to show the added impact that voting can have over time and why it matters.

“Democracy is a two-player sport, and it’s a stable game,” said Young who added, “That’s why it’s so important for us to constantly invest in it.”

And while traditionally candidates have been the ones to appeal to voters, given that new laws and proposals have created roadblocks that impact black and brown voters, When we all voteThe 2022 midterm election campaign aims not just to reclaim the vote, but to underscore its potential for influence.

“We are not going to allow people to scare or intimidate us away from voting and away from this power that we have. So, it is we who are literally reclaiming our power. And not just our vote,” Young said.

Young also recognizes the lack of patience that young people can feel, especially with the issues they are most passionate about.

“The right to vote protects all other rights,” said Young, who added, “To create real systemic change on criminal justice reform, climate change, reproductive rights, and all the issues that matter to us, we must combine our activism in the streets with our voting at the polls. »

when we all vote encourages your participation in the #ReclaimYourVote 2022 campaign by registering to vote and visiting their website for voter rights resources to ensure you are ready to vote. You can also join advocacy efforts by starting a chapter in your community or a club in your school.

Visit Claim Your Vote: Your Voice, Your Power, Our Democracy for more information.

Visit vote.gov to register to vote, check your registration status, and find voter registration deadlines.

The club has big plans for the coming months


On July 9, the 2022-2023 Rotary Club of Barbados Board of Directors was installed in the picturesque Bentley Mansion, a place steeped in history and one that so eloquently aligns with the theme “Let’s Make Rotary Great”. Magic “. The ceremony was held under the patronage of the President of Barbados, Her Excellency Dame Sandra Mason, GCMG, DA, QC and featured the Barbados Police Band who serenaded Rotarians and guests during cocktail hour.

Incoming President Tracey Knight-Lloyd kicked off her year with a quote from Rotary International’s first female president, Jennifer Jones; whose theme inspired us to Imagine Rotary. She said: “Imagine a world that deserves our very best, where we wake up every day knowing we can make a difference. You cannot imagine yesterday. You imagine tomorrow.

To further emphasize the Imagine Rotary theme, Jones asked all Rotarians to focus on a few key areas:

• Adapt and revamp the way we run our service projects and run our clubs

• Embrace a greater focus on member engagement and retention, especially with what she calls the comfort and care approach

• Seek ways to empower girls and women through the Empower Girls initiative

This year, The Rotary Club of Barbados will continue its journey to make Rotary Magic with a number of service projects that will lead to continued upliftment and betterment in the lives of those who benefit from club service. An example of this is the Empowering Girls theme which continues to be relevant, and even more critical in this post-Covid-19 environment.

Covid-19 has jeopardized the financial stability of many women, which is further compounded by the lack of financial knowledge and financial dependency of this group. Additionally, a 2020 IDB study in Barbados indicated that men’s levels of financial literacy were higher than those of women. With such statistics plaguing women, the President’s plan for 2022-23 will be a financial education program themed “Save, Spend and Prosper” – a program that was developed to reach out to and equip vulnerable women. to protect their livelihoods and by extension their families, as many women now find themselves at the head of their households.

President Tracey Knight-Lloyd pointed out that “this project will be rolled out in three phases, the rehabilitation of the computer labs at Marina House, a residential treatment center for women of all backgrounds, who are recovering from various forms of addiction. The phases also include a financial coaching seminar and finally a national social media campaign highlighting basic financial literacy advice in an easy to understand format.

There is a surfeit of empirical evidence that indicates positive youth development is directly correlated with programs that include after-school recreation, conflict resolution, and mentoring, among others. The Barbadian community continues to watch in horror the acts of violence perpetrated among another vulnerable group, the youth.

In this spirit, the Club will continue its work with two initiatives launched in 2021, the youth upliftment programme, Building the Brand Called You and will continue to support activities within children’s homes which all serve as key interventionist approaches. to minimize deviance among young people. . In addition to these programs, this year, through the Pride of Workmanship Awards, the club intends to highlight the work of those who provide programs for at-risk youth and who are the unsung heroes who help prevent young people from engaging in a life of crime. It is hoped that by showcasing their important work, more prominence will be given to this area, resulting in a reduction from the cradle of the island to the prison pipeline. Rotary Magic will not exclude people with disabilities of all ages from the island. All children living with disabilities have abilities and that is why the club continues to be delighted to be part of an initiative that will see the rehabilitation of the learning center at the school for special needs.

Knight-Lloyd reiterated the club’s focus on saving the environment, tackling childhood obesity and the importance of vaccines in eradicating polio.

The Council 2022-23:

1. President Tracey Knight-Lloyd

2. Vice President Paul Ashby

3. President-elect Ermine Darroux

4. Secretary Jamella Forde

5. Treasurer Peter Williams

6. Director of Club Administration Savitri St. John

7. Director of Public Image Keri Mapp

8. Director of Community Services Anton Nicholls

9. Director of Membership and Youth Services Barbara Trieloff-Deane

ten. International Service Director Carole Eleuthere-JnMarie,

11. Past President, Robin Ford

12. Sergeant-at-Arms Randy Marshall.

(Rotary Club of Barbados)

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Bahrain Princess arrives for Women Power Conference


Princess of Bahrain – Her Highness Sheikha Jawaher Bint Khalifa Al Khalifa

THE Princess of Bahrain – Her Highness Sheikha Jawaher Bint Khalifa Al Khalifa arrived in Manila yesterday morning en route to Davao City to launch the opening of the Global Women’s Empowerment Summit (GWES) at the Waterfront Insular Hotel Davao on 24 and September 25, 2022.

She is also expected to meet with high profile businesswomen, women government officials and summit sponsors.

The summit aims to promote women’s empowerment and Sheikha Jawaher has a particular interest in helping women earn a living and enacting youth empowerment in the region.

This is her first time here after the June summit date was canceled due to unforeseen circumstances. It intends to explore opportunities in the region that may be of interest to investors from Bahrain. She expressed her intention to help promote inbound tourism.

The Global Women’s Empowerment Summit is a Dubai-born and based women’s empowerment event that focuses on promoting women’s well-being and rights to have better lives and be the best versions of women. themselves.

Among the speakers at the opening on September 24 is Stella A. Estremera, associate editor of Sun.Star Davao, where she will speak about empowering women by empowering others. The summit features a powerful group of speakers, it is the only women empowerment gathering initiated so far.

After the Davao summit, Sheikha Jawaher will also grace the Manila leg of GWES on October 1 at The Tent in Enderun, McKinley Hill and October 3 at the Okada Manila. (SunStar Philippines)


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Moody’s: Envision Healthcare faces bankruptcy and defaults


Moody’s Investors Service added to Envision Healthcare’s financial woes by downgrading the outpatient surgery and physician recruitment company’s debt on Wednesday.

“The ratings downgrade reflects Moody’s view that Envision’s capital structure is unsustainable, the likelihood of bankruptcy or major restructuring is high, and the recovery rates of a much of the company’s debt will be low,” said a Moody’s report. Envision declined to comment.

The credit rating entity assigned a “C” rating, the lowest among lower-grade bonds that is typically applied to debts in default with little prospect of collection of interest and principal balances. In its report, Moody’s referred to declining profitability, low liquidity and expected poor operating performance due to labor costs and rising interest rates.

Nashville, Tenn.-based Envision Healthcare, which generates about $7 billion in annual revenue, provides emergency services and physician outsourcing, and operates more than 250 outpatient surgery centers in 34 states. Private equity firm KKR acquired Envision for nearly $10 billion in 2018.

The Envision analyst project could default within the next two years, said Jaime Johnson, senior health care analyst at Moody’s.

Envision restructured some of its debt by issuing new agreements through its subsidiary AmSurg and extending maturity dates, which improved short-term liquidity, but the restructuring did not eliminate any debt, Johnson said. “It’s pretty clear to us that they’re going to run out of money at some point,” she said.

Envision has struggled throughout the pandemic, including net losses in the first half of this year. The company continues to battle with UnitedHealth Group over claims following the insurer’s decision to remove Envision from its network last year. The no surprises law will also take a toll on revenue, and Envision has recently come under fire for taking advantage of emergency department patients with surprisingly high bills.

Brian Croft is the new director of SIU’s Touch of Nature


September 22, 2022

Brian Croft is the new director of SIU’s Touch of Nature

by Christi Mathis

CARBONDALE, Ill. – Brian Croft, a dual alumnus of Southern Illinois University Carbondale, has been chosen as the new director of SIU’s Touch of Nature Outdoor Education Center.

Croft brings many years of experience in education and outdoor recreation to his new role as well as a vision for the future of the facility, to serve even better the diverse populations that go there, said Jeffery T. Burgin Jr., Vice President Chancellor for Student Affairs.

“Brian is passionate about experiential education and inclusive outdoor recreation,” Burgin said. “He is a seasoned instructor, camp leader and outdoor experience professional with over a decade of outdoor programming experience and extensive knowledge of outdoor program development. I am confident that under his leadership, Touch of Nature will expand on its mission to enhance the lives of the countless diverse people who visit the many wonderful programs and experiences offered there. I look forward to working with Brian and the rest of the Touch of Nature staff to develop the first outdoor experience space.

Strong link with Touch of Nature

Croft is no newcomer to Touch of Nature, having served as assistant director of education and outdoor recreation there since October 2019, and he said his connection to the Learning Lab in outdoors has always been strong enough.

“I haven’t quite realized yet that I just got my dream job. Touch of Nature has such an incredible history domestically, and playing a part in its future development is truly an opportunity I could only dream of, Croft said. “I truly believe that our role at the center is to honor our past and our heritage as a leader in outdoor and experiential education while keeping our eyes on the future.”

In his role as Vice Principal, he managed many programs including Outdoor Education, Environmental and Adventure Education, Recreation Therapy, Community Programs, Basecamp, First Year Student Orientation Program year Dawg Days and much more. Additionally, he was Outdoor Program Manager and Outdoor Education Staff member between 2006 and 2012 at Touch of Nature.

“We look forward to the return of Camp Little Giant in 2023, with the components that have always made it extra special but redesigned to be relevant for today’s campers,” Croft added. “We also look forward to the continued growth of our on-campus and outdoor education programs. And with the addition of new programs like the Little Grassy Get Down Music Festival and our popular and growing Touch of Nature Multiuse Trail System, along with our many other programs and amenities, we are well positioned to continue to grow and expand. providing students and visitors with incredible outdoor opportunities now and in the future.

Extensive experience and references

Croft also served as Assistant Recreation Director, Outdoor Programs Coordinator, and Associate Instructor at Indiana University, Bloomington, between 2014 and 2019, and prior to that, he was Director of Camping Services and Director of Programs at Camp Ondessonk in Ozark, Illinois. Additionally, Croft has taught a variety of courses focused on outdoor recreation, tourism, adventure, leadership, and education at SIU and IU as well as in Wisconsin and Michigan as a guest lecturer.

Croft is a lifelong Saluki, having earned his Masters in Health Education and Recreation as well as his Bachelors in Recreation at SIU; he plans to complete his doctorate in educational administration in December. He also holds a number of certifications and accreditations, including Mountain Bike Teaching Level 1 of the Mountain Bike Instructor Course Program, Leave No Trace Master Educator Trainer and Wilderness First Responder from Wilderness Medical Associates.

He assumed his new role at Touch of Nature on September 1.

AJ Student Prize 2022: University of East London


About the School of Architecture, Computer Science and Engineering

Location London E16 Course BSc (Hons) Architecture, MARs head of schooll David Tann Full time tutors 11 Part-time tutors 35 Students 220 Staff/student ratio 1:15

First cycle

Jama Hamda

Course BSc (Hons) Architecture
Brief studio/unit Rethinking space for activism, education and play in the context of the climate emergency: A new building for the Hackney Youth Parliament (Unit A)
Project title Integrated community

Project description This proposal is for a fully accessible and inclusive public building, where spaces are shared and designed to be inhabited, but also act as an extension of the public realm it faces. The Hackney Youth Parliament is at its centre, its main chamber defined by a public auditorium, circulation and atrium. The meeting space is designed to see and be seen. Its operation is supported by a series of formal mixed-use rooms on the middle floor, a workshop on the ground floor, and a roof garden and gym at the top.

Guardian Quote Hamda’s project is critically informed by her practical research into the everyday lives of young people and her sensitive reading of Hackney’s unique socio-spatial context, a result of its highly diverse and young population. Carsten Jungfer and Fernanda Palmieri


Dan Strasbourg

Course March
Brief studio/unit Open Space (Unit 2)
Project title Kidbrooke Youth Center and renatured park

Project description Set on unused green meadows in south-east London, this project examines alternative ways of sustainably developing green spaces through community-led workshops and crafts, as well as youth centers and education. He draws inspiration from alternative youth groups, including Kibbo Kift and Woodcraft Folk. The intervention also pursues a project of “renaturation” of wetlands while opening up new paths. He suggests a slow, grassroots method of development – self-built, self-grown with on-site materials and community ownership. Ponds and streams form a protected part of the park where groups of young people can play freely.

Guardian Quote The project is a civic and poetic infrastructure that engages a variety of people with nature through shared action. It is a place that inspires young people to connect with themselves, others and the natural environment. Christoph Hadrys and Uwe Schmidt-Hess

Elections 2023: A serious challenge to Atiku, Tinubu as Peter Obi’s degree and NYSC certificate emerge

  • Peter Obi, the Labor Party (LP) presidential candidate appears to have nothing to hide as he prepares for the 2023 general election
  • A day after INEC released the names of candidates for the upcoming elections, Obi’s academic papers surfaced
  • Former Anambra State governor’s college and NYSC certificates are now in the public arena

PAY ATTENTION: Check which news is chosen exactly for you ➡️ find the “Recommended for you” block on the homepage and enjoy!

Oseloka H. Obaze, aide to Labor Party Peter Obi, has released the former Anambra State Governor’s university degree.

Obaze on his Twitter page on Wednesday, September 21, shared a copy of Obi’s certificate he obtained from the University of Nsukka (UNN).

According to the document, Obi graduated with a Bachelor of Arts in Philosophy after completing his courses at the Nigerian tertiary institution in 1984.

Read also

BREAKING: Powerful PDP governor cuts ministries to 18, MDAs to 72, proves right

Obi diploma, NYSC certificate
Obi studied philosophy at UNN (Photo: @OselokaHObaze)
Source: Twitter

The certificate was issued on December 15, 1984.

Peter Obi certificates: Challenge to Tinubu, Atiku, Kwankwaso, others

The politician’s aide called presidential standard bearers of other political parties to also take up the challenge and issue their certificates as Obi.

Meanwhile, Obi’s National Youth Service Corps (NYSC) certificate has also surfaced online.

The certificate revealed that the former governor started the NYSC program in 1985, a year after graduating from UNN, and ended in 1986, precisely on May 1.

Election 2023: Peter Obi in pole position for the votes of the North

In another report, Obi was tipped to secure a bulk vote in Nigeria’s northern region, a territory that many political pundits have described as unfriendly to the former Anambra state governor.

Read also

“Peter Obi is more corrupt than the others”, reveals top secret Jonathan’s former assistant

Dr. Yunusa Tanko, spokesperson for the Third Coalition of Forces for the Labor Party, revealed this in an interview.

As collected by Legit.ngthe northern chief rejects talks that his director will not be elected in the north.

He described it as innuendo mixed with error, saying current statistics favor his principal over other presidential candidates vying for Nigeria’s highest political seat.

Asked about his principal’s chances in northern Nigeria, Tanko said:

“It’s a mistake. Look, as we are today, check the statistics, the Minister of Finance is from the North, the Minister of Defense is from the North, the Minister of Economy and other main senior officers , the IG Police, are from the North but if one person is killed in the South, another 100 people are killed in the North.

Source: Legit.ng

Government orders 113 internal roads and spends N1.2 billion on indigenous pilots and training engineers

Governor of Akwa Ibom State, Mr. Udom Emmanuel

Sep. 21 (THEWILL) – The Governor of Akwa Ibom State, Mr. Udom Emmanuel, has expressed satisfaction with his performance over the past seven years, despite the challenges of COVID-19 and the Nigerian economic situation, stressing that after conquering the aviation sector, Akwa Ibom has also become a pioneer in road infrastructure.

The governor, who expressed it on Tuesday, during a media meeting with journalists in Uyo, said that the first group of trainees were already undergoing training to provide the necessary technical staff for Nigeria’s flagship airline.

According to him, his administration, apart from urban roads, has witnessed the construction of more than 113 inland roads, while major cities in the state have been connected by two-lane roads, making travel in the state easier and safer, although the ease of doing business and evacuating agricultural products, especially from rural areas of the state, has attracted much interest.

“The type of road infrastructure we are putting in place is such that incoming governments will not repeat what we have already done, so they can channel money and effort into other areas.”

Governor Emmanuel explained that the state government has so far spent more than 1.2 billion naira to train the second batch of engineers and pilots in the state, along with aircraft manufacturers, Airbus , in a new initiative to reposition and increase the capacity of the state-owned airline. , Ibom Air.

He, however, expressed his delight at the airline’s progress in a short time, saying that the MRO facility at Victor Attah International Airport is 95% complete and will be ready before the end of the year and will help make the state the aviation hub of the region.

He said the airline’s inability to acquire more aircraft was due to the ongoing war between Russia and Ukraine, as most of the financial systems are tied to Russia, with the former Soviet Republic being however, faces trade and political sanctions and restrictions from many countries around the world.

“The state government is spending billions of naira to train and prepare the best hands of our natives for the growing opportunities in the aviation sector and especially Ibom Air. We have already sent the first batch of engineers and pilots to Airbus and the second batch is preparing to leave.

“We spend billions to train these people and that’s why I don’t care what part of the state any of the trainees come from. Airbus also does not know the local government where the trainees come from and if they find out that there are feelings in the selection of the trainees, they may decide to withdraw.

We even pray that they may evolve through their testing, Governor Emmanuel said.

The Governor, however, said his administration has taken alternative steps to acquire more aircraft to bolster the airline’s fleet to build on the gains the airline has already made in the nation’s aviation sector.

He said the state government’s inability to achieve the progress envisaged in the construction of the Ibom deep sea port was due to foreign factors, but announced that a Korea-based developer would soon become a tenant. to help drive the development of the seaport forward.

He noted that his administration never played politics with the development of the state, the reason why the state government spent more than $34 million on the construction of the flood control project of the state. 8.4 km IBB Avenue, a facility that crossed 18 communities in three local councils. Areas of the state and carrying more than half of the flood waters generated in and around Uyo.

Regarding electricity, Emmanuel maintained that no state government has invested up to half of what Akwa Ibom has invested in the sector, pointing out that with the construction of five digital substations including one sixth on the pipeline, the state would complete its Electricity for All program. a.s.a.p.

The Governor also expressed his dissatisfaction with the PHEDC’s inability to distribute electricity efficiently, saying that the state consumes less than 70 MGW, even though the state power plant produces 115 MGW, adding that the government of the state also obtained a license to increase its electricity production to 640MGW of electricity.

“The good news, however, is that we have also obtained a distribution license using a utility company so that we can efficiently distribute the electricity we generate and ensure a 24-hour electricity supply in all parts. state as soon as possible,” he said.

Regarding education, the governor said that in addition to maintaining the free and compulsory education program, more than 5,000 educational facilities have been provided in schools across the state over the past seven years, but regretted that local vandals continued to thwart the efforts of the state government in this direction.

He maintained that the state government would not encourage the 21-story building constructed for international oil companies to be rented below its value and said he was confident that with a PDP administration at the federal level, the reluctance of CIOs to relocate to their area of ​​operations would be a thing of the past.

Emmanuel called for supporting the state’s PDP candidate, Mr. Umoh Enoh, adding that his passion for youth empowerment and experience in business and the corporate world would bode well for the state. in the years to come.

He described recent calls for the state government to pay compensation to landowners on the Odikpani-Itu highways as unfair and immature, questioning why Akwa Ibom, which produces more than 35 percent of the country’s oil, would be considered not qualified to take full advantage of the winnings. oil profits tax, of which it remained a major contributor.

The Governor called on the natives of the state to always rise to the challenge of protecting the interests of the state at all times, adding that the state deserved more from the federal government, given its enormous contribution to the Nigerian economy.

“How do you expect a state to pay compensation to properties located on a road being built by the federal government? Who did the assessment and is it the practice? The amount of the contract for this route could have been sufficient for me to take the route to Aba.

“I call on our people not to be intimidated by anyone. Always have the interest of the state at heart,” he said.

Governor Udom Emmanuel has called on the media community and all the people of the state to do everything in their power to ensure that he succeeds in his recent appointment as Chairman of the Presidential Campaign Committee of the People’s Democratic Party (PDP) in the 2023 election.

Recall that Governor Emmanuel was recently appointed and sworn in as Chairman of the PDP Presidential Campaign Council, with a mandate to deliver the party’s candidate, Atiku Abubakar, to the presidency of Nigeria in 2023.

Challenger Banks to reach $524 billion in loan disbursements in Asia/Pacific* by 2026


Online-only Challenger banks thrive in Asia/Pacific, benefiting from policy accommodation and positive reception to digital payments

SINGAPORE, September 21, 2022 – In a recent IDC report titled Asia/Pacific Challengers in 2022: The Road Ahead, IDC estimates that by 2026, established and upcoming challengers will be able to disburse $524.4 billion in loans, a 1.4% share of the Asia/Pacific Household Loan Market.

As the pandemic has shifted most of the interaction of global financial services to digital, online-only challenger banks have seen success in customer acquisition, transaction activity and revenue, but growth is just beginning.

“Despite the nuances in the market, a common theme we found across Asia/Pacific is that most countries are accommodating to digital payments, and this is reflected in their national policies and the massive growth in payment methods. mobile payments like e-wallets,” said Adam Kamarul, market analyst for Financial Insights, IDC Asia/Pacific.

According to IDC, the hurdle now is to convert that growth into corresponding long-term sustainable revenue. The results are mixed in the region. Some challengers manage to turn a large depositor base into growing revenue, while others fail and go out of business a few years after launch. Differentiators include revenue generation strategy, management of consumer and business customer expectations, and market location methods.

Challenger banks should consider the following to thrive in the Asia/Pacific region:

  • Use location, alternative data and intelligent risk models to deliver personalization at scale
  • Rapidly iterate products, applications and systems based on customer feedback
  • Diversify and reinvent revenue streams beyond traditional and fee-based banking
  • Venture into new sectors through data-driven partnerships with non-banking industries to unlock new customer segments through innovative offerings

“The region offers a large addressable market for online-only financial services. By offering banking solutions to underserved SMEs or populations without access to a bank branch, challengers are already gaining market share, concludes Kamarul.

IDC’s report, Asia/Pacific Challengers in 2022: The Road Ahead (IDC #AP47795421), discusses the key development of challenger banks in Asia/Pacific and examines the unique cost structure and revenue channels they seek. It then explores the key drivers of growth in the region through its large addressable market, strong payment infrastructure, and reception of super apps. The report further highlights how Challengers are transforming the customer experience and disrupting traditional banking, the near-term risks for Challengers, and key tips for managing those risks.

For more information about this IDC Perspective document, please contact Adam Kamarul at [email protected] For media inquiries, please contact Miguel Carreon at [email protected] or Michael de la Cruz at [email protected]

*Asia/Pacific excluding Japan


About IDC

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Lilly Center Collaborates to Offer Summer Educational Programs on the Lake


‘My Youth My Pride’: More athletes join the fray as Jammu hosts more events


CI News

JAMMU: A fencing competition in epee, foil and saber events for boys and girls was held at Jammu Indoor Sports Complex.

The competitions for the Sub Junior, Cadet, Junior, Senior and Mini categories will take place late at night today.

More than 100 fencers participate in the competition under the supervision of the fencing coaching duo of Rachna Jamwal and

Chotu Lal while Varun Salathia is a technical official of the event and Deepak Singh Patial HP Manager Khelo India Fencing Center Jammu also oversees the event.

Sports Council Member Rajeev Sharma and J&K Sports Council Co-Secretary Bashir Ahmad presided over the ceremony as special guests.

Meanwhile, continuing the My Youth My Pride activities, a handball tournament was organized by the J&K Sports Council at Sports Stadium Kathua. The event was opened by Er. Kumar Manjotra,

CDD member. The main guest encouraged the players to work hard in their respective sports disciplines and also encouraged the spectators to join sports to keep fit to stay away from anti-social activities.

Eight teams from different panchayats participated in the event. Hundreds of spectators were present on the site to support their players.

A cricket match was played at MA stadium between Birpur Cricket Club and Kandi Cricket club which was won by Birpur Cricket club by 6 runs.

Opting to beat earlier Birpur Cricket Club scored 120 runs in their 20 overs quota and in response Kandi Cricket Club were grouped for 115. Rajiv Sharma member J&K Sports Council interacted with the players before the start of the game and assured them of a mega cricket. event will be held at the venue for teams from other districts of Jammu.

Meanwhile, a night cricket match, the Friendship Cup Final was played between ACB XI and Media XI. The tournament was part of the My Youth My Pride special activity aimed at sparking activism among the various chapters and departments in J&K’s union territory.

Jammu Divisional Commissioner Ramesh Kumar presided over the ceremony as the chief guest. He was accompanied by Sports Council Secretary Nuzhat Gull and Sports Council Member Ranjit Kalra along with other officers and officials from other ministries and the Sports Council.

Media Trust trains reporters in cross-platform investigative journalism


Media Trust Group, publisher of the Daily Trust newspapers and owner of Trust TV, with support from the MacArthur Foundation, organized a two-month cross-platform investigative journalism training for early-career journalists.

The workshop was organized for members of the National Youth Service Corps, new staff members and multiplatform journalists.

Underreported medication errors, says FG

Delta 2023: Northern groups approve Omo-Agege

Speaking at the opening ceremony, the company’s CEO, Mounir Gwarzo, urged journalists to go beyond ordinary reporting and conduct investigations that would set them apart.

Gwarzo, represented by Executive Director, Finance and Corporate Service, Nura Daura, said: “I sincerely hope that you will put all your efforts and abilities into this training so that in the end you will become specialists. You will learn a lot and be able to meet company expectations.

The group’s executive director, digital and editorial, Media Trust, Naziru Mikailu, said the training was aimed at guiding journalists through the early stages of their careers.

He said the company has a reputation for doing great investigative stories, but “now we want to double down on that.”

Trust TV Managing Director Ibrahim Shehu asked future journalists to be brave and meticulous in telling the right story through evidence-based investigative reporting with good sound and clear images.

“I can’t think of any media in this country where they have a mentorship program for two months before you actually get to what you need to do. So you’re a lucky bunch in terms of having that, he said.

HELOC and Home Equity Loan Rates September 19, 2022 | Expect increases after the Fed meeting

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Key points to remember

  • Home equity loan rates were little changed and home equity lines of credit (HELOC) rates were unchanged last week.
  • Rates are expected to rise after the Federal Reserve raised its benchmark short-term interest rate this week.
  • The impact of the Fed’s decision on HELOC rates will be direct, but the effect on home equity loan rates is less clear, experts say.

It’s about to get more expensive to borrow against the equity in your home.

And you can thank the Federal Reserve, which is expected to raise interest rates again next week in its continued effort to slow rising inflation.

Inflation has been stubbornly high for months. The last Consumer price index showed prices up 8.3% year-over-year in August, which was higher than expected. This will cause the Fed to keep its foot on the accelerator this week when it raises its benchmark short-term interest rate. The Fed is raising rates to calm demand and try to lower prices. When the Fed raises interest rates, banks also raise rates on products such as home equity loans and lines of credit.

“The disappointing consumer price index further underscores why the Fed will remain aggressive in raising interest rates and that higher interest rates will last longer,” said Greg McBride, CFA, chief financial analyst at Bankrate, which, like NextAdvisor, is owned by Red Ventures. .

Fed officials have indicated they are committed to raising interest rates if necessary to bring prices down. So far this year, the central bank has raised its key rate four times, including two consecutive hikes of 75 basis points. Observers expect another 75 point rise this week. “We’re here for as long as it takes to bring inflation down,” Fed Vice Chairman Lael Brainard said in a statement. recent speech.

Because home equity loan rates are based on the cost to banks and other lenders of borrowing money, they will likely see an increase as a result of the Fed’s decision. For home equity lines of credit, the effect will be more direct – their variable rates are often based on an index that mirrors what the Fed is doing.

“HELOC rates in particular will be at the mercy of how much the Fed eventually needs to raise interest rates before inflation is brought under control, McBride said.

Here are the average home equity loan and HELOC rates as of September 14, 2022:

Type of loan Price for this week Last week’s price Difference
$30,000 HELOC 6.51% 6.51% nothing
10-year $30,000 home equity loan 7.08% 7.06% + 0.02
Home equity loan of $30,000 over 15 years 7.04% 7.01% +0.03

How these rates are calculated

These rates come from a survey conducted by Bankrate, which, like NextAdvisor, is owned by Red Ventures. Averages are determined from a survey of the top 10 banks in the 10 major US markets.

How does the Federal Reserve affect home equity loans and HELOCs?

Home equity loans and HELOCs are similar in that you use the equity in your home — the difference between its value and what you owe on your mortgage and other home loans — as collateral to borrow money. ‘silver. This means that if you don’t repay, the lender can foreclose on your home.

How you borrow that money is very different.

Home Equity Loans

Home equity loans are usually simple: you borrow a set amount of money, get it all in one lump sum, and then pay it back in payments over a number of years at a fixed interest rate. Home equity loan rates are based on your credit risk and the cost to the lender of accessing needed cash.

The rate the Fed should raise is a short-term rate that affects what banks charge each other to borrow money. This hike will increase costs for banks, potentially leading to higher interest rates on products such as home equity loans.


HELOCs are less straightforward. Your lender approves you for a line of credit, similar to a credit card, which is secured by the equity in your home. You have a limit on how much you can borrow at one time, but you can borrow, repay, and borrow more until your draw period ends. You will only pay interest on what you borrow, but the interest rate is usually variable and changes regularly based on market rates.

Many HELOCs have variable rates that follow the preferential ratewhich changes at the same time as the Fed’s reference rate.

Pro tip

When choosing between a home equity loan or a HELOC, consider whether you need the money all at once or will need to withdraw it over a period of time. A HELOC is more flexible if you don’t know exactly what you will need or when you will need it.

Home equity loans and HELOCs are becoming increasingly popular

Consumers are increasingly turning to home equity loans and HELOCs, and one of the main reasons is that other ways to turn your home equity into cash have become less attractive. Besides selling your home, the other great way to do this is through a cash refinance, but that doesn’t make as much sense in a time when mortgage rates are higher than they used to be. been since 2008.

Homeowners still have plenty of equity as house prices are still near record highs, despite a slowing housing market. And with the possibility of a looming recession, many are looking for ways to ensure they have financial options to fall back on during tough times.

“As economic uncertainty begins to set in, home equity loans and HELA are a very powerful tool because they essentially allow you to take what would otherwise only be possible by selling your home or refinancing at a much higher, Nima Ghamsarico-founder and director of Blend, a fintech company.

While the uncertain future of the economy has some people thinking about the Great Recession, Ghamsari says there are several differences between today and yesterday when it comes to home equity loans – which have been one major drivers of the 2008 crash. Home values ​​are expected to remain high due to the limited supply of homes and lending standards are much higher as lenders check borrowers’ ability to pay and limit the amount of equity that you can exploit. Many lenders require a significant buffer as to the value of the home that can be borrowed.

“Home values ​​are safer and people put a buffer and they do things like check your financial situation,” Ghamsari says.

When should you consider tapping into your home equity?

Home equity loans and HELOCs have some specific advantages over other forms of debt. Because they are collateralized by property, they tend to have lower interest rates. HELOCs have particular appeal in cases where you’re unsure how much money you’ll need, and some owners keep one on hand to ensure they can access cash. if they need it. “It almost becomes like a second bank account for them in their pocket,” Ghamsari says.

The most common use of home equity loans and HELOCs is for home improvements – you borrow against your equity for something that should, at least somewhat, increase the value of your home.

Experts say you should be careful when considering home equity loans or HELOCs for certain uses. One of them is debt consolidation. This can be attractive, as the rates for home equity loans and HELOCs are lower than those for credit cards and personal loans. Some experts say there are other ways to consolidate debt — using a balance transfer credit card or cash refinance — that don’t involve as much risk.

OPPO celebrates its 18th anniversary, building the future of smart life with inspiration ahead


Global technology company OPPO celebrated its 18th anniversary on September 17.

Since its inception in 2004, OPPO has remained committed to its user-centric approach to technology while continuing to push the boundaries of technological innovation. From its beginnings as a consumer electronics company, OPPO has grown into a full-service technology company that provides global users with software, hardware and integrated service solutions, leading the development of smart devices and services. in markets around the world.

Whether innovating in quality on its first audio players and feature phones, achieving breakthroughs in flash charging technology and new smartphone form factors, or developing cutting-edge innovations with the MariSilicon NPU X, OPPO has always sought to discover the inspiration to come. elevate the technology industry and create a better future through its continuous innovation.

Today, OPPO is the fourth-largest smartphone brand in the world, serving customers in more than 60 countries and regions in Europe, Asia-Pacific, Latin America, the Middle East and Africa, and servicing strategic partnerships with more than 80 telecommunications operators worldwide.

To celebrate its 18th anniversary, OPPO launched a series of new online and offline services and activities to strengthen its connection with users and improve their user experience:

OPPO Global Community

The OPPO Global Community (community.oppo.com) will be officially launched tomorrow. The community was created to provide an inclusive and open ecosystem for all OPPO users to engage, interact and share with OPPO and each other for the long term. The Community will also serve as a hub for a number of different programs. These include the OPPO Product Ambassador program, which will offer users the opportunity to experience OPPO’s latest products and innovations before anyone else; the O-Chat open forum, where users around the world can freely discuss OPPO products and technologies; and OPPO Lifesetter, which invites users to share their own life stories to help inspire others.

Thanks to the OPPO global community, OPPO users and technology enthusiasts will enjoy more intuitive and convenient access to information and updates on OPPO and OPPO activities, as well as a channel in-depth communication with OPPO technical experts about their experiences and knowledge. , OPPO products and services. The community will also provide OPPO with a more efficient channel to communicate directly with users, receive practical feedback on products and services, and better understand the needs of users around the world.

OPPO Inspirational Service Week

OPPO Service Center operates more than 2,500 service locations around the world, each committed to providing high-quality expertise and trusted services to customers so that every OPPO user can enjoy all the benefits of technologies and OPPO products. From the 10th to the 12th of every month, OPPO offers exclusive benefits under OPPO Service Day at over 900 service centers in 24 countries and regions. Offers include discounts on repair services, free disinfection services, and more.

From September 10 to 17 this year, OPPO Service Day was transformed into OPPO Inspirational Service Week at more than 320 service centers in 21 countries and regions in Asia, the Middle East and Africa. During OPPO Inspiring Service Week, visitors to OPPO Service Centers will be able to enjoy discounts on smartphone repair products and accessories, as well as free labor costs, free protective films, free software upgrades and free maintenance. Centers’ service hours will also be extended, and some centers will even offer local specialty drinks to customers, providing more convenient, comprehensive and thoughtful services.

In addition to the OPPO Global Community and OPPO Inspirational Service Week, OPPO also released a series of documentaries telling the story of employees as well as OPPO’s growth from their own perspective.

In a documentary, Saritha Bandaru, Senior Camera Innovation Engineer at OPPO India R&D, explains how she identified local user needs from Indian culture and customers and led her team to develop an algorithm for image that embellishes without suppressing the Bindi worn by Hindu women. Li Hong, Senior Sound Designer at OPPO, says he was inspired by his daily life experiences to create the Sounds of Cities feature in O-Relax and help people relax with the beauty of sound. Cheng Sheng, Senior Product Manager for Advanced Technologies at OPPO Research Institute, shares details of how she explored advanced technologies while working on a robotic dog project with her team. Dan Amariei, Retail Manager for OPPO AED Romania, explains how to lead his team through the difficulties of the covid pandemic and successfully bring OPPO to Romania.

Despite their different backgrounds and backgrounds, all OPPO employees share the same passion for uncovering users’ unmet needs and seeking new ways to innovate. Thanks to their shared belief in OPPO’s brand proposition “Inspiration Ahead”, they showed the strength of character to meet any challenge with a calm and optimistic mindset. By constantly optimizing every detail of OPPO products and services, they have brought the benefits of technology to more global users.

In addition to providing excellent products and services over the past eighteen years, OPPO has also taken an active role in committing to its corporate social responsibility. Guided by the mission of “Technology for Humanity, Compassion for the World”, OPPO is investing for the long term in four key areas, including environmental protection, youth empowerment, digital inclusion, health and welfare :

Environmental protection: OPPO is committed to integrating the concept of sustainability throughout the life cycle of its products. In addition to reducing plastics used in packaging, OPPO is also working to improve the lifespan and durability of its products. Among these initiatives, the Battery Health Engine (BHE) developed by OPPO helps smartphone batteries retain more than 80% of their original capacity after 1,600 charge-discharge cycles, which is twice the industry average.

