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Rotary Dunkirk-Fredonia has partnered with WNY P-TECH to create and install a lending library at Washington Park in the city of Dunkirk. Gathering for the unveiling were, left to right, Officer Campese of the Dunkirk City Police Department; Michele Starwalt Woods, assistant governor of Rotary Zone 16; Linda Hall, SUNY Fredonia School of Business and Rotarian; Dunkirk City School District Superintendent Michael Mansfield; Magdalena Dye, Cattaraugus County Bank Branch Manager and Rotarian; Marcus Buchanan, chairman of the property’s board of directors; Jason Hammond, director of the Dunkirk Public Library; Lynn-Marie Contreras from Dunkirk, P-TECH student; District 4 County Legislator Susan Parker; Heather Banks, P-TECH Administrative Intern; Nick Kauzala of Lake Shore, P-TECH student; Jared Sek from Dunkirk, P-TECH student; Noble Officer of the Public Security of the City of Dunkirk; Michael Przybycien, deputy director of public works for the city of Dunkirk; Nicole Cliff, CDBG City of Dunkirk administrator; EJ Hayes III, Deputy Director of Planning and Development of the City of Dunkirk; Wilfred Rosas, Mayor of Dunkirk; William Smock, director of P-TECH; Diane Hannum, President of Rotary Dunkerque-Fredonia; Kevin Bourgoine, E2CCB Director of Workforce Development and CTE.

There is a new beginning to be found in Washington Park in Dunkirk. There are actually quite a few beginnings, thanks to a collaborative project between Rotary Dunkirk-Fredonia and WNY P-TECH in Dunkirk.

Recently, the two groups and numerous city and county officials and representatives came together to unveil a brand new lending library. The yellow and blue library that sits in the center of the park near the Washington Avenue side was designed and built by P-TECH student Rebecca DeYoung of Silver Creek; Lynn-Marie Contreras and Jared Sek from Dunkirk; and Nick Kauzala of Lake Shore.

This unique little lending library is home to Pulitzer Prize novels, New York Times bestsellers, word search puzzles for kids and adults, and even a gift set of Frozen-themed books.

The project stems from a call by former Rotary District Governor Frank Adamson, who challenged all Rotary clubs in District 7090 to install Little Lending Libraries in their Western New York communities. and southern Ontario. At the end of the 2020-21 school year, Dunkirk-Fredonia Rotarian Sheila Hahn and her committee set up a small free library at the Wheelock Early Childhood Center in Fredonia.

In addition to the Wheelock Outdoor Library, Rotarian Michele Starwalt-Woods and several other Rotarians have teamed up with Principal William Smock and Welding Instructor Jeremy Bryant of WNY P-TECH College & Career Academy in Dunkirk to bring to life this project. The students designed, blueprinted, built, and painted the small, three-level lending library.

“We have made a concerted effort this year to partner our hands-on, project-based form of education with local organizations to meet a need for community service, Smock said. “I am proud of our teachers and students who help bring these types of projects to life. »

This year, P-TECH in Dunkirk has partnered with a number of community groups, including religious groups in the area, to bring bunk beds to families in need; Chautauqua Lake High School to create DEC trail kiosks for local Overland and Rails to Trails; the Public Security of the City of Dunkirk to 3D print organizational cabinets; and he’s even working to help design and create a prosthetic arm for a local student.

P-TECH administration and Rotarians worked closely with Dunkirk City Assistant Public Works Director Michael A. Przybycien, who ensured safe drilling procedures and bolted the lending library into a concrete slab on the inner circle of Washington Park.

The WNY P-TECH STEM College & Career Academy offers a differentiated, project-based learning culture with specialist educators working in tandem with higher education, business partners, and component school districts. Students work toward NYS Regents degrees and AAS degrees in Mechatronics, Welding Technology, or Mechanical Technology with a CADD or Machine Tool specialization from Jamestown Community College. Students remain enrolled in their home district for the duration of the program while earning their Regents degrees and Associate of Applied Science degrees.

Rotary International is one of the largest service organizations in the world with more than 1.4 million members, whose motto is Service Above Self. Chautauqua County has five Rotary clubs with over 200 Rotarians combined. The Rotary Club of Dunkirk-Fredonia organizes face-to-face and Zoom meetings every Thursday at noon at the SUNY Fredonia technology incubator on Central Avenue in Dunkirk. Notable guest speakers discuss current topics and share information in each session led by Rotary Club President Diane Hannum.

WNY P-TECH is currently accepting new 9th graders for the 2022-23 school year. To learn more and see if this is the right opportunity, eighth graders or their parents should contact WNY P-TECH Principal William Smock at 672-3144 or email [email protected] .