Youth empowerment: The OPPO Renovators Emerging Artists program has been launched for four consecutive years to encourage young creators to unleash their creativity and imagine the future of technology through art.

Digital inclusion: OPPO believes in the virtue of technology and is committed to improving product design for accessibility and the elderly, to meet the diverse needs of different groups. OPPO was one of the first to identify people with color vision deficiency and introduce the color vision enhancement feature, which offers up to 766 display profiles to help them enjoy more accurate color display.

health and wellbeing: Launched by OPPO Health Lab, OPPO Health Research Kit includes a comprehensive suite of tools to help medical professionals collect and analyze data, making health research easier. OPPO also cares about our users’ mental health and introduces the O Relax app, which includes a series of relaxation sounds and games to help users relax in a fun way.

Earlier this year, OPPO also launched the OPPO Research Institute Innovation Accelerator to enable technology professionals and entrepreneurs to bring their innovations to life. Under the theme “virtuous innovation”, the program invited proposals related to the two topics of accessible technology and digital health. This year, OPPO received 536 proposals from 39 countries and regions, and the top 10 winning proposals received grants of approximately US$46,000 each, as well as other opportunities for investment, technology support, research, business partnerships and global promotion from OPPO. and its partners.

Looking to the future with “Inspiration Ahead”, OPPO will continue to evolve its brand and business to deliver more value to consumers and society. On the business side, OPPO will focus on the four key future directions of smart learning, smart productivity, smart entertainment and smart healthcare, while continuing to develop user-centric innovations and create a smarter life for its users worldwide. At the same time, OPPO will continue to invest in its sustainable development, giving global users more confidence and optimism while working to build a better future for everyone.

Q&A: Day Hochman-Vigil, House District 15 Candidate

House District 15 candidate Day Hochman-Vigil (Courtesy of Day Hochman-Vigil)

NAME: Hochman Vigil Day




RELEVANT EXPERIENCE: Outgoing legislator for two terms; New Mexico lawyer for 10 years; experience interacting with international, federal, state and municipal government entities.

EDUCATION: Bachelor of Arts, Colorado College ’07; Juris Doctor, University of New Mexico School of Law ’11; Master of Laws, Institute of Air and Space Law, McGill University ’16

CAMPAIGN WEBSITE: anewdayformm.com

1. New Mexico relies heavily on the petroleum and natural gas industries to generate revenue to fund state programs, as evidenced by the recent oil boom and bust cycles. What steps should the Legislative Assembly take to diversify the state’s economy and revenue base?

New Mexico must continue to support viable industries such as renewable energy, STEM-based research and technology transfer, manufacturing, outdoor education, tourism, and others through continued investment in state grant programs, such as local economic development law funding, job training incentive program grants. and new programs such as the Opportunity Enterprise Act.

2. During the last ordinary legislative session, efforts were made unsuccessfully to facilitate the retention of certain defendants behind bars until trial. Should New Mexico law be changed to make it easier to hold individuals charged with violent offenses such as murder and first-degree child abuse behind bars until trial?

A more effective method to reduce violent crime would be to retool the remand algorithms used by judges to better predict factors that contribute to recidivism and determinations of dangerousness to the community. We must also support law enforcement recruitment and retention practices and fully fund pre-trial monitoring services to better track accused offenders awaiting trial.

3. What steps should the Legislature take to address crime and public safety as New Mexico faces one of the highest violent crime rates in the nation?

In addition to continuing to make unprecedented investments in law enforcement recruitment and retention, the state must also continue to work on the availability of mental and behavioral health resources to address cyclical and generational poverty, substance use disorders and the root causes of crime that contribute to the cycle of recidivism.

4. Given the recent decision of the United States Supreme Court to overturn Roe v. Wade, do you support or oppose codifying abortion protections into state law? And do you support or oppose the adoption of abortion restrictions in New Mexico?

Currently, women’s reproductive health services are safe and available in the state of New Mexico. I would support statutory protections for reproductive health services. If statutory restrictions were proposed on these services, I would oppose them, as I believe that such extremely personal decisions are best left between the pregnant person, their family and their healthcare professional.

5. New Mexico has already implemented several gun control laws in recent years. Would you support or oppose legislation prohibiting or restricting the sale of AR-15 type semi-automatic weapons, such as increasing the age limit for the purchase of such weapons? And what about legislation that criminalizes failing to safely secure firearms around children?

As someone personally affected by gun violence, I support restrictions on purchases of semi-automatic weapons and large capacity magazines, including raising the age limit. While I generally support the concept of secure storage, my full support would depend on the specifics of the bill to ensure that constitutional due process rights are also preserved.

6. New Mexico’s state agency responsible for keeping children safe has recently come under scrutiny over transparency issues and its handling of high-profile child abuse cases. What changes would you support to improve the operations of the Child, Youth and Family Service?

In addition to mandating additional transparency and specific accountability measures such as the submission of benchmark data to track progress and the creation of an independent ombudsman office, employee retention and morale must be raised at CYFD to better assist the agency in achieving its mission and purpose. .

7. What changes, if any, should New Mexico make to its gross receipts tax code?

New Mexico’s gross receipts tax code is overly complicated and vague. It also aggravates tax pyramiding and penalizes specific industries over others. It should be streamlined to eliminate dozens of impractical and inefficient exemptions and deductions to focus on a more streamlined and predictable approach to revenue generation statewide.

8. New Mexico is currently the only state that does not pay its legislators a salary, although legislators receive per diems and are eligible for a statutory pension. Do you support or oppose a salaried legislature and, if so, how much should legislators be paid?

Under the current model, legislators must balance the needs of their constituents with the support of their families, resulting in time constraints and conflicting interests. New Mexicans deserve better and should be represented by legislators who are paid based on the state’s median salary whose No. 1 priority can and will be the districts they represent.

9. What more, if anything, should the legislature do to respond to a court ruling that found that New Mexico does not provide sufficient education for all students, especially Native Americans and those who do not speak English as a first language?

While major investments have been made in education for at-risk populations following the Yazzie/Martinez case, the state still has work to do to improve education outcomes and the availability of critical infrastructure , such as human resources and culturally appropriate teaching and materials.

10. In recent years, New Mexico has steadily increased spending on early childhood programs, such as home visiting, preschool, and child care assistance, and created a new early childhood trust. Do you support or oppose the constitutional amendment proposed in the November ballot that would take more money out of the state’s permanent school fund to increase funding for early childhood services and K-education? 12?

I support the use of the Land Grant Permanent Fund after confirmation that the needs of New Mexico children will not be adequately met by the already established Early Years Trust Fund.

11. In order to address climate change and air quality issues, do you support or oppose legislation that limits greenhouse gas emissions and requires the state to achieve net zero emissions by 2050 ?

I support these measures because they are essential for New Mexico to meet the immediate needs of its diverse communities, including water and viable soil for outdoor preservation and agricultural needs.

12. Do you think any changes should be made to the emergency powers held by a governor during a pandemic or other time of crisis. If so, do you think these powers should be expanded or reduced and in what specific ways?

While I think the governor’s power to invoke and extend public health emergency law is warranted, especially in the case of sudden onset emergencies, I think it should also be subject to legislative oversight. in cases where New Mexicans can expect prolonged invocations of the law. .

13. Would you support a merit-based evaluation system to determine how the state spends its capital expenditure funding?

I would, if under legislative oversight with public input and with plans in place to ensure localized needs are always met statewide.

14. Do you believe former President Donald Trump’s claim that he was the rightful winner of the 2020 presidential election? (Yes or No answer only, please)


15. What changes, if any, would you support to New Mexico’s election laws?

New Mexico must continue to expand and preserve the franchise for all eligible populations. This means expanding same-day registration services, in-person voting centers, absentee voting without excuse, and voter education/outreach. We must also extend protections to election officials and election workers to ensure their safety throughout the electoral process.

Personal history

1. Have you or your business, if you are a business owner, ever been subject to any state or federal tax liens?


2. Have you ever been involved in personal or commercial bankruptcy proceedings?


3. Have you ever been arrested, charged, or convicted of a DUI, misdemeanor, or felony in New Mexico or any other state? If yes, explain.


Sunny Day Real Estate, Bad Religion, Menzingers, 7Seconds, more


Riot Party 2022 the second day (Saturday 09/17) is a wrap. The day, which felt noticeably less crowded than day one, was headlined by the misfitswho played walk among us full. You can read our review of it here, and read reviews of other day two highlights, and many more photos from day two.

A stacked lineup means having to make tough calls, and on Saturday one of the toughest was facing Fear playing their 1982 hardcore classic The record for his 40th birthday and The Get Up Kids playing their 1997 emo classic four minute mile for his 25th. I gave in to my emo kid instincts and chose The children stand up. The Get Up Kids certainly aren’t kids anymore, but they were when they wrote this album — they were still in high school — and they recorded the album with Bob Weston of Shellac right here in Chicago. So it was both a complete homecoming for the record and a treat to hear them play songs they wrote half a lifetime ago with all the spirit (and same programming) that they had at the time. The Get Up Kids had made their most widely celebrated classic Something to write home in full at Riot Fest 2014, so it was cool to see them back at the festival to dig into their debut album, which is home to a lot of songs they don’t play as often. They started playing the entire album on tour in late August (along with Sparta, who played the first day of Riot Fest), and if there was any rust on those deeper cuts at any point, they had it completely rocked by the time they got to Riot Fest. They sounded good. After the album was finished, they played “Satellite” from their very good comeback album of 2019 Problemsfollowed by three fan favorites from Something to write home who had the crowd screaming with every word and ending the set on a very high note. For those in the NYC area, the four minute mile tour hits Irving Plaza (9/25) and House of Independents (9/28) later this month.

Fear weren’t the only classic ’80s hardcore band playing on day two of Riot Fest, and after The Get Up Kids, I went to see 7 secondswhich recently ended a three-year hiatus and is enjoying some resurgence thanks to a superb re-release of The crew and a recent tour with Circle Jerks. They played a lot of The crew, alongside other 80s classics and a few songs from their relatively more recent albums, and it all sounded great. Kevin Seconds’ melodic bark is still in top form, bassist Steve Youth runs the stage like crazy, Bobby Adams’ guitar playing is pure strength, and they currently have Sammy Siegler (Youth of Today, Judge, Rival Schools, etc.) on drums, and Sammy’s insane level of precision and stamina gives 7Seconds the unwavering spine these one-minute rippers need. Especially in a time where melodic hardcore is making (another) comeback, it’s great to have 7Seconds looking and sounding totally rejuvenated, and breathing new life into songs that never go out of style.

The next band I caught was another full album: The Menzingers Do On the impossible past for its 10th anniversary. As part of a music festival where several groups play forty year old songs it’s almost hard to believe The Menzingers are already at the point where they’re celebrating a milestone anniversary of a classic album, but they are and what a classic On the impossible past is really. They drew a really big crowd to the side stage of Rise, and as soon as they got on stage and walked into the album opener “Good Things”, the whole place was screaming every word, and that level of energy stayed for pretty much the entirety of the album. Again, in comparison to many other bands that played on Saturdays, On the impossible past always feels like a New album, his songs still sound as fresh as they did ten years ago, and The Menzingers have only gotten better at playing them. But at the same time, you could feel how these songs were like second nature both to the band and to a very large majority of the audience. It’s safe to say that the Menzingers got more consistent shouting from the crowd than any non-headliner I’ve seen all day. love for On the impossible past has just grown bigger and bigger every year since its release, and it’s remained a constant in modern punk or emo or whatever you want to call it. Seeing them perform in full for their 10th anniversary didn’t so much elicit nostalgia as it cemented how far this band has come, and the relatively recent songs they played after the album ended were a reminder that they were still carrying on. to move forward. The Menzingers also play AOIP in full at the Fest, then headlining with Touche Amore and Screaming Females. Go see them.

When it comes to bands that waver between nostalgia and lingering freshness, there’s perhaps not a single punk band that does it more gracefully than bad religion. For 40 consecutive years they have been at the forefront of punk. They’ve probably influenced every band that loves their punk with a little melody, and they’ve remained both ancestors and peers for generations of bands. And at Riot Fest, they played a set covering pretty much every era of that band, and it was like hit after hit and it got better as their set went on. As always, Bad Religion was an incredibly tight live band; Greg Graffin is one of the most imposing frontmen the genre has to offer, the band’s signature vocal harmonies soar as high as the records, bassist Jay Bentley has boundless energy and remains a pleasure to watch, new drummer Jamie Miller keeps their backbone strong, and guitarists Brian Baker and Mike Dimkich fit right in, and when given the chance, Brian seriously rocks. They loaded their setlist with fan favorites (“Los Angeles Is Burning”, “Epiphany”, “We’re Only Gonna Die”, “Suffer”, “Generator”, “21st Century Digital Boy”, “You”, “Sorrow,” “American Jesus,” and so many others), and it’s truly impressive to think of how many stone-cold classics have come out of so many different eras of bad religion. The band also haven’t forgotten where they come from – Jay shouted Fear like “what we grew up listening” and Greg told a story about the band’s very first gig in Chicago, which he said was for around 30 people at the Cubby Bear.

Right between Bad Religion and the Misfits on the Riot stage, the adjacent Roots stage hosted Gogol Bordello, which were a change of pace and a highlight. Every Gogol Bordello show is a ton of fun and has out-of-this-world levels of energy, and this one was no different, but because of the war in Ukraine, the band’s Ukrainian-born vocalist, Eugene Hutz, also made it a particularly powerful spectacle that relied as much on activism and celebration of Ukrainian culture as on sheer enjoyment. Eugene had also co-hosted a tribute to Ukraine on this same stage a few hours earlier with a local group of Ukrainian dancers, and he brought those dancers back on stage with him during Gogol’s set, which was hosted by d huge cheers from the crowd. Eugene also shouted out how the festival lineup celebrated so many initiators of punk and hardcore, then he did an acoustic cover of Agnostic Front’s “Victim In Pain” and changed the last line to turn the context into a Ukrainian folk punk protest song. Gogol celebrated human rights, punk history and the power of dance with all the passion you could ask for. They were a last minute addition after the Bauhaus unfortunately had to pull out, and what a great addition they were.

And speaking of tough conflicts, seeing the Misfits unfortunately meant missing out on the real estate sunny day meeting for me, but James Richards IV got pictures of them. Head here for the Misfits review, and head below for Riot Fest day two photos of James, including SDRE, all the bands mentioned above, Madball, GWAR, fear, no triggerand more…

Family of heartbroken siblings killed in Tallaght triple murder speak of heartache for first time


The family of tragic siblings Lisa, Christy and Chelsea reveal how they struggle to come to terms with their deaths

In a moving interview with the Sunday World, outside the home in Tallaght where tragic twins Christy and Chelsea Cawley (8) and their sister Lisa Cash (18) were killed last week, the first cousin of the brother Nan Cawley told us, “We can never ever forget them.

“Margaret, the children’s mother, wanted me to speak to you to thank everyone for the support since this happened,” she said.

“She wanted to say thank you to the schools, the guardians, the parish and all the members of the community for all that they have done for the family.”

When asked if there was anything the grief-stricken mother would most like people to remember about her eldest daughter Lisa, Nana replied, “She was just a lovely girl…she was. really.

“She was due to start working with the Tallaght Traveler Youth Service on the Monday morning after this happened.

“She had finished school, so this would have been her first real job.

“She was so excited about it.”

Nan also revealed the close relationship Lisa had with her now grieving mother.

“Lisa’s mom was her best friend…she had two other best friends, Mary and Natasha, but Lisa and her mom were so close.”

Nan then contacted the children’s mother by phone to ask if there was anything she would like to add.

“She said Lisa was about to take her theory test…I forgot about that,” Nan said.

“It was his first car in there in the driveway,” she added, pointing to a vehicle parked in front of the now empty family home.

“Lisa was like a happy 18-year-old girl, but she also loved Elvis…she and Chelsea both loved him.”

“She mostly cared about her family and friends.

“She had never given an ounce of trouble in her life.”

Talking about little Christy, Nan said her two biggest passions were cars and football.

“That’s why the little cars are there with the flowers,” she said.

“And his favorite team was Manchester Utd.

“Christy and Chelsea had just finished primary school and were starting second class in high school.

“So they had finished at St. Brigid’s and it was their first or second week at St. Aidan’s.”

Nan added that Christy and Chelsea loved school.

“They were always the first there…the first out the door,” she said sadly.

“They never missed a day.”

Although Christy hasn’t joined a local club yet, Nan said she’s probably just weeks away from doing so.

“I know there was a plan for him to start,” she said.

“I remember his mother talking about it.”

Nan said her own son Martin was Christy’s best friend.

“His favorite color was blue,” Martin told The Sunday World when his mum called him.

“And he loved his phone.”

Nan’s daughter, Isabella, came to the defense of Chelsea’s death.

“Her favorite color was pink,” Isabella said.

“And she loved Elvis and Harry Potter and Tom Holland (Spiderman).

“His favorite song was ‘Buttercup’.

“And she really loved gymnastics.

“She wanted to be a gymnast when she was growing up.”

When asked how the children’s mother is coping, Nan replied, “She’s not very good…as you’d expect, but we’re trying to get her through that.

“She has a ‘baby David’ nephew that Lisa, Chelsea and Christy thought the world about…they all think about him…so having him around helps.

“And as a family, we are constantly around her.

“She is with her mother and her family and her daughter Margaret and her son Mikey and they are all very close.”

At last week’s funeral mass, Mikey’s courage to sound the alarm and ask for help as the tragedy unfolded was praised by Father Paul O’Driscoll, parish priest for the traveling community and celebrating the funeral mass of the three brothers and sisters. “Mikey, your bravery and strength to raise the alarm, to seek help is an inspiration to courage and love.”

Describing the days following the tragedy, Nan said simply, “We are all devastated.

“He probably hasn’t reached his goal yet…he probably won’t be for a long time.

“The most important thing for us is that they are never forgotten.

“And we want them to remember them with good manners.”

Nan said the family held a ninth-day mass at Bohernabreena Cemetery, where the children were buried, yesterday (Saturday) afternoon.

“There will be mass and music and balloons released, she said.

“For their family, friends and neighbours, nothing will be like before.

“We will all miss them and we love them.

“We will never overcome them.

“There are no words to describe it…nothing can ever take away this pain.”

“So all we can now is remember them.”

The children’s older brother, Andy Cash (24), has been charged with the murder of his siblings.

He was taken into custody to appear again on October 6.

10 of our absolute favorite quotes from our youth forum in Ghana


At Global Citizen, youth voices are central to our mission to drive change and end extreme poverty now. The potential and power that young people hold to transform the lives of people and communities around the world is undeniable, but to do this young people must be empowered and their voices must be heard.

Africa is home to the largest youth population in the world, with around 60% of the continent’s inhabitants being under the age of 25. With the right tools, education, resources and encouragement, these young people represent a living solution to the problems plaguing the continent – ​​from hunger and unemployment to climate change and poor sanitation.

Young Africans are energetic, smart, dynamic, creative and enterprising, ready to help solve the biggest challenges facing Africa and the world right now.

That’s why we have a crucial mission with the 2022 Global Citizen Festival campaign to pressure world leaders, businesses and philanthropists to make commitments that will go a long way towards transforming the lives of young people, especially in Africa. .

Citizen of the world during a breakout session at the Youth Forum in Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

Global Citizen Festival: Accra builds on Global Citizen’s continued expansion of our pan-African movement, an ongoing rallying cry to take action for girls, for the planet and to create change. In the run up to the September 24 festival, we organized a youth forum in collaboration with the Office of the Chairperson of the Office of Youth Engagement Ghana.

The goal was to empower a generation of young workers to lead change. It was also an opportunity to better understand the issues that matter to young people in Ghana in the areas of climate change, empowerment of girls, systemic barriers that keep people in poverty and solutions that can help improve the lives of young people.

Let us transport ourselves to this illuminating day of September 8. We want to take this opportunity to share with you some of the most powerful words spoken at the forum, so that you too can be inspired by the potential of young Africans, and if you are a young person, you can be brought to act and lead a generation.

On the empowerment of girls and women

Aisha Addo of Power to Girls Foundation at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

1. “You cannot empower young people without adults. Adults have lessons they can share too. — Aisha Addo, Power to Girls Foundation

Francis Okoe Armah at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

2. “No matter what opportunities are given to girls, they will continue to fall back and that is in fact all of us, especially the boys, because we benefit from the system. It is my responsibility to use my power and my voice to speak out against the inequalities that girls face. — Francis Okoe Armah, Youth Development Practitioner

Vivian Fiscian at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

3. “The only thing that can advance girls is education” – Vivian Fiscian, Gender and Social Inclusion Expert

Philip Kwesi Agyei at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

4. “Women’s economic empowerment is one of the areas I will recommend for any policy priority because we believe that when women are truly empowered, they empower the entire nation.” — Philip Kwesi Agyei, Founder, Alliance for African Women Initiative

On ending the climate crisis

Josephine Agbeko at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

5. “When we start taking action on climate crises and don’t do it in a contextualized way or in a way that puts humans at the center, we run the risk of taking climate action that still excludes people.” — Josephine Agbeko, Climate Action City Advisor for C40 Cities

Richmond Kennedy Quarcoo at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

6. “To take climate change seriously, world leaders should actually deliver on their promises. We cannot fight climate change with empty words. We cannot fight climate change with some form of phantom colonialism. We can’t fight climate change by pushing others to act when you haven’t. — Richmond Kennedy Quarcoo, CEO of Plastic Punch

On removing the systemic barriers behind poverty

Lorretta Domfeh at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

seven. “Every knowledge is important. It’s not just about technical knowledge, it’s not just about the expert. — Lorretta Domfeh, Program Manager, Junior Achievement Africa

Kelechi Victor Ofoegbu at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

8. “There is no doubt that young people have the capacity to contribute to national development. Let’s continue to create more opportunities to make this possible at the highest level. — Kelechi Victor Ofoegbu, Co-Founder, Impact Hub Accra

Oladimeji Abdul-malik Edu at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

9. “You can sit at the table and not know what to do. The best way to engage young people in conversations about policy development and policy prioritization is to provide them with hands-on experiences of how they can meaningfully contribute. — Oladimeji Abdul-malik Edu, Country Director of AIESEC Ghana

Dr Gamel Sankarl at the Global Citizen Youth Forum, Accra
Image: Prince Narnor/Qlimax Photography for Global Citizen

ten. “Whatever you have been called to do, you must know how to do it and do it very well. You should do this not for the purpose of getting a personal projection, but for the purpose of helping and impacting more lives. — Dr Gamel Sankarl, Lecturer, University College of Holistic Medicine and Technology

The Global Citizen Festival calls on world leaders, businesses and philanthropists to do more than they have ever done before to end extreme poverty NOW. Through our global campaign and with stages in two iconic locations – Central Park in New York and Black Star Square in Accra – we will bring together leaders, artists, activists and citizens from around the world on September 24 to deliver a political agenda ambitious program focused on empowering girls and women, taking climate action, breaking down systemic barriers and mobilizing activists and advocates. Wherever you are in the world, you can join the campaign and take action now by downloading the Global Citizen app.

The 26th Annual Appalachian Heritage Festival will feature a series of events, Writer-in-Residence Barbara Kingsolver | News, Sports, Jobs


From left, Appalachian Center for Studies and Communities Director Sylvia Bailey Shurbutt, Shepherd University President Mary JC Hendrix, and Shepherd University Foundation Executive Vice President Monica Lingenfelter hold the Anthology of Appalachian Writers, Volume XIV: Marie Manila. Courtesy picture

SHEPHERDSTOWN – The 26th annual Appalachian Heritage Festival is almost ready to begin, with its packed schedule beginning next Friday and ending September 30.

Many aspects of the event series will build on the completed work begun with last year’s festival, Appalachian Writers’ Anthology, Volume XIV: Marie Manilla. The volume centers on the work of Marie Manilla, 2021 Appalachian Heritage Writer in Residence and author of a book in West Virginia, and includes a variety of Manilla’s handpicked submissions to accompany her own writing.

“This 2022 volume features some of the nation’s finest poets, fiction and nonfiction writers, and photographers, including award-winning poet laureates and fiction writers,” said Sylvia Bailey Shurbutt, director of the Center for Appalachian Studies and Communities. “The 257 pages of the book contain stories and poetry that touch the heart, will make you laugh and give you moments to meditate on literature centered on the themes and ideas of Marie Manilla’s work – that is- ie the themes of social justice, prejudice, self-disclosure and awakening and, most importantly, the complexity and challenges of being human.

Two specific events will focus directly on the volume: a special 5 p.m. reading of the volume at Four Seasons Books on September 24 and an official 7 p.m. unveiling on September 27, as part of “A Celebration of Appalachian Storytellers, Anthology of Appalachian Writers, Volume XIV” in the auditorium of the Robert C. Byrd Center for Congressional History and Education.

As the completion of this volume is celebrated at this year’s festival, another will begin, with the arrival of 2022 Appalachian Heritage Writer-in-Residence and One Book One West Virginia author Barbara Kingsolver. Having Kingsolver as writer-in-residence has been a long-held dream of Shurbutt, something that had not been possible until this year, due to the internationally acclaimed writer’s busy schedule.


“We’re thrilled to finally have Barbara Kingsolver as our Appalachian Heritage Writer-in-Residence!” Shurbutt said.

All Appalachian Heritage Festival events are free and open to the public, but donations will be accepted. The annual Anthology Photographic Art Exhibition in the Scarborough Library Reading Room is open throughout this month, during normal library hours, while all other events are more strictly outside. ‘hour.

September 23:

7 p.m. “Dark Waters” screening and discussion, Shepherd University Robert C. Byrd Center for Congressional History and Education auditorium. The Shepherdstown Film Society will screen the award-winning film “Dark Waters” based on a true story about a West Virginia farmer and his attorney, who fight and win a legal battle with DuPont Corporation. A discussion moderated by Peter Vila, Associate Professor of Environmental and Physical Sciences, will follow.

September 24:


1am “Community sings”, Reynolds Hall, 109 N. King Street, Shepherdstown. Shared singing is an important part of traditional Appalachian culture. Join us for songs and learn a little more about the stories they tell.

12:30 p.m. “Contemporary Composition of Appalachia: A Conversation with Olivia Ellen Lloyd”, Reynolds Hall. Lloyd’s debut album was critically acclaimed and earned her recognition as one of the most important emerging voices in American music. Get a sneak peek into the process and mind of a songwriter, and hear some of the songs that inspire them.

2:00 p.m. Film screening “Those Who Came Before” followed by a discussion with filmmaker Lady D, Reynolds Hall. “Those Who Came Before” is a 45-minute documentary-style look at West Virginia’s black musical history and heritage, featuring interviews with artists, such as jazz musician Bob Thompson and poet Crystal Good.

3:30 p.m. “Fiddle and Banjo Music in West Virginia”, Reynolds Hall. Champion musicians from Clifftop, Vandalia and Galax Tessa Dillon, Cody Jordan and Jesse Pearson will share insight into West Virginia’s unique fiddle and banjo traditions.

7 p.m. “Showcase Concert – Women’s Voices in Appalachia”, Butcher Center Plaza. Bring your favorite lawn chair or blanket and enjoy an outdoor concert featuring The State Birds, Lady D and Olivia Ellen Lloyd. In case of bad weather, the concert will move to the Frank Arts Center Theater.

September 26:

7 p.m. “Connected: Reflections on Ecology, Technology, and the Human Condition with Dr. Jeff Groff,” Auditorium of the Robert C. Byrd Congressional History and Education Center at Shepherd University. Groff is the 2019 West Virginia Teacher of the Year and Chair of the Department of Environmental and Physical Sciences at Shepherd University.

September 27:

7 p.m. “A Celebration of Appalachian Storytellers, Anthology of Appalachian Writers, Volume XIV,” Auditorium of the Robert C. Byrd Congressional History and Education Center at Shepherd University.

September 28:

7 p.m. “Writing Life” with Barbara Kingsolver, Robert C. Byrd Center for History and Congressional Education Auditorium at Shepherd University. Kingsolver will discuss his work, the writing process, and his journey as an author and Appalachian.

September 29:

2 p.m. Writers’ Master Class with Barbara Kingsolver, Robert C. Byrd Center for Congressional History and Education Auditorium.

7 p.m. “The challenges of the global village: Appalachia and the ties that bind” Scarborough Society Lecture and Keynote Speech, Frank Arts Center Theater at Shepherd University. Barbara Kingsolver will receive the Appalachian Heritage Writer’s Award, present the West Virginia Fiction Competition awards, and deliver the Scarborough Lecture. The event will be followed by a reception and a book signing.

September 30:

7 p.m. “Stories from the Heartland” with Storyteller Adam Booth, Robert C. Byrd Center for History and Congressional Education Auditorium at Shepherd University.

To join virtually, visit https://www.shepherd.edu/ahwirweb/kingsolver/schedule.

We are ready for defense — JAMB


On Thursday, the Registrar of the Joint Admissions Matriculation Board, Ishaq Oloyede, expressed concern over how many Nigerians blamed the organization for the 912,013 illegal admissions processed by tertiary institutions in the country.

He, however, said JAMB would not hesitate to prove his innocence and expose the people behind the nearly one million illegal admissions to graduate schools between 2017 and 2020.

It was then that the director general of the National Youth Service Corps, Brigadier General Mohammed Fadah, vowed that he would block further attempts by institutions to field unqualified people for the National Youth Service Corps. .

JAMB Registrar and Fadah said so during the opening ceremony of NYSC’s Batch ‘C’ 2022 Pre-Mobilization Workshop in Abuja, themed: “Stemming Enrollment Fraud in the Process of mobilization: It is time to act drastically to stop the threat.

Oloyede said, “All mobilization issues, rightly or wrongly, are kicked out of JAMB. We are ready to accept but we will not hesitate to prove our innocence. We will prove our innocence by exposing those who are really guilty.

“We have over 900 institutions producing applicants for admission with JAMB, but we have continued to take action in conjunction with the NYSC to ensure that the fakes among those who are mobilized are demobilized.

“One of the measures we have taken is to introduce the central admissions processing system, which takes in all genuine cases and exposes all bad ones.

“CAPS has made it clear that those who are evil have nowhere to hide and will continue to be exposed.

”We started CAPS in 2017, and some people thought it was a joke, but we released the list of people who were illegally admitted between 2017 and 2020.

“To date, only higher education institutions that initially denied guilt have confessed to illegally admitting nearly one million applicants between 2017 and 2021.

“Last year, Education Minister Alhaji Adamu Adamu finally granted amnesty and ordered that we try to rescue almost a million applicants who had been admitted illegally.

“If you take into account that the country admits around 600,000 applicants to higher education institutions every year, you will realize that almost a million illegal applicants are enough to destabilize the system.”

Therefore, he called on the institutions to ensure that they abide by the rules.

Oloyede said there were varying shades of malpractice in the unified graduate matriculation exam conducted by JAMB.

“If you’re talking about cheating in the exam hall and trying to change grades, go to southern Nigeria. However, if you are talking about manipulating the registration process before exams, go to Northern Nigeria,” he said.

Other issues identified by the JAMB Registrar that hamper the system include students attempting to compromise staff for mobilization; fraudsters defrauding applicants with false admissions; the delay of institutions in processing genuine admissions and the delegation of authority by institutions to less qualified persons which compromises their integrity.

The NYSC chief expressed concern about the declining quality of graduates presented for mobilization.

He said: “During the 2022 Batch ‘B’ Streams I and II Orientation Programs, our field officers detected a good number of potential Corps members, especially those claiming to be overseas trained, with a shocking inability to defend their alleged academic qualifications.

“A series of confessions have been extracted from them, and these will hopefully help us with further investigations.”

Earlier, NYSC (Corps Mobilization) Director Victoria Ango explained that part of the effort to contain the threat of fraudulent mobilization informed the choice of workshop theme.

Broadmark Realty Capital enters the mezzanine lending business


Broadmark real estate capital is expanding its product offering to include mezzanine loans to capture changing market conditions, Commercial Observer can first report.

The alternative lender recently made its first mezzanine investment with a 24-month, $10 million loan to NW Gilman Holdings‘ $57.2 acquisition of Town and country squarea 16-acre shopping center in Issaquah, Washington, east of Seattle. Brian Wardwho resumed as CEO of Broadmark in March, said the move was intended to position the company to seize opportunities for middle-market borrowers who will need more short-term debt options in a higher interest rate environment. students.

“Our view is that demand will increase as the broader market is disrupted,” Ward told CO. “We are establishing Broadmark as an opportunistic, fast-response vendor.”

CBREit is Dino Christophilis and Daniel Tibeau arranged the financing, which closed in 10 days.

Located on 1185 Gilman Boulevard Northwest near the new Costco corporate headquarters at Interstate 90, Town & Country Square is fully leased with a mix of tenants that includes hobby hall, 425 Fitness and Ritual Aid.

While around 70% of Broadmark’s portfolio is in the multi-family and residential sectors, Ward stressed that he was looking to secure loans for all types of properties nationwide, with Town & Country Square proving attractive. given its location coupled with strong sponsorship. Broadmark, which was founded in 2010, typically targets loans between $5 million and $75 million.

Broadmark also recently completed an acquisition loan of nearly $25 million to Free storage for purchasing a self-storage wallet across Georgia and Tennessee. The 95.6% occupied portfolio consists of eight properties representing 370,000 square feet of leasable space.

Both deals coincided with Broadmark’s Thursday unveiling of a new logo and updated website. Ward said he would like to expand significantly over the next two years beyond his $1.5 billion capital already invested since the lender was founded in 2010.

“We want to make a lasting statement as we plant our flag,” Ward said. “We want to be a national supplier.”

Andrew Coen can be reached at [email protected].

What does Saliu Mustapha’s drive for youth empowerment mean to Kwara?


What does Saliu Mustapha’s drive for youth empowerment mean to Kwara?

If the events of the past few years are to be believed, the citizens of Kwara can certainly see that Mallam Saliu Mustapha has a deep interest in the development of the state. While that might be an easy course to chart, months before an election year, the track record is pretty clear to anyone with enough insight.

To understand the intelligence and duration of the inclusiveness of Ilorin’s Turaki, one need look no further than his response to the outgoing Kwara Central representative in the Upper House, Dr Ibrahim Oloriegbe, who described the primaries that produced Mallam Mustapha as the APC’s senatorial candidate as a “charade”. ”

He said, “We should avoid comments that do not unite the party and its members, regardless of our personal feelings. At all times, true leaders must exercise restraint in their outbursts.

His words speak volumes as someone committed to doing something productive rather than engaging in meaningless public exchanges that only heat up politics.

But the Turaki embodies more than pure inclusiveness. What residents of Kwara State can expect from Turaki is a government that values ​​youth empowerment and sports development, as well as championing and protecting the interests of Kwara Central in the Senate.

The Turaki indeed loves everyone. As a sports fan, Mallam Mustapha bought 3,000 Kwara sports fans a ticket to watch Kwara United take on MFM United on July 10. This gesture also included a victory bonus for the team which ultimately motivated them to win the game.

On Sunday, Saliu Mustapha rewarded the Kwara side with $1,500 for beating AS Douanes of the Republic of Niger 3-0 in their first game of the CAF Confederation Cup, he also pledged $10,000 additional $ for players if they qualify for the group stage.

Turaki captured his interest in sports perfectly when celebrating International Youth Day in August: “I continued to see sports as a major platform to foster peace and unity among young people.

This interest extends to youth empowerment programs. Because Mallam Mustapha finds youth to be instrumental in the growth of the country, he has created a program dedicated to advancing the cause of youth in Kwara State.

Mallam Mustapha has previously said that his office would make youth empowerment one of his key legislative agendas if elected.

Already, young people are the main beneficiaries of the annual aid offered to small and medium-sized entrepreneurs by the Saliu Mustapha Foundation.

As a Turaki of Ilorin, Mallam Mustapha shares a great love for the custom and culture of the Emirate of Ilorin. During the Ilorin Annual Durbar 2022, Turaki’s N15 million donation and Siena’s bus donation made the celebration worthy of the occasion and memorable for its people.

Still with the aim of meeting and sharing its political vision with young people, the Turaki of Ilorin engaged the Association of Online Media Practitioners of Kwara (ASKOMP) at its residence in Ilorin on Monday, July 12, 2022. During of the meeting, he promised to employ an inclusive representation that will greatly benefit the youth, women, widows and other members of his constituency, if elected – a promise born out of his love for the masses and the development of human capital in the region.

The meeting attended by young media owners and social media influencers saw the Turakis pledge to foster and harness the development of mining in Kwara State.

The humanitarian gestures of the Turaki are visible throughout the state. I couldn’t have a better opinion of him than I already do.

Such is his concern for development issues in Kwara State and his commitment to addressing them within and without the capacity of a Senator. But what endeared me to him, like many citizens of Kwara State, especially the state’s thriving youth community, was his deep and heartfelt love for youth empowerment.

“I believe that giving opportunities to young people will help maximize their contributions to the development of our dear country,” he said during the celebration of International Youth Day.

No wonder he was honored by the National Association of Nigerian Students for his outstanding contribution to the development of the education sector in Kwara during the 40th anniversary celebration of the student body at the top.

A true man of the people and quintessential lover of the masses with an incredible passion for education, Mallam Mustapha continues to prove such commitment with the annual Inter-School Mathematics Competition and Debate organized by his foundation and the thousands of students to which he pays WAEC, NECO and JAMB as is.

Mallam Mustapha is a rare pearl whose motto in life is “For God and country”. His humanitarian activities and focus on results-based governance mean that the people of Ilorin have struck gold…. A precious metal that they would like to have in the highest legislative body of the country.

Kabir Agaka, a youth advocate writes from Ilorin.

9 days news today

Kidnapped school children

Yauri FGC students, Kebbi
455 days 2 hours 23 minutes 6 seconds,

Baptist School Students, Kaduna
437 days 4 hours 4 minutes 31 seconds

Students from Tegina Islamiya, Niger (released)

Spent 88 days from May 30, 2021 to Aug 26, 2021

Report by: PRNigeria.com

Outdoor activity leader, 22, charged with causing the death of an ACS(I) student during a rope course in Safra Yishun


SINGAPORE — A 22-year-old man was charged on Thursday (September 15) with causing the death of a 15-year-old student at a Safra Yishun clubhouse adventure sports center last year.

Muhammad Nurul Hakim Mohamed Din was working as a dispatcher for the Canopy Sky Walk ropes course when the incident happened on February 3 last year, according to court documents.

Hakim faces a single charge of causing the death of Jethro Puah Xin Yang by a reckless act that does not constitute culpable homicide.

Jethro was studying at the time at the Anglo-Chinese School (Independent) or ACS(I). He was attending a school camp program, run by outdoor adventure learning company Camelot, in Safra Yishun at the time.

Court documents showed that before Hakim sent Jethro on a ropes course, he allegedly failed to ensure that both leg straps of the safety harness Jethro was wearing were properly buckled and adjusted.

Jethro was then suspended in the loose harness after falling from the rope course, and his leg straps completely unbuckled.

The 4th secondary student died of “multi-organ failure following compression (of) the neck and traumatic asphyxia”.

Paramedics from the Singapore Civil Defense Force responded to a call at around 1.50pm that day, performing cardiopulmonary resuscitation and using an automated external defibrillator on him.

He was taken to Khoo Teck Puat Hospital in Yishun where he died the following morning.

Following Jethro’s death, the Department of Education (MOE) announced the immediate suspension of outdoor activities involving high elements for all schools, pending the completion of investigations.

High-level activities involving students clearing an overhead obstacle course are usually organized as a form of outdoor education to instill confidence, toughness, and teamwork.

On Thursday, Hakim was offered bond of S$10,000. He will return to court on October 13.

If found guilty of causing death by a reckless act, he could be imprisoned for up to five years or fined, or punished with both.

Jethro’s parents told reporters at his wake that their only child was a loving son, an exemplary student and a caring friend.

He was class president and among the best in his class academically, even without tuition or pressure from his parents, they added.

In a statement following Thursday’s hearing, Mr. Delane Lim, honorary secretary of the Outdoor Learning and Adventure Education Association, said the community was deeply affected by the incident.

He added that since the beginning of this year, the association has been working closely with the Ministry of Education, Outward Bound Singapore and the outdoor education community to review and strengthen safety practices.

They will also collectively develop national outdoor adventure education (OAE) standards, Lim said.

“We continue to engage our industry and remind our OAE community of operators and practitioners of the need to be vigilant and ensure that the well-being and safety of our participants continues to be of paramount importance. and an overriding priority,” he added.

Meet the winners of the Brower Youth Award 2022


Raghav Kalyanaraman, 17 years old

Map, Texas
Restoring the North Texas Grasslands Ecosystem

For the past two years, high school student Raghav Kalyanaraman has worked with young volunteers to restore North Texas’ black prairie ecosystem. Less than 0.001% of the prairie tallgrass ecosystem has survived development and agricultural land conversion. But what remains supports more than 500 species of native plants and animals, mitigates soil erosion and absorbs water that feeds local aquifers.

Kalyanaraman led the restoration of 5 acres of this grassland at the Heard Natural Science Museum and Wildlife Sanctuary, a process that involved clearing the land of non-native and overrepresented native species and planting native wildflowers and grasses. His team also mitigated soil erosion on trails in Blackland Prairie by installing 118 water bars, to divert water from trails and into vegetated areas, and built enclosures for turtle populations- native boxes in decline. Earlier this year, he founded the nonprofit organization Eagles For Environment to unite his community around grassland restoration work.

Lauren UC Ejiaga, 17 years old

New Orleans, Louisiana
Support education in Louisiana

When she was in eighth grade, Lauren UC Ejiaga created a science fair project about the impact of ozone depletion on Louisiana marsh grasses that won first prize in the competition national STEM, Broadcom masters. This victory made him realize that raising awareness of environmental issues is just as important as researching them. So she decided to start working to educate her peers.

As cohort leader for the Coalition to Restore Coastal Louisiana, Ejiaga founded several native plant restoration projects. She also founded an initiative to spark interest in STEM education and coastal protection among young people through a series of ongoing workshops called Conservation and Restoration Conjunction.

Ilana Cohen, 21 years old

Boston, MA
Organize the divestment of fossil fuels

In 2018, Ilana Cohen co-founded the New York chapter of the national youth climate justice coalition, Zero Hour, and organized one of the first national youth climate marches. As a freshman at Harvard University, she helped revive the Divest Harvard campaign, which won a historic victory last fall when the university pledged to give away its $53 billion endowment dollars to the fossil fuel industry.

Cohen has since co-founded Fossil Free Research, an international campaign uniting students, scholars and experts against the toxic influence of big oil company money on climate change research. The campaign aims to protect the academic freedom of researchers as their work ultimately influences climate discourse and policy. Already, Fossil Free Research has released an open letter signed by more than 740 academics endorsing its call, organized international direct action to hold major universities accountable, and formed a coalition to coordinate efforts on college campuses.

Save the date: Join us for the 2022 Brower Youth Awards celebration on October 18 at Freight & Salvage in Berkeley, CA. To register, visit: broweryyouthawards.org.

Amara Ifeji, 20 years old

Bangor, Maine
Bringing new voices to the environmental movement

Amara Ifeji recognized early on that her passion for the environment was something that marginalized communities like hers often had little opportunity to explore. So in 2018, she began facilitating environmental learning opportunities for other students of color at her high school. Ifeji then became one of the directors of the Maine Environmental Changemakers Network, an intergenerational group of over 400 young people from diverse backgrounds advocating for a more just, inclusive and equitable environmental movement.

In 2021, Ifeji coordinated Maine’s first-ever Climate Education Summit focused on listening to youth’s vision for a climate-literate Maine. Ifeji helped create and implement a bill that funds over $2 million for climate education in the state.

Hamid Torabzadeh, 17 years old

Long Beach, California
Advancing Disaster Preparedness and Environmental Justice

Hamid Torabzadeh has worked to expand the role of youth and young adults in alleviating human suffering in the face of increasing climate and public health disasters.

Torabzadeh currently directs the American Red Cross Readyteens program in Los Angeles, which provides interactive programs to high school students in Los Angeles County and through national American Red Cross networks. The programs educate young people about disaster preparedness, response and recovery. readyteens trains young people in CPR/first aid, triage, emergency communications, etc., with a focus on “vulnerable communities” identified by the Red Cross where young people are most likely to cope to climate-related emergencies due to historical discrimination, geographic location, and socio-economic conditions.

Torabzadeh has helped the program reach more than 10,000 youth volunteers in the United States, train some 350 high school students in Los Angeles, and educate more than 1,000 households in Los Angeles County about fire and earthquake safety. .

Annika Weber, 18 years old

Seattle, Washington
Push for carbon neutrality

Annika Weber has been involved in environmental activism since she joined her school’s “green team” in third grade. In middle school, she helped set up an urban farm, and in high school, she was part of two youth-led climate justice organizations. But as burnout among young activists became widespread, Weber saw the need for a group that coordinated youth passion with adult experience for lasting, tangible results. So, in early 2021, she co-founded the North West School Carbon Neutral Task Force, a group of students, parents, and teachers who researched how her high school could become carbon neutral. 2030.

The task force surveyed the community, collected baseline data and prepared a report to present to the school administration last winter. Her school is now in the final process of adopting the task force recommendations and could soon be the first K-12 school in the nation to set a carbon neutral goal that does not use carbon offsets.

Laureates of the 103rd National Congress


On stage and in meetings, many awards were presented at the national convention to individuals, corporations, and even departments of the American Legion.

Distinguished Service Medal
Hon. David P. “Phil” Roe, MD

Patriot Award
Quincy, Massachusetts Sun

James V. Day “Good Guy” Award
Bob Ucker

National harmony competition
Joliet (Illinois) American Legion Band

National Color Guard Competitions
Bring forward/recover colors:
Port of Newport, Newport Beach, CA, 93.20
Newport Harbor, 92.85
Harrisburg Post 472, Houston, 88.15

National Law Enforcement Officer of the Year
Col. David R. Hines, Mechanicsville, Virginia.

National Firefighter of the Year
Lt. Ryan Winkler, Charlotte, Iowa

Fourth power
KHON2-TV, Honolulu/Pamela Young
Internet/New Media:
Associated Press/Kristin M. Hall, James LaPorta and Justin Pritchard
To print:
Milwaukee Journal Sentinel/Katelyn Ferral and Natalie Brophy

spirit of service
sergeant. Katherine E. Chousa, Army National Guard
Marine Science Technician 3rd Class Mason C. Couch, Coast Guard
PFC Deanna Dixon, Army
sergeant. Christina M. Gilman, Marine Corps
Information Systems Technician 2nd Class Annie Holder, Navy
Senior Airman Ariel L. Miranda, Air Force
SPC. 4 Antonio A. Oros, Space Force

National Recruiter of the Year
Patricia E. Liddell, Midland, Ga.

District Commander Race to the Top Award
John T. Bettencourt, Somerset, Mass.
William Dittebrand, Willoughby, Ohio
Steven N. Ervin, Mason, Ohio
Betsy A. Law, Kettering, Ohio
Kenneth Simon, Plentywood, Mt.

100% Department Award, Growth Culture Award
Porto Rico
District of Colombia
Rhode Island

Trophy of General Henri Gouraud
Ohio Department
Department of Puerto Rico

Department Commander of the Year
Antonio Arroyo, Department of Puerto Rico
Michael E. Downs, Alaska Department
David G. Singleton, Department of Rhode Island
Milo Vukovich, Department of Mexico (posthumous)

Second Century All-Time High Price
Department of Mexico

All target dates
Department of Puerto Rico

Ol Bodenhamer Trophy
Department of Puerto Rico

Consolidated Reporting Award
New Mexico

Veterans with Disabilities Outreach Program Employee of the Year
Geraldine Perry, Milwaukee

Michael Guty Awareness Award for Homeless Veterans
American Legion Family of New Jersey Housing Our Heroes Program

Veterans Employment Awards
5X5 Brewing Co., Mission, Texas, Small Employer Category
ShurMed EMS, San Antonio, Texas, Medium Employer Category

Outstanding Employer of Older Workers
Morris-Baker Funeral Home and Cremation Services, Johnson City, Tenn.

Outstanding Employment Service Local Office of the Year
Workforce Solutions/Permian Basin, Odessa, TX

Outstanding Employer for Improving the Lives of People with Disabilities
Grace after the fire, Houston

National Education Award
National Guard Youth Challenge Program

Daniel J. O’Connor Americanism Trophy
Virginia Department

Ralph T. O’Neil Trophy
South Carolina Department

Frank N. Belgrano Jr. Trophy
Missouri Department

CWF’s Garland Murphy Award
Pennsylvania Department

CWF Udie Grant Legacy Award
Pennsylvania Department

CWF Achievement Award
Alaska Department

CWF Achievement Award
Alaska Department

CWF Garland Murphy Award – Cavaliers
Florida Department

CWF Udie Grant Legacy Award – Cavaliers
Pennsylvania Department

Tufts community reacts to Biden administration’s student loan cancellation plan


Editor’s note: Trent Bunker was a former editor of the Daily. He did not contribute to the writing or editing of this article.

The White House announced Aug. 24 that it would forgive up to $20,000 in federal student debt for people with annual incomes below $125,000. The initiative will reduce debt for most borrowers by up to $10,000 and debt for Pell Grant recipients by up to $20,000.

The move is the Biden administration’s largest effort to ease the financial burden of college on students. In a fact sheet outlining the plan, the White House cited an increase in the cost of a college education and referenced a Department of Education analysis that finds the average undergraduate student is dropping out of college. university with $25,000 debt as deciding factors.

Jeffrey Zabel, an economics professor at Tufts University, said students who dropped out of college with loans are the target demographic for this policy, as nearly a third of student borrowers don’t have a degree. university, but still have debts to repay.

“[Debt forgiveness is] not necessarily [for] high-income loan holders graduating from four-year colleges, Zabel said. “In fact, the majority are people who haven’t even graduated from college or even a two-year program who have been duped by these for-profit educational institutions who have done a terrible job of educating them and have very high dropout rates.”

Zabel added that cutting state funding for public colleges also exacerbates the problem of high tuition fees. President Biden made this point in his speech announcing the debt cancellation program.

“A large student population attends large public schools, and states have systematically reduced the amount of funding they spend on public schools, and [that has] increase in tuition,” Zabel said.

“It’s just a band-aid, and it’s just a short-term fix,” Zabel said. “The longer-term solution is to fix the high costs of higher education, costs that have really taken off in the last 40 or 50 years.”

Mark Lannigan, chairman of the Tufts Democrats and elected member of the Massachusetts Democratic State Committee, praised the debt cancellation program.

“I think there will be great economic benefits for people who can now afford to invest in a house, invest in a car, invest in a family… now that they’re not burdened with that loan debt. pretty oppressive student,” Lannigan, a senior, said.

Lannigan also noted the popularity of student debt forgiveness among voters.

“In terms of politics, I just think it’s one of the most popular things that [Biden] could have done,” Lannigan said. “Student debt forgiveness has extremely high approval ratings among voters.”

Recent Data for Progress and NPR-Ipsos polls showed that the majority of Americans support canceling student loans. Meanwhile, 59% of Americans worry that forgiving student loans will make inflation worse, CNBC reported in August.

Trent Bunker, vice president of Tufts Republicans, criticized the cost of the policy, citing a study by the Wharton School at the University of Pennsylvania which estimated that the loan forgiveness program would cost between $469 billion and $519 billion. over a 10-year budget window.

“At the national level, the debt cancellation plan will harm future borrowers by further increasing tuition fees, adding to the suffocating national debt, imposing even greater inflation on the American public, and potentially exacerbating inequalities in income,” Bunker, a sophomore, said in an email to The Daily.

Bunker suggested that the accessibility of federal loans has contributed to the high cost of college education.

“Years of cheap government-backed loans have allowed universities to charge increasingly exorbitant prices at a rate above inflation,” Bunker said.

Bunker explains that some Americans will receive disproportionate benefits from student loan forgiveness, arguing that the policy will unfairly benefit wealthy students.

“The majority (62.23%) of the benefits of loan forgiveness will be reaped by those in the middle and top quintiles, while those in the bottom two quintiles will receive less due to different levels of college attendance,” Bunker wrote in a statement. E-mail. daily.

Zabel pushed back on a Republican talking point that politics unfairly benefits wealthy students.

“The Republicans are pushing this [the decision] It was totally unequal and it increases inequalities because it is really the rich who benefit from this forgiveness. … It just isn’t,” Zabel said. “When you really look at the numbers, a lot of people who get [relief] are minorities [and] lower income. »

NCDMB Tackles Unemployment with Training and Empowerment of 1,000 Nigerian Youths


By Jean Ikani

As part of efforts to stem the tide of youth unemployment in Nigeria, the Nigerian Content Development and Monitoring Board (NCDMB) on Monday distributed starter kits, laptops, stores and at least N120,000 each to 1,000 young people in Cross Rivers State.

The beneficiaries, who were trained by the Council on GSM phone repairs, hardware and entrepreneurship development, came from all seven LGAs in Cross River South.

Speaking at the graduation ceremony at Marry Ekpeiken Conference Center, Channel Hotel Calabar, NCDMB Executive Secretary, Engr. Simbi Wabote said mobile technology has become an indispensable tool in the era of the fourth industrial revolution.

Engineer Wabote pointed out that the telecommunications industry is one of the fastest growing in the country and contributes massively to the gross domestic product (GDP) of the country.

“According to data from the Nigeria Communications Commission and the Nigeria Bureau of Statistics, Nigeria’s teledensity has increased from 1.89% in 2002 to 102.47% in 2021.

“Similarly, Nigeria’s total network subscription now stands at 195 million, while the number of Android phone users now stands at 56 million,” he noted.

The local content boss called on the trainees to use what they learn effectively, adding that their involvement in the program has the potential to increase the country’s GDP.

For his part, the Hon. Legor Idagbo, chairman of the Nigeria Content Development and Monitoring Committee in the House of Representatives, noted that similar programs have already been organized in Kano, Kaduna, Bauchi, Jigawa and Yobe states.

Idagbo, representing the Federal Constituency of Bekwarra, Obudu and Obanliku of Cross River, facilitated the initiative, saying the selection of interns was random and apolitical depending on who applied.

While touting the benefits of the program for the trainees, he told them the ball was in their court, adding that they would only succeed by practicing what they had been taught.

“It’s the mindset you have that will make you successful; I want to challenge you to ensure that we see 50-60% success in this training,” he said.

Likewise, Governor Ben Ayade advised the beneficiaries to use the equipment they would receive to improve their lives while becoming entrepreneurs.

Represented by his deputy, Professor Ivara Esu, the governor called on the beneficiaries not to sell what has been given to them but to use it for their benefit and that of the state.

“Use well what you have received, do not sell them, they are for your good.

“The state gives you a three-year tax holiday, access to funds, different federal government initiatives, and protection from multiple taxation,” he said.

why it matters

It should be noted that Nigeria has the largest youth population in the world, with a median age of 18.1 years. About 70% of the population is under 30 and 42% is under 15. About 40% of young Nigerians are unemployed.

The size and youth of the population offer great potential to expand Nigeria’s capacity as a regional economic center of Africa and the world.

When engaged productively, a young and large population could be an economic asset, as population growth and economic development are correlated.

NCDMB’s latest move adds to a long and growing list of Council-initiated youth training/empowerment programs under the transformational leadership of Engr. Simbi Wabote.

These developments demonstrate the Council’s determination to create value in the country through viable and robust strategic development of capabilities and capabilities.

Hydroponics helps urban schools produce food year-round


Inside a 4,000 square foot greenhouse in West Baltimore in late June, untended basil plants were falling and going to seed. With the school closed, the farmers – students of the public charter school Green Street Academy – had given up their crops for the summer.

No matter: just after the 4th of July holidays, a group would be back in space for a five-week entrepreneurship program, during which they would be trained to deal with plants and technology and learn skills. in business. Since hydroponic farms don’t have to follow traditional growing seasons and speed up plant growth, the herbs would be back on track in no time.

“We need to consider growing food in urban settings. So how do you tap into and activate the underutilized space? »

The greenhouse, which was completed last year, is an example of a new wave of middle and high schools across the country embracing hydroponics. Technological advancements coupled with steady price declines make hydroponics an attractive interdisciplinary teaching tool, as well as a way to produce fresh, healthy food for cafeteria students and their wider communities.

In hydroponics, well-funded startups that grow vegetables on a mind-boggling scale using high-tech sensors and robots tend to get all the attention. These companies are making bold claims about the superiority of their systems on metrics like climate impact and resilience, even as unanswered questions about energy use, impacts on workers and small farms, health and profitability persist.

But hydroponic systems deserve the spotlight for another reason, said JJ Reidy, founder and CEO of a real estate design firm that helped build and raise money for the Green Street greenhouse. They can be plugged into a long list of places, including food banks, low-income housing estates and schools, where access to land and other factors make outdoor farming a challenge. And while the initial cost is significant, they can produce more food year-round in small spaces, which changes the calculation of value. “We need to consider growing food in urban environments, he said. “So how do you tap into and activate the underutilized space? »

In Michael Jochner’s case, that space is a high school parking lot just south of San Jose, California.

As director of nutrition for the Morgan Hill Unified School District, Jochner is responsible for meals for 8,400 students and he focuses on maximizing nutrition while minimizing the environmental impact of those meals. He didn’t like that lettuce from USDA Foods was sometimes so old it spoiled before his team could serve it, and he worried about the impact of agriculture on this disaster-stricken state. drought.

Morgan Hill Unified School District hydroponic cargo farm delivery. (Photo credit: Michael Jochner)

After a months-long process to convince the school board to fund the project, in October 2021 he set up his first cargo farm 30 feet from his production kitchen. The hydroponic vertical farm housed in a shipping container costs around $150,000, and Jochner calculated that it would take about 7.5 years to see a return on investment. He now produces 1,000 heads of lettuce every week, enough to cover 60-70% of the greens used in the district’s salad bars. It’s been so successful that Jochner is ready to grow more: A second freight farm is on the way to him, and he’s applying for a grant to build another 1,500 square foot hydroponic greenhouse to grow cherry tomatoes and cucumbers.

According to Freight Farms, a Boston-based startup that has so far raised around $26 million in funding, there are 16 K-12 schools across the country currently using the company’s technology, in addition to units. Freight Farm in several colleges and pantries.

Sexual health services for youth in the community during lockdown


When all schools and clinics were closed during the lockdown, a team of school nurses stepped in to help young people access sexual health services. This initiative won the Nursing in the Community category at the 2021 Nursing Times Awards


A team of school nurses ensured that access to sexual health services remained available for young people during the Covid-19 closures when schools and clinics closed. The team found creative, innovative and new ways to deliver the service by organizing telephone assessments and establishing meeting points in various locations.

Quote: Crouch V, Donovan M (2022) Sexual health benefit for community youth during lockdown. Nursing schedules [online]; 118:10.

Authors: Viv Crouch is head nurse for Clinic-in-a-Box; Maria Donovan is a school nurse and community public health nurse specialist; both at HCRG Care Group Bath and North East Somerset. At the time of this initiative, both were part of Virgin Care’s school nursing team.


In early March 2020, as schools and regular sexual health services were closed, young people struggled to access emergency contraception as well as any ongoing contraceptive treatment. Our team of nurses at Virgin Care were alerted to the issue through their health services by text and chat and discovered that the youngsters were in desperate need of emergency contraception and counselling. Our group had already implemented a Clinic-in-a-Box service in many secondary schools; This is an informal, free-access, mobile contraception and sexual health clinic provided in Bath and North East Somerset in school and non-school community settings, for individuals or groups.

The Clinic-in-a-Box program has operated in many secondary schools in Bath and North East Somerset over the past 15 years. Due to the pressures of the Covid-19 pandemic, we have changed the system to ensure lockdown restrictions were adhered to and young people could still receive care and support. The mobile project started at the end of March 2020 and continued throughout the pandemic; this was particularly relevant when schools had to be closed.

Clinic-in-a-Box concisely describes what we do: the device, the technology, the drugs and the material are transported in a container. Nursing staff:

  • Conduct visits to parking lots and hospital grounds;
  • Conduct a telephone assessment;
  • Give advice to young people in the neighborhood;
  • Provide contraception.

Service request

As a team of school nurses, we recognized that young people were still sexually active despite the confinement. However, access to sexual health services was extremely limited. School clinics were closed and some pharmacies were unable to offer emergency contraception after face-to-face consultation due to pandemic social distancing restrictions. As a result, many young people could not access the help they needed, so several of our sexual health nurses worked on the Clinic-in-a-Box project to meet those needs.

Our team knew that with a concerted effort, we could provide safe, accessible and confidential service. Much of our school nursing team was redeployed during the first lockdown, so with our depleted workforce a high priority was finding a way to deliver a service that met the needs of a vulnerable group. We were very aware that young people with unmet sexual health needs can easily develop increased anxiety, which can impact their mental and physical health.

the project’s objectives

Our main focus was to support young people with their sexual health needs during this difficult time, as there were no other sexual health services available to them. Our other objectives were to:

  • Effectively manage teenage pregnancies through pregnancy testing and offer treatment if needed;
  • Minimize the risk of sexually transmitted infections;
  • Sustain reduced conception rates for people under 18 by improving their access to contraception or hormonal emergency contraception;
  • Maintain communication with young people, so they know we are always available and can meet their needs.

Implementation and Collaboration

Communication was an important aspect of our project. We sent messages to young people who were already part of our workload via SMS. We also sent posters to pharmacies advertising our health chat service (a telephone service), which provided potential callers with our contact details. Some of our team members who were redeployed to the community still went the “extra mile” and responded to youth requests for help with their workload, arranging to meet them in a safe place or to refer them directly to a colleague.

From the start of the March 2020 lockdown, we began discussing ways to reach the young people in our workload. Those we have regular contact with know they can text their nurse if they need help, but we were concerned that pupils would not know what to do as schools were closed. It soon became clear – through the number of phone calls from young people unable to obtain emergency contraception – that young people were in trouble.

Virgin Care management supported our initiative. They encouraged us to meet young people in unconventional places, and the public health team in Bath and North East Somerset Council were aware of our need to think outside the box if we were to keep young people safe. We had to change the way we work to respond, especially to emergencies.

We wanted to be flexible in terms of location, time and travel so that we could reach as many young people in need as possible. Our team covered the whole of Bath and North East Somerset and we sometimes held clinics at youth clubs. Therefore, we worked closely with youth workers who still had contact with some young people. Thus, if a young person asked for emergency contraception, the worker contacted us. The help of the youth club facilitators was also essential in facilitating the accompaniment of the young people and helping us to find suitable places where we could meet, such as the car parks of the youth centers, coach parks, schools and hospital grounds.

“This passionate and enthusiastic team took care of their customers wherever and whenever needed; the effectiveness of this service demonstrates the importance of relationships, in all their forms”
(Judges’ Comments)


The biggest challenges our team faced were around privacy. Meeting young people in public spaces or in their homes to give them contraceptives or pregnancy tests posed significant challenges. Our team has been operating throughout the pandemic, which has increased social distancing challenges for our school nurses and young people in need of assistance. We knew the challenges they faced of not being able to meet their peer group, and their feelings of isolation, worry and panic would only be exacerbated with insufficient support for their physical and mental health.


Our recognition of important health issues for young people and the hard work to find a solution in unusual circumstances caught the attention of Bruce Laurence, who was then Director of Public Health at Bath and North East Somerset Council. When he heard about the length one of our colleagues had gone to, he wrote to us the following:

Paul Sheehan (curator) told me about your adventure “a bit more” in providing a desperate young woman with emergency hormonal contraception yesterday. An intervention that could have really changed your life. It’s so nice to hear things like that. I can’t say it’s surprising, because I know you and your colleagues often make stops to help people who need it most, but it’s very rewarding and I wanted to thank you.

Another response came from a sixth grader:

Just wanted to say thank you so much for your help today! It was amazing, very efficient and good service – I feel much, much better now, so thank you! 🙂

Our biggest achievement has been being able to go the extra mile to help young people feel safe and heard. As a team, we were more than happy to work outside the box to keep the youngsters safe and we were delighted that the youngsters trusted us enough to ask for help.

Future plans

We would like:

  • Building on the privileged relationship we have established with young people;
  • Be more flexible in our meeting places;
  • Encourage schools to be more open and responsive to sexual health.

Our desire is for schools to understand that when young people worry about their sexual health, it can also have consequences for their mental health and education.

Despite the difficulties of the Covid-19 pandemic, the students being in bubbles at the start of the school year, we managed to take stock via Microsoft Teams to advise young people and we managed to deliver contraception. It was a memorable journey, worth sharing with other practitioners, so we would like to take opportunities to share our project with a wider audience to encourage similar attitudes towards the sexual health needs of young people.

Key points

  • A sexual health service for young people during lockdown eased pressure on primary care staff, who were focused on Covid-19
  • Work to reduce teenage pregnancies continued at a time when many services were disrupted
  • A digital sexual health service has been sustainably integrated into the team’s service delivery
  • Young people’s anxiety was reduced knowing that the nursing team was easy to reach and quick to respond
  • An established care and support delivery program has been adapted to meet lockdown restrictions

Tips for a similar project

  • Make sure you have a management team on board with you
  • Understand the challenges that the communication team can raise
  • Establish a good relationship with other agencies
  • Ensure the support and enthusiasm of the whole team
  • Think outside the box to be innovative and flexible

MTN Youth Employment and Entrepreneurship Project Delivers Results in Ghana



As part of efforts to reduce youth unemployment in the country; The MTN Ghana Foundation last year commissioned the Youth Employment and Entrepreneurship Project (YEEP) with the ultimate aim of equipping young people with employable skills.

The Youth Employment and Empowerment Project (YEEP) initiated by the MTN Ghana Foundation in partnership with Plan Ghana aimed to train and equip young men and women from Nsawam and Suhum of the Eastern Region in repairing mobile phones.

About 100 unemployed young people were also trained in mobile phone technology, basic customer service, initial repairs, repairing and rectifying mobile phone faults and how to maintain a safe and secure work environment. secure throughout their training period.

At the end of the training in Suhum and Nsawam, the beneficiaries received certificates of participation, start-up tools and kiosks to start working and improving their livelihoods.

MTN Foundation Economic Empowerment Advisor, Cynthia Mills, made the remark when she brought some MTN staff and the media into dialogue with beneficiaries to assess their progress, the progress they have made so far. now and the challenges they face.

That said, the pledge would allow them to expand the project to benefit other people in other regions.

According to her, equipping young people with entrepreneurial skills and jobs, especially for young women and girls fulfilling Goal 8 of the SDGs.

Awatey Derrick – is one of the beneficiaries of Suhum based in Eastern Ghana as a phone repairman who is doing very well. Currently, he has also started training other unemployed young people in the region. “I am extremely grateful to MTN Ghana for changing my life. I am saving a lot of money which I have now been able to rent. I am living a comfortable life now, he said.

Awatey Derrick
Awatey Derrick

Another beneficiary, Diana Ohene Ansah who was also trained in repairing and rectifying mobile phone faults has become economically independent since she is able to save money. Accordingly, she expressed her deep gratitude to MTN Ghana for the prompt response.

Rosemary Mensah
Rosemary Mensah

The MTN Ghana Foundation also visited Rosemary Mensah’s shop; a trader at the Nsawam market.

She has employed two young men who take care of the shop while she goes to the market.
“I do mobile phone repairs and mobile money. MTN has changed my life because I earn more money to support my younger siblings,” she said.

Diana Ohene Ansah
Diana Ohene Ansah

Louis Boateng, who resides in Nsawam, is another beneficiary, who is a trainer of trainees. Currently, he has trained about 11 people in Suhum and Nsawam is now independent. “Thanks to MTN, I have my own container and I can now take care of myself.

Things are going very well and I have a lot of people coming to see me to teach them as well,” rejoiced Louis Boateng.

Louis Boateng
Louis Boateng

Source: Isaac Kofi Dzokpo/newsghana.com.gh

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SoFi: Buy before the federal student loan repayment suspension is lifted (NASDAQ: SOFI)


justin sullivan

Sofia (NASDAQ: SOFI) is my favorite cheap fintech stock to buy right now, as SoFi shares are trading just above key $5 support levels.

So much has changed since I posted my previous post about a potential SoFi short. squeeze during the Super Bowl.

SoFi shares are down 60% year-to-date and now is a good time to get in on the action just before the federal student loan repayment pause is lifted.

SOFI given by Y-Charts

In this article, I will provide updates on SoFi’s progress and why I think the stock is too cheap at these current prices.

SoFi Commercial Update

SoFi reached important milestones during its last Q2 2022 Results Update. The company surpassed the 4 million member mark with 4.3 million active accounts and achieved record revenue of $363 million (up 57% YoY). Revenue reached 6.6 million and management raised its full-year guidance for the remainder of 2022.

Q2 SoFI Membership Growth

SoFi Membership Growth (SoFi)

Net losses improved to $95 million as the company moves toward profitability. EPS was negative 12 cents per share (vs. -48 cents per share in Q2 2021).

SoFi generates revenue from two segments: lending products and financial services. While the financial services segment performed well (up 100% year-on-year to 5.4 million), SoFi struggled with the federal suspension of student loan repayments in terms of revenue.

Personal loans made up the bulk of revenue in the second quarter of 2022, while student loans received were hit hard.

Origin of the Q2 2022 SoFI loan

Origin of the loan for SoFi Q2 2022 (SoFi)

The company hit a record $2.5 billion in personal loans as Americans borrow money in droves to meet rising costs and inflation.

Student loan origination decreased by 52% due to the student loan moratorium.

Despite short-lived headwinds, SoFi remains a strong fintech company with a robust 2.0% APY on checking and savings accounts (nearly 66 times the national average).


SoFiAPY (SoFi)

Financial services revenue will continue to grow alongside membership growth, but the student loan segment is expected to recover next year after losing ground due to federal student loan repayment pauses.

Student Loan Repayment Pause Ends Soon

According to White Housethe student loan repayment pause will officially end on December 31, 2022.

US President Joe Biden has proposed a student loan forgiveness program of up to $20,000 for Pell Grant recipients and $10,000 for non-Pell Grant recipients.

This is good news for SoFi, as the company will start collecting revenue based on when the Department of Education starts processing these requests.

The bad news is that the US government needs to revive the print media and further dilute the US dollar and impose a greater burden on taxpayers to make this plan a success.

Justin Herbert deal details

SoFi signed NFL QB Justin Herbert from the LA Chargers to a 3-year sponsorship deal and offered him a stake in the business.

This is another positive sign for SoFi, as the company wants to target young adults traditionally overlooked by traditional banks.

Herbert is entering his 3rd year in the NFL and is one of the best young players in the league.

My bullish grip

SoFi will likely disrupt legacy banking in due course, so it’s a simple buy and hold for me.

The company has $707 million in cash and is already generating positive EBITDA. Growth has been slow and steady as more young professionals migrate from Bank of America, Chase and Wells Fargo to SoFi Money.

SoFi trades at a P/S ratio of 4.23, which is quite a bit more than its competitors.

Fintech stocks by price/sales ratio

Company P/S ratio
SoFi (SOFI) 4.23
PayPal (PYPL) 4.06
Block (SQ) 2.18
Beginner (UPST) 2.18

The entire fintech sector has been crushed and many of these stocks are on sale.

At less than $7 per share, I believe a lot of the risk has been mitigated.

There is clear long-term tech support near the $5 mark for SoFi and I think the company has held up well in such tough economic times.

Long-term SoFI support

$5 Long Term SoFi Support (TradingView)

Below $6 was a better entry point, but SoFi shares could soar if CPI inflation slows and investors pump funds back into the market.

I wouldn’t worry about SoFi shares being overvalued at more than $6, as much of the student loan repayment pause has been priced into the stock price.

Risk factors

I’m bullish on SoFi but there are several risk factors at play.

  • Member growth slows in the future
  • Federal student loan repayment pause extended indefinitely and SoFi struggles to grow student loan volume
  • SoFi announces market offering to raise funds and dilute shareholders
  • Traditional banks are offering a similar product offering with 2%+ APY to lure customers away from SoFi
  • SoFi’s short interest is around 15% and continues to grow as short sellers can continue to bet against the stock.

As long as SoFi is running, aspirations can relax for the time being.


If you’re big on SoFi stocks, my suggestion is to take a long-term view and forget about SoFi stocks for the next two years.

I hedge these cheap growth stocks under $10 because they remind me of Amazon (AMZN) and Netflix (NFLX) in their early days.

Disruption takes time and eventually people will flock to the best business product. SoFi offers a superior check and savings product with attractive returns, so investors just have to wait for the masses to join in.

Akbar Ali Khan: Life of Service, Voice of Conscience


Akbar Ali Khan (1944-2022) FILE PHOTO: PRABIR DAS


Akbar Ali Khan (1944-2022) FILE PHOTO: PRABIR DAS

Akbar Ali Khan’s death came as a sudden shock, although his health problems were severe and prolonged. Despite his frailties, he was undeterred in his public engagements, regularly speaking out on critical national issues, always calling a spade a spade, pushing the nation’s gaze to higher ground. Given his personal tragedies – the passing of Bhabi and his beloved daughter, as well as his multiple health complications – Akbar Bhai’s drive to be a fearless voice of conscience has been nothing short of heroic. He has gone through many careers: teacher, bureaucrat, freedom fighter, policy maker, writer, public intellectual. But there was a common thread in this long and eventful journey of life: a strong sense of integrity, a dedication to service and an openness to learning.

Akbar Bhai was a seeker of knowledge at heart, but not in isolated ivory towers. From his first book Discovery of Bangladesh to the many titles that followed, he was both meticulous in his scholarship and eager to connect with his readership. His unorthodox titles, his communicative language through which he explained complex economic issues in a way that both piqued and engaged a wide variety of readers, testify to his great success as an author. No wonder UPL and Prothoma continue to publish new editions of his books; the long line of interested readers keeps getting longer and longer. Nor was his writing career a post-retirement story. He was intellectually active throughout his career; two of his major titles – Discovery of Bangladesh and Porarthoporotar Orthoniti – were published while he was on active duty at the highest levels of government.