To learn more about Rotary in Chautauqua County, Western New York and Southern Ontario, contact Deputy Governor Starwalt at (716) 467-1769 or email [email protected] com.

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Mental health workers call on Israel to release prisoner Ahmad Manasra – Mondoweiss


The global clamor for the immediate release of 20-year-old Palestinian Ahmad Manasra from Israeli prison has gained momentum thanks to an international campaign launched by the Palestine-Global Mental Health Network (PGMHN) in collaboration with international solidarity groups , the UK-Palestine Mental Health Network, the USA-Palestine Mental Health Network, the France-Palestine Mental Health Network, the Ireland-Palestine Mental Health Network and the South Africa-Palestine Mental Health Network. A public online petition calling for his release has now garnered over 405,000 signatures.

imprison a child

Ahmad Manasra at the age of 13 was involved in an episode of significant violence. Videos taken at the scene show the injured child lying on the ground with a bleeding head wound and document subsequent mistreatment by Israeli authorities. Following brain surgery for a subdural hematoma suffered on that occasion, Ahmad was interrogated in handcuffs as he lay in his hospital bed. The trial was reportedly postponed until Ahmad was 14, to allow authorities to try this child with the imposition of the maximum sentence. Ahmad was eventually sentenced to 12 years in prison, which was later reduced to 9 years. Long periods of solitary confinement ensued – at present Ahmad has been in solitary confinement for seven months.

It is very worrying that Ahmad has been suffering from a serious mental illness for two years. Despite various visits by psychiatrists from Israeli prisons and periodic admissions to prison hospitals as recently as June 15, 2022, Ahmad’s psychological condition continues to deteriorate. Ahmad’s legal defense team’s report on June 17e of that year indicates that his psychological condition was so serious that he was unable to communicate with them. Amnesty International has issued a damning indictment on Ahmad’s fate, released last week.

A growing controversy

Ahmad Manasra’s case was originally brought to the attention of the PGMHN and its international support networks a few months ago by Palestinian jurist and activist Dr. Nadera Shalhoub-Kevorkian, who spearheaded longstanding campaigns against Israel’s child abuse. and youth. The Networks then launched the petition demanding the immediate release of Ahmad to his family. April 13e, 2022, Ahmad’s next court appearance, the court issued a favorable judgment, allowing Ahmad to be considered for a possible future court decision regarding his release from prison, having already served two-thirds of his sentence . We believe that the awareness of the already burgeoning international protest had a constructive impact on the court’s decision in April.

Dr. Kevorkian, working with colleagues in Palestine, the legal team defending Ahmad and Ahmad’s parents, then determined that submitting a letter written by medical experts asking for his release could convincingly alert the court to increasing global outrage and generating further public outcry.

The medical letter

On June 15, 2022, PGMHN held an online webinar “Abolish the incarceration of Palestinian children: call for the immediate release of Ahmad Manasra”, to launch a medical letter to be presented by his legal team at the next date of hearing in Israel, signed by three Network of psychiatrists specializing in trauma, child development, brain damage and the consequences of solitary confinement.

During the webinar, Ahmad’s parents spoke directly and eloquently about their son’s desperate emotional state and fears for his life. Panelists in a discussion chaired by psychoanalyst Dr Heba Zaphiriou-Zarifi in the UK included three signatories of the medical letter (Samah Jabr MD in Palestine, Brooke Maddux MD in France and Elizabeth Berger MD in New York) as well as Dr Gwyn Daniel in the UK and Dr Nadera Shalhoub-Kevorkian in Palestine. The medical letter argued that Ahmad Manasra had not received necessary medical and psychiatric care during his long detention and that various psychiatric drugs had been used without constant ongoing monitoring; furthermore, visits by doctors took place without proper communication with Ahmad in his native Arabic language or consideration of his cultural background.

Network psychiatrists further noted that the 215-page prison medical records did not even mention the crucial issue of possible brain damage as an etiological factor implicated in Ahmad’s mental disorder. Moreover, solitary confinement itself is well known to induce profound psychological disturbances, although the Israeli prison system continues to justify it in this case as allegedly protecting the detainee himself. The medical letter further highlighted the painful loss of normal family, community and educational upbringing that imprisonment has inflicted on this young prisoner since the age of 13, as well as the severe physical and psychological trauma that has been endured. throughout this period. The letter cites the findings of an Israeli psychiatrist who evaluated Ahmad in October 2021, emphatically stating in his report that Ahmad must be immediately released to his family to prevent further psychological damage and allow for his recovery. Meanwhile, repeated requests from independent Palestinian and Israeli doctors to examine Ahmad and assess his immediate condition have been denied.