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Akbar Bhai also exemplified the idea of ​​public service dedicated not just to his personal advancement, but to serving the public. He was quick to write dissenting memos when he could not accept direction from higher ups, no doubt because he believed that the true calling of a public servant is to offer honest and competent advice, not simply to pander to higher authorities or, worse, blindly acquiesce to their vested interests. But he also focused on finding effective solutions to development and administrative problems. He was a very successful financial secretary, then a cabinet secretary and, after his retirement, an acting executive director at the World Bank. I had the good fortune to meet him in Washington, DC, in his office at the World Bank in 2005. He was the natural choice to lead the Regulatory Reform Commission set up by the interim government in 2007 to streamline the red tape bureaucratic and obstructive mentalities. It was a loss for the nation when this body and the other government-business dialogue platform initiative – the Better Business Forum – were abandoned by the subsequent government.

Despite his personal dramas, Akbar Ali Khan never truly “retired” from his true calling of public service. As Bangladesh appears to have retreated from democratic norms, as concerns over governance have intensified, the need to speak ‘truth to power’ as Noam Chomsky famously put it has never been greater. Being a ‘voice of conscience’ is not an easy role to take on, given the growing shift towards an authoritarian mindset in Bangladesh. Akbar Ali Khan has been pretty fearless here too, part of an increasingly dying breed of public intellectuals. His time has come. Others must continue. Bangladesh’s promise must shine brightly. Farewell, Akbar Bhai.

Hossain Zillur Rahman is Executive Chairman of the Power and Participation Research Center (PPRC) and a former adviser to the Interim Government of Bangladesh.

Man arrested following a seizure of cocaine worth €60,000 in Tuam. – Connacht Grandstand – Galway City Grandstand:


The easing of Covid-19 restrictions – including lifting the moratorium on evictions and worsening housing crisis – has seen the Galway Simon Community support more people at risk and experiencing homelessness than ever before.

The charity saw a massive 26% increase last year in the number of households supported compared to 2020, according to its 2021 Annual Impact Report, launched this week by Minister of State Joe O’Brien .

Galway Simon Community CEO Karen Golden revealed she supported 814 unique households last year, including 246 families, with 563 children.

And as she welcomed the 364 new social housing units delivered in Galway, Mayo and Roscommon in 2021, she also warned that demand continues to far outstrip supply with 4,052 households on waiting lists for accommodation social.

She further pointed out that as rents continue to rise and more landlords leave the rental market, there are fewer properties available for rent.

All of this, she said, has been further compounded by the rising cost of living which has left many people who would never have seen themselves accessing homeless services, turning to Galway Simon for acquire help.

In total, she revealed, the charity supported 1,511 people through its homelessness prevention and housing services last year. The annual report also revealed that the number of young people aged 18 to 25 cared for in Simon’s services increased by 25% in 2021 compared to 2020.

“Our teams are stretched harder than ever, but we continue to do everything we can to support people for as long as they need us,” Ms Golden said.

“In 2021, we provided homeless supports and 4,745 nights in emergency beds. We established new Housing First rentals in Galway, Mayo and Roscommon.

“We have expanded our youth service residential places from eight to twelve, and have acquired our first properties to provide rentals to care leavers. More than 90% of those who accessed our city prevention service did not enter emergency accommodation. 37,084 meals were provided in our services, she added.

Minister O’Brien acknowledged that increasing homelessness “is a serious concern for the government and is being actively addressed.”

And he said increasing the supply of social housing and residential accommodation is key to eradicating homelessness.

“Currently, public investment of more than €4 billion a year in housing is aimed at increasing supply and the Housing for All plan is starting to take hold and make improvements,” he said.

Galway CEO Simon acknowledged the incredible support that has been provided by the charity’s funders, donors and supporters in 2021.

She also thanked all the volunteers who have made such an extraordinary contribution to the work of Galway Simon Community over the past year and who are an integral part of the community.

But she warned that teams at Galway Simon were deeply concerned about the winter ahead.

She called on the government to prioritize measures in the budget to mitigate the risks of food and energy poverty, and the risks of homelessness, this winter.

(Pictured: Galway Simon Community Karen Feeney and CEO Karen Golden with Minister of State for Community Development and Charities Joe O’Brien at the launch of the Galway Simon Community Annual Impact Report).

Longtime civil servant on Warner Center ward council arrested for child pornography – Daily News


Longtime Woodland Hills Warner Center Neighborhood Council member Peter Fletcher resigned after he was arrested by police last week for possession of child pornography.

On September 1, police served a search warrant at Fletcher’s home in Woodland Hills and found evidence of child sexual abuse material on several electronic devices he owned, according to the Los Angeles Police Department. . He was booked and released later that day, according to inmate information on the Los Angeles County Sheriff’s website.. His bail was set at $20,000.

LAPD detectives said they arrested Fletcher after receiving a tip online through the National Center for Missing and Exploited Children.

LA Councilman Bob Blumenfield, who represents Council District 3, including Woodland Hills and Warner Center, released a statement on Fletcher’s arrest, saying, “I am shocked by these sickening allegations and urge Anyone with more information, or believing they were a victim, please contact law enforcement immediately.

According to the City Clerk’s Office, in 2019 Fletcher was elected by four votes to ward council. The Woodland Hills Warner Center Neighborhood Council is made up of local elected officials who weigh in on the future of Warner Center, major West Valley developments, and other community issues.

Fletcher appears to have resigned from the board in recent days. He was listed on the neighborhood council’s website last Friday, then his photo was removed from the website. Empower LA, the city department that oversees neighborhood councils, said Tuesday that a person named Peter Fletcher served with the Woodland Hills Warner Center Neighborhood Council “until recently.”

A formal notice was sent Wednesday by ward council vice president Dena Weiss announcing that Fletcher and another council member had resigned. The notice did not contain further details. The announcement noted that the board has several vacancies that need to be filled “in order to achieve quorums and continue to conduct community business.”

Several members of the Woodland Hills Warner Center Neighborhood Council who saw the reservation photo released by the LAPD said that Fletcher served on their board of directors and that Fletcher’s wife, Joyce Fletcher, served as the chair of the board.

Los Angeles Police Department detectives said they arrested Peter Fletcher after receiving an online report through the National Center for Missing and Exploited Children, which resulted in a search warrant at his home. Photo: LAPD

Peter Fletcher did not respond to efforts to reach him by the Los Angeles Daily News.

A spokesperson for the Department of Neighborhood Empowerment, known as Empower LA, told the Los Angeles Daily News on Tuesday that Peter Fletcher had resigned. Ann-Marie Holman, spokeswoman for Empower LA, said the department could not confirm he was arrested.

Board members told the Los Angeles Daily News that his arrest would affect the board and that Empower LA and the city attorney would be involved in helping the ward council decide what the next steps should be. .

Mihran Kaladjian, the ward council parliamentarian, said last Saturday that the council had “not yet met since this incident happened, but I just had a conversation with another (executive) member of the advice”.

Regular ward council meetings are held on the second Wednesday of each month, so the next meeting would usually be next Wednesday, if scheduled.

Joyce Fletcher did not respond to inquiries from the Los Angeles Daily News. The information released by the Los Angeles Police Department about her husband’s arrest does not charge Joyce Fletcher with any crime, nor does it indicate that she was aware of the illegal activity that her husband was accused of. accused.

News of the arrest spread as the Woodland Hills Warner Center Neighborhood Council faced internal unrest. At least two other members recently resigned.

Some council members cited complaints about the way the council is run by its chair Joyce Fletcher and by Peter Fletcher, who played a key role on the council. Some members said he manages the council’s social media accounts and Zoom conference calls.

Logan Fisher, who joined the board in February, told a Los Angeles Daily News reporter on Tuesday that several people had quit since Fisher joined in February. Fisher, 20, said he was not among the Fletchers’ critics. He praised Joyce Fletcher’s longstanding commitment to the board, saying, “She really cares about her community.” But he said the distractions caused by Peter Fletcher’s arrest would affect the council’s efforts to represent the community and that both Fletchers should step down.

“I think a lot of people are considering quitting, just because if they stay, a lot of people don’t want to be associated with the ward council at that time, myself included,” he said.

On Tuesday, Fisher, who chaired the neighborhood council’s youth advocacy committee and served on the council’s education committee, submitted his resignation to the council via email. He did not cite Peter Fletcher’s arrest by the LAPD, but said his need to pay more attention to school “is just too much to juggle being on the board.”

Fisher told the Daily News that one of the main reasons he joined the council was to promote greater civic engagement among young people in his community.

The Woodland Hills Warner Center Neighborhood Council is part of a system of citywide advisory committees whose members review and weigh in on projects in their neighborhoods, receive funds for use in their areas, file official statements on the problems of the city and have five minutes. longer than expected for typical public comment – ​​to present statements at Los Angeles City Council and commission meetings. The city should consult with ward councils on the budget process.

Neighborhood councils operate independently of the city council. Blumenfield’s office said the adviser “respects their autonomy as an advisory body and does not become involved in their personnel decisions.”

Several people who sit on the neighborhood council told the LA Daily News that Joyce and Peter Fletcher have been involved with the neighborhood council for many years. A 2013 Empower LA newsletter indicated that Peter Fletcher had been on the board since at least 2013.

In a candidate statement during a 2012 campaign for a Woodland Hills Warner Center Neighborhood Council seat, Fletcher described himself as a 20-year-old resident who owned a Woodland Hills business, Plan R Marketing. He has been active on the ward council as a “social media manager” for the council’s outreach committee and described his participation in council meetings and land use and mobility committee meetings. According to his campaign statement, he worked in corporate management at Sony Music for almost 30 years.

In a 2014 candidate statement, Fletcher wrote that he had served on the council for 18 months and that as a member of the community outreach committee he looked after the council’s website, Facebook social media accounts and Twitter. He said he “represented” the ward council at “VCC Concerts on the Green” for four years.

Prior to this week’s resignations, including Fletcher’s, at least two other people had also resigned in recent months from the Woodland Hills Warner Center Neighborhood Council, citing complaints about how Joyce and Peter Fletcher conducted council meetings. Alex Farassati, who resigned in August, described the Fletchers as taking an “overbearing” approach.

He claimed the Fletchers had recently tried to thwart council members’ efforts to recommend cutting a pantry renovation project. Farassati wrote in his resignation that the council’s Planning, Land Use and Mobility Committee “properly disapproved” of the proposed project and instead approved an “amended and reduced version of the project application based on feedback from stakeholders”.

One of the stakeholders, Nancy McLean, a ward council member who later resigned, wrote to the city’s South End Planning Commission that some neighbors feared the proposed project would lead to “hundreds of cars queuing in the streets every week, and people coming to the neighborhood with their carts and strolling around at all hours. »

EU ministers back $5 billion loan to Ukraine, discuss long-term options


European Union flags fly outside the European Central Bank (ECB) headquarters in Frankfurt, Germany April 26, 2018. REUTERS/Kai Pfaffenbach/

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PRAGUE, September 9 (Reuters) – European Union finance ministers on Friday backed a 5 billion euro ($5 billion) loan to Ukraine to help it maintain its schools, hospitals and other operations necessary in its fight against the Russian invasion.

Meeting in Prague, the ministers also discussed longer-term options to help Ukraine finance its reconstruction in the future, as well as possible other options for granting short-term financing.

EU countries have provided continued support with financial and military aid to Ukraine as Kyiv seeks to reclaim land from Russia since it launched what Moscow calls a ‘special operation’ in February.

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The €5 billion loan agreed on Friday, which will be backed by guarantees from EU member states, is part of a €9 billion overall package announced in May.

The first billion euros was fully sent out in early August, while Czech Finance Minister Zbynek Stanjura said upcoming meetings would decide how the remaining 3 billion euros in the package could be divided into loans or in grants.

“All member states have agreed on additional support for Ukraine, Stanjura said.

A report released Friday by the World Bank, the Ukrainian government and the European Commission calculated that the Russian invasion had caused more than $97 billion in direct damage to Ukraine through June 1, as the country’s reconstruction could cost close to $350 billion. Read more

European Commission Vice-President Valdis Dombrovski said the costs to help rebuild Ukraine would be immense as the war drags on into a seventh month.

“It is clear that Ukraine needs short-term financial assistance to keep the country running on a daily basis and to maintain essential services,” he said.

“We must also look beyond the immediate needs, as the long-term costs of rebuilding Ukraine are likely to continue to rise as long as the war continues.”

The EU executive is already examining legal obstacles to using confiscated Russian assets to help cover the costs of rebuilding Ukraine, while ministers discussed other long-term financing options, without providing details.

Stanjura said ministers were also looking at other options for shorter-term funding that might be needed beyond the €9 billion package already disbursed in stages.

($1 = 0.9954 euros)

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Reporting by Jason Hovet; Editing by Alexander Smith and Jonathan Oatis

Our standards: The Thomson Reuters Trust Principles.

Jane Goodall recalls her pioneering journey to activism in the San Diego Zoo podcast


Before becoming the world’s foremost chimpanzee expert and global conservation activist, Jane Goodall was an animal-loving little girl with a dream most people laughed at.

After reading a book about Tarzan when she was 10, Goodall decided she wanted to “grow up, go to Africa, live with wild animals and write books about them.”

While most people saw it as an impossible dream, especially for a girl – “girls don’t do that kind of stuff”, she said – her mother was supportive and encouraged her to find a way . So when a school friend invited Goodall to visit her family in Kenya, she jumped at the chance by taking a boat trip that took almost a month from England to Africa. . She was 23 years old.

Now 88, Goodall talks about her life on the latest episode of “Amazing Wildlife,” a San Diego Zoo Wildlife Alliance podcast that explores different animal species in half-hour segments. This week’s episode, available Friday, features a conversation between San Diego Zoo Wildlife Alliance CEO Paul Baribault and Goodall, who first met about 10 years ago.

Hosted by zoo employees Rick Schwartz and Ebone Monet, the podcasts are a production of iHeartRadio and the zoo’s parent organization, and can be downloaded from the iHeartRadio app, Apple Podcasts or other podcast platforms. Since its launch last November, “Amazing Wildlife” has been downloaded more than 250,000 times, according to iHeartRadio.

In their interview, Baribault takes Goodall on how she came to travel to Africa and study chimpanzees, and how she later became an activist. Introducing Goodall, who was in the UK for the recording, Baribault speaks of his admiration for the conservation leader.

“Jane has been a huge inspiration to me, my family and someone I’ve had the incredible honor of being able to call a close friend for over a decade,” he says in the podcast. In 2021, Baribault became president of the Jane Goodall Institute, an organization founded in 1977 that is involved in community-centered conservation, research, advocacy, and youth empowerment.

On her first visit to Kenya in 1957, Goodall says, she met famed paleoanthropologist Louis Leakey, who ran a natural history museum there. He became her mentor and helped her start studying chimpanzees in the wild in Gombe, Tanzania. Because authorities feared she was alone there, her “incredible mother” stayed with her at the camp for the first four months, she told Baribault.

Leakey chose her for the chimpanzee research, she says, because she hadn’t yet gone to college and he wanted “a mind clear of the very reductionist thinking” of scientists. But after two years, he encouraged her to pursue a doctorate in ethology, the scientific study of animal behavior, at the University of Cambridge.

Leakey wanted her work to be taken seriously by other scientists, she says in the podcast, so she would no longer be seen as a “(National) Geographic cover girl.”

Goodall’s observations of chimpanzee intelligence, social dynamics and their use of tools – she noticed that they stuck blades of stiff grass into termite holes to extract termites – were groundbreaking and changed the way understanding of the world of animal intelligence and emotions.

After studying chimpanzees for decades, Goodall’s life took a major turn after he attended a 1986 conference in Chicago where speakers spoke about the problem of deforestation. She remembers being shocked to learn how the chimpanzee population was sinking and the forest habitat was being destroyed.

“I went to that conference as a scientist and left as an activist. I just knew I had to do something, she tells Baribault in the podcast.

Goodall says she is inspired by the work people around the world are doing to try to save the planet from destruction, as well as her institute’s “roots and shoots” program that helps young people become actors in the world. change. Protecting the planet, she says, must become more important than short-term benefits. Goodall launched her own podcast in December 2020 called “Jane Goodall Hopecast”.

“We have to try to slow climate change, we have to slow biodiversity loss, we have to reduce poverty because the poor will destroy the environment just to live,” she says. “We need to understand that the health of the planet and the animals of the planet and the humans of the planet are all interdependent – and if one part of that equation is sick, it’s going to harm everything else.”

Honoring achievements to keep children safe


The Andrews Labor Government celebrates the exceptional efforts and dedication of Victorians who keep children safe and families strong.

As part of Child Protection Week, Minister for Child Protection and Family Services, Colin Brooks, has announced the winners of this year’s Victorian Protecting Children Awards.

The annual awards recognize child protection workers, foster parents, permanent carers and parents and the community sector, as well as government and academic organizations who demonstrate excellence in working with children , young people and families.

The winners come from all parts of Melbourne and regional Victoria and include dedicated foster families, community-controlled Indigenous organisations, a COVID-19 response team and a youth advisory group.

Now in its 19th year, the awards in 11 categories are dedicated to respected and inspirational child welfare leader Robin Dennis Clark (1936-2001).

The awards also recognize excellence in child protection practice through individual and team awards and the Chief Practitioner Award.

The winners of the Victorian Protecting Children Awards 2022 are:

  • Robin Clark – Deb Tsorbaris Leadership Award, Center of Excellence in Child and Family Welfare
  • Robin Clark Making A Difference Award – COVID-19 Emergency Response for Child and Young People (CERCY), MacKillop Family Services and Ability Assist
  • Minister’s Award for Innovation in Child Protection – Emma Toone, Berry Street
  • Chief Practitioner Award – Natasha Sergeant, Eastern Division, Department of Families, Equity and Housing
  • Career Award – Toni and Paul Gauntlet, MacKillop Family Services
  • Engaging Kids in School Award – VACCA Education Team, Victorian Aboriginal Child Care Agency
  • Keeping At Risk Young People Safe Award – Emily Nester, Berry Street
  • CREATE Award for Positive Impacts – Kellie Addicoat, MacKillop Family Services
  • Child and Youth Empowerment Award – Commission for Children and Youth – Ministerial Youth Advisory Group (MYAG)
  • Leaving a Legacy Award – Gerard Jones
  • Walda Blow Award for Indigenous Children and Young People – Melbourne North East Region Indigenous Family Decision Makers, Department of Families, Equity and Housing

As Minister of Child Protection and Family Services, Colin Brooks said

“These awards recognize Victorian organizations, workers, carers and community members across the state’s child and family service system – all of whom make Victoria a better and more safe place to live.”

“I am proud to celebrate these outstanding Victorians who keep children safe and families strong every day and would like to thank all of this year’s winners, finalists and entrants for the crucial work they do.”

/Public release. This material from the original organization/authors may be ad hoc in nature, edited for clarity, style and length. The views and opinions expressed are those of the author or authors. See in full here.

Payday Loan Scams Hit the Most Financially Vulnerable


InvestigateTV – Payday loans are high-cost, short-term loans that are often a quick way for people to get cash before their next paycheck. Unfortunately, payday loan scams have cost consumers nearly $500,000 this year.

Josh Planos with the Better Business Bureau said the scam occurs when bad actors pose as representatives of legal payday loan companies.

Planos explained that scammers will offer fake payday loans or trick customers into thinking they still owe money on a debt even after the debt is paid.

These scams typically cost victims an average of $1,000 per person and their frequency is increasing.

Planos reported that the BBB saw a 27% increase in payday loan scams from 2019 to 2021.

Senior Counsel Mark Glassman with the Federal Trade Commission said the rise in payday loan scams means borrowers need to stay on high alert.

Glassman noted that the scams target people who, in many cases, are already economically vulnerable.

Experts said one way to avoid falling victim is to skip the payday loan and instead try to work with your creditors to make payment arrangements.

If you need help with creditors, USA.gov and Consumer.gov both offer free resources on deal with debt and manage debt.

4 UK schools that offer an exceptional education


There is no “best” education or one-size-fits-all approach. Every child can thrive and succeed on their own when paired with a school program that works best for them. It could mean holistic, teacher-centered, student centeredor even a activity centered study programme.

However, there is no denying that an exceptional education is what makes a good school. Whatever the academic course offered, a good school is the one who nurtures his students and encourages them to become the leaders of tomorrow. Although outstanding grades are a good marker of success, it is far more important for a school to prepare students for life outside of academia.

We know it can be quite difficult to find the perfect school for your child. Making a choice is difficult when there are thousands of schools to choose from, especially when considering post-secondary education. If you want to entrust them to an institution that prepare them for college As well as fostering a sense of responsibility in them, you might want to consider these four UK schools:

Shaftesbury School is where nature and academic rigor meet to produce well-rounded students who then succeed in life. Source: Shaftesbury School

Shaftesbury School

Nestled amongst the green hills of Dorset, Shaftesbury School is one of the few state boarding schools in the UK where families only pay for the boarding element – tuition fees are entirely covered by the State. Shaftesbury School is where you will have a quintessentially English boarding experience, but also a excellent education. The large-scale course paired with great exam results led many of its students to graduate and then attend the Russell Group and other leading universities.

Located less than an hour from the famous Jurassic Coast, Shaftesbury School’s boarding house – Barton Hill House – is a home for many students who strive to be the best they can be. What makes this boarding school unique is that children do not have to start their boarding school early, they can start when they feel comfortable. Whether the child decides to stay for the whole seven years or just part of it, they make lifelong friends at Shaftesbury School.

But Shaftesbury School has more than meets the eye – it’s one of 10 schools in the country to house a future classroom. The school, in its aim to develop the individuality of each child, has partnered with leading technology companies to provide an innovative and inspiring approach to learning. Imagine this: no rows of desks and 10 large writable surfaces – inspired by revolutionary workspaces like Google and Lush cosmetics. This one-of-a-kind space encourages students to unleash their creativity by fusing technology with education.

Discover Shaftesbury School website or learn more about the 124-year-old Barton Hill House here.

Westholme School

The best part of studying at Westholme School is the individualized curriculum. Source: Westholme School, Facebook

Westholme School

To Westholme School, education is a lifelong journey. His approach to teaching is unique and holisticoutdoor education, clubs and extracurricular activities reinforce Westholme’s core values ​​of character, teamwork, problem solving, leadership and resilience. Experience is at the forefront of Westholme ethos. The school believes that the only way for students to be whole is to allow them to find their talents and explore their passions while achieving academic success.

In primary school, a broad but balanced curriculum challenges the students of Westholme. Although it closely follows the national curriculum, Westholme adapts its program to the needs of each child in a stimulating but friendly environment. Learning doesn’t stop in the classroom for Primary school students – depending on the age of the child, they must complete their homework in 20 to 40 minutes each evening. During these periods, students read, learn spelling and tables.

Responsibility starts early at Westholme. Clubs are not run solely by staff members, but also by students themselves. Activities take place every week and range from drama to maths, music to engineering, art to sport and of course, the Duke of Edinburgh’s Award. Westholme students are encouraged to think beyond their limits and enjoy challenging themselves and working as a team.

Click on here to learn more about Westholme School and follow them on Facebook, Twitter, instagramand LinkedIn.

The King's School, Canterbury

This historically rich school in Canterbury, Kent is where you will get a traditional education, but also plenty of extracurricular activities to indulge in. Source: The King’s School, Canterbury Facebook

The King’s School, Canterbury

When it comes to an institution for history buffs, there is no better school than The King’s School, Canterbury. The school – often described as the “the oldest‘ in England – is located within the grounds of Canterbury Cathedral in Kent, a World Heritage Site, and all the buildings are a mix of old (14th century) and the new. Such a setting naturally creates a tight-knit and warm community for students to become spiritually aware, historically informed, and grateful for aesthetic beauty.

If traditional education is what works best, consider The King’s School, Canterbury instead. His program is based on strong academic roots as much emphasis is placed on the best of traditional independent school education, such as academic excellence. However, the school’s program is further enhanced by a benevolent pastoral care team, a tutorial system and various after school programs. Expect not to stick to tradition though, as new topics are constantly added alongside new teaching techniques.

All students receive formal and structured lessons pedagogical supportwell stocked libraryand ICT facilities to supplement their learning outside the classroom. Students are also offered many career advice throughout their time at King’s School, Canterbury, and almost all of them go to university – immediately or after a gap year.

Click on here to find out more about The King’s School, Canterbury and follow them on Facebook, Twitter, instagramand LinkedIn.

Marymount International School

There are no limits to what graduates of Marymount International School London can achieve. Source: Marymount International School

Marymount International School

What distinguishes students from Marymount International School London other than the others? At this Catholic school for girls, which also welcomes students from all religions and none, there are no limits to what students can achieve. Girls at Marymount London are bold, independent leaders and innovators, thanks to the school’s holistic approach International Baccalaureate (IB).

The distinctive character of Marymount London lies in the fusion of its RSCM (Religious of the Sacred Heart of Mary) and IB philosophy, enabling girls to grow intellectually, spiritually, emotionally and physically. This IB-RSHM alchemy — which resonates in its classrooms and boarding life – is powerful. He turns girls into agents of their own upbringing, as evidenced by his roster of former scholars, communicators, risk takers, and principled learners who possess a strong sense of self.

A thoughtful curiosity about the world underpins the school’s academic and extracurricular activities. Both the IB Middle Years and Diploma programs require students to use their gifts and talents to serve others, which is in line with the school’s mission to develop students who are firm in faith, full of spirit. hope, rooted in love and one in service. .

The IB’s emphasis on reflective and self-regulated practice, combined with a boarding school environment that fosters the development of courage, resourcefulness and resilience, empowers girls at Marymount to become agents of change in our world.

In an increasingly polarized world, Marymount girls are equipped and committed to building respectful cross-cultural connections. No nationality is dominant at Marymount London. The girls thrive in a strong, tight-knit community of 250 students between the from 11 to 18 years old coming from over 40 countries.

Each girl is encouraged to embrace her own culture and is heard for exactly who she is, which fosters empathetic communication between different linguistic and cultural traditions. To learn more about Marymount London’s holistic approach, Click here.

*Some of the institutions featured in this article are business partners of Study International

CODEPINK Speakers Bureau


We are never as well informed individually as together. Please check out our team of speakers covering all of our campaign issues and more.

Anne Wright

Areas of expertise:
– Call to disarm
– Ukraine
– War is not green

Ann Wright is a 29-year veteran of the U.S. Army and Army Reserve who retired as a colonel and a former U.S. diplomat who resigned in March 2003 to oppose the war in Iraq. She served in Nicaragua, Grenada, Somalia, Uzbekistan, Kyrgyzstan, Sierra Leone, Micronesia and Mongolia. In December 2001, she was part of the small team that reopened the US Embassy in Kabul, Afghanistan. She is co-author of the book “Dissent: Voices of Conscience”.

Contact: [email protected]


Koohan Paik Mander

Areas of expertise:
war is not green
– Call to disarm

Koohan Paik-Mander is a board member of World BEYOND War. She is also a board member of the Global Network Against Space Nuclear Weapons and Energy, a member of the CODEPINK “China is not our enemy” working group, and a member of the project’s advisory committee. Global Just Transition from Foreign Policy in Focus. . She was previously campaign director for the Asia-Pacific program of the International Forum on Globalization. She is co-author of The Superferry Chronicles: Hawaii’s Uprising Against Militarism, Commercialism and the Desecration of the Earth, and has written on Asia-Pacific militarism for The Nation, The Progressive, Foreign Policy in Focus and other publications.

Contact: [email protected]


Danaka Katovitch

Areas of expertise:
Saudi Arabia and Yemen
– Palestine
– Call to disarm
– Divest
– Ground drones

Danaka earned a bachelor’s degree in political science from DePaul University in November 2020. Since 2018, she has worked to end US involvement in the war in Yemen. At CODEPINK, she works on youth outreach as a facilitator of the Peace Collective, CODEPINK’s youth cohort that focuses on anti-imperialist education and divestment.

Contact: [email protected]


Jodie Evans

Areas of expertise:
– Feminist foreign policy
– Local Economy of Peace

Jodie is co-founder and board member of CODEPINK and has been an activist for peace, the environment, women’s rights and social justice for fifty years. She has traveled extensively to war zones to promote and learn peaceful conflict resolution. She works locally for governments, universities, churches and pension funds to disengage from war and to cultivate local economies of peace by engaging with those who have felt the violence of the war economy locally and who have the vision of the future that humanity and the planet need.

Contact: [email protected]


Medea Benjamin

Areas of expertise
– Iran
– Latin America
– Ukraine

Medea is a co-founder of CODEPINK and the fair trade advocacy group Global Exchange. She has been an anti-war activist for several decades and is the author of various books, including Drone Warfare and Kingdom of the Unjust: Behind the US-Saudi Connection. In 2012, Medea received the Peace Prize from the US Peace Memorial Foundation; she is also the recipient of the 2014 Gandhi Peace Prize and the 2010 Martin Luther King, Jr. Peace Prize from the Fellowship of Reconciliation.

Contact: [email protected]


Nancy L. Mancias

Areas of expertise:
– Divest
– Ground drones
– War is not green

Nancy has worked for over 15 years in the non-profit sector, focusing on social services, social justice and theatre. She is CODEPINK’s coordinator for its War if Not Green campaign and a PhD candidate in anthropology and social change at the California Institute of Integral Studies. Nancy holds an MBA from Dominican University in California and a BA in Drama from San Francisco State University.

Contact: [email protected]


Shea Rainbow

Areas of expertise:
– Cut the Pentagon
– Divest
– Ground drones
– War is not green

Shea Leibow (they/she) lives in Chicago, coordinates the Divest from the War Machine campaign and has worked for CODEPINK since the summer of 2021. Shea is originally from Seattle, WA and has a BA in Environmental Science and Policy and Gender Studies .

Contact: [email protected]

Marcy Winograd

Areas of expertise:
– Call to disarm
– Cut the Pentagon
– Ukraine

Marcy is a longtime anti-war activist and served as the 2020 DNC delegate to Bernie Sanders and co-chairs the Progressive Democrats of America Foreign Policy Team. A member of Veterans for Peace’s Climate Crisis and Militarism project, Marcy’s activism began in high school when she marched against the Vietnam War and later joined the defense team of Pentagon Papers whistleblower Daniel Ellsberg. A retired English and government teacher, Marcy blogs about militarism and foreign policy.

Contact: [email protected]

Olivia DiNucci

Areas of expertise:
– Cut the Pentagon
– War is not green

Olivia’s experience includes years of work in social and climate justice organizing and education in parts of the United States and the Global South with the School for International Training. She also worked as an organizer with RootsAction after returning to the United States to work on the Bernie 2020 campaign. She is currently based in Washington, DC, and directs Cut The Pentagon, one of CODEPINK’s global campaigns.

Contact: [email protected]

NYC to decorate SGF with a “medal of service”


The Nigerian Youth Congress (NYC) has revealed that it will present the Secretary to the Government of the Federation (SGF), Boss Mustapha, with one of its highest honors on Friday, September 9, 2022 in Abuja to mark his 66th birthday. .

The President of the Congress, the only youth coordination body housed in the office of the President’s Senior Special Assistant for Youth and Student Affairs, Comrade Blessing Akinlosotu, said in a statement that he signed in Abuja on Monday.

“We have the honor and privilege to inform His Excellency the SGF that the Nigerian Youth under the NYC umbrella has recognized his outstanding service to the Fatherland and his commendable support to the administration of President Muhammadu Buhari GCFR and our own boss, Dr. Nasir Saidu Adhama, whose Presidential Youth Empowerment Program (P-YES) is under his direct supervision,” he said.

He said: “Boss Mustapha’s outstanding leadership in the rollback of COVID-19 as well as his strong personality in this administration has earned him the respect of all.”

“The Nigerian Youth Congress (NYC) has therefore recognized His Excellency, SGF, Boss Mustapha for a Distinguished Service Medal on the occasion of his successful 66th birthday.”

Providing details of the organization, Akinlosotu said, “NYC with a strong national structure has chapters in several states of the federation that are actively engaged in voluntary activities and programs with the public and private sectors, as well as the international community to promote sustainable youth development in Nigeria.

“We want to take the occasion of Boss Mustapha’s 66th birthday to wish him more successful years of service and encourage him to do more for the youth of Nigeria, and this Distinguished Service Award symbolizes that.”

BBB Study: Predatory payday loan companies, fraudsters thrive on unequal laws and stolen data | Company


As consumers have lost their jobs and struggled to make ends meet during the COVID-19 pandemic, many have turned to payday loans and other short-term solutions, with an increase in solutions in line. This has not only allowed predatory lenders to thrive – many borrowers still face exorbitant interest rates and opaque fees – but has also created a fertile environment for scam artists, according to a new in-depth study from the Better Business Bureau. (BBB).

Payday loan laws are managed from state to state among the 32 states in which they are available, and a complex web of regulations makes the impact of the industry in the United States and Canada difficult to understand. follow. The BBB study, however, finds a common thread in the triple-digit interest rates that many of these loans carry – camouflaged by interest compounded weekly or monthly, rather than annually, as well as significant rollover fees.

From 2019 to July 2022, BBB received nearly 3,000 customer complaints about payday loan companies, with a disputed dollar amount of nearly $3 million. In addition, over 117,000 complaints have been filed against debt collection companies at BBB. Complainants often said they felt ill-informed about the terms of their loans. Many fall into what consumer advocates call a “debt trap” of racking up interest and fees that can force customers to pay double the amount originally borrowed. A St. Louis, Missouri woman recently told BBB that over the course of her $300 loan, she paid over $1,200 and still owed an additional $1,500.

The scammers haven’t missed an opportunity to take advantage of consumers either, with BBB Scam Tracker receiving over 7,000 reports of loan and debt collection scams representing around $4.1 million in losses.

Posing as payday loan companies and debt collectors, scammers use stolen information to trick consumers into handing over banking information and cash. In one case, BBB discovered that hackers had stolen and released detailed personal and financial data for more than 200,000 consumers. News reports indicate that this is not an isolated incident.

A woman from Fon Du Lac, Wisconsin said she recently received a phone call from a supposed debt collector saying legal action was pending against her over overdue payday loan debt . Fearing legal trouble, she eventually sent the scammer $500 and her credit card information. Over the course of several months, her card was topped up until she canceled it.

Regulators at the federal level have passed tougher laws to combat predatory lending, but those regulations have been rolled back in recent years, leaving states to set their own rules on interest rate caps and other aspects of lending. on salary. More than a dozen states introduced legislation last year to regulate payday loans, but the landscape of legally operating payday lenders remains inconsistent across states.

Currently, payday loans are not allowed in 18 states, according to Pew Chartiable Trust. In addition, the Military Loans Act sets a rate of 36% on certain payday loans. When it comes to fraudulent behavior, law enforcement is limited in what they can do to prosecute payday loan scams. Some legal payday lenders have attempted to prevent scams by educating consumers about the ways in which they will or will not contact borrowers.

The BBB study advises consumers to thoroughly research all their borrowing options – as well as the terms and conditions of a payday loan – before signing anything to take out a short-term loan. The study also includes recommendations for regulators:

  • Cap consumer loans at 36%
  • Educate more people about no-cost extended repayment plans
  • Require lenders to test whether consumers can repay their loans
  • Require Zelle, Venmo, and other payment services to offer refunds for fraud

Back to school movement hits Falkland – Vernon Morning Star


Back to school has a special vibe in Falkland.

A group of people from the community got together just before the start of the school year and painted an exterior traffic lane at Falkland Elementary School.

“I’m always amazed at how much our little school can accomplish by working together,” said grateful school principal Shelly Cull.

“These courses are good for our students and are designed to support our outdoor learning initiative and provide opportunities for self-regulation.”

School District 83 Healthy Schools Coordinator Laura Payment said the pathway is part of the School Physical Activity and Literacy Project, which helps students become more physically active and build life skills. physical literacy.

“The goal is for students to develop their skills, confidence and motivation to be active for life, Payment said.

Cull added that she is sure the trails will be a big hit with students and will also be well used during recess and lunch breaks.

“I am delighted to see the reactions of our students as they return to school on Wednesday, September 7,” she said.

Payment will soon be back at school to show students and staff how to incorporate these pathways into the teaching day and beyond.

The project is being piloted in a diverse subset of school districts and schools in British Columbia, including schools in School District 83 this year and next school year.

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Nominations for the Ignite Youth Awards are open


A disruptive youth organization, Ignite Youth Organization has opened nominations for the third edition of its annual awards.

The announcement was made today on the International Day of Charity which takes place annually on September 5 to recognize acts of volunteerism and philanthropy.

The Ignite Youth Awards aim to honor and celebrate the achievements of socially responsible young people, aged 13-35, who have made significant positive contributions to society through a range of activities.

Interested persons can introduce themselves.

Applications must be received no later than Sunday, October 9, 2022. Experts and mentors will oversee the application selection process and narrow the field to a few young individuals or youth organizations in each category. The winners in each category will be announced at the awards ceremony on Saturday, December 10 in Jubilee Hall at the Celebration Center.

To nominate an individual visit: www.igniteyouthawards.com/nominate

The application deadline is Sunday, October 9, 2022.

The final selection of shortlisted nominees for each category will be made by a panel of judges. The criteria the judges will use will be based on the answers provided in the nomination form. Finalists will be notified by email and will be posted on the Ignite Youth social media pages. The finalists will be announced on Monday, October 17.

In each category, there will be two winners. One of the winners will be selected by the judges. The second winner will be chosen through a People‘s Choice Awards contest, with the winner being the contestant whose post receives the most likes on the Ignite Youth Instagram page. The deadline for the People’s Choice Awards is Wednesday, December 7, 2022.

Finalists will be contacted by email and invited to an awards ceremony. All nominees will receive certificates.

The categories are;

Humanitarian Award: The Humanitarian Award honors young people who have worked hard to make their community a better place.

Technology Innovation Award: The Innovator Award recognizes young people who have demonstrated competence in ICT fields and harnessed the potential of technology for social impact.

Frontline Hero Award: This honors young people (such as aid workers, nurses and teachers) who have gone beyond the “call of duty” to save and educate lives.

The price of education: recognizes young people who have helped other children and young people to access academic opportunities.

The price of creativity: honors young people who have successfully turned their creativity into business and who offer personal expression through the visual or performing arts, as well as those who foster the voices of other young people through their abilities, media and forms of digital art.

Role Model Award: Young people who are great leaders, mentors, peer counselors or have a positive influence on others.

Climate Activism Award: This award recognizes student achievement in environmental advocacy programs and climate change initiatives.

The Phoenix Award: honors young people who, like a phoenix, soar with renewed life and show great determination and endurance as they overcome enormous adversities in life. They may be young people who have succeeded despite their disability, recovered from the setbacks of teenage pregnancy, excelled academically despite obstacles, overcome violence, or helped their family or community face difficult circumstances, and who have used their experience to help others in similar situations. .

Entrepreneurship Award: This award recognizes a young person who, despite everything, makes progress in the entrepreneurial sector and demonstrates exceptional business acumen, skills and resilience.

Girls Empowerment Award: This award recognizes outstanding and innovative contributions by young people to advance the empowerment of girls and women.

Mental Health Award: This award recognizes those who have made significant and innovative contributions to the advancement of mental well-being in society.

sports reward: This award celebrates children who make outstanding achievements in sport while simultaneously making a positive impact on their community through sport.

Journalism Award: This award honors young people who have used their reporting skills to tell stories and report on social issues.

The Social Innovation Prize: honors young people whose innovations, startups and businesses have had a significant and measurable impact on some of the world’s most critical issues.

Young Influencer: This award is given to a young man or woman who uses their large social media following and online presence to set new trends, be creative and set the pace for innovation.

Teenage Changemaker Award: This award recognizes and honors teenagers who are deeply committed to making a positive difference in the world, now and in the future.

Children’s Rights Award: This award recognizes young people who have made exceptional efforts to uphold children’s rights as set out in the United Nations Convention on the Rights of the Child.

Youth Involvement Promotion Award: This award honors individuals or organizations that enable meaningful youth engagement, participation in political and governance work, and action for the SDGs.

This year the rewards are much bigger and better. Hip-hop prodigy Voltz JT is expected to grace the ceremony.

Former Mutual 1

Plainfield Fire Department gets a youthful infusion


Published: 04/09/2022 12:36:24

Modified: 04/09/2022 12:32:36

PLAINFIELD — Two young men, Nate Woolridge and Roscoe Weeks, joined the city’s fire department, becoming regular firefighters last month at the age of 18.

“Bringing them both in now as regular firefighters…is a huge plus,” Fire Chief David Alvord said.

Alvord said Plainfield no longer has as many younger members as it once did and very few choose to get involved in the fire service. However, Woolridge and Weeks chose to participate in the department’s junior firefighter program, which is aimed at 14 to 17 year olds.

“They’re included wherever we can do things with them,” Alvord said.

Alvord said Woolridge and Weeks had expressed interest in Basic 6 training, a highly recommended training for new firefighters, which the chief said is unusual. Because they were underage when held in Plainfield this year, Alvord signed waivers for them both to participate.

Woolridge lives on his family’s farm in Plainfield, and he said it’s not fair for another person to help them with a fire if he is unwilling to work for his community.

He also described firefighting as a “good way to give back to the community”.

As part of her Basic 6 training, Woolridge had to go into a burning building.

“It was pretty fun,” he said.

Along with becoming a regular firefighter, Woolridge also became an Eagle Scout last month, and his Eagle Scout service project involved planting 15 trees around town.

Weeks said he chose to become a regular firefighter “to help people.”

“I love the training, getting to know everything on the truck and learning how to use it properly,” he said.

He also said he enjoyed the hands-on aspect of the Basic 6 training the most.

Weeks currently works as a union operator at Peckham Industries in Springfield, while Woolridge works on her parents’ farm and plans to go to college. The two intend to remain Plainfield firefighters.

Bera Dunau can be reached at [email protected]

Empowering Underserved Youth in Yolo County


The health, safety and well-being of children has always been important to Empower Yolo, and with the inclusion of a new youth program, we can expand our reach to serve vulnerable young people in our community.

The Youth Empowerment Program is a new program at Empower Yolo, which provides advocacy and support services to unserved/underserved child and youth victims of crime, specifically supporting victims of rural crime and young people in foster care.

“This program serves to help children meet their physical, emotional, spiritual and financial needs after victimization,” says Celina Alveraz, associate director of Empower Yolo. “Meeting the needs of child and young victims is much more difficult when their access to services is complicated by factors such as age, race, ethnicity, geographic isolation, language barriers, cultural intolerance, disability, lack of knowledge of the criminal justice system and their rights and/or lack of appropriate social support. To that end, the Youth Empowerment Program was created to reduce barriers to agency so children can receive supports to grow, empower themselves, and heal from abuse,” says Alveraz. .

The youth empowerment program has many positive goals. It will provide ongoing investment to strengthen community relationships, promote social norms that protect against adversity, connect youth with caring adults and activities, and increase social-emotional learning.

The program has also expanded victim services to rural communities such as Knights Landing, Winters and Esparto. The aim of the program is to identify affected young people, build trusting relationships and provide systems navigation, advocacy and support to unserved/underserved child victims of abuse.

Empower Yolo funded a full-time youth advocate who is dedicated to providing services to youth in rural communities to reduce the barriers that many rural survivors face. “The goals of the youth empowerment program are to increase access to advocacy, therapy and support services for unserved/underserved victims of crime/abuse with a goal to serve at least 60 foster and rural youth in Yolo County, says Ariel Graham, Empower Yolo Youth Advocate.

“I am very excited about this program and to be in this role to help give options, resources and hope to the children we work with; to be part of this program and partner with other agencies to help empower children is amazing. Now these children no longer have to look back or upside down for help, they can look straight ahead and know they have support and see there is a light at the end of the day. tunnel for them,” says Graham.

These unserved young people have special needs that may be different from other children in our community,”Rural youth lack downtown access to resources and transportation to reach support organizations to achieve their goals. While language barriers play a role, our young adoptees lack knowledge about their criminal justice, personal and/or educational rights and must navigate their transition to adulthood while healing from past trauma,” Graham said. .

Empower Yolo provides services to help meet the needs of young people in this program. Specific services include crisis intervention, peer counselling, advocacy, counseling and individual therapy. “Empower Yolo helps young people meet their needs by offering advocacy alongside resources and referrals to support agencies; holding weekly life skills groups, maintaining confidentiality to build trust and communication, case management to change the disconnect between families and community resources,” says Graham.

In addition to offering one-on-one advocacy, this summer Graham facilitated life skills groups for rural youth as part of the Empower Yolo Knights Landing after-school summer program. Some topics included learning about nutrition, loving and healthy relationships, healthy boundaries, creating vision boards to visualize new futures, and expression through art and painting.

Through the youth empowerment program, community partnerships are strengthened. The program partners with Yolo CASA to fund an attorney supervisor who will support young adoptees in Yolo County. The partnership has strengthened Empower Yolo’s relationship with Yolo CASA. Yolo CASA’s mission is to advocate for abused and neglected children in the care system by ensuring their voices are heard and their needs are met through our CASA volunteers. Yolo CASA and Empower Yolo both strive to be survivor-centered, trauma-informed, and culturally sensitive, which has been a natural partnership in serving unserved/underserved victims of crime/abuse.

“When we were approached by Empower Yolo to collaborate on this grant, serving children and youth victims of crime, we jumped at the chance,” said Tracy L. Fauver, Executive Director of Yolo County CASA. . “Empower Yolo is a partner we always enjoy working with and admire for their important work in the community. Whenever we have partnered in training efforts or through community collaborations, such as the Child Abuse Prevention Council or Resilient Yolo, we have learned and benefited from the experience.

“We share a common set of values ​​and continually work toward the same goal: to serve families and children with the utmost dignity and compassion to help them thrive. The Youth Empowerment Program allows us to partner more closely than ever to achieve this goal. »

Additionally, the youth empowerment program has increased partnerships in rural communities by partnering with RISE, Inc., law enforcement, Yolo Food Bank, the towns of Woodland, Winters and Esparto, to Office of Education school districts, Yolo County Library and many others to bridge the gap between families and support services.

Community members can support this program in a variety of ways. “The community can help the youth we serve by making programs like this more accessible, addressing local issues and challenges like housing and transportation, and increasing peer mentorship with collaborations to maintain safe and healthy relationships,” says Graham. Referrals can be made by schools, law enforcement, foster parents, social workers, counselors, family members or young people themselves and can be sent directly to Ariel Graham at [email protected].

With community support and local partnerships, we can ensure the success of this program and continue to expand our reach to serve and empower unserved youth in our community.

For more information about Empower Yolo and a full list of services, please visit us at: empoweryolo.org.

— Natalia Baltazar is Empower Yolo’s Director of Development and Community Relations.

Venus Williams strives to make outdoor activities inclusive


Owhether through his powerful presence on the tennis court or his efforts to create pathways for underrepresented youth in the sport, Venus Williams has been a strong advocate for promoting inclusivity. The seven-time Grand Slam champion has teamed up with Clif Bar & Company and the Outdoor Afro association to diversify outdoor activities, Advertising week reported.

Nature-based activities can serve as vehicles for healing. Research shows that spending time outdoors can reduce symptoms of depression, anxiety, and stress. Despite the transformative benefits, outdoor recreational activities are often inaccessible to BIPOC communities due to systemic racism and Williams is determined to change the narrative.

Through this initiative, Clif Bar & Company will support organizations such as Outdoor Afro, a non-profit organization dedicated to empowering the black community through outdoor education, recreation and conservation, and the National Park Service in conducting a range of outdoor activities for communities of color through September. . Williams, who was featured in one of the energy food and drink brand’s recent ads, says breaking down barriers is imperative.

“It was really so much fun meeting everyone from Outdoor Afro,” she shared. “It was about the experience of being outside. It was about the experience of connection. It was about the experience of letting nature take its course, so to speak, in a healing way, in a joyful way. It was nice even for me to enjoy this moment and be so focused when I’m outside, in fact, enjoying it.

This isn’t the first time the tennis legend has teamed up with Clif Bar & Company. She has partnered with the brand to support the Harlem Junior Tennis Education Program by helping to fund their initiatives that sit at the intersection of education and sports. “I’m very motivated to support talented young people who need help to pursue opportunities in life,” Williams said when discussing the partnership. “I love what HJTEP represents in terms of creating pathways for young people using tennis as a catalyst.”


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Harry and Meghan Markle applaud the youth activism movement


Harry and Meghan Markle applaud youth activism movement for creating a safer internet

  • As parents of two young children in California, Harry and Meghan expressed their thanks to the young defenders
  • In addition, they thanked the public servants who listened to them and acted in favor of a measure that
  • If passed, it would make the internet safer for children.

The full statement is provided below:

At Archewell, we believe the Internet is one of the most important tools for people around the world to build community, stand together for good, and create economic opportunity. And as we’ve advocated for a number of years, we also believe the internet should be a better, safer and healthier place, especially for families.

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Today, we salute the incredible young people in California and across the country who believe the same and have taken it upon themselves to demand that the tech industry better protect children in the design of social media platforms.

The recent Design It For Us campaign helped raise awareness of a historic new policy – ​​the California Age-Appropriate Design Code – which, when finalized, will help ensure that all children in our state are safer when they are online. We are so encouraged to see the next generation rising up, speaking out and pushing for a better digital environment for themselves and their peers. We are also encouraged to see our public leaders actively responding to the reality and extent of harm online.

Archewell is committed to advancing this cause alongside young people and advocates like the 5Rights Foundation – a charity focused on imagining a better digital future – which recently teamed up with Prince Harry to hear directly from young people on what they want to see world leaders do to address their online safety concerns.

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On social networks, the safety and well-being of young people must be a priority above all else. Children and teens need to be able to reach their full potential, both online and offline, and parents need to be confident in the knowledge that their children are safe. It is time that our online spaces and the way they are designed reflect this belief.

As parents of two young children in California, the Duke and Duchess of Sussex express their deepest gratitude to these young advocates, their supporters and all the leaders who listened and acted. Your tireless dedication will help make the Internet a safer and more hopeful place.

‘She’s been so resilient,’ says child rape survivor as daughter earns top grade in Leaving Cert Applied – The Irish Times


A student who struggled in mainstream education and found out her mother was a child rape survivor celebrated a 100% distinction mark on Friday in her Leaving Certificate Applied (LCA) exams ).

Jesslyn Campion (17) from Limerick, was beaming with joy after receiving top marks in all areas after completing her secondary education through the Limerick Youth Service (LYS).

Ms Campion, who is pursuing a career in animation, said she hopes her story will give hope to others who find themselves unsuited to mainstream education that they don’t have to sacrifice college projects or professionals.

“There are options, and the majority of students don’t even realize there are other routes (to education), there’s Youthreach, youth services and even the ACL [Leaving Cert Applied]that I didn’t know when I was in high school,” Ms. Campion said.

“I feel so happy, and this morning I was so excited to not just see my results, but to see all my classmates and how they did, and they all did really well too.”

“About two years ago when I started in youth service my confidence was low and I didn’t even think I would get to where I am today or even finish the ACL but all the staff and the teachers gave us so much confidence and really encouraged us.

“I’m going to start at LCFE (Limerick College of Further Education) taking a course in Animation and Game Design, which I’ve been passionate about for a few years.”

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Jesslyn’s mother, Leona O’Callaghan, who is a well-known advocate for the rights of victims of sex crimes and a survivor of child rape, said she was extremely “proud” of her daughter.

The mother and daughter supported each other through adversity, including when Ms O’Callaghan waived her right to anonymity in 2018 after a man raped her 13-year-old Patrick ‘Whacker “O’Dea of ​​Pike Avenue, Limerick, was imprisoned for 17 years.

“Jess was in an amazing school but she felt she didn’t fit in and she just stopped functioning, she felt she couldn’t keep up with the pressure of regular school and it was a really low time for her,” Ms O. ‘Callaghan explained.

“I encouraged her to consider other options and she joined the Limerick Youth Center. They were amazing and gave her confidence.”

“She’s incredibly smart, but she’s had a very difficult time over the past few years with the very public trial involving her mother, which obviously would have taken a toll on her.”

“I’m so proud of her that she’s been so resilient to stick through it all, to be so strong and determined, she’s phenomenal and I couldn’t be more proud of her.”

White House slams Republican critics of student loan forgiveness


Caroline Purser | The image bank | Getty Images

The Biden administration is hitting back at Republicans who plan to challenge President Joe Biden’s historic decision to cancel student debt for tens of millions of Americans in court.

A White House spokesman, Abdullah Hasan, accused the GOP of double standards that punish the middle class.

“Let’s be clear about what they would be trying to do here: the same people who voted for a $2 trillion tax giveaway for the rich and got hundreds of thousands of dollars of their own loan debt forgiven. to small businesses would try to keep millions of working middle-class Americans in mountains of debt,” Hasan told CNBC.

News of a potential challenge to entitlement to Biden’s student loan forgiveness plan, which would forgive up to $20,000 for millions of borrowers, comes as no surprise. Even before the president made his announcement, some Republicans were scrambling to shut down a debt cancellation effort.

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Now, GOP attorneys general from states including Arizona, Missouri and Texas, along with Sen. Ted Cruz, R-Texas, and those linked to the conservative Heritage Foundation think tank, are considering their options to try to block the president’s plan.

This is sure to worry the tens of millions of Americans celebrating debt cancellation last week. A lengthy legal challenge would threaten to throw into limbo the debt fate of an estimated 43 million people for the foreseeable future.

The issue could go all the way to the Supreme Court.

Establishing “quality” for a lawsuit may not be easy

No legal action has yet been taken, and in a recent interview, Cruz recognized the challenges of bringing one. “As a general rule, simply being a taxpayer is not enough for the courts to find that you have standing to challenge an expenditure of funds, he said during an appearance on “The Liz Wheeler Show. “.

“You have to find someone who was wronged by the spending of funds,” Cruz said.

Indeed, the first hurdle for those hoping to take legal action against Biden’s plan will be finding a suitable plaintiff, said Harvard law professor Laurence Tribe. It would probably have to be someone who could argue that student loan forgiveness is causing them “personal injury,” and that may not be easy.

“Such an injury is necessary to establish what the courts call ‘standing,'” Tribe said. “No individual, company or state is manifestly harmed as private lenders would have been if, for example, their student loans had been cancelled.”

The White House, along with its announcement, published a 25-page note by the US Department of Justice, arguing that debt forgiveness is “appropriate” under the Heroes Act of 2003, which grants the president broad powers to review student loan programs. This law was passed shortly after the terrorist attacks of September 11, 2001 and allowed the executive to cancel student loans in the event of a national emergency. The Trump administration declared the Covid-19 pandemic a national emergency in March 2020.

Opponents trying to block the pardon will likely argue that the Heroes Act doesn’t give the president the power to write off student debt in the broad way he’s trying to do, said higher education expert Mark Kantrowitz. .

What a legal challenge means for borrowers

The U.S. Department of Education said its loan forgiveness application would be available by October or earlier, and Kantrowitz said borrowers shouldn’t change their plans just yet.

“Borrowers should apologize and be cautiously optimistic,” he said.

That said, he advised that it would be wise not to make big financial changes expecting to see student loan balances decline in the short term.

“Even if a legal challenge fails to block the president’s plan, it will likely cause delays in implementing the loan forgiveness,” Kantrowitz said during an appearance on CNBC’s Twitter Spaces on Friday.

Denis Zakaria joins Chelsea on loan with £30m option to buy


Chelsea has announcement another signing to cap off the summer transfer window with the late acquisition of Denis Zakaria on loan.

Thomas Tuchel needed a midfielder as injuries had reduced his options. At the start of the season, he had a surplus of central midfielders, but as the deadline approached, he only had two experienced players fit in those places. This new signing will add much-needed short-term depth.

Chelsea sign Denis Zakaria

Midfield reinforcements

While the Blues were desperate to sign a player on deadline day, that doesn’t mean they’ve snapped up a former player. The Swiss international is an acclaimed midfielder who can relieve injury-prone N’Golo Kante.

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The 25-year-old has been described as a “midfield monsterand makes comparisons to Patrick Viera.

High level experience

Despite being in his mid-20s, Zakaria has been playing in one of Europe’s top leagues since 2017. After impressing in his home country for Young Boys, he was snapped up by German side Borussia Mönchengladbach . He was a regular in the Bundesliga, making 146 appearances for the club before moving to Juventus in January 2022.

Read more: Journalist issues huge transfer update as Chelsea Eye Up Spending Deadline

After just six months in Serie A, the former Servette academy graduate is heading to the Premier League, potentially on a permanent basis. Although the initial agreement is for a loan, fabrice romano reported that there is a £30million option to buy which could come with a five-year contract.

It was a very smart deal for the Blues as they get immediate cover for their midfield issues without committing a lot of cash. Also, if the Swiss midfielder ends up playing very well, they will have found their next star midfielder, but if he doesn’t, they can send him back to Italy.

St. Lawrence College Appoints New Board Chair


St. Lawrence College (SLC) is pleased to announce the appointment of Abram Benedict as the new Chair of its Board of Governors for a one-year term commencing September 1, 2022. Joining the SLC Board of Governors as of 2017, Abram Benedict has served as vice-president since September 2020. He will assume the role of council chair on September 1 to lead the council through the 2022-23 academic year, succeeding Roger Richard, whose term on the council s ended in August after six years of dedicated service.

Abram Benedict is currently the Grand Chief of the Mohawk Council of Akwesasne. As Grand Chief, Abram leads a vibrant 12-member council that governs the Mohawk community of Akwesasne. The Mohawk Council of Akwesasne is a progressive First Nations community that straddles the borders of Ontario, Quebec and New York State and offers a wide variety of services to its more than 10,000 members. A lifelong resident of Akwesasne and passionate about youth empowerment and community capacity building, Abram serves as a Governor of St. Lawrence College and is currently a member of the Aboriginal Circle of the Chairman of the Parole Board of Canada. Abram’s excellent community leadership and political experience has enabled him to lead a community government, meet the needs of his people, raise the positive profile of his community and improve relations between the second largest community of the Akwesasne First Nations in Canada and the governments of Canada, Ontario and Quebec and local municipalities.

“We look forward to working with Chief Benedict as the new Chairman of the Board of Trustees and we know from his time on the Board that he is very committed to helping our students and our colleges succeed,” said Glenn Vollebregt, President and CEO of SLC. “His experience and community leadership will be a great advantage in leading the College as we enter year four of the priorities set out in our strategic plan, SLC in Five.

Two local universities make Campus Pride “Best of the Best” list


Children’s National Hospital has become the target of threatening phone calls, emails and social media posts after a widely read far-right Twitter account known as Libs of TikTok posted an incorrect report claiming that the hospital regularly performs hysterectomies on transgender patients under the age of 18. .

Libs of TikTok founder Chaya Raichik included in her Aug. 25 post audio recordings of two telephone operators at Children’s National Hospital who the hospital says falsely claimed that a trans boy as young that 16 years old would be eligible for a hysterectomy.

“We do not and have never provided gender-affirming surgery to anyone under the age of 18,” according to an email the hospital’s media office sent to The Washington Blade. “In fact, in DC, you cannot perform a hysterectomy on a minor without a court order,” the statement read.

“We do not provide hormone therapy to children before the onset of puberty,” the statement continued. “Care is individualized for each patent and always involves families making decisions in coordination with a team of highly trained pediatricians, he says.

“None of the people secretly registered by this activist group are providing care to our patients,” the statement said. “The information in the recording is not accurate. To reiterate, we do not and have never performed gender-affirming hysterectomies on underage girls,” he says.

The statement added: “Since the spread of false information on Twitter, we have been the target of a large number of hostile phone calls, messages and emails on social media.”

The Washington Post reported that the harassment suffered by the hospital included social media posts suggesting it was bombed and its doctors put in a shredder.

According to the National Children’s Hospital statement; “Children’s National Hospital is committed to fostering a welcoming and inclusive environment for all and to serving our LGBTQ+ patients and families in all of their care.”

Harassing threats, calls and emails were made to Boston Children’s Hospital earlier this month over what the hospital says are similar false claims on social media that it performed hysterectomies on young transgender people. under 18 years old.

Libs of TikTok, which often promoted “groomer” talk that falsely linked teachers and LGBTQ parents to pedophilia, began making a variety of false claims about Boston Children’s Hospital. One allegation included the lie that the hospital offered gender-affirming hysterectomies to children under 18.

Reporter Martha Bebinger of Boston’s NPR news station WBUR noted that the campaign began last week with criticism of a video posted on the hospital’s website about hysterectomies. Several conservative social media accounts shared posts about the video on Twitter. The hospital performs hysterectomies on patients 18 and older, but not on children, as some posts claim.

“We condemn these attacks in the strongest possible terms and reject the false narratives on which they are based,” Boston Children’s Hospital said in a statement. “We are working with law enforcement to protect our clinicians, staff, patients, families and the wider Boston Children’s Hospital community and hold violators accountable,” the statement added.

For more than two years, Brooklyn real estate agent and fanatical follower of far-right extremist ideology, Chaya Raichik, has been wreaking havoc through her “Libs of Tik Tok” social media accounts, attacking LGBTQ+ people in with particular emphasis on spreading lies and propaganda. on transgender people.

When Raichik attacked Boston Children’s Hospital, spreading lies and falsehoods about the healthcare facility’s treatment of trans youth. His “call to arms” was later joined by conservative journalist and anti-LGBTQ activist Christopher Rufo and The Daily Wire’s Matt Walsh, a vocal anti-trans pundit.

The resulting chaos, including death threats against clinicians and staff at Boston Children’s Hospital, was acknowledged by a Boston Police Department spokesperson who told the Blade that officials had tightened security to increase the hospital’s efforts to protect its staff and that an investigation had been launched.

The US Department of Justice has also launched an investigation into the threats, according to an announcement by US Attorney for the District of Massachusetts Rachael Rollins.

In a lengthy statement released by GLAAD, the organization wrote:

“Libs of TikTok is synonymous with the malicious targeting of LGBTQ organizations, individuals and allies by posting lies, misinformation and blatant hatred,” a GLAAD spokesperson said. “Meta and Twitter continue to profit from accounts like Libs of TikTok as doctors and staff at Boston Children’s Hospital and other transgender healthcare providers receive death threats and harassment. hate. These companies are complicit in hosting content that expresses malicious lies and incites anti-LGBTQ hatred. This is the latest in a long line of egregious inaction from content platforms that directly leads to the recent increase in real-world violence and harassment faced by LGBTQ people.

Young people disrupt National Youth Service hearings


The national youth service public hearing held in Bulawayo yesterday ended prematurely after violence broke out.

The Parliamentary Sports, Arts and Culture Portfolio Committee is traveling the country to seek public opinions after receiving a petition from the National Association of Youth Organizations (NAYO) last year in May.

The chairman of the committee who is also the legislator of Zanu-PF Vungu, Cde Omega Sibanda had to stop the proceedings after one of the participants, Mr. Eric Gono was beaten by unruly youths. A woman who chose not to be named was intimidated after speaking her mind.

“According to Parliament’s rules, a public hearing cannot take place after violence has broken out. I therefore formally close this hearing because people do not want to get along and respect each other. Whoever wants to add their opinion will do so in writing to the Clerk of Parliament,” Cde Sibanda said.

He had to escort the woman and Mr. Gono out of the building using the back door to protect them from the rowdy youths.

Cde Sibanda could not be reached for further comment yesterday.

Mr Gono had shared his opinion on the reintroduction of the National Youth Service, which probably angered young people.

Speaking after being rescued from the rowdy youths, Mr Gono said he did not understand why the youths were angry with him but everyone has the right to express their opinion in a public hearing.

“They are all my brothers and sisters. It’s a shame that they decided to be violent when we are all trying to build our country. It will not be easy to build our country if the future leaders have such a hot temper and intimidate those who want to share their opinions,” he said.

One of the young people who attended the meeting, Mr. Tanaka Dube, said it was shocking that young people fail to communicate peacefully on issues that concern them when given the opportunity.

He said: “We are the same young people who cry foul when Parliament does not give us the opportunity to express our opinions. Now we have had the opportunity and instead of sharing ideas we are fighting” , did he declare.

Teaching underage drinking through drama


THE PROBLEM of underage drinking is tackled through theatre, workshops, online promotions and games, as well as essay writing and video making competitions as part of the second edition of Smashed, a program that aims to educate young people and change attitudes towards alcohol consumption among minors.

Smashed is a global alcohol education and attitude change program delivered in the Philippines by the PETA-Plus Program, a companion business development unit of the Philippine Educational Theater Association (PETA).

Originally developed by Collingwood Learning in the UK in 2009, Smashed is backed by drinks company Diageo. It uses a drama-based learning approach to teach about the harms and consequences of underage drinking, beginning with an interactive drama that follows the lives of three young people and how underage drinking minors affects their lives. Workshops are then held to help viewers understand the facts, causes and consequences of underage drinking.

“Because young people identify with the characters and the script, it’s like turning a mirror on these young people and on their own lives. So what they can do is think about the decision of these characters in this scenario,” Chris Simes, managing director of Collingwood Learning, said in an August 19 online press release.

“Our big priority is around choices, decision-making, information and personal responsibility,” he said. Students are guided through workshops on how to make independent choices around alcohol. “What we’re trying to do is give young people a rehearsal for real life. So that when real life happens, they can make the right choices to protect themselves, their friends and secure their future,” Mr. Simes said.

The international program has reached more than one million young people in 30 countries.

The Filipino project started in September 2021 and went live via a website (online.smashedproject.org). The main target of the Filipino project is Filipino adolescents and aims to “harness critical thinking through informed choice”.

“This is a real departure from the usual approach to alcohol education in schools and makes it impossible to forget the risks of underage drinking. We understand that “Due to the pandemic, teachers and students are still adjusting to the current normal. But we want to help advance learning by providing high-quality educational resources to use, despite the pandemic,” said Ms. Simes in a statement.

Last year, the program started in cities in the National Capital Region (NCR), such as Manila, Quezon City and Pasig City. Smashed PH has collaborated with the Ministry of Education – Youth Training Division in hopes of expanding to other cities nationwide. The initial deployment was able to reach 120 schools or approximately 18,000 students and 675 educators. The program proceeded with an impact report showing that 93% of young people who participated confirmed a change in attitude.

Smashed Philippines worked with consultants from the Department of Education to create a curriculum map that Smashed can be integrated into, as students in grades 5-12 already have an alcohol education element in their curriculum .

As Smashed Philippines works with PETA-Plus, the arts and theater education expertise of its educators and facilitators is shared through activities and programs such as a songwriting workshop, competitions and a creative module for children. teachers.

“It was a very interactive learning platform that allows us to think about the social and emotional causes of underage drinking and how it impacts our lives when exposed early,” said Berna Joy Corpuz , an 11th grade student, from Anao High School in Tarlac City. program in a statement. “It provides us with a safe space and cultivates a culture of support system for young people like us to make an empowered choice that will benefit our future.”

This year, Smashed Philippines programming will take place online and with live performances.

“As someone in the arts and creative industry, I believe this project is not only a great step forward in promoting alcohol education and youth empowerment, but also in promoting applied theater and theater in education as effective teaching tools in the Philippines. It’s great to be part of this global initiative,” said Gold Villar-Lim, theater actress and project leader Smashed Philippines.

Smashed Online uses an interactive drama following three friends Jella, Miko and PJ who struggle with alcohol abuse and the consequences of underage drinking. The characters are played by Gillian Vicencio, Carlos Dala and Luis Ruiz respectively.

The Smashed team will be traveling from school to school to deliver the workshops on the website in person for schools in the NCR and online for areas outside of the NCR. This will be followed by a series of webinars on alcohol education for teachers and young people which will take place in September and December this year, and in February 2023. Four partner schools will also take part in a theater performance in live education from Smashed – Prevention of underage drinking.

Smashed Philippines will implement online web sessions, assemblies, alignment meetings for coordinators and an end-of-year evaluation to strengthen partnerships with existing networks and engage with more institutions. Online promotions and mini-games will be launched on digital platforms such as Facebook, Instagram and TikTok. An online essay writing and video making competition for young people will be launched next year.

The Smashed live component from the Philippines will be focus on prevention, which will take the form of a workshop for 40 to 50 students, from the four PETA-Plus partner schools.

The team is currently working on partnerships with the Ministry of Education’s Youth Information Division and its Schools Division offices in Manila, San Juan, Caloocan, Makati and Quezon City.

From 17,700 young people, Smashed Philippines aims to enroll 40,000 students in its second year.

For all inquiries about the Smashed PH program, visit www.facebook.com/PETAPlus/, email [email protected], or contact Julia at 0999-995-7962. To explore the project online, visit https://online.smashedproject.org/. – PLANS

The Complex Nature of Nigeria Beyond Tinubu, Buhari – PDP Deputy Youth Leader


Deputy National Youth Leader of the People’s Democratic Party, Timothy Osadolor, explains why Nigerians should vote for the party’s presidential candidate, Atiku Abubakar, in this interview with EL-AMEEN IBRAHIMin Abuja

How does the PDP resolve the dispute within the party?

I wouldn’t really know what you mean when you say litigation. If you are talking about political activities within the party, I will relate to that because it is only when a political party is alive that there are people who have different aspirations. Some want to run for this, some for that, and some even for what’s not available, but the truth and reality is that only one person can be president at a time. A senatorial constituency can only have one senator at a time. At a time, only one person can be governor of a state at a time. Even when there are more people competing for that position, ultimately there is only one person who will be elected.

So in the process of all these controversies and elections and solicitations of interests, people who are not seasoned politicians will think that these are disputes, but they are all internal workings of the party.

PDP Presidential candidate Atiku Abubakar and Rivers State Governor Nyesom Wike have reportedly met in London to iron out their differences? What agreement did they reach?

You have seen the pictures of two brothers or two adults and other aged party statesmen; this is a welcome development. What else would you like to happen at the party? We all want unity in the party. Wike is a party stakeholder, and Atiku Abubakar is the party’s presidential flag bearer and is running in all 36 states, including Rivers, in the elections.

So if Wike and Atiku are seen together, he’s doing what he’s known for. Atiku is popularly known as the unifier. So he is trying to unify all governors and states to get the gains he needs. This is why it is called the unifier.

How do you intend to engage young people to work for the victory of the party in 2023?

The truth is that since 1999, the PDP has shown its ability to be one of the most youth-friendly parties in this country. Remember that it was only under the PDP that we had Dimeji Bankole as Speaker of the House of Representatives and also Patricia Etteh, as part of her gender-friendly nature, in the same House of Representatives. Several young people have served in the House of Representatives; some in their late thirties, under this PDP platform. The plan has always been there; the implementation may have been flawed one way or the other along the line. I believe that under the current National Working Committee headed by Senator Iyorchia Ayu; I believe that young people and women are the face of this party.

Don’t you think that the Labor Party gives more opportunities to young people than your party?

According to the statistics of the nomination forms for the houses of assembly, senate and presidency, more than 45% of those who bought them are young people. This is a significant improvement over what we had before.

So, I think it’s commendable and something that can be improved. You see, because you are a young person sitting at home, the power will not come your way.

Therefore, I encourage all young Nigerians to become active and participate more in the political process. And most importantly, register with a party like the PDP that has its interests at heart and is enshrined in principle in the constitution and party conventions.

How do you plan to galvanize youth participation in the 2023 general elections?

Just recently, the Office of the National Youth Leader of the PDP, with the support of the NWC, organized an ongoing three-day voter card awareness tour and we then rolled it out to state chapters.

As we speak, some state chapters and youth wings are directing this process to local governments and polling stations. It is part of the effort to rally the party and raise awareness among young people who are still undecided. It’s one thing to be a social media activist, and another to be part of the political process.

So we’re trying to say, “Leave activism, be part of the process. Get your PVC and speak through your votes. Because it’s the only way to hear your voice, not what you write on Mark Zuckerberg’s page. No votes will be taken and counted by INEC on Facebook or Instagram. Therefore, young people should direct their efforts in this direction.

What gives you confidence that the PDP will win with Bola Tinubu, Musa Kwankwaso and Peter Obi in the race?

We all know the truth; when you talk about the failures of the government of Muhammadu Buhari, who is the leader of the party; who brought him to power? A vote for Tinubu is a vote for the continued suffering and impoverishment of Nigerians.

If Buhari could do it in seven years, imagine another four years with Tinubu, the master “Agbado” and “Eko”. Nigerians cannot sleep in this banana state. So are you saying that those who cannot make ‘garri’ and ‘Eko’ cannot survive in Nigeria as Tinubu postulates?

The complex nature of this environment is beyond Buhari and Tinubu’s mental abilities.

With all due respect to Tinubu, his best days and years are truly behind him.

What do you think of the support Obi seems to enjoy among young people?

The Obi movement is just a passing fad. Omoyele (African Action Congress presidential candidate) Sowore wielded more power in 2019; in the end, he only got 34,000 or 36,000 votes. I tell you for free: if Obi gets 100,000 votes, let him go and celebrate. Obi is just a distraction. If I am Obi and I want to be a nationalist, Obi knows his master, and he has circulated in several publications that Atiku Abubakar is his boss. If Atiku Abubakar is his boss mentally, age-wise and administratively, why not support your boss and support Nigeria?

In your opinion, what should be done to remedy the insecurity in the country?

I tell people that Nigerians are the most docile people on earth. With all due respect to all Nigerians, the kind of insecurity and ignorance shown by the APC government of Division General President Muhammadu Buhari would land people in prison in other healthier climes.

Even in places like China and Japan, people were reportedly summarily executed. It is clear that the level of insecurity has degenerated in this country. Even though Asiwaju (Bola Tinubu) and I are sitting here, a bomb may go off, and I can assure you that until the end of this world, nothing will happen to the perpetrators. Perpetrators of heinous crimes committed in this country are seen on television with video and sometimes live recording, such as during the release of other criminals from Kuje medium security prison.