With his legal team now armed with the medical letter, Ahmad returned to court on June 19, 2022 but no final decision has been made. On June 22, the Israeli courts ruled against Ahmad Manasra’s case, finding him guilty of “terrorism” and thus blocking the possibility of his early release from prison. Ahmad reflects on the hellish circumstances of solitary confinement in the Israeli prison, though his legal defense team plans to appeal the latest decision.

The Context of State Terror

Unfortunately, Ahmad Manasra is not alone. He is just one of hundreds of young people detained by Israeli authorities each year – a process in which children and adolescents are physically and psychologically tormented in inhumane circumstances without legal representation and sometimes detained indefinitely for their entire lives. These children are routinely mistreated – often sexually abused – and systematically denied their rights under international law. Many humanitarian organizations have looked into the atrocities of Israel’s detention of children, including Save the Children’s meticulously argued and documented 2020 report.

Children are often taken from their beds during nighttime raids in response to Israeli suspicions that a family member has been involved in the activism, as a mode of retaliation and intimidation by the community. But the fundamental target of Israeli political and military violence is childhood itself. The imposed restriction of human movement, the demolition of homes, the assassination of community leaders and spokespersons, the economic impoverishment, the bombing of schools, hospitals and universities, as well as the humiliations, threats and Pervasive daily damage suffered by all Palestinians in one form or another – all of these familiar atrocities aim to weaken family cohesion and diminish the potential of the next Palestinian generation to inherit their deserved human potential. The abuse of detained children is itself only part of a larger systematic Israeli policy designed to destroy Palestinian resistance and, in effect, to annihilate society, history, identity and Palestinian meaning systems.

We ask you to sign the petition to register your resistance to this attack on human dignity.

This article was submitted in collaboration with the United Kingdom-Palestine Mental Health Network, the United States-Palestine Mental Health Network and the France-Palestine Mental Health Network.

Over the past year, we have made a conscious commitment to our readers and the entire Palestinian freedom movement: build a newsroom for all of Palestine.

As we welcome our two new collaborators based in Palestine, Faris Giacaman and Mariam Barghouti, will you help ensure that Mondoweiss can support their work 100%?

By July 3, a generous donor has pledged to match all donations, up to $50,000.

This summer fundraising campaign is going to make a huge difference in how we cover the next big uprisings, the place of Palestinian rights in American politics, and the grassroots movement that is building an unstoppable campaign for justice.

It’s time to rethink the NYSC diet


Donning the famous National Youth Service Corps khaki was once a great pride. But it seems that is no longer the case with events that have unfolded in the country since the program was established in 1973.

A fragile story

In 1973, the program was established as an avenue for reconciliation, rebuilding and rebuilding the country after the Nigerian Civil War. It was established on the basis of Executive Order No. 24 which stated that the program was established “with a view to encouraging and appropriately developing common bonds among the youths of Nigeria and promoting national unity”.

The promotion of national unity, which had always been emphasized, became particularly important after Nigeria’s horribly fratricidal civil war which rocked the country between July 6, 1967 and January 15, 1970, and perhaps forever, leaving a perpetually broken country.

When General Yakubu Gowon, then military head of state, launched the program with the aim of accelerating the healing of national wounds, many perceived it to be relief from the ghosts of civil war, or even worse, balm for a savage conscience. by the haunting cries of children who breathed their last agonizing breath as two bewildered military officers led Nigeria down the most perilous path.

If NYSC was exciting in the beginning for the way it was structured and how it enabled Nigerian graduates to integrate the breathtaking diversity of their country while serving some of Nigeria’s most vulnerable communities, the porridge has since soured, leaving a bitter taste of disillusion, disappointment, disenchantment and even death.

A death plan?

On Sunday June 19, 2022, approximately four corpses were found floating on the river near the Otuan and Ayama communities of the South Bayelsa State Ijaw Local Government Council. One of the corpses was a female member of the National Youth Service Corps. The boating accident was reportedly caused by bad weather, poor visibility and a lack of life jackets for passengers.

On June 1, 2021, Faith Onoriode, a female member of the National Youth Service Corps was freed by bandits who abducted her on March 21, 2022 on the Abuja-Kaduna road. Miss Faith Onoriode, a Biology/Microbiology graduate from Delta State Polytechnic, Otefe, Oghara, who was assigned to orientation camp in Jigawa State was only released after the family reportedly paid a ransom of N2 million, along with a motorbike, five Tecno phones and a value of N100,000 recharge card.