If a maximum security prison like Kuje can be attacked, I wonder what will happen to you and me who don’t have private guards at home. The other day was the Abuja-Kaduna train, where more than 50 people were kidnapped. Some are still in captivity. The other day the terrorists were saying that if we offended them further they would capture the President and Governor of Kaduna State; isn’t that ridiculous? It’s heartbreaking.

It is terrible, and that is why all Nigerians in good conscience should remember that we once had peace. I had previously traveled from Zamfara to Okeri-borikoko in this country with no problem. The only party that guarantees this apart from the army is the PDP. It’s time, but it’s time for us to go home and go back to the clinic.

Would you say Nigeria is a bankrupt nation?

Nigeria is not yet a completely failed nation like Somalia, but if you take stock of failed nations, Nigeria should be at the top of the list. In the past eight months, isn’t it worrying that one dollar equals nearly 700 naira? If we are not a people without history, don’t you think that what is happening now, even our fathers, did not have to face all this? There were first-, second-, and third-time champions. What were the reasons? “Bad governance, they quoted. But there are no more men and women of goodwill who can say no to impunity because we have been intimidated by the policies of this nepotist government and that is shameful. However, we will never tolerate dictatorship.

What advice do you have for the president?

President Buhari should write his name in gold. He still has time to redeem himself, even now to resign honorably and return home. He admitted he failed, he has no idea. He admitted that he no longer had the energy or passion for this work. Apologize.

Canada’s passport, airport and immigration delays are improving: task force


The federal task force created to reduce service delays says that after spending the summer dealing with the significant lineups and wait times Canadians face at airports, passport offices and those who are waiting for immigration applications to be processed, the situation is starting to improve, but “we are not out of the woods yet.

“There is a lot of work to be done and in some cases we are falling short of the pre-pandemic level of service that Canadians expect and deserve,” said the task force co-chair, the minister for Crown-Indigenous Relations, Marc Miller, at a press conference. conference on Monday.

Providing an update on the progress made so far, the government touted improvements including:

  • hire more than 700 new employees for passport offices;
  • reduce call center wait times for passports;
  • introduce more passport “collection and sorting services”;
  • hiring 1,800 additional security screening officers at airports;
  • reduce flight delays, cancellations and baggage problems; and
  • the hiring of 1,250 new employees to tackle the backlog and speed up the processing of immigration applications.

Miller acknowledged that the situation experienced by Canadians this spring and early summer “should never have happened” and that in some areas the federal Liberals have been “slow to respond.”

Assessing what has caused this crisis in service delivery, the co-chair of the task force, Minister for Women and Gender Equality and Youth Marci Ien, said on Monday that it was the result of a demand that far exceeds the federal government’s ability to respond. This is a situation that other countries are also experiencing, she added.

Ien cited an “unprecedented” increase in the number of Canadians traveling; the impact of having to adapt to international travel restrictions and border closures; and reduced government-wide treatment capacity during the pandemic as aggravating factors. However, Miller said the government is not looking to blame others — whether it’s the airlines or other unprecedented global events like the war in Ukraine that are weighing on demands for government services — because “much of the responsibility rested on our shoulders”.

“There is a lot of work to do, and look inside and see how we can put this machinery of government back in place and move to a service standard. And then looking long-term at what we need to do to fix the problem, whether it’s old systems that haven’t been updated in decades, whether it’s more people” , Miller said.

He added that these approaches were taken over the summer to speed up fixes so people get their passports faster, but questioned whether this was the most effective way to provide a more systemic solution and to break down the “silos” of government.

Monday’s press conference was held alongside Cabinet Ministers who have responsibility for tackling long queues at airports as well as passport and immigration offices: the Minister of Family, Children and Social Development, Karina Gould, who is responsible for Service Canada; Transport Minister Omar Alghabra; Immigration, Refugees and Citizenship Minister Sean Fraser; and Public Security Minister Marco Mendicino.

In turn, pointing to statistics intended to indicate how the situation is developing, ministers said they would continue to work to further improve Canadians’ access to these key government services.

“We know the wait is too long, and in many cases we need to address this and deliver the standard of service that our customers – future students, workers, permanent residents and citizens of Canada – have come to expect, said the Immigration Department. minister about the backlog in these files, promising additional measures to help in the coming months.

Asked when Canadians can expect passport processing times to return to pre-pandemic levels, Gould said those who planned to travel within 45 days and who go to a passport office will receive their passport within 10 days, barring specific security or other complications. She said the challenges remain more with the mail-in application system, often because those submissions don’t have a specific upcoming travel date.

“We are making significant progress and hope to return to more normal service standards this fall,” Gould said.

In late June, Prime Minister Justin Trudeau announced the creation of this task force – a committee of 10 cabinet ministers – recognizing the “unacceptable” wait times and delays Canadians are experiencing with passport applications. and immigration.

The Prime Minister tasked the group with reviewing service delivery, identifying gaps and areas for improvement, and making recommendations to improve the quality and efficiency of government services.

The task force has met 10 times since its inception and says it has made changes along the way, but will also make recommendations to the Prime Minister through the Cabinet.

“That’s inevitably what will result in all kinds of improvements Canadians deserve,” Miller said.

Garment factory to create 2,000 direct jobs – Kwara gov


Kwara State Governor AbdulRahman AbdulRazaq said over the weekend that the state’s garment factory will be inaugurated this year with start-up capacity to hire 2,000 direct workers.

Speaking to dozens of APC youths, progressive social media influencers and some online news publishers on Saturday, the governor said the idea was to make Kwara a hub for the production of clothing, which could then benefit from the United States’ African Growth and Opportunity Act (AGOA) and other economic benefits.

The governor added that other projects of the administration such as Visual Arts Center, Adeta Yebumot Road, Ilesha Gwanara and Osi-Obbo-Aiyegunle Road, General Tunde Idiagbon Bridge, among others, will also be inaugurated in the fourth quarter. of the year.

He said the N27.2 billion bond that the administration has taken is deployed for what it is supposed to be, adding that the private bond is governed by very strict rules that protect the public interest. and prohibit any form of mismanagement.

The governor said the delay in issuing bonds last year and inflation trends have both affected the pace of projects, although the challenges are being overcome.

Governor AbdulRazaq, however, said the administration has completed several projects and implemented many programs with great impacts across the state, adding that he hardly believes that commissioning or flagging projects is synonymous with good governance, as some Nigerians may seem to believe.

“The administration has had a huge impact on people‘s lives in various sectors like health, water, social safety nets, business support, education, gender inclusion and women’s empowerment. youth, and rural urban development,” said AbdulRazaq.

He said the administration was building 39 digital literacy centers in Kwara State in partnership with UBEC – apart from the innovation center which he said would also be inaugurated later this year.

AbdulRazaq also said that current officials are making huge sacrifices in the service of the state as the era of flamboyance is over due to the need to rebuild the state and channel resources towards a greater good.

The Governor commended the participants for their support, criticism and fair representation and understanding over the years.

Participants included some members of the Kwara Online Publishers Association of Nigeria; Kwara APC New Media Team; Kwara Reconstructors; and many other freelancers.

The governor said the administration will continue to have constructive exchanges of ideas with the Kwarans on various platforms.

California: The fight against drought has a new tool: The restrictor


Calabasas, California

Pretty cloudless blue skies over perfectly manicured lawns represent an ugly reality for California’s Las Virgenes Municipal Water District as it grapples with the historic mega-drought ravaging the American West .

Despite the lack of measurable rain for months, the carpet of lush green grass likely means homeowners aren’t getting the message about the urgent need for water conservation, or are ignoring warnings.

But now the water district has found a way to attract customers’ attention. When the customer service representatives work in the various districts, they monitor any violations of the water restriction. And for repeat offenders, authorities are trying something new: adding water restrictors to the pipes, which drastically reduces the home’s water supply.

The district covers some of the most desirable real estate in Southern California, Northwest Hollywood and Beverly Hills, including areas along the Ventura Freeway.

Las Virgenes imports all of its water from the State Water Project, which channels runoff from the northern Sierra Nevada mountains to southern California. However, by the end of winter, snowfall was only 4% of normal, imposing unprecedented restrictions. Las Virgenes is only getting 5% of its requested water supplies this year.

“We need to supplement the water we get from the State Water Project,” said Mike McNutt, public affairs and communications manager for Las Virgenes, who added that the district draws water from its Las Virgenes Reservoir, its hideout. for emergency needs, just south of Thousand Oaks.

At present, McNutt has confirmed that it is 72% full; at full capacity, that’s a six-month supply. “We had to take significant steps to reduce water usage to ensure long-term water reliability, which means switching to fall and winter,” McNutt noted.

Almost all of California is in severe drought or worse (the three highest designations), according to the latest US Drought Monitor. Several years of severely insufficient rain and snow punctuated a 20-year mega-drought, scientists say, fueled by hotter, drier conditions brought on by climate change.

In light of the shortage and prolonged drought, Las Virgenes has forced residents to cut their outdoor watering in half, as mandated by an unprecedented order from its distributor, the Metropolitan Water District of Southern California.

Outdoor irrigation accounts for 70% of most customers’ water use, according to the water district, so reducing irrigation can have a huge impact on conservation.

“They’re only allowed to water outside one day a week, Tuesdays and Thursdays, depending on whether your address ends in an odd or even number,” McNutt explained. On top of that, each set of sprinklers can only run for eight minutes. “It maybe helps to keep some of the grass alive if people want to keep having lawns, but they’re brown.”

CNN accompanied Cason Gilmer, senior customer service representative on the grounds of Las Virgenes, as he searched for wasted water. As he and his team roam the coverage area, they keep an eye out for water where it shouldn’t be — on sidewalks and on streets in gutters — or outdoor irrigation when it should be shut off.

“When it’s in our face and the sprinklers go off at noon Wednesday, it’s an easy target for us,” said Gilmer, who noted that most customers now seem to be doing their part. “This street in particular was very, very green two months ago.”

Along the route, the number of houses with vibrant green grass outnumbered brown lawns. Some lawns have been replaced with grass and others have been painted green.

If someone from the water district finds water wasted, they can leave a door tag to let the homeowner know they are out of compliance and what they should do. They also send letters. The water district also imposes fines on aggressors, resulting in charges that can reach thousands of dollars depending on the extent of the violation.

But the affluent haven of Calabasas, inside the Water District territory, is home to many deep-pocketed A-listers. Some of those household names – celebrities, musicians and athletes – used far more water than they should have, according to recent data.

People like Kevin Hart, Dwyane Wade and, according to the Los Angeles Times, Kourtney Kardashian, as well as her sister Kim.

None responded to CNN’s request for comment. However, in a statement to The Times, Wade and his wife, actress Gabrielle Union, said they had “taken drastic measures to reduce water usage in accordance with new city guidelines and are have done since we moved into our house”.

Las Virgenes said all of those celebrities are now in good standing.

“These specific celebrities have worked closely with the district. They want to do the right thing…in order to achieve a much more efficient level of water use, McNutt said.

A disastrous mega-flood is coming to California, experts say, and it could be the costliest natural disaster in history

With so many wealthy residents, Las Virgenes has learned that some customers react more to the loss of water than to the loss of money.

“We’re trying to educate the public and educate the public about the drought, but a lot of people are throwing away the direct mail. They ignore it,” said Gilmer, who created a simple but effective way to grab users’ attention one gallon at a time. “I call it a bit of a last resort.”

The water restrictor is a thin circle of food grade stainless steel with a small hole in the middle, which fits directly into the offending customer’s water meter, which technicians can usually access directly from the street since the meters are the property of the district.

“This particular restrictor will give you about a gallon per minute. Normally, a three-quarter inch meter is 25 to 30 gallons per minute. So at 25 to 30 gallons per minute you can run your dishwasher and run your sink and have someone in the shower and maybe even have your irrigation running and nobody knows the difference,” a explained Gilmer. “With the restrictor in…your sink is working fine. Your shower is working fine. Your watering will not work. It simply will not supply the requested amount of water.

Gilmer even tried it at home to see what it was like to have his water restricted.

“The most important thing is that you can’t do two things at the same time. So if I was in the shower and my wife was trying to do the dishes, my shower was over. I just got out,” Gilmer said with a slight smile. “My wife demanded that I take it off after a day and a half.”

California drought could cut state’s hydropower in half this summer

When a customer uses four times more than 150% of their water allowance, they will be queuing to have the flow restrictor installed. Las Virgenes says about 1,600 connections, or just over 7% of its customer base, fall into this category.

“It’s not meant to be punitive,” McNutt said. “It’s meant to tell people…this drought is incredibly bad and what we need you to do is do your part.”

McNutt added that Las Virgenes is leading by example in California because it “uses these rate-restricting devices for conservation purposes.”

“We’re kind of leading this charge to advance how we can get people to stop using so much water as climate change advances.”

Company Diary: Olympia Snowe’s leadership program continues to grow


The Olympia Snowe Leadership Institute kicked off its eighth year with a donors reception on August 2 at the Woodlands Club in Falmouth featuring a panel discussion with alumni and advisors.

“We now have 596 graduates from our program, girls who have completed the Values, Voice and Vision program,” said program founder Olympia Snowe, who served in the U.S. House of Representatives from 1979 to 1995. and in the United States Senate from 1995 to 2013. “We are on track to have 160 girls graduating from the program each year, thanks to all of you. We are growing by leaps and bounds, and expanding the universe of women leaders for Maine and beyond.

Individual tickets cost $500 each and the event sold out with just over 200 attendees.

The 10 alumni at the reception included keynote speaker Amara Ifeji, a 20-year-old Bangor High School graduate and rising junior at Northeastern University. “Being part of this institute has been central to my leadership journey, said Ifeji, linking the Values, Voice and Vision program to his accomplishments. For her work in environmental science and activism, National Geographic last year chose her as one of 24 Young World Explorers. Ifeji is studying politics, philosophy, and economics at Northeastern and works full-time as the youth director of engagement and policy with the Maine Environmental Education Association.

“I’m surrounded by so much inspiration,” said Lillian Ranco, a 2022 graduate of Westbrook High School, who headed to Colby College to study government with an emphasis on economics. “Olympia has blazed its own trail and created this platform to share with all of us.”

Another 2022 Colby College graduate, Lora LaRochelle from Bath, said: “I wasn’t confident when I started the program and I didn’t talk about things that were close to my heart. But if I want to see change, maybe I should be. Interested in the applications of biostatistics, she plans to study mathematics and statistics.

Olympia’s inaugural class of leaders in Androscoggin County – where Snowe grew up – graduated from high school in 2018 and are now graduating from four-year colleges, and 32 of those 45 women chose to stay in Maine for their education. Today, girls from 36 partner schools in all 16 Maine counties are invited to the institute, which offers a curriculum equivalent to a college business leadership course spread over three years. The institute is supported by more than 20 advisors, all women, and a national network of business and community leaders.

Theresa McCarthy, who interned for Olympia Snowe in the 1980s, retired from the federal government in 2018 and is Olympia’s chief adviser in Bangor. “I appreciate the young people coming in,” she said. “And mentorships are the gateway to success.”

Being an Olympian Lead Counselor is a three-year commitment, following the same cohort of girls from sophomore through 12th grade. “We watch these young women develop and grow before our eyes,” said Kathleen Welter, vice president of human resources at Woodard & Curran. “These young women learn what is important to them very early in their lives.

“This program has given the girls the chance to use their voices and make connections,” said Kolleen Dougherty, an anesthesiologist at Spectrum Healthcare Partners and lead advisor at Olympia. “It’s so inspiring to meet young women with big aspirations.”

Participants say that the confidence gained by these young women is having an impact on their schools. “We all need strong leaders,” said Nicole Drew, a resource person at Leavitt Area High School in Turner. “And they don’t have to be the ones with the biggest voices.”

Amy Paradysz is a freelance writer and photographer based in Scarborough. She can be reached at [email protected]

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Juvenile waterfowl seasons are changing | Community


FRANKFURT — Waterfowl hunting opportunities for young people will undergo significant changes starting this year. Veterans and active duty military will also benefit from special waterfowl hunting days starting this fall.

Current changes in state regulations include:

Youth-only waterfowl hunting days are now statewide. Areas have been deleted.

Youth Waterfowl Days are now the Saturday before Thanksgiving (November 19, 2022) and the second Saturday in February (February 11, 2023).

Veterans and active duty military now have special hunting dates on the Sunday before Thanksgiving (November 20, 2022) and the second Sunday in February (February 12, 2023).

“These changes were made in an effort to provide a better experience for our young hunters and to recognize the important service provided by our veterans and serving military members,” said John Brunjes, Bird Program Coordinator. migratory for the Kentucky Department of Fish and Wildlife Resources.

Previously, the department set aside a weekend in November for young hunters in the Eastern Duck Zone of Kentucky and a weekend in February exclusively for young hunters in the Western Duck Zone of the state.

“Historically, few ducks have migrated to central and eastern Kentucky in early November, so participation rates for young hunters have been low due to limited duck numbers,” Brunjes explained. “February also often features harsh winter conditions and closures of public hunting areas in western Kentucky due to flooding.”

He continued, “By allowing young people to hunt anywhere in the state during these special waterfowl days, they are not putting all their eggs in one basket. They can choose the date that suits them best or hunt both days. They can hunt where waterfowl are best or when the weather is nicer. This gives hunters more flexibility.

The U.S. Fish and Wildlife Service allows states to have two hunting days for young hunters and two hunting days for veterans during special waterfowl seasons. These special waterfowl days are in addition to the 60 days of duck hunting allowed in the Mississippi Flyway, the geographic region whose waterfowl regulatory framework is established by the U.S. Fish and Wildlife Service with interagency input. which includes the Kentucky Fish and Wildlife.

Special hunting days for veterans/active duty military were recently established by the US Congress. Kentucky will take full advantage of these days to honor the nation’s military. Special waterfowl seasons will now be available for veterans in most Mississippi Flyway states. Kentucky’s special waterfowl days will be similar to Arkansas’ special seasons.

Attendees of Military Waterfowl Days must have a valid Kentucky Hunting License and Migratory Bird/Waterfowl Permit, unless exempt from permit, as well as the Federal Duck Seal .

Hunters eligible to participate in Veterans/Active Duty Military Special Waterfowl Hunting Days include those on active duty in all branches of the U.S. Armed Forces. Honorably discharged veterans of the United States Armed Forces are also eligible. Under federal rule, members of the National Guard and reservists are only eligible if they are on active duty.

Veterans/Active Duty Military must provide proof of this status in the field; please see the Kentucky Hunting Guide for Waterfowl 2022-23 or go online for fw.ky.gov and search under the keywords “Waterfowl Hunting Regulations” for acceptable IDs.

Young hunters must be under the age of 16 on the day of the hunt.

Short or long term personal loan: how to choose the right one


Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

You need to borrow money, but you don’t know which repayment term to choose for your personal loan? Learn more about short and long personal loan terms. (Shutterstock)

Personal loans have repayment terms that typically range from 12 to 60 months, or even longer. But short-term personal loans are also available, with terms ranging from a few weeks to 12 months.

A longer loan term results in lower monthly payments, but higher interest charges. If you’re looking to save on interest, you might prefer a short-term loan, even if the repayment schedule is a bit aggressive.

Here is more information on short and long personal loan terms when deciding which is best for your situation.

Credible, it’s easy to compare personal loan rates and different loan terms from various lenders, all in one place.

Advantages of short term loans

Personal loans with shorter durations have several advantages to consider, including:

  • Reduced interest costs — Because you pay it back quickly, interest charges are lower on a short-term loan.
  • Clear your debts faster — If your goal is to pay off a loan as quickly as possible, a shorter term will help you achieve that.
  • Small loan amounts available — If you don’t need a large sum of money, a short-term personal loan can help you avoid borrowing more than you need.

Disadvantages of short-term loans

Short-term loans can also have a few disadvantages that you should keep in mind:

  • Higher interest rates — Short-term loans tend to carry higher interest rates than long-term loans. It may be a good idea to do the math to make sure that a short-term loan is actually cheaper than a long-term loan with a lower interest rate.
  • Expensive fees — Short-term loans can come with high fees that can add to the total cost of your loan, such as origination fees for loan processing and late payment fees.
  • Only offers a short-term solution — A short-term loan cannot provide long-term financial support and is only designed to cover immediate cash flow problems.

Advantages of long-term loans

Long-term loans have several advantages, including:

  • Larger loan amounts — With long-term personal loans (especially with repayment terms of five years or more), it’s usually easier to get larger loan amounts than you can get with short-term personal loans.
  • Credit creation potential — If you pay off all your personal loans on time, it can improve your credit score. A long-term personal loan gives you more time to make regular payments.
  • Smaller monthly payments — Since repayment is spread over several months or years with a long-term personal loan, your monthly payment amount will likely be smaller and more manageable than a short-term loan.

If you are looking for a loan with flexible repayment terms, Credible allows you to view your prequalified personal loan rateswithout affecting your credit score.

Disadvantages of long-term loans

Before taking out a longer-term loan, keep these potential downsides in mind:

What loan repayment term is right for you?

Not sure if a short-term loan or a long-term loan is right for you? It can be difficult to make that call, but looking at the numbers can help make the decision easier. The first thing you’ll want to consider is how the term of the personal loan will affect your monthly payment amount and the amount of interest you’ll pay over the life of the loan.

For example, let’s say you take out a loan for $5,000 with an interest rate of 11%. Here’s how the term of your loan can affect the amount of interest you’ll pay:

  • Duration of the two-year loan: Your monthly payment would be $233 and you would pay $593 in interest.
  • Five-year loan term: Your monthly payment would only be $109, but you would pay a total of $1,523 in interest, almost $1,000 more than you would pay with the short-term loan.

These potential savings are significant, but only if you can afford the monthly loan payments in the short term. You can use Credible personal loan calculator to get a better idea of ​​the personal loan term that might be right for you.

It can help to shop for short and long term personal loans with different lenders before making a decision. Personal lenders offer different loan amounts, interest rates, fees, and repayment terms, so comparison shopping can help ensure you’re getting the best loan and repayment terms for your financial needs.

If you’re ready to apply for a personal loan, Credible makes it quick and easy compare personal loan rates to find the one that suits your needs.

Entergy partners with YEP to support youth in East New Orleans


News Center > Entergy Partners with YEP to Support East New Orleans Youth

For immediate release


On August 13, Entergy Corp. announced a commitment of $500,000 over the next 3 years to help fund the opening of the New Orleans East Opportunity Center. The center is the latest initiative of the Youth Empowerment Project (YEP) to provide education, support services and enrichment activities to young people in New Orleans.

“We are proud to help grow this powerful project to support families in New Orleans East for years to come,” said Deanna Rodriguez, President and CEO of Entergy New Orleans. “The Youth Empowerment Project continues to impact so many young people in our region, and this project is just another step in continuing our partnership to bring education and mentorship to the next generation.”

YEP’s primary goal is to empower young people to improve their lives and the lives of others. For the past 18 years, YEP has done this by engaging young people between the ages of 7 and 24 through community education (YEP Educates), mentoring (YEP Mentors), job readiness (YEP Works) and enrichment programs (YEP Enriches).

As a nonprofit, community-based organization, YEP continues to develop programs in response to unmet community needs that align with its mission. Currently, YEP provides service in five locations, including Central City New Orleans, Mid-City New Orleans, Algiers, St. Charles Parish, and most recently New Orleans East.

“When businesses and nonprofits come together to make a difference in our community, the answer is YEP!” said District E Council Member Oliver Thomas. Orleans East are grateful to Entergy and Youth Empowerment Project for this center and support.”

The New Orleans East Opportunity Center, launched in partnership with Educators for Quality Alternatives (EQA), is located at 12000 Hayne Boulevard (formerly Frances Gaudet Elementary School). Many current YEP participants reside in East New Orleans. The goal of this center is to remove barriers to success and ensure that programming is accessible to as many young people as possible.

“It has been a long-standing goal of YEP to provide services to residents of New Orleans East,” said Jerome Jupiter, COO of YEP, who is leading the expansion of the new site. “Through Entergy, YEP can quickly and intentionally develop programs that are both mission-aligned and responsive to expressed community needs. YEP looks forward to being in East New Orleans helping residents improve their life and that of others.

“I am grateful to YEP for expanding to East New Orleans,” said Dawn Hebert, chair of the East New Orleans Neighborhood Advisory Board. “YEP’s experienced and dedicated staff will enhance the lives of the citizens of East New Orleans and ensure that all participants benefit from the programs offered here.”

The new East New Orleans project will offer in- and out-of-school programs where youth and families can access quality education, wellness services, training job readiness and enrichment programs. Since YEP programs are all offered free of charge to participants, YEP relies on the generous support of local businesses, individuals and foundations to maintain these essential services.

“Entergy has always been at the forefront of impactful enterprise investing,” said Michael Hecht, President and CEO of Greater New Orleans, Inc. “This multi-year support from YEP and New Orleans East continues this tradition by adding value to an area of ​​our city that often lacks investment. I am grateful that Entergy has answered the call of the NOLA Coalition by making this important investment in the future of our city.

About Entergy New Orleans

Entergy New Orleans, LLC provides electricity to more than 207,000 customers and natural gas to more than 108,000 customers in Orleans Parish, Louisiana. Entergy New Orleans is a subsidiary of Entergy Corporation, an integrated energy company active in the generation, transmission and retail distribution of electricity. Entergy provides electricity to 3 million utility customers in Arkansas, Louisiana, Mississippi and Texas. Entergy owns and operates one of the cleanest utility scale power generation fleets in the United States with approximately 30,000 megawatts of power generation capacity, including 7,000 megawatts of nuclear power. Based in New Orleans, Louisiana, Entergy has annual revenues of $10 billion and approximately 12,500 employees.

About the YEP

Founded in 2004, the Youth Empowerment Project (YEP) provides individuals with community-based education, mentorship, job readiness and enrichment programs to help them develop skills and strengthen bonds with family and the community. YEP engages more than 800 people ages 7 and older each year from across the Greater New Orleans area. YEP’s primary goal is to empower young people to improve their lives and the lives of others. For more information, visit youthempowermentproject.org and follow @YEPNOLA on social media.

North Country Projects Earn Millions in Funding | New


Projects in the north of the country will receive hundreds of thousands of dollars in funding through the Northern Border Regional Commission.

News of the funds came on Wednesday when it was announced that twelve projects across the upstate and upstate New York will share $5.8 million in federal funding through the commission. .

In a press release, Senate Majority Leader Chuck Schumer and Senator Kirsten Gillibrand said the funding represents the commission’s largest annual investment in New York to date, thanks to an increase in funding they were able to obtain for the commission in the appropriations for the 2022 financial year. bill passed in March.


Projects based in the north of the country that will receive funding include:

• $285,600 for the North Country Chamber of Commerce. The project will develop a comprehensive welding training program to train 50 people and prepare them to enter the job market as welders. Upon completion, trainees will have the skills required to obtain welding work in any North Country manufacturing operation. This pool of qualified welders will help meet the short-term and long-term labor needs of our fabricators during this labor shortage. The training will take place at the Institute for Advanced Manufacturing at Clinton Community College.

• $853,440 for the Town of Schroon. The project will improve sewage transportation to local businesses and residences on Main Street along Schroon Lake. This includes replacing an existing vitrified earth sewer to support existing businesses and jobs and future economic growth, protect natural resources and ensure SPDES permit compliance.

• $303,960 for the Adirondack Mountain Club. The project will allow the Adirondack Mountain Club to renovate the former Cascade Cross-Country Ski Center to help visitors and residents connect with the many and varied natural assets of the Adirondacks. The funding will make the 200-acre property accessible to the public for skiing and other outdoor activities, as well as expand capacity by adding a world-class tourism education and information center that is fully accessible year-round. .

• $350,000 for historic Saranac Lake. The project will rehabilitate the historic Trudeau Building in Saranac Lake to create an accessible downtown history museum campus that will create jobs and spur economic development in the Northern Adirondacks.

• $675,452 for Paul Smith College. The project will improve wastewater and potable water services at Paul Smith College by replacing over 1,000 linear feet of sanitary sewer lines to improve waste transmission to the wastewater treatment plant and 11,325 linear feet of drinking water distribution pipes. These improvements are necessary to maintain the health and well-being of the University community and support increased enrollment and revenue, job retention and creation, and meet the needs of the North Country community.


“From Plattsburgh to Canton and beyond, I am proud to help make this job-creating federal investment of $5.8 million through the Northern Boundary Regional Commission possible. This funding will improve North Country infrastructure, train workers for in-demand careers, increase tourism, and help breathe new life into our main streets to accelerate the economic revitalization of Upstate New York, said Schumer said in the statement.

Gillibrand added that the funding “will help upstate communities rebuild infrastructure, provide essential job training in in-demand fields, and revitalize our tourism industry.”

Congresswoman Elise Stefanik (R-Schuylerville) also applauded the funding, noting her support for the commission.

“I will continue to advocate for funding for the Northern Boundary Regional Commission which has greatly benefited our communities in the north of the country,” Stefanik said in a press release.

However, although Stefanik noted her efforts to have commission funding included in the appropriations bill, she voted against the bill in March.

Same-sex marriage bill still ‘incredibly important’ to Biden


Marsha P. Johnson – a towering figure in the Stonewall Rebellion – would have celebrated her 77e birthday this week. Johnson was an outspoken advocate for gay and trans rights, and the ‘P’ in her name stood for ‘Don’t care’ – her response when asked about her gender.

In honor of the late activist’s birthday, The Blade sat down with Elle Moxley, founder of the Marsha P. Johnson Institute, to discuss how Johnson’s legacy lives on.

BLADE: When and why did you found the Marsha P. Johnson Institute?

SHE MOXLEY: The Marsha P. Johnson Institute was started in 2019, and my founding of the organization was in response to the constant reported murders of black trans women across the country. I spent many years working as an organizer and activist, and saw that there was a gap in social justice spaces – in terms of the solutions that were being generated in response to these killings, but also to the systemic and structural violence that existed around black trans people and the black people period.

The organization was named in honor of Marsha P. Johnson to affirm the movement that Marsha led and to create a space where today’s movement had a place to live, without neglecting the history of so many. others who preceded him.

BLADE: Can you tell me about the spirit of Marsha P. Johnson that you see in the Institute?

MOXLEY: The fight for fairness is something we see as an evolution of Marsha’s belief in equality, and we recognize that Marsha was very visible in a movement that didn’t always reflect faces that looked like hers, in terms of what we understand of LGBTQ rights or LGBTQ people. Knowing that black trans people exist outside of our deaths and outside of our murders is really where we see the evolution of our work at the Institute, but that evolution wouldn’t even be possible if Marsha hadn’t made visible in the front line of her. activism. It is in this respect that we see ourselves as a mirror of a model she created for the movement, and we have certainly held the torch and carried it forward.

BLADE: The Institute’s Starship Artists Fellowships are about to begin. What are your hopes for the new program?

MOXLEY: With all of our new programming, we really hope that we are changing the culture of global societies – that we are not just making black trans people visible, but we are making all of the humanity in our existence visible. The Artists Fellowship was created to honor the visionaries that exist in the black trans community. There is a black trans renaissance that is definitely underway, and we want to continue to support that function of the movement. A lot of people assume that the movement is literally about protesting – and that’s certainly a big part of it – but there are other ways to resist as well as practice your joy. We really want it to reflect that black trans people are joyful – we have joy and killing isn’t the only thing we expect. Our community of artists creates a space for artists to imagine a bigger picture, a bigger world, for future black trans people.

I’m an artist myself, so that was a big part of that as well. Activism is something that black trans people often have to choose to survive, and we’re mad and angry at our situation, but we’re actually people who have other dreams and desires outside of just fighting for our lives. Marsha P. Johnson again served as an incredible role model for the movement – ​​her participation in street art and theater groups is a reflection of the joy so many people find outside of their activism.

BLADE: In honor of Black Philanthropy Month and Black August, are there any under-researched or under-reported freedom fighters and causes that people should be more aware of?

MOXLEY: Just a few weeks ago we lost one of the most important freedom fighters and political prisoners of our time – Albert Woodfox, who was held in solitary confinement for 44 years, the longest detention in isolation from the history of the United States. I would say that Black August is always an opportunity for people to understand the structural inadequacies that exist not only in prisons, but in the world. These are real people who are housed in prisons, and I say real people because the atrocities of life often happen to people who are in cages. I think Black Philanthropy Month creates space for more investment to happen in organizations that are leading the fight against apartheid and segregation that certainly exist in America.

To celebrate the freedom fighters of our time, we elevate the black trans freedom fighters who have given their lives to the movement, who have given their lives for others. And that happens inside and outside of prisons – those inside prisons always stand up for the members of the communities they believe in, and we are so grateful to those people.

BLADE: It seems that most of the recent news on reproductive rights and transgender rights has been dismal. Are there any bright spots on your radar, in terms of legislative progress on these issues?

MOXLEY: Every time a human right is interrupted or taken away, it is so negative for so many people who are looking for legislation that gives them hope. I will say that I just had hope for the future of democracy and our humanity. I think there are so many activists who have been activated to drive more generative resolutions around legislation, especially when you think that piecemeal legislation is actually the thing that is being abolished. It’s the beautiful juxtaposition of what happens when we lose a law — the thing with laws is that they can go away and they can always come back.

If we lean towards the positive, we have the opportunity to create more than what we originally started. And that’s what gives me so much hope — we can create more fundamental legislation that takes into account the human rights of everyone, not just one specific type. With reproductive justice at the center of so many of our policy conversations, we are seeing an expansion of what reproductive justice means and to whom reproductive justice applies. And that’s what gives me a lot of hope, that now we can report on more than trans men’s abortions, that we can think about the reproductive rights of black trans women and non-binary people in a way that we ‘ve never been able to consider before.

Sare Gubu Basirou youth provides free medical services to over 400 people


Of the 477 patients, 182 are male and 297 female, spanning both adults and under-fives.

The day’s free medical service was provided by health workers.

The event began with sensitization on health-related issues before conducting screenings in various areas such as blood pressure, diabetes, malaria, among others.

The exercise was financed by the monthly contribution of the aforementioned associations and other individual donations.

In an interview with The Point on the sidelines of the event, Muhammed S. Bah, President of SGSA, said the drill was aimed at providing accessible medical services to residents and satellite communities.

“The health structure in the area (Diabugu Health Center) is very far from our village and our population has difficulty accessing it due to the poor state of the roads. Therefore, we consider it necessary to provide free medical services to our people.” he said.

Bah said that “sometimes if people went to the health facility” they would not get the needed medicines, adding that during the free services during the day, the patients were given good medicines.

“We realized that health is the most important thing in life. And a sick person can’t do anything. So, we consider it necessary to initiate this program,” he said.

Also taking the floor, Mahamadou Lamin Bah, imam of Sare Gubu Basirou, congratulated the young people of the village for this initiative.

He urged the village youth to keep the momentum going, saying the elders fully support their initiative.

“I call on the government to support the organizers to ensure the sustainability of the program because they are doing a great job.” he said.

Tijan Bah, president of SAGYDA, a grassroots organization that aims to bring development to the doorsteps of the community, said free medical services are part of the youth policy of giving back to the community.

He spoke of their plans to make the initiative sustainable as well as to expand the village’s weekly health facility to a standard facility offering 24-hour health service.

Ousman D. Bah, treasurer of the SGSA, also expressed similar sentiments.

He said that their monthly contribution is the main source of funding for the association.

“Monthly contributions are not enough to implement our annual programs, so we need financial support from the government and development partners. he said.

For his part, Saidou M. Bah, a nurse who participated in the exercise, described the activity as a success.

He said that during their medical examination, they came across many cases such as urinary tract infections, malaria, hypertension, diabetes, etc.

Hascol nears loan restructuring – Business


KARACHI: Hascol Petroleum Ltd said on Wednesday its board had approved a plan to rehabilitate the company through restructuring and debt settlement.

The oil marketing company has been in financial difficulty since 2018. Its revenues have plummeted, losses have risen and loans have soared, sending its share price plummeting from over Rs 300 four years ago to less than Rs 7 each now.

The oil marketing company told its shareholders that its board of directors had also approved the draft of a letter which will be sent to all creditors, banks and financial institutions conveying the rehabilitation plan prepared by the management. The letter will also contain the process the company intends to follow through a plan of arrangement to be presented to the High Court of Sindh.

The scheme will be subject to creditor and shareholder approval as well as court sanction, he added.

At the end of 2021, the company said it was close to concluding negotiations with its bankers to deal with its “heavy burden of accumulated debt”.

The restructuring effort is focused on replacing expensive short-term debt with affordable long-term debt as well as new equity.

Its net loss amounted to 7.57 billion rupees for the calendar year 2021 compared to a net loss of 23.54 billion rupees in 2020. The company also discovered last year “inaccurate entries in its accounts 2019” and then restated its results from 2018 to 2020.