A sinister sense

Perhaps, in Nigeria’s atmosphere of insecurity, it makes dark sense that members of the corps are also at risk. However, the question remains, to what extent will they be at risk if they do not have to travel to some of Nigeria’s most volatile states to serve their country under the scheme?

Corps members who used to be spared the horror of attacks have now become routine targets as Nigeria continues its nasty descent into the doldrums of insecurity.

Fractured Unit

It would seem that in the face of growing insecurity in Nigeria and the preference of many of those forming the country’s leadership to tout ethnicity rather than unity, the program has lost its appeal.

As traveling across the country has become fraught with pitfalls; many graduates deployed to the program actually attempt to circumvent the program’s increasingly corrupt placement system to gain favorable postings, or only travel at the risk of their lives.

Some of the program’s orientation camps in the increasingly volatile northeast also remained closed for years.

A vanquished dream

Given these awful developments, it would seem that despite his many promises and the many pearls he has thrown Nigeria’s way for forty-nine years, the project should finally be put to pasture.

With the 2023 election looming and with the Independent National Electoral Commission is more likely than not to deploy corps members as ad hoc staff, it would appear that in Nigeria there is virtually nothing that can be guaranteed these days, including the safety of members of the corps serving in various parts of the country.

Kene Obiezu writes from Abuja

Youth development a priority for the ministry


MAXIMIZING possible areas of cooperation was the focus of the meeting held recently between the Minister for Youth, Sports and Community Empowerment, Charles Griffith, members of his team and key members of the Dance4Life group.
During a courtesy visit to Minister Griffith, the Dance4Life team, Shakira Emtage-Cave, Co-Director and Kayla Archer, Communications & Advocacy, shared some of their work in fostering the positive development of Barbadian youth in several domains.
Explaining the work provided by Dance4Life peer educators, Ms Emtage-Cave said: “The Dance4Life movement sees the spirit of dance as the perfect metaphor for feeling empowered in one’s body, finding individual expression, connecting and communing. with the others. Through our program, we educate and engage participating students to make positive and informed decisions about their lives and their futures.
Since 2009, Dance4life’s approach has generated the safe space needed to educate over 30,000
young Bajans.
The ministerial team, which included Yolande Howard, permanent secretary; Cleviston Hunte, Director of Youth Affairs; and Wanda Reid-Beckles, Public Relations/Liaison, discussed possible areas of cooperation.
Proposed projects included collaboration with government summer camps and a proposed collaboration for a youth summit to strengthen youth advocacy networks. Minister Griffith noted
that immediate collaboration could begin with the next national summer camp program and added that he was fully committed to supporting initiatives that provided positive opportunities for the development of young people in Barbados.
Dance4Life, which is funded by the Maria Holder Memorial Trust, has been operating in Barbados for over 13 years. The group focuses on several areas of youth empowerment, including a comprehensive sex education program implemented in secondary schools, teenage homes, and male and female units of government industrial schools (GIS).
Their work with the island’s most vulnerable young people also includes a reading remedial program at GIS, job workshops and targeted training through extensive summer programs.

Howard Hughes Announces 2022 Scholarship Recipients


THE WOODLANDS, TX – The Howard Hughes Corporation® (NYSE: HHC) recently awarded 21 college scholarships to local graduates from Bridgeland High School, Magnolia High School, Oak Ridge High School, Tomball High School, Waller High School, Willis High School, Woodlands College Park Secondary School and Woodlands Secondary School. Howard Hughes is also funding six additional college scholarships through an endowment to the Lone Star College System, continuing a decades-long tradition of educational sponsorship and strengthening its commitment to helping community students pursue a college education.

About 380 scholarships have been awarded to graduates under an education funding initiative started in the 1980s in which the Howard Hughes Corporation continues today. Lone Star College System staffing began in 1998.

The 21 scholarships awarded to recent high school graduates include scholarships created in memory of Dr. Martin Luther King, Jr., and the late Gerald D. Irons, Sr., a hometown hero of The Woodlands, as well as scholarships studies in partnership with Howard Hughes and leading tenants to help support tomorrow’s leaders in our community.

“The Howard Hughes Corporation remains committed to investing in the future of local high school seniors and continuing a more than 35-year tradition of educational support and scholarship,” said Jim Carman, Houston Area Chairman. for Howard Hughes. “We congratulate this year’s winners on their achievements and are proud to support the bright young minds of tomorrow as they embark on goals to further their education and succeed in their careers.