Regulatory actions against the Khyber Pakhtunkhwa company for unauthorized storage and sale of petroleum products damaged its reputation last year. The company has also drawn unfavorable attention from investors after a series of abrupt resignations by auditors as well as members of its board and senior management emerged last year.

As part of its financial recovery plan, the company is trying to convince banks to “partially convert their outstanding debt into equity” in order to reduce its “onerous debt service obligations”.

In addition, management is looking for a “significant reduction” in its operating costs, a reconquest of its market share, the sale of non-strategic assets, a strengthening of working capital and the raising of additional equity to reduce the indebtedness.

The main shareholder of the company is Vitol Group, which increased its stake from 25 to 40% in 2020.

The company has not released its detailed financial accounts for 2021. Its short-term borrowings alone stood at 33 billion rupees in 2020, down 10.7% from the previous year. According to the notes attached to the 2020 financial statements, these short-term loans from different banks were at interest rates ranging from the one-month Karachi interbank offered rate (Kibor) plus 1.5pc up to Kibor plus 20pc .

In a separate statement released earlier this week, Hascol Petroleum Ltd said the company recorded a positive earnings before interest, tax, depreciation and amortization (EBITDA) of Rs 1.35 billion in 2021 compared to a negative EBITDA of Rs 11, Rs 7 billion a year ago – a feat which the oil trader attributed to credit support to Vitol amid “unavailability of bank capital lines”.

“The company’s board and management are very hopeful that over the coming months Hascol Petroleum Ltd will be on a solid footing for years to come,” he added.

Posted in Dawn, August 25, 2022

Bretforton village school receives glowing report from Ofsted


A primary school in Worcestershire received a ‘good’ rating from Ofsted in all areas in its first inspection result.

Inspectors praised the Bretforton Village School for its sense of community, student behavior and support from parents and guardians.

An Ofsted spokesperson said: “Strong and stable leadership has been successful in improving the quality of education across the school.

“Step by step, the leaders developed a common vision for the school, based on clear values.

“They set high expectations for student behavior and conduct.”

“Students enjoy learning and the subjects they study. The curriculum defines the knowledge and skills that students will acquire.”

Inspectors found that although some subjects were more developed than others, leaders were constantly reviewing and revising the school’s curriculum.

Ofsted found that staff thought about how to teach the lessons in the most engaging way and that it was almost always “useful and interesting”.

A spokesperson added: “They adapt instructions and tasks so that students with special educational needs and/or disabilities (SEND) succeed and progress.

“Staff show a deep understanding of students with additional needs.

“Similarly, students are considerate and supportive of their peers who need extra help. Classrooms are inclusive places.”

READ MORE: Ofsted finds Worcestershire Royal Hospital’s Smiley’s Creche inadequate

Ofsted has suggested improvements for the school regarding its curriculum and some subject-specific knowledge.

Kevin Riley, Head of School at Bretforton Village School, said: “Everyone has worked tirelessly over the past few years to improve all aspects of the school, and I am delighted that this is reflected in these good grades for quality of education, behavior and attitudes, personal development, leadership and management and our early childhood offering.

“We have proven that we are capable of providing quality education to children in our village and beyond.

READ MORE: Ofsted tells Worcestershire nursery it needs improvement

“We are especially pleased that they highlighted the children’s excellent behavior and positive attitudes towards learning, as well as our continued commitment to outdoor education and environmental work.

“As the only school in the region to have won seven Evo Green Flag awards, we believe our efforts in this area have been rightly recognized.

“Going forward, we will continue to refine our curriculum and provide an even wider range of opportunities for our children, as part of Bengworth Multi-academy Trust.”

Indigenous Press YOLTEOTL opens in September


by Patheresa Wells

YOLTEOTL Press, a traditional native arts and printmaking studio, will open in Ballard in early September. The press is the brainchild of Ixtlixochitl Salinas-White Hawk, an Indigenous artist, community advocate and matriarch. Located at BallardWorks at 2856 NW Market Street, the Press will not only be a space to showcase and create Indigenous art, but also a place to share culture across generations.

Salinas-White Hawk comes from a line of Aboriginal artists. His father is a muralist trained in Mexico City during the era of Frida Kahlo and Diego Rivera. Still, although she has art in her home, she said growing up here in Seattle, she couldn’t find people like her. She couldn’t find a place to cultivate or connect to art outside of her home. Salinas-White Hawk said this lack of representation caused him to lose himself, causing him to drop out of high school. So when she had her own children, she told them she would open an art studio.

“I always look at my children and I look at other people’s children. I look at people who need a place to create, that healing, who need that family. Especially as Indigenous artists, everything we create is really art, she said.

The press will be a place of traditional art and printmaking but also a place where ancestral knowledge rubs shoulders with contemporary styles. The name of the press was very intentional. For his people, the Mexika Tenochca, different types of artists have different spiritual responsibilities and the word YOLTEOTL for visual artists. She said, “YOLTEOTL is the expression of [the] Creator [that] lives in my heart.

And Salinas-White Hawk believes that this expression of a creator who lives in the heart is something that belongs to everyone. Her dream of opening a space where an artist’s creative spirit can be nurtured stems from her belief that “art itself is part of everyday life.”

Ixtlixochitl Salinas-White Hawk, an Indigenous printmaker, will open YOLTEOTL Press in early September. The studio will be a home for Indengous art, printmaking and community development. (Photo courtesy of Ixtlixochitl Salinas-White Hawk)

As an Indigenous woman, she considers herself a matriarch, which she says comes with responsibilities that some might consider activism. But for her, the word matriarch is more appropriate than militant because its “roots are much older than the word itself”. Her responsibilities to the community are present in her art, her traditional medicine work and her desire to have a place where people can gather.

“I want to be able to run workshops, I want to be able to make all of these things available to the community, especially for indigenous, black and POC youth,” she said. Even the location of the studio in Ballard is crucial to her as she said that while indigenous people are everywhere, they are often invisible. She said they are erased from the history books, mainstream media and data, despite being the inhabitants of the earth. “And so one of the endeavors that I’ve been working on with so many other native people in the city is being able to be present in many spaces.”

The vision of YOLTEOTL Press, according to Salinas-White Hawk, is a place where Indigenous people can make their voices heard. Where her native parents can know there is a home for them, a community space where they can care for each other. She wants to extend an invitation to participate in the vision.

The matriarch planted seeds so she could nurture others the way she needed as a young artist. She hopes others will join her in providing resources, connecting, and helping build the space. When Salinas-White Hawk passes on the knowledge of her art to her children, she says it’s about nurturing a generational, inherited and cultural seed. A seed present in each of us. This creativity where life becomes art.

YOLTEOTL Press aims to capture this transition from life to art. For Salinas-White Hawk, “It captures the emotion, and it captures the perception and life of an Indigenous woman in Seattle, in an urban city, in Ballard of all places.”

YOLTEOTL Press will open in early September. Follow their Instagram for more details on the grand opening.

Well Patheresa is a queer poet, writer, and storyteller who lives in SeaTac, Washington. Born to a black mother and a Persian father, her experiences as a multicultural child shaped her desire to defend and amplify her community. She is currently attending Highline College in Des Moines. Follow her on Twitter @PatheresaWells.

📸 Featured Image: ‘We lift each other up’, printed by Ixtlixochitl Salinas-White Hawk. Relief, linoleum print on Amatl (tree bark) paper.

Before you move on to the next story …
Please consider that the article you just read was made possible by the generous financial support of donors and sponsors. The Emerald is a BIPOC-led nonprofit news outlet with the mission of offering a wider lens of our region’s most diverse, least affluent, and woefully under-reported communities. Please consider making a one-time gift or, better yet, joining our Rainmaker Family by becoming a monthly donor. Your support will help provide fair pay for our journalists and enable them to continue writing the important stories that offer relevant news, information, and analysis. Support the Emerald!

Hele-On Bus Offers Safe Places Program for Distressed Hawaii Island Youth


The Hele-On bus on the island of Hawaii helps children and young adults get to safe places or help them with trouble through a new partnership with the National Safe Place Network.

Hawaii County’s Mass Transit is just the latest transit partner to get involved.

“Young people are in trouble, they’re going to one of the Hele-On buses for treatment, say they need a safe place,” said County Transit Administrator John Andoh. ‘Hawaii. “The driver will contact the dispatcher or the dispatcher will contact a social services agency or the district attorney’s office – they have a runaway youth program.”

Help will come for children and young adults who voluntarily ask for it. The program, which trains drivers to also spot young people in distress, should not disturb other users, since help will arrive along the bus route.

“They, in turn, will meet the young people somewhere along the road and connect them with the resources they need,” Andoh said.

With the suspension of Hele-On bus fares for the next two years, Andoh hopes this will further encourage people to seek help.

“I think kids kind of get pulled in when they run away to get on the bus and go anywhere,” Andoh said.

The nonprofit National Safe Place Network has been around since the 1980s, providing outreach and prevention services to young people. There are over 22,000 safe places across the country.

“The Safe Place Network model is based on the idea that it takes a village to raise a child, and the more we can connect our children to our village resources and support our families, the better the outcomes for young people” , said Judith Clark, executive director of the Hawaiʻi Youth Services Network.

Clark said the creation of this program in the state began nearly a decade ago.

“In 2013, at the Children and Youth Summit, they heard about a new report that had come out about the disproportionate contact of minors with the juvenile justice system,” Clark said.

The young people involved said they needed physical places.

“They said we needed safe places to go before we got in trouble with the law for things like running away from home or skipping school,” Clark recalled.

So Clark presented state legislators with the Safe Places model. She is an informal advisor to Hele-On’s own program and sits on the National Safe Places Advisory Board.

Clark said it’s similar to the state’s Youth Safe Places pilot project that passed the state Legislature this year.

“I took the opportunity to share the national Safe Place model with the Keiki Caucus members and community resource members who participate,” Clark said. “This is the first time that there was a bill to establish the pilot project of safe places for young people. And similar bills were introduced every year until about 2019.

A program like this is important to the state’s continuum of care for children.

“We hope this is the first step to implementing the Safe Place program across our state,” Clark said.

To get the word out to children, the program has connected with nonprofits and added decals to buses advertising the anonymous service.

Big week ahead as Biden decides on student loan forgiveness and student loan suspension extension – Key Details


It’s going to be a big week for millions of student borrowers as President Biden is set to make major decisions on student loan suspensions and large-scale student loan forgiveness.

Here’s what we know.

Student loan break expected to end in 9 days

Federal student loan repayments have been suspended for most borrowers for more than two years, along with accrued interest and collection efforts. The payment break applies to federal student loans held by the government. The suspension, originally enacted by the CARES Act nearly two and a half years ago, was meant to provide a relatively brief six-month break. But President Trump and then President Biden issued a number of short-term extensions. The break is now in its 29th month.

The most recent extension of Biden’s student loan suspension ends Aug. 31, just over a week away. No previous extension to the break has ever been issued so close to the end date. But given that the Department of Education has ordered its loan officers not to send billing notices to borrowers, the signs point to another extension.

Education Secretary Miguel Cardona said Biden would make an announcement on the student loan suspension within a week. “We know August 31 is a date that a lot of people are waiting to hear from,” he said in an interview on NBC on Sunday. “We talk about it daily, and I can tell you the American people will hear it by next week.”

Biden said he will decide whether to cancel the student loan by August 31

The student loan pause isn’t the only major student loan decision on Biden’s plate. Biden also said he would make a final decision on enacting a broad student loan forgiveness by Aug. 31 as well.

Advocates for borrowers and progressives in Congress have been urging Biden for nearly two years to use executive action and write off large-scale student loan debt “with the stroke of a pen.” But Biden has so far resisted that campaign, opposing large amounts of federal student loan forgiveness and expressing skepticism that he has sufficient legal authority to act unilaterally.

In recent months, however, Biden’s stance appears to have softened once it became clear that Congress would not pass a sweeping student loan forgiveness bill. The Biden administration has hinted at several clues that the president is seriously considering some form of large-scale student loan forgiveness initiative, including the use of legal arguments in recent court filings suggesting officials are approving a legal theory that existing federal law permits at least some level of studenthood. debt cancellation. Meanwhile, the Department of Education would have already put in place an administrative system to implement the mass cancellation of student loans if Biden decides to continue.

Biden may decide on other student loan cancellation and relief initiatives

While the most important items Biden is evaluating are student loan suspension and large-scale student loan forgiveness, Biden must also decide how to proceed with other federal student loan relief initiatives:

  • The PSLF Limited Waiver is an initiative that temporarily relaxes rules to extend relief through the Civil Service Loan Waiver Scheme. Lawyers pushed Biden to extend the initiative, which is currently set to end on October 31.
  • The IDR Account Adjustment is an initiative designed to provide retroactive credit over the duration of student loan forgiveness for borrowers under federal income-tested repayment plans. The Department of Education has not marketed this initiative as much as it has focused on the limited PSLF waiver, but officials could complete this initiative by January. Borrower advocates are also pushing for an extension of this program.
  • A new income-focused repayment plan is also being considered, which could offer borrowers lower monthly payments once the student loan break ends. The Department of Education released a proposal for a new income-based plan last year, but it was widely criticized for its complicated formula and strict eligibility rules that excluded college borrowers and Parent PLUS borrowers.

Further Reading on Student Loans

The Biden administration approved $32 billion in student loan forgiveness, and more — Here’s how to apply

Who qualifies for nearly $4 billion in automatic student loan forgiveness under new Biden initiative

Settlement providing $6 billion in student loan forgiveness removes hurdle: 5 key takeaways

If You’ve Been To These Schools, You May Qualify For Student Loan Forgiveness: Here’s What To Do

Champoetry recommends investing in poetry


Champoetry in partnership with the Tekki-Fii recently hosted electrifying, satisfying and uplifting summer poetry events. The Words of Wonder featured various iconic poets such as Omar ‘Champion’ Cham, Jainaba Touray, Cherno Gaye and Bintou Sanneh from July 16 to August 13, 2022.

The project was implemented in the halls of Kanifing, Banjul, Prochial and Gambia College and in the auditorium of the University of The Gambia (UTG).

Omar ‘Champion’ Cham, Chief Executive Officer (CEO) of Champoetry, said young people have great potential and therefore the notion of traveling for greener pastures is just a myth.

“We can all get here and therefore encourage every young poet to take the mic and speak their mind, because that’s where it all started for everyone. Live your dream and use your voice to make a difference. This is a collective commitment to empower poetry in The Gambia and beyond,” he said.

Isatou Jallow, a representative of the Youth Empowerment Project (YEP) under the Tekki-Fii programme, noted that young people have great potential and therefore should not waste their lives.

She added that the Tekki-Fii program has proven that young people can all succeed here through their various interventions.
Alagie Jarju, Executive Director of the National Youth Council said: “If you had asked me 10 years ago that young people would pay for transport to travel miles just to listen to poetry, I would have denied it. It’s a shift in the art industry and poetry is definitely making waves. Hear the message, spread the message, inspire your fellow youth and make a change.
Performances under the slogan “We can all do it here” featured plays, lyrics, music and more.

The Mighty Stars performed on illegal migration, addressing the challenges and opportunities available to fulfill the Tekki-Fii slogan – “we can all do it”.
The summer poetry event targeted youth, women, children, people with disabilities and other relevant stakeholders.
The event created a space for intergenerational conversations and fostered interactions between different age groups.

The aim was to enable poets in The Gambia to spark conversations about irregular migration, youth unemployment and to amplify information about the opportunities available by using influential poets to get the message across.

Back to nature: why employers send staff on environmental retreats


Waking up in the cool of the morning in a wood near Reading, in the south of England, with the first rays of dawn passing through his bivouac and a stiff neck in his neck, Steve Waygood could be forgiven for thinking he registered on the wrong course.

But this is raw “learning by doing”: an increasingly popular practice used by companies to connect their workforce to the real substance of their environmental policies.

As head of responsible investing at British insurer Aviva, Waygood is already more involved than most. Eco-friendly hat or not, he still sees the value in ditching his costume for a few days and heading out into nature. “If we forget to savor the world, he says, quoting the famous American children’s writer EB White, “what reason have we to save it?

Exasperated corporate environmental departments may well be asking the same question. Despite all the rhetoric about corporate sustainability and ESG in recent years, not much seems to stick.

According to a recent global survey conducted by the British communication agency Kite Insights, the majority [56 per cent] of workers are unable to explain their own company’s climate commitments, despite an overwhelming propensity [77 per cent] to act on the issue.

So could abandoning the classroom and heading for the hills potentially close this ominous disconnect?

Andres Roberts has no doubts. Founder of the Bio-Leadership Project, a UK nature-inspired advisory and scholarship network, he is a seasoned leader of training experiences for organizations including the Barbican Centre, food retailer Better Food and cosmetics group Natura. He’s also the man behind Waygood’s night slumber in the woods — part of a weekend retreat geared toward, in Roberts’ own words, “reviving our ability to see the big picture.”

By conventional training standards, his methods are unorthodox, ranging from playing and chatting around a campfire to journaling and (literally) brainstorming in the blue sky. Building on a core belief that being in nature is the best way to learn about nature, Roberts recently helped design a bespoke training program for the European division of the American outdoor clothing brand. air, Patagonia.

A participant in the Bio-Leadership Project’s natural event source program in Cara, Scotland

Held in a forest outside the Dutch city of Utrecht, the “Earth University”, as Patagonia dubs it, aims to encourage employees to connect with the company’s stated mission to somewhat ambitious pledge to “save our home planet”. Describing it as “the company’s own forestry school,” Evelyn Doyle, Patagonia’s people and culture manager, insists that the external framework is at the heart of the initiative’s effectiveness.

“Whether it’s sunny or wintry, we’re in the environment we’re talking about,” she says. “It’s about bringing people back to nature so they can learn not from PowerPoint presentations but from the ecosystem around them.”

Patagonia Business District Manager Anne-Marie Robles was only too happy to leave the formal classroom. Part of Earth University’s first cohort, she describes stepping out into the forest as “walking into a green-screen room.”

Gone was the usual training paraphernalia of stuffy rooms and whiteboard scribbles, replaced instead by the wind on his skin and the earth beneath his feet.

For three days it was a break from sketching strategy on whiteboards and instead it was the sight of trees and the feel of the wind in his hair.

“It sounds very esoteric and hippie, but I actually found it to be a really liberating environment to approach subjects from a completely different perspective,” she recalls.

Pukka Herbs, a Bristol-based herbal tea and supplement brand, has struck a very similar deal with The Eden Project, an eco-education charity based in the South West of England. During a two-night stay, groups of 10 staff at a time undertake a range of structured and unstructured activities, from solo nature walks to private tours of the charity’s famous inland rainforests. .

The overarching goal is that attendees have the time and space to consider the company’s values ​​on both the “individual level” and the “Pukka level,” says Suzy Stollery, the brand’s human resources director. . “All of these activities combined gradually take you from head to heart. So it’s not so much a cognitive process as an embodied process, where you really feel things,” she says.

Emma Colwill testifies to the impact of stepping out of a conventional learning environment. As Director of Global Business Development at Pukka, her daily focus is on creating new markets.

But after a few days at the Eden Project (she’s been there a total of three times), she felt able to “step back” and “see things for what they are.”

“Each time I have been struck by how the experience of nature as a classroom has allowed me to tap into my inner wisdom – therefore my conscious and unconscious self – which can be very useful in a professional context,” she said.

The most enthusiastic adopters of classroom nature training tend to come from the more progressive end of the business spectrum (the values ​​of “truth”, “respect”, “clarity” and “courage” of Pukka, for example, derive from ancient wisdom traditions).

But those hardest hit by capitalism are also dipping their toes into it. Among them is Europe’s biggest lender HSBC, which has a long-standing training partnership with the charity Earthwatch.

To date, the UK-based bank has taken over 15,000 employees through the scheme, which started as an off-site for those with direct environmental responsibilities, but is now open to staff from any function.

This shift shows a growing realization that achieving bold corporate sustainability goals cannot be the work of a specialist environmental team, but rather requires global buy-in.

Success here, in turn, relies on shifting employee mindsets from “what? » from environmental responsibility to « why? says John Ward-Zinski, Business Development Manager for Earthwatch Europe. “‘Why is this important?’ “Why does our organization spend so much time on this stuff?” ‘Why should I care?’ Getting employees to start asking these questions is how to move beyond the checkboxes that are still so common in many companies,” he says.

But packing employees in with their hiking boots and wet weather gear requires extra effort from everyone, employer and employee. So, is it really worth it?

George Ferns, lecturer in organizational studies and sustainability at Cardiff University, insists yes. Employees with a connection to nature demonstrate a greater sense of purpose, he says, as well as a greater willingness to execute on their employer’s environmental plans. Still, nature-based training is not without its challenges, he concedes. An immediate concern is maintaining initial employee engagement. A week or two back at the grindstone and memories of the smell of honeysuckle and birdsong can quickly fade.

“The hope is that the lessons learned from these experiences will trickle down to people’s day-to-day operational lives, but the effect often fades as people continue their work,” says Ferns.

Encouraging participants to write down their main thoughts or come up with clear resolutions can help sustain a course’s positive results, he suggests.

Some companies are also looking to integrate nature-based learning features into their office environments. Pukka, for example, now has a dedicated, technology-free “retreat space” in its main office, where employees can head to a moment of quiet reflection, for example, or a yoga session.

A bigger challenge, arguably, is the very real possibility of culture clash. As business-friendly as these alternative training providers try to be, their world is one of protecting the planet, not achieving goals or switching products. In this regard, attendees can expect many invitations to “be present”, as well as many discussions on “interconnectedness”, “regenerative thinking” and other similar ecological concepts.

Pam Horton, manager of leadership programs at The Eden Project, admits some participants may find the experience uncomfortable, especially at first.

However, if people can be patient and avoid having to turn off their phones or even hug a tree, the effects can be profound.

“We have a lot of people who come to us who have never really stopped and immersed themselves in nature. [but] when they do, the effects can be really massive,” says Horton.

Even so, to the hardened city dweller unaccustomed to the outdoors, the thought of a campsite or even an evening walk in a dark wood can still seem daunting.

Aviva’s Waygood is therefore cautious about companies forcing employees to participate, but its strong advice remains that everyone should try it at least once. The only exception are diehard cynics. Not only will they get nothing out of the experience, he suggests, “they’ll ruin it for everyone.”

As for him, he’s already in touch with the team at The Bio-Leadership Project about future weekends – although possibly in a motorhome next time.

Darya Dugina: Car bomb kills daughter of ‘spirit guide’ of Putin’s invasion of Ukraine – Russian media


The Russian Investigative Committee said it believed someone planned and ordered the explosion of the car that killed Darya Dugina, based on evidence already collected from the explosion. “Given the data already obtained, the investigation believes that the crime was pre-planned and was of an orderly nature,” the commission of inquiry said in a statement on Sunday.

Dugina died at the scene after “an explosive device, believed to be installed in the Toyota Land Cruiser, detonated on a public road and the car burst into flames” around 9 p.m. local time on Saturday, near the village of Bolshiye Vyazemy, according to the press service of the Russian Investigative Committee, as reported by Russian state news agency TASS.

Dugina’s father is a Russian author and ideologue, credited with being the architect or “spirit guide” of the Russian invasion of Ukraine. He is believed to have significant influence over Russian President Vladimir Putin and has been described as “Putin’s mastermind” by Foreign Affairs Review.
Dugin and his daughter were sanctioned by the United States. The UK sanctioned Dugina in July to be “a frequent and high-profile contributor of misinformation regarding Ukraine and the Russian invasion of Ukraine on various online platforms,” ​​he wrote.

Videos of the explosion showed a burning vehicle on the side of the road and shattered car parts strewn around the area. Unverified video appears to show Dugin at the scene.

A friend of Dugina’s told TASS he believed Dugina’s father was the real target of the blast – or possibly both – because the car belonged to Alexander.

“It’s his father’s car,” Krasnov told TASS. “Dasha (Darya) is driving another car, but she drove her car today, and Alexander left separately,” Andrei Krasnov, leader of the Russky Gorizont (Russian Horizon) social movement and a personal acquaintance of the city, told TASS. Dugina’s family.

A Russian Foreign Ministry official suggested that Ukrainian state structures were responsible for the explosion, a claim that Ukrainian authorities have denied.

Dugina died at the scene after the explosion, according to investigators.

“If the Ukrainian trace is confirmed … then we should talk about the policy of state terrorism implemented by the Kyiv regime,” Russian Foreign Ministry spokeswoman Maria Zakharova said. in a Telegram article. “There have been many facts accumulated over the years: from political calls for violence to leadership and the involvement of Ukrainian state structures in the crimes,” she said.

Ukraine on Sunday vigorously denied any involvement in the car explosion. “Ukraine definitely has nothing to do with this because we are not a criminal state, like the Russian Federation is, and more so, we are not a terrorist state,” said Mykhailo Podoliak, Advisor to the Chief of Staff of the President of the Republic. Ukraine, said in an interview with Ukrainian television.

“The flames engulfed him completely”

When Dugina “turned onto the Mozhaiskoye highway near the village of Bolshiye Vyazemi, there was an explosion, the car immediately caught fire,” Krasnov told TASS.

“The flames engulfed her completely. She lost control because she was driving at high speed and flew across the road,” Krasnov added, as quoted by TASS.

In the meantime, forensic experts, investigators and explosives engineering experts are inspecting the scene.

Dugina, the daughter, was born in 1992 and studied philosophy at Moscow State University, according to TASS.

In March 2022, the US Treasury Department’s Office of Foreign Assets Control (OFAC) sanctioned Dugina for her contribution to an article on the United World International (UWI) website suggesting that Ukraine would “perish” if admitted. to NATO. Dugina was the editor of UWI.

She claimed in a recent interview with the Russian news channel, 1RNK, that the atrocities that occurred during the Russian occupation of the Ukrainian town of Bucha were American propaganda, chosen because of its phonological similarity to ” butcher,” a word she links to the United States. President Joe Biden called Putin a “butcher” on March 29.

Alexander Dugin and his daughter were sanctioned by the United States.
CNN visited the scene of mass graves in Bucha in April after Russian forces withdrew, revealing to the world the horrors of their occupation. Images of bodies littering the streets of Bucha have sparked international condemnation and investigations into possible Russian war crimes. Several eyewitnesses and images have linked many of the atrocities to Russian soldiers.

His father was also sanctioned by the United States in 2015 for being responsible for or complicit in actions or policies that threaten the peace, security, stability or sovereignty or territorial integrity of Ukraine.

The US Treasury Department also said that Alexander Dugin was a leader of the Eurasian Youth Union, which actively recruited people with military and combat experience to fight on behalf of the self-proclaimed Donetsk People’s Republic and said it had a secret presence in Ukraine.

In a 2017 interview with CNN, Dugin pointed out many similarities between his ideas and those of former US President Donald Trump. He called Trump’s inauguration speech “like I was going to write it myself.”

He also said that Putin was an inspiration to Trump, “kind of an example to challenge the status quo, to challenge conventional wisdom, to challenge all these totalitarian principles of globalists and ultra-liberals.”

CNN’s Alex Stambaugh contributed to this report.

How JAN and Union Bank Support Nigerian Girls’ Leadership and Empowerment Programs


A non-profit organization, Junior Achievement of Nigeria (JAN) and Union Bank have dedicated a significant part of their sustainability mission to ensuring that young girls and women in Nigeria have unlimited opportunities to thrive in society. .

The two organizations have, for eight years, forged a strategic partnership to advance JAN’s Leadership Empowerment Development (LEAD) camp intervention program, a long-standing initiative to inspire and empower young people. girls to become high-performing women leaders.

The latest edition of LEAD Camp – the 8th collaboration between JAN and Union Bank – held recently in Lagos saw the participation of over 300 girls.

The week-long event was used to provide guidance and improve girls’ skills in the areas of financial literacy, entrepreneurship, technology, coding, career development, health and business. general well-being, sexual and reproductive health, creative arts and entertainment.

During the program, the girls learned and received mentorship from some outstanding women in the private and public sectors across the globe – courtesy of Junior Achievement of Nigeria’s association with its global counterpart, Junior Achievement Worldwide ( JAW).

The program, now in its 21st year, has played a significant role in the development and career advancement of more than 1,000 girls in Nigeria, nurturing influential alumni such as Nkechi Eze-Balogun, founder by Asoebi Bella; Oduolayinka Osunloye, Youth Advisor at IREX; Oyin Olugbile-Adewale, founder of Parisian Consult; among others.

JAN’s Executive Director, Foluso Gbadamosi, said in her address, “The LEAD camp aims to demonstrate that regardless of their socio-economic status, background or career path, young girls and women can succeed with the right advice, the mindset, the skills and the network, and we will continue to inspire them and provide them with a world of possibilities to thrive.

According to Gbadamosi, this explains why the United Nations (UN), in its efforts towards a sustainable world in 2030, dedicates Goal 5 of its 17 Sustainable Development Goals (SDGs) to achieving gender equality. and empowerment of all women and girls.

Ogochukwu Ekezie-Ekaidem, Head of Brand and Marketing at Union Bank, said, “This partnership reinforces our commitment to promoting gender equality and our goal to support girls. We are proud to see the impact of the program on young girls across the country, and we salute the efforts of the JAN team who work tirelessly to impact them.

According to Ekezie-Ekaidem, for African countries that are determined to achieve the UN gender parity goal in less than a decade, JAN and Union Bank have laid out a plan worthy of emulation. She added that this portends hope that the dream of a gender equal world may indeed become a reality in the near future.

Program partners agreed that the success of initiatives such as LEAD Camp is a vital indicator of the progress that Africa and Nigeria can achieve if more public and private organizations, independent societal bodies and individuals are turned into the future play similar active roles in ensuring that women and girls enjoy an equal playing field in society.

Gender inequality poses a major threat to economic, social and global development. Gender discrimination is considered to have a huge impact on the ability of nations to achieve economic growth, while its psychological effects – low self-esteem, stress and trauma – on those affected make it one of the most critical challenges in the world to overcome.

While progress towards establishing a world of equal rights and opportunities for all genders is still slow and a big hurdle for many nations, achieving gender parity should take center stage in global efforts towards the Sustainable Development Goals.

According to a UN Women report, in 2020 the number of employed women decreased by 54 million. This is despite the fact that they, compared to their male counterparts, have fewer opportunities to land well-paid jobs. It is therefore not surprising that they are also generally at a greater risk of falling into poverty, as evidenced by the statistics that almost 60% of women work in the informal economy and that approximately 435 million women and girls around the world live in extreme poverty.

To this end, LEAD camp partners believe that providing women and girls with equal access to education, health care, decent work, and representation in political and economic decision-making processes will fuel sustainable economies and will also benefit societies and humanity as a whole.

Fortunately, in Nigeria, deliberate efforts to reduce gender inequalities for societal and national growth have been initiated by well-meaning organizations like JAN, Union Bank and others, with a focus on education, empowerment and liberation of women and girls.


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Need a personal loan ? You might want to sign one ASAP


Image source: Getty Images

Lock in that loan before borrowing rates start to skyrocket.

Key points

  • One of the advantages of personal loans is that they come with fixed interest rates.
  • But those rates could soon spike, so if you need a loan, you better act fast.

When you need money, it’s usually a good idea to borrow in a way that gives you predictable monthly payments. In most cases, this means avoiding credit card debt, as credit card interest can be both expensive and variable.

Even HELOCs (home equity lines of credit) can be dangerous from a borrowing perspective. While they are certainly flexible, they also come with variable interest rates, which makes them harder to repay.

Personal loans, on the other hand, offer the advantage of fixed interest rates. So when you take out a personal loan, you don’t have to worry about your monthly payments increasing over time. It could make managing your loan easier and help you avoid a world of stress.

But if you’re going to take out a personal loan and take advantage of a borrowing option with a fixed interest rate, you might want to do it fast. There’s reason to believe that personal loans are about to get more expensive, so the sooner you act, the less risk you have of ending up with a rate that just isn’t affordable.

Borrowing rates increase overall

Inflation has wreaked havoc on consumers for months. And now the Federal Reserve is doing what it can to break this cycle.

Specifically, the Fed is implementing interest rate hikes in an effort to make borrowing more expensive. The logic is that if it becomes too expensive to finance purchases or go into debt, consumers will start spending less. And once they do, the demand for goods will not exceed the available supply as it is now, allowing inflation levels to subside.

Now, to be clear, the Fed does not directly set consumer borrowing rates. Instead, it oversees the federal funds rate, which is what banks charge each other for short-term borrowing. But when it becomes more expensive for banks to borrow, they tend to pass those costs on to consumers. And so it’s fair to say that the Fed is indirectly raising consumer borrowing rates and making loans more expensive.

That’s why it’s important to act quickly if you’re interested in a personal loan. If you wait a month or two, you could end up with a higher interest rate on that debt — and higher monthly payments to go along with it.

Is the personal loan your best bet?

If you own a home in which you have equity, you may get a lower interest rate on a home equity loan than a personal loan. And like personal loans, home equity loans offer the advantage of fixed interest rates and predictable monthly payments.

But if you don’t own a home or don’t have any equity to tap into, a personal loan could be a good way to borrow, especially if you have a solid credit score. Don’t put off this request for too long, because if you do, you might end up unhappy with the monthly payments you’re stuck with.

The Ascent’s Best Personal Loans for 2022

Our team of independent experts have pored over the fine print to find the select personal loans that offer competitive rates and low fees. Start by reviewing The Ascent’s best personal loans for 2022.

Reaching a summit, little by little | News, Sports, Jobs


A group of people return to the new home of Little Peaks Preschool and Early Years Center in Keene on Tuesday after exploring Dart Creek, which runs behind the center. (Business Photo – Lauren Yates)

KEENE — The crackle of little feet echoed through the new home of Little Peaks Preschool and Early Childhood Center for the first time last Tuesday, the first notes of music that will soon fill the building for 50 weeks of each year.

The new center was all bone on Tuesday — the exterior walls were up, and the interior rooms and roof were bounded by two-by-fours — but for future, present, and past Little Peaks students, the building was already a playground. Several children ran through the building as a group of about 30 toured the new center during an open house led by Little Peaks executive director Reid Jewett Smith.

As she walked through the rooms of Little Peaks with her youngest daughter strapped to her back, Jewett Smith verbally painted the picture of what the finished center will look like. The “heart” of the building will be her kitchen, she said, thanks to the vision of Little Peaks co-founder and kindergarten director Katherine Brown. While the commercial kitchen will be separated from the “warm”– a friendly dining area that will have low tables for children, Little Peaks students will have access to a dishwashing station and they can help with basic kitchen prep work like mixing pasta. Jewett Smith hopes activities like these could encourage students from an early age to cook and clean up after themselves.

In the center left wing, there will be two baby-toddler rooms. Each room can accommodate up to four babies up to 18 months and four toddlers up to 3 years old, for a total of eight babies and eight toddlers. There will also be a potty training area in this center wing.

The center’s right wing will have room for up to 16 preschoolers ages 3-5. A second room in the right wing is what Jewett Smith called the “multipurpose and multisensory room” reserved for messy art projects, wall climbing and indoor tricycling in the winter. But the room also gives Little Peaks an opportunity to grow when needed; Jewett Smith said the room could serve as a “overflow” area for children of all ages.

For Jewett Smith, the main focus of the new Little Peaks property is its outdoor space. She said the children will spend the majority of their days outdoors as part of the center’s nature-based program. There will be two playgrounds behind the center – one for toddlers and another for preschoolers – as well as a pollinator garden, a vegetable garden for the students to tend to, and trails back to the Dart Creek, which runs along the rear of the center property.

Jewett Smith said she wanted to build a lean-to next to the creek as an outdoor classroom space, and she hopes one day students will explore the creek both when it’s frozen and when it’s babbling. That hope turned into a promising reality on Tuesday as a few children eagerly returned to the creek and started jumping in the rocks.

“The more time I spend here, the clearer it becomes to me that we have so many exciting opportunities for outdoor classrooms and outdoor education there,” Jewett Smith told the tour group on Tuesday.

Little Peaks purchased the land, located opposite Keene Town Hall, from the Essex County Housing Assistance Program, which still owns the adjoining land. HAPEC is considering the idea of ​​developing up to six housing units on this land, and HAPEC board member Marcy Neville told a meeting of Keene Town Council earlier this month that the program planned to hold open meetings and possibly do surveys to see what the community wants. If a new housing project sees the light of day there, the neighboring Little Peaks and HAPEC properties would meet two needs identified in the city’s 2021 strategic plan: more child care services and more affordable housing for the community.

When Little Peaks – which was founded about 30 years ago – opens its doors, it will grow from its current operation of three hours a day, fall through spring, serving eight children, to a full-time licensed daycare that operates 50 weeks a year. Jewett Smith hopes the new center will open next summer.

A small town after all

Little Peaks teachers Peg Wilson and Anita Sayers strolled the grounds of the new center on Tuesday with smiles on their faces. Sayers has been involved with Little Peaks since the beginning, and she’s not the only one who keeps coming back. She said the general contractor for the new center, who volunteered her time on the project for a year and a half, had a daughter in Little Peaks when it opened. Several other people in the community offered pro bono services to help build the center – the project lawyers, accountants, architect, landscaper and Little Peaks board of directors – often because they had children who frequented Little Peaks.

Now Sayers said she’s starting to see children passing through Little Peaks whose parents attended the school.

“It’s a small town after all” Wilson sang while laughing.

Sara Posdzich said her daughter had just graduated from Little Peaks and her son would start at the new center next year. Posdzich approached the teachers and formed a “tight” group with other Little Peaks parents, and she believes the new center will make the community “it’s better this way.”

“It’s good that the community really wants to invest in these little lives that will continue the community later”, she says.

The rapid progress of the new center is largely thanks to community donors. Two locals provided seed funding of $750,000 – which has now grown to $1.4 million – to launch the centre’s capital project, and part-time Keene Valley resident Annette Merle-Smith, provided $500,000 to start an endowment fund to ensure families of all incomes can send their children to the center. Jewett Smith hopes Little Peaks can build the endowment fund up to $3 million, which would be used to subsidize tuition for low-income families to give children of all socio-economic positions access to same academic foundations.

Thanks to the donations, Jewett Smith said the building will be solar-powered and have electric vehicle charging stations, a healthy food program that sources ingredients from local farms, and a building filled with all-natural, chemical-free, plastic design elements. -free and safe for children.

The times are changing

When asked how they got involved with Little Peaks, Wilson and Sayers both pointed to Katherine Brown, the center’s preschool director. Brown was one of the founders of Little Peaks about 30 years ago, and Jewett Smith called Brown the “North Star” of Little Peaks’ environmentally responsible programming in the new center.

Brown said when she moved to Keene with her 3-year-old in the early 1990s, she couldn’t find a preschool. She decided to get together with a group of parents who also needed childcare, and Little Peaks was born.

Brown said the center started with half-day operations two days a week, and it was working for people at the time. But over time, she said, more and more families needed stronger child care. She said the new Little Peaks center is an exciting project “growth” of this change.

Sayers also noted this change, saying that around the time Little Peaks started, there were more parents who had jobs they could leave for a few years to care for their children. These days, she says, there are more couples who both have jobs — sometimes multiple jobs — and they need a center that can watch their children through an entire working day.

Angela Smith, whose son Beckham graduated from Little Peaks last year, said she had to quit her job this summer to care for Beckham since Little Peaks, in its current capacity, is not operating for the months of summer. She also noted that the past two years have been particularly difficult as she has had to juggle work and caring for Beckham throughout the coronavirus pandemic. She thinks the new Little Peaks center will help solve these difficulties for other parents.

“It is necessary for the community, but also for the mental health of the parents”, she says. “Little Peaks is an amazing program, but half a day is a struggle – working and doing half a day and socializing them (kids).”

Brown said her 3-year-old is now 32, but after years of teaching K-6 in public schools, she returned to Little Peaks as a teacher five years ago. She is excited about the center “continuity of care” model, which will allow children to stay with a teacher for a few years at a time as they move through Little Peaks. Brown said she is passionate about early childhood education and that children are what make the experience meaningful to her.

“What keeps me coming back are families and children, she says. “They make it fun. If you feel grumpy in the morning, you go to school and they cheer you up.

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Action against employees with links to terrorism will continue: LG Sinha


‘New Delhi should only talk to J&K people, especially young people

The people of the valley want to recover from past troubles and prosper with the Indians in the future

No J&K political leader is in jail or detained

In addition, Kashmiri Pandits and Kashmiri Muslims have also suffered greatly from terrorism.

Statehood would be granted to J&K at the appropriate time’

Srinagar, August 19: Lieutenant Governor (LG) Manoj Sinha said on Friday that no innocent government employees had been fired and action had only been taken against those with links to terrorism.

He said: “Those fired were involved in anti-national activities. We have concrete evidence against these people. They have been openly involved in assisting terrorists and have been involved in anti-national activities.

“The J&K administration did not harm any innocent government employees and only those found to be involved in terrorist activities or supporting terrorists were fired,” LG Sinha said.

He warned: “Those involved in a plot against the country or assisting terrorists will not be spared,” adding: “Actions against employees with ties to terrorism will continue.”

LG Sinha said this in an interview with BBC News Hindi.

Responding to a question about PDP Chairman Mehbooba Mufti’s frequent support for dialogue with Pakistan, Lt. Governor Sinha said, “That’s his (Mehbooba) opinion. But I am fully convinced that there is no need to talk with Pakistan. No dialogue with Pakistan is necessary and it will not yield any results. There are young people in particular and J&K people in general who should be trusted and whom New Delhi should talk to. The young people of J&K want to be part of the change that is happening all over the country”. So said LG Sinha in an interview with BBC News Hindi.

“The talks with Pakistan will yield no results as I believe there is no need to hold confabulations with the neighboring country,” LG Sinha said.

Commenting on the stone scrapings and hartals (strikes), the LG Sinha said J&K residents are fed up with past circumstances as Kashmir has seen most days of the year closed for all activities. “Businesses, transport, educational institutions, etc. remained closed for 100 days a year. People were fed up with these situations,” he said.

He added that the people of J&K want to recover from past troubles and want to prosper with the people of India in the future.

He also added that a handful of people are playing into the hands of the neighboring country and trying to destabilize peace in the region. “The handful of elements deceive the body of journalists with their false narrative and attempt to stir up trouble at J&K,” the LG added.

Regarding detentions after the repeal of Sections 370 and 35 (A), the LG maintained that no political leader in Jammu and Kashmir has been arrested so far. “I tell you in a responsible way and I record it that no political leader of J&K is detained or in prison”, he declared and added; “However, the elements that threaten the peace and security of the nation may have been arrested and kept in prison.”

Asked about the continued detention of Hurriyat (M) Chairman Mirwaiz Umar Farooq, the LG said he was not arrested after the repeal of Section 370 nor detained under the Public Security Act (PSA). The LG said that keeping his family’s past in consideration, the security arrangements to his left and right were kept for his safety measure.

“The Mirwaiz was not detained. Keeping in mind the assassination of his father, the security in his environment has been tightened to ensure his safety. We don’t want any trouble. On our side, he is neither detained nor kept under PSA. He should decide for himself what he wants to do,” the lieutenant governor said.

Regarding the recent spate of targeted killings of Kashmiri Pandits in the valley, the LG said that every community in J&K was affected by terrorism, whether it was Kashmiri Pandits or Kashmiri Muslims. “It is a fact that few Kashmiri pundits have been deliberately killed in the recent past, but at the same time, we have to admit that there are also other faiths that have been targeted by terrorists,” he said. he said and added, “Muslims in Kashmir have also suffered badly because of terrorism”.

He said there was no need to see the actions of terrorists through the prism of religion. The LG also said that in the past three years not a single innocent man has been shot by security forces at J&K.

Asked about the assembly elections, the LG said Home Secretary Amit Shah of the Parliamen’s Prosecution had clarified that the elections would no doubt be held at J&K after following proper procedures. “The SM specified that first demarcation, then elections and finally statehood to J&K would be granted,” he said.

“Our country runs on the constitution. The electoral lists were drawn up six or seven years ago. The drafting of the ER has been resumed. They were 11 years old at the time, have reached 17 or 18 and now have the right to vote. I think the election commission will call the polls when the time is right,” the LG said.

He also said, “Let the timing come, J&K statehood will be granted accordingly.”

Asked about the detention of human rights activist Khurram Parvez, the LG said those who use HR politics and activism for terrorism at the behest of the ISI and who identify targets for them will not remain not go unpunished.

“The NIA filed an indictment against seven defendants in the LeT case under no. 30/2020. Khuram Parvez is the first defendant in the case. If he is an HR advocate, then God protect us from these HR activists,” the LG said.

“The NIA has footage and other evidence against him, including interviews with terrorists. Yet, if they felt bad, we have a justice system they should go to,” the LG added.

BSN seeks support for Corps Member Essay Competition – The Sun Nigeria


The Bible Society of Nigeria (BSN) is seeking support for its National Youth Service Corps (NYSC) member essay contest aimed at engendering national cohesion and youth development.

BSN Executive Secretary, Rev. Samuel Sanusi made the call for support on the sidelines of the 11th NYSC National Essay Competition, Awards and Symposium held in Lagos on Thursday.

The News Agency of Nigeria (NAN) reports that the contest themed: “Reshaping the Nigerian System for Sustainable Development” aims to steer patriotism among the youth.

Sanusi, who spoke about the benefits of the program, called for support from businesses and governments to ensure the program is open to participants of all faiths and transcends the current generation.

“A sponsorship of the concept that tends to galvanize the ingenuity of young people towards national ideals will fit into a progressive society that we all aspire to.

“These finalists can receive a scholarship for higher degrees in institutions of higher education to help them broaden their horizons on managerial and political articulation, which will benefit the country.

“Business and government can support sponsorship of the annual program to help it move beyond the NYSC threshold to include college students and co-opt them into the platform that offers solutions to national challenges in the instead of sitting on the fence.

“The program is inclined to develop leaders who can, through collaboration with others, dismantle the structures of ethnic sentiment for the common good,” he said.

The Executive Secretary lamented the involvement of young people in social vices and organized crimes, saying that young people were full of latent energies waiting to be positively harnessed without which their potential would be misused to the detriment of society.

NAN reports that BSN is an interdenominational Christian non-profit organization that translates the Bible into Nigerian languages ​​and raises funds for Bible works, among other functions.

The BSN has translated the complete Bible into 26 Nigerian languages, while translation revision is underway in 10 Nigerian languages ​​to make the Bible easier to understand. (NOPE)

How Repo Rate Hikes Affect Home Loan Borrowers – Forbes Advisor INDIA


The Reserve Bank of India (RBI) has hiked the repo rate by 140 basis points (bps) to 5.4% so far this year, taking interest rates slightly above pre-Covid levels . The repo rate is the rate at which commercial banks borrow money from the RBI to meet their short-term fund requirements. Thus, with the increase in the cost of borrowing for banks, most banking entities have passed on close to 50 bo to 80 basis points of rate increases to customers of all product lines.

In its monetary policy statement, RBI said it decided to raise its key interest rates to contain inflationary pressures and maintain macroeconomic stability. The rate hike was in line with continued growth momentum in FY23 at 7.2% and did not lead to a significant slowdown in investment demand or job creation. This is despite forecasts that inflation is likely to remain above the upper 6% tolerance range for much of this year.

How banks reacted to repo rate hikes

The Covid-19 pandemic has lowered the demand for home loans as people focus more on their basic needs and have less disposable income to cover their monthly equivalent payments (EMI). Those who already had outstanding loans received a moratorium to ease the pressure. But as the economy recovered from the peak of the pandemic, a low interest rate regime boosted housing affordability and revived demand for home loans.

But since May, most lending institutions have rapidly increased their marginal cost of funds-based lending rate (MCLR) to compensate for their lost revenue. Housing finance companies (HFCs) have raised their prime rate (PLR). The net effect for the borrower is higher rates and the need to prepare for further hikes in the coming months given the rising trajectory of global interest rates and inflation high due to geopolitical tensions.

Accordingly, all lenders, including home loan providers who borrow funds from the central bank or other banks or regularly borrow from the debt market in the case of NBFCs/HFCs, should raise their interest rates. loan depending on the upward movement of costs.

Rates 100 to 150 basis points higher are unlikely to have a negative impact on homebuyer sentiment, especially in the small ticket segment.

A rise in rates beyond 150 basis points will likely lead to weaker demand from new borrowers. That said, it remains to be seen how the homebuyer’s outlook has evolved during the pandemic. Most of us know that consumer preferences have shifted dramatically across industries due to COVID-19, and a similar trend has also been seen in real estate.

Home ownership is high on the priority list of Indians, and housing demand has shifted from compact homes in metropolitan areas to larger homes in the outskirts. Thus, despite higher interest rates, demand for housing from small owners should remain robust.

How Consumers Responded to Repo Rate Hikes

There is no standard impact on borrowers in the real estate sector, as the influencing factors of a rise in interest rates differ between categories.

Although small borrowers are less affected by rate hikes, it could cause problems for those who have taken out large loans and opted for floating interest rates on their loans. There is undoubtedly a specific reason for the immediate impact on borrowers with a floating rate, as it is mandated to be tied to a benchmark such as the repo rate. And the subsequent effect on the repo-linked lending rate (RLLR), such as the floating rate, is seen in a quarter of the change in the benchmark.

Investment home buyers tend to opt for higher loan amounts than independent home buyers and affordable home buyers. Indeed, they plan to use these properties as an investment vehicle or even to rent them out if there is no possibility of selling them at higher prices in the future.

Since investment home buyers have a larger loan amount, they are naturally more affected by rate increases in a variable interest option. As a result, they will have to pay more on the interest component of their loans as lenders raise interest rates triggered by rising RBI repo rates.

As is clear from the explanation of rate differentials, the buyer of an independent affordable home with a lower loan amount is less likely to be affected by rising rates.

What should consumers do when taking out a home loan?

Fixed rate home loans

Borrowers of fixed-rate mortgages are unaffected by interest rate increases because current interest rates are locked in for part or all of the term of their loans. Therefore, if you have taken out a fixed rate loan, there will be no impact on your monthly EMIs or repayment amount at this time.

Borrowing rates have increased, as have deposit rates. So the smart ones who opted for a fixed interest rate option for more certainty have managed to avoid the risk now. They can try to save and take better advantage of these savings to deal with continued inflationary pressure.

Affordable Home Loans

However, there are two notions in the context of the rates chosen by buyers of affordable homes.

Some small borrowers with low disposable income and less aware of financial markets tend to jump at the low interest rate opportunity. These borrowers benefit in the short term from the low interest rate of a floating option. But the rate hike by RBI, as seen recently, has a direct and negative impact on their financial stability as they pay much more interest after the move.

This is a result of lenders reacting quickly to rising repo rates by increasing their MCLR/PLR.

Borrowers who have a better understanding of how markets work and who have the convenience of income tend to opt for fixed rather than floating rate loans. This is even if the fixed option interest rates are higher than the contemporaneous floating rate in a low interest rate regime.

The logic stems from their low appetite for risk coupled with fluctuating interest rates over periods ranging from one to five years, depending on the individual needs and financial situation of the applicants. Rates may vary depending on prevailing market conditions when taking out mortgages on their properties. But fixed interest rates are still safe, and borrowers can effectively budget their future payments accordingly.

Variable rate mortgages

The disadvantage of a variable rate option is that it makes loans unnecessarily large at a later stage when the borrower is paying much more interest than the principal repayment. Assuming that most variable rate borrowers are the most vulnerable part of society, we can conclude that they are in a position where they cannot bear the brunt of rising rates.


According to RBI data, home loans account for around 65% of all outstanding bank loans in the country. Most of these borrowers opt for variable rate loans which are affected by interest rate increases. Regardless of which category a borrower falls into, the ideal approach to avoiding defaults is to budget for expenses well in advance. Planning involves things like:

  • Check interest rate options;
  • Optimize other spending to accommodate uncertainties (such as rate hikes);
  • Ensure a safety net (such as an emergency fund with disciplined savings in a safe lane); and
  • On top of everything, repay loans as soon as possible by staying ahead of schedule.

The era of low interest rates seems to be over and better financial planning for its future will ensure that it has a limited impact on rising interest rates. The silver lining is that you will possess an asset that will also appreciate.

Far Rockaway organizations provided funding for community programs and events – QNS.com


Twenty-three Far Rockaway nonprofits have been announced as recipients of Edgemere Community Development Grants, which will fund community events and programs on the peninsula.

The Arker Companies, a New York real estate development focused primarily on affordable housing, in partnership with the Far Rockaway Arverne Nonprofit Coalition (FRANC), on August 16, announced the first round of a series of grants to local nonprofits on the peninsula. In May, the company and FRANC opened Edgemere Commons, which will bring 2,000 affordable housing units to the peninsula.

“We are proud to work closely with FRANC and local community leaders to support 23 nonprofits who will use these funds to create events and programs for the Rockaway community,” said Alex Arker, director of The Arker. Companies. “The revitalization of Edgemere and the development of Edgemere Commons is not just about affordable housing, it is also about eradicating a food desert, creating retail space and empowering the community.”

According to Manny Silva, Executive Director of FRANC, the unique partnership between FRANC, The Arker Companies and nonprofits across the Rockaways is an example of the number of community players who can come together to impact a community of different ways.

“These funds will increase food accessibility, health access and create new community events for our children, and we are excited to continue distributing these grants over the next decade,” Silva said.

With support from the New York City Fund, FRANC will disburse the grants over the next decade to support organizations in the surrounding community.

The nine organizations that received grants of $5,000 are:

  • Far Rock Greek Council
  • FarRock Strong Incorporated,
  • Queens Royal Priest Hood Inc.
  • Edgemere Community Civic Association
  • defenders of queens
  • Ocean Bay Community Development Corporation
  • Edgemere Farm
  • Rockaway Ravens Youth Sports Inc.
  • Beach 41 Street Houses Residents Council

The 14 organizations that received grants of $2,500 are:

  • Rok Nation LLC Dance Team
  • The TRUE Church
  • Swim Strong Foundation
  • Collective Laru Beya Inc.
  • Brooklyn and Queens Catholic charities
  • Joseph P. Addabbo Family Health Center
  • 100 Precise Community Council Inc.
  • The campaign against hunger
  • Ann Crowley Fosteris Trainers and Instructors Fitness To You
  • Jamaica Bay-Rockaway Parks Conservancy
  • Rockaway Film Festival Inc.
  • East River Development Alliance
  • Arverne Church of God Inc.
  • Rockaway Roz Inc.

Divided into two rounds, the first tranche of grant recipients includes applicants in three broad categories: Workforce Development, Youth Development, and/or Community Development. Eight community and nonprofit leaders rated the applications based on a rubric, and those scores were compiled and averaged to determine who would receive grants.

Lugarry Vernon, executive director of Far Rock Strong, said the grant will allow them to purchase uniforms, basketballs and hire referees to run basketball clinics and tournaments, organize outings and travels and continue to help hundreds of Rockaway students be their best. they can be both on and off the field.

“Bringing kids together for organized activities like basketball can help provide positive outlets that build a stronger community and a future for our kids,” Vernon said.

The grant program delivers on the commitments made by the development team behind Edgemere Commons.

In May 2022, The Arker Companies and Slate Property Group broke ground on the first building of the $100 million mixed-use affordable housing development which will ultimately provide more than 2,000 affordable housing units, retail, community spaces, medical facilities and outdoor public spaces for Far Rockaway Residents.

Tishman Speyer, which acquired the remaining 10 buildings in 2021, will complete the project and support FRANC with the remaining tranches of community grants.

“From providing young New Yorkers with after-school activities to supporting families with essential health resources, the 23 organizations receiving grants today will help Rockaway residents thrive,” said said David Schwartz, co-founder and director of Slate Property Group. “We are grateful for the opportunity to support a historically underserved community with the housing and economic opportunity that Far Rockaway deserves as we complete the first phase of Edgemere Commons.”

Vanessa Seis of Edgemere Farm said she is committed to continuing education and access to food in the community, as well as providing a safe space where all are welcome and encouraged to learn. and grow together.

“We are extremely grateful to partner with FRANC and The Arker Companies for this grant, which will help support the continuation of free cultural and educational programming on the farm, including musical performances and educational workshops and classes for children,” Seis said.

Advisor Selvena Brooks-Powers commended Arker Companies for its “continued commitment to the Edgemere community.”

Powers is encouraging more organizations to apply for the second round of the Edgemere Commons Community Grants program.

“As the city works to address the housing crisis, it’s equally important to make sure we’re not just developing housing, but building communities,” Brooks-Powers said. “The Edgemere Commons Community Grants are an example of how property developers can invest in local communities, strengthening our local groups working to fill the gaps.”

Queens Borough chairman Donovan Richards said he was “deeply grateful” to the companies Arker and FRANC for their commitment to the community.

“Edgemere Commons is about true community development, and today’s announcement of a grant for nearly two dozen critical community organizations is another reason why Edgemere Commons holds such promise for Rockaway,” Richards said. “From empowering youth to preventing violence to addressing food insecurity, the nonprofits that receive these grants are well positioned to use this funding to help build brighter futures for young people. residents of Far Rockaway.”

The next round of grant applications will open on September 1 and organizations can visit www.francnyc.org/grantapplication for more information.

Going out is not the refuge it seems for some marginalized young people


Going out can mean different things to different people. Raised in a family of nature lovers, Selena Lopez-Ortiz found this to be true within her own home. His parents grew up farming the farmlands of their ranching community in Mexico, descending from families that Lopez-Ortiz describes as being “rooted in nature” for generations. Her father took care to pass that legacy on to Lopez-Ortiz and her sisters.

“He was always the one who exposed us to nature — going fishing, riding horses and all that,” she says. “He was a big fan of being outdoors, and that’s part of what made me fall in love with nature.”

Now in Gustine, Calif., the family is forging different paths outdoors. In high school, the sisters began considering summer programs with Adventure Risk Challenge (ARC), a nonprofit organization that makes outdoor education accessible to students by offering affordable, fully equipped in the Sierra Nevada. Their parents supported this interest but had little time for outdoor recreation. Lopez-Ortiz says it was because her parents spent their time working outdoors. “My father worked every day, without breaks except twice a month.”

Lopez-Ortiz’s mother worked in a nearby sweet potato field and her father irrigated surrounding farms. Combined with the sisters’ evolving interests in the natural world, this meant that the family tradition of engaging with the outdoors continued in multiple forms under the same roof.

Gustine may seem externally connected in a simple way. The city is surrounded by fields and orchards and is less than an hour’s drive from five state parks. An additional two hours’ drive can take you to Big Sur, Yosemite, or the beaches of the Pacific Coast Highway. Based solely on map images, Gustine would seem centered on a constellation of iconic outdoor destinations, all of which live in our cultural imagination as places to go when we want to relax, explore, and #getoutthere. However, many of its neighboring fields and orchards are privately owned and maintained by farm laborers living nearby. This means that Gustine’s closest access points outdoors are often workplaces.

Alexis Angulo, a former Gustine CRA who now sits on the organization’s Young Professionals Council, says the economic realities of the region may outweigh the apparent simplicity of the map. Like Lopez-Ortiz, Angulo and her family lived next to parks and coastlines while rarely interacting with them.

“Before coming to the ARC…I had never hiked, I had never climbed. These experiences were alien to me, says Angulo. “Part of the reason why these experiences [were] so foreign is that they are so expensive to continue. You need a lot of expensive equipment, and it’s not affordable. Even going to a park and paying a $30 entry fee – for someone on a low income, that was not feasible.

Jesus Alejandre leads ARC’s youth programs in the Central Valley and believes there are a few key elements that can shape a community’s relationship to its landscape. As a local leader in Gustine who graduated from the ARC high school program, he has personal knowledge of the context of his work.

Should The Body Shop mobilize voters?


August 17, 2022

On International Youth Day (August 12), The Body Shop launched a youth voter engagement and registration campaign across its stores and website in the United States ahead of the mid-elections. November term.

Consumers can check their registration status, register to vote, and learn more about the importance of voting midterm in 2022.

This effort builds on the May launch of Body Shop’s “Being seen. Be heard», in partnership with the Special Envoy of the United Nations Secretary-General on Youth. Body Shop said younger voters in the United States typically participate in elections at 20-30% lower rates than older voters.

The new in-store voting campaign comes as surveys continue to show that young adults want companies to take a stand on the issues. Body Shop has spoken out strongly on issues in the past, including reproductive health care.

“Over the past few years, we have been deeply inspired by how young people have made their political voices heard by protesting directly, lobbying their representatives and championing causes online,” said Hilary Lloyd, vice-president. President of Marketing and Corporate Responsibility for Body Shop North America. , in a statement. “Now we’re proud to help amplify their voices at the ballot box.”

In 1990, the launch of the The “Rock the Vote” campaign pushed for encourage young Americans to vote, although “get the vote” campaigns typically focus on presidential elections.

November’s midterm elections, however, are receiving more attention than usual, similar to the buildup before the 2018 midterms, according to a recent Gallup poll taken in June. The economy, gun politics and abortion have proven to be key issues this year.

In 2018, 411 companies joined the “It’s time to vote», pledging to facilitate the vote of their employees. The campaign was led by Patagonia, Walmart, Levi Strauss, PayPal and Tyson Foods. Some consumer-oriented election campaigns have also been launched. Hot issues at the time included the Trump administration’s planned cuts to Utah’s national monuments, exiting the Paris climate accord, overhauling immigration policies and gun control. .

DISCUSSION QUESTIONS: Does Body’s Shop voter engagement and registration campaign make sense for the cosmetics chain as well as many other retailers? Is it more important for retailers, especially those targeting young adults, to support efforts to “get out of the vote,” given the politically charged environment?


“I don’t know if it makes sense for other retailers, but it’s on brand for The Body Shop.”

“…younger generations, in particular, will be the first to call when their favorite influencer ‘sells out’, pushing a product or message to make money or fit in.”

“Given the importance of our next two elections, it makes perfect sense for Body Shop to speak out, and speaking out strengthens the brand.”


Media scrutiny is healthy for democracy – Obaseki


Governor Godwin Obaseki of Edo State said media involvement in government policies and plans is key to democracy dividends.

The governor also said such a partnership would help the government deliver more of its manifestos to the people.

The Special Advisor on Media Projects and Communications Strategy to the Governor, Mr. Crusoe Osagie, disclosed this Wednesday during the start of the Government Projects media tour of the state’s three Senate districts.

He said the administration embraced the idea of ​​a media tour to give reporters first-hand information about its activities.

According to him, “journalists are there to inform the public; and it is important that they visit some of the completed projects and those in progress in order to have an in-depth knowledge of the information they deliver to the public”.

He thanked the President of the Union of Nigerian Journalists (NUJ) in the state, Mr. Festus Alekhen, for coming up with such an initiative.

Earlier, the NUJ president said, “We want to mark the eyes, not affect. We have heard of government activities, but today we believe it is appropriate that we also see for ourselves.

Projects visited include: National Youth Service Corps (NYSC) Camp in Okada, Ovia North East, Edo State Polytechnic, Usen, Ovia South West, University of Benin, Ovia North East, Government Science and Technological College, Egor, College of Agriculture, Iguoriakhi, Ovia Sud-Ouest among others.

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August 17, 2022 – Lending Rate Slide – Forbes Advisor


Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

Refinanced student loan rates fell last week. Despite the rise, if you want to refinance your student loans, you can still get a relatively low rate.

According to Credible.com, from August 8-13, the average fixed interest rate on a 10-year refinance loan was 5.46%. It was 3.99% on a five-year variable rate loan. This is for borrowers with a credit score of 720 or higher who have prequalified in Credible.com’s student loan marketplace.

Related: Best student loan refinance lenders

Fixed rate loans

Last week, the average fixed rate on 10-year refinance loans fell from 0.29% to 5.46%. The previous week, the average was 5.75%.

Fixed interest rates will not fluctuate over the term of a borrower’s loan. This allows borrowers refinancing now to lock in a significantly lower rate than they would have received this time last year. At this time last year, the average fixed rate on a 10-year refinance loan was 3.46%, or 2.00% lower than the current rate.

Let’s say you refinanced $20,000 in student loans at today’s average fixed rate. You’d pay about $217 a month and about $5,999 in total interest over 10 years, according to Forbes Advisor’s student loan calculator.

Variable rate loans

Last week, five-year variable refinance student loan rates rose to 3.99% from 2.79% the previous week.

Unlike fixed rates, variable interest rates fluctuate over the life of a loan depending on market conditions and the index to which they are linked. Many refinance lenders recalculate rates monthly for borrowers with variable rate loans, but they usually limit the rate height, to 18%, for example.

Refinancing an existing $20,000 loan to a five-year loan at an interest rate of 3.99% would yield a monthly payment of approximately $368. A borrower would pay $2,094 in total interest over the life of the loan. But the rate in this example is variable and it can go up or down each month.

Related: Should You Refinance Student Loans?

Student Loan Refinance Rate Comparison

Refinancing a student loan at the lowest possible interest rate is one of the best ways to reduce the amount of interest you’ll pay over the life of the loan.

You may find that variable rate loans start out cheaper than fixed rate loans. But because they are variable, they have the potential to increase in the future.

Fortunately, you can reduce your risk by paying off your new refinance loan quickly, or at least as quickly as possible. Start by choosing a short loan term but with a manageable payment. Then pay extra whenever you can. This can hedge your risk against possible rate hikes.

When considering your options, compare rates from multiple student loan refinance lenders to ensure you don’t miss out on possible savings. Determine if you qualify for additional interest rate reductions, possibly by choosing automatic payments or having an existing financial account with a lender.

When should you refinance student loans?

Lenders generally require you to graduate before refinancing. While it’s possible to find a lender without this requirement, in most cases you’ll want to wait to refinance after you graduate.

Keep in mind that you’ll need a good or excellent credit score to get the lowest interest rates.

Using a co-signer is an option for those who do not have sufficient credit or income to qualify for a refinance loan. Alternatively, you can wait until your credit and income are stronger. If you decide to use a co-signer, make sure they know they will be responsible for payments if you can’t for some reason. The loan will also show up on their credit report.

It is important to make sure that you will save enough money when refinancing. While many borrowers with strong credit ratings could benefit from refinancing at today’s interest rates, those with weaker credit will not benefit from the lowest rates available.

Do the math to see if refinancing will benefit your situation. Shop around for rates, then calculate what you could save.

Refinancing Student Loans: What Else to Consider

When you refinance federal student loans to private student loans, keep in mind that you will lose many federal loan benefits, such as income-oriented repayment plans and generous deferment and forbearance options.

You may not need these programs if you have a stable income and plan to pay off your loan quickly. But make sure you won’t need these programs if you plan to refinance federal student loans.

If you need the benefits of these programs, you can refinance only your private loans or only a portion of your federal loans.

Youth organization tasks political parties with outreach programs

A non-governmental organization, Lugard Youth Development and Empowerment Initiative (LYDEI), has called on the country’s political parties to organize programs that will create an enabling environment for the holding of violence-free elections in 2023.

LYDEI Executive Director, Mr. Okwutepa Aminu Oseni made the call on Tuesday during a one-day event to celebrate International Youth Day 2022 in Lokoja, the capital of Kogi State.

He said calling on political parties to be proactive ahead of the 2023 general elections has become imperative to curb the relentless electoral violence that has often hampered the conduct of elections in the country.

“I advise political parties, youth leaders to organize programs and activities for young people in their political parties in order to stop hate speech and fake news on social networks and to promote a campaign based on problems promoting their candidate ahead of the 2023 general election,” he said.

Speaking on the theme of the celebration, “Intergenerational Solidarity: Creating a World for All Ages, Setting an Agenda for Youth and Women‘s Political Participation”, the Executive Director said that the synergy of youth creativity, technological innovation in the 21st century and the experience of the older generation would enhance the peace and stability of the nation’s democratic journey if harnessed well.

He charged the older generation of politicians in the country with the need to show measurable commitment to ensure that the voice of young people is heard in the governance of the country.

“The importance of this gathering cannot be overemphasized because of the role that young people play in our electoral process in Nigeria. This program is designed for us to learn from the older generation, reflect, share ideas on how we can improve our political participation before the 2023 general elections,” he said.

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Highlights from Rockwall ISD Board Meeting August 15 – Blue Ribbon News


ROCKWALL, TX (August 16, 2022) The following is a press release from Rockwall ISD summarizing Monday evening’s RISD board meeting (8/15/2022).


The Board of Trustees recognized Mentors for the 2022 Extended School Year. The ESY Mentorship Program began in 2018. This summer, 17 middle and high school students volunteered to support and work with their peers with disabilities. These mentors contributed a total of 517 hours.

Region 10 Representative

The Board of Trustees has approved endorsement of a representative from Region 10 for the position of Texas Association of School Boards Board of Trustees.

Board Representative on Rockwall ISD Finance and Budget Committee

Rockwall ISD has and continues to emphasize financial transparency and a commitment to sound fiscal management. To help provide consultative direction and transparency, the board established the District Finance and Budget Committee as a subcommittee of the board. The Board has appointed Trustee Amy Hilton to serve on the Committee. Generally, the committee will meet regularly with members of the administrative team to review and hear information regarding district finances, budget information, legislative updates, etc.

Summer School Update

In June, July and August, Rockwall ISD staff served 1,399 students: 695 elementary students and 704 high school students. These student groups include bilingual students, ESL students, special education students, and general education students. The summer school aims to identify and address students’ specific learning gaps and prepare them for the 2022-2023 school year.

STAAR 2022 Update and District “A” Responsibility Rating

District leadership has provided a performance summary for the Spring 2022 STAAR assessment for Rockwall ISD grades 3-11 students. Today, the district announced an “A” accountability rating from the Texas Education Agency, the third year for the highest rating. Superintendent Dr. John Villarreal thanked teachers, staff, students and families for their hard work in achieving the state’s highest grade.

Update of construction projects

As a rapidly growing school district, Rockwall ISD is constantly evolving as the district continues to grow and add more students and staff. The Operations Department supports the District by providing assessment, evaluation, and improvement of District facilities to create the best possible learning environment for our students and staff.

The Operations Department has been and currently manages numerous building projects to help facilitate the district’s goal of providing authentic and innovative learning environments. These many projects include, but are not limited to:

  • 9eGrade Centre(s) – North and South
  • RHHS Multipurpose Tennis Facility
  • Wilkerson-Sanders Turf Replacement
  • Interior renovation of the aquatic center
  • Farm Facility Fire Alarm Replacement
  • Cullins-Lake Pointe Furnishing Replacement
  • Interior Paint – Amy Parks-Heath, Cullins-Lake Pointe, Aquatic
  • Site paving projects – Amy Parks-Heath, Cullins-Lake Pointe
  • Fine Arts Projects – Stage Curtains for RHS & RHHS Performing Arts Centers and Middle Schools
  • Fine Art Projects – RHS and RHHS Piano Lab Equipment Replacements
  • College #4
  • Amanda Rochell Elementary School Replacement School
  • Cain & Williams MS additions and renovations

Favorable results from selling bonds with lower interest cost Summary

The Administration priced the Rockwall ISD Unlimited School Building Bonds Transaction, Series 2022a on June 23, 2022. The following is a summary of the results of this transaction:

*Series 2022a bonds are priced with a net premium that will result in a deposit of $115,000,000 into the RISD project fund on July 20, 2022.

  • Rockwall ISD maintained its excellent underlying Aa2 (Moody’s) and AA (S&P) ratings in addition to Aaa/AAA Permanent School Fund (PSF) collateral ratings.
  • The projections used for the December Board meeting presentation were based on a 4.68% TIC. The final TIC for the 2022a series was 4.3521%, resulting in a decrease of $10,091,118 in interest expense from the original projections.

Board Approves Completion of Consulting Services Project

The Board of Directors has approved the implementation of the following 2021 bond projects:

  • college stage curtains,
  • Replacement of the agricultural facility fire alarm, and
  • Billie Stevenson Replacement of the elementary PA system.

Council approves services for outdoor learning center

The Board of Directors has approved the consultancy services and method of project delivery/contract award for the Rockwall ISD Outdoor Learning Center project.

Board Approves Competitive Sealed Proposal for RHHS Multi-Purpose Tennis Building

The Board has approved the award of a $1,391,026.09 contract to RA Ramos for the Rockwall-Heath High School Multi-Purpose Tennis Building.

Board approves 2022 tax rate for fiscal year 2022-23

The Board of Directors approved the 2022 tax rate for the 2022-2023 fiscal year as follows:

Council approves district’s wealth equalization plan for 2022-23

The Board has approved the Option 3 Wealth Equalization Plan for the Purchase of Attendance Credits (Netting Chapter 48 Funding) with the Texas Education Agency.

Board Approves Delegation of Contracting Authority to Superintendent for Chapter 49 Statute

The Board of Trustees approved the delegation of contractual authority to require the School District under Texas Education Code (TEC) §11.511(c)(4) to the Superintendent to purchase attendance credits for net against Chapter 48 funding.

Board Approves Guaranteed Intermediate Maximum Price #2 (Steel Set) for Rockwall High School and Rockwall-Heath High School Grade Nine Centers

Board Approved Intermediate Guaranteed Maximum Price (IGMP) #2 (Steel Set) for Rockwall High School and Rockwall-Heath High School Grade Nine Center Projects in the amount of $15,031,994.00 .

Board approves EIC policy (LOCAL)

The Board approved the removal of language from the EIC (LOCAL) policy that applied to the class of 2022 and earlier.

Council approves DEC policy (LOCAL)

The Board of Directors has approved the bereavement leave policy for employees in the DEC (LOCAL) policy.

House Bill 3 Teacher Incentive Allocation Update

District leadership provided the board with an update regarding the Local Designation System for Teacher Incentive Allocation (TIA) approved in the 86th Legislative Session as part of Bill 3.

The TIA was created to recognize effective teachers at three different levels: Recognized, Exemplary, and Master. These teacher designations generate additional teacher-focused funding for districts to reward top-performing teachers.

Press release submitted by Rockwall ISD, edited for publication in Blue Ribbon News.

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