Local recent high school graduate scholarship winners include:

Dr. Martin Luther King, Jr. Scholarships 2022:

  • Rossi Paola Mo Tile Azuaje, Conroe High School, attending Sam Houston State University
  • Isabella Carlin, The Woodlands College Park High School, attending Villanova University
  • Bailey Evertson, Magnolia High School, attending University of Texas at Austin
  • Edwin Ntasin, Conroe High School, attending Texas Tech University
  • Katelyn Trinh, The Woodlands College Park High School, attending University of Houston

2022 Howard Hughes Executive Club Scholarships:

  • Ethan Brumberger, The Woodlands High School, attending Texas A&M University
  • Isabella Carlin, The Woodlands College Park High School, attending Villanova University


2022 Gerald D. Irons, Sr. Scholarship:

  • Summer Mearidy, Oak Ridge High School, attending Sam Houston State University

General scholarships 2022:

  • Michael Burns, Bridgeland High School, attending Arizona State University
  • Anaya Dozier, Bridgeland High School, attending Louisiana State University
  • Andrew Edmonson, The Woodlands College Park High School, attending Sam Houston State University
  • Mahek Dodani, The Woodlands High School, attending University of Southern California
  • Tanner Rivera, The Woodlands High School, attending University of Texas at Austin
  • Kevin Contreras, Tomball High School, attending the University of Texas at Austin
  • Allison Dougherty, Tomball High School, attending Pennsylvania State University
  • Daniel Marquez, Tomball High School, attending Georgia Institute of Technology
  • Killian Tuck, Tomball High School, attending Florida International University
  • Blake Green, Waller High School, attending Southern Methodist University
  • Chloe Lewis, Waller High School, attending Southern Methodist University
  • Maria Calderon, Willis High School, attending Sam Houston State University
  • Piper Neumann, Willis High School, attending Dallas College – North Lake


John Cooper School February 2022

Many students residing at The Woodlands® attend Woodlands College Park High School and Woodlands High School. Students living in the Woodlands’ Village of Creekside Park® attend Tomball High School. Willis High School is the educational facility for students living in The Woodlands Hills®. Bridgeland students attend Bridgeland High School, and many Prairieland Village students will begin attending Waller High School.

Educational support is a key part of The Howard Hughes Corporation’s commitment to the social fabric of its communities. Complementing The Woodlands’ long-standing scholarship program, in 2020 the company launched HHScholars – an initiative offering a series of scholarship and mentorship opportunities – as part of HHCares, the philanthropic funding and volunteer program focused on the community through which Howard Hughes contributes to more than 180 local non-profit causes each year.

The Woodland Logo

The Woodlands, an award-winning 28,500-acre planned community located 27 miles north of downtown Houston, has been recognized for two consecutive years, 2022 and 2021, as the Best Community to Live in America by Niche. The Woodlands offers an unprecedented 28% green space, leading the way among planned communities that practice environmental preservation. It is home to 120,000 people and nearly 64,000 people work in the community. The Woodlands has received many past accolades including the Urban Land Institute’s Vision Award, Development of Distinction; three-time winner of the “Master Planned Community of the Year” award, four-time winner of the “Humanitarian of the Year” award and “Trailblazer of the Year” in 2018 by the Greater Houston Builders Association; US Trail Developer Award; Environmental Planning Award from the American Society of Landscape Architects, Texas Chapter Houston Section. The Woodlands is a community of The Howard Hughes Corporation®, which supports more than 180 local causes in the Houston area through its HHCares program. For more information, visit www.thewoodlands.com. For more details, find us on Facebook, Twitter and Instagram.


Bridgeland Logo 2020

Bridgeland is an 11,500-acre prime planned community located in Cypress, Texas, and is ranked as the best-selling prime planned community in the Greater Houston Area, #2 in Texas, and #15 in the nation. The award-winning development opened in 2006 and offers a wide variety of housing options and plenty of outdoor amenities, with a strong emphasis on conserving and enhancing the natural environment. Bridgeland has more than 3,000 acres dedicated to lakes, trails and parks, and offers resort-style pools, 60 parks, stocked lakes and free use of kayaks, paddle boats and other recreational opportunities for residents to promote a healthy and active lifestyle. Lakeland Village Center® is the first of four shopping centers in Bridgeland, with additional plans for Bridgeland Central, a future 925-acre downtown. Bridgeland is a community of The Howard Hughes Corporation®, which supports more than 180 local causes in the Houston area through its HHCares program. For more information, visit www.bridgeland.com.

The Wooded Hills logo

Opened in the summer of 2018, The Woodlands Hills is an award-winning 2,000-acre planned community offering an abundance of nature-inspired amenities, eventually comprising approximately 112 acres of open space. The famous 17-acre Founders Park offers an activity center as its focal point with indoor and outdoor space, a state-of-the-art fitness center and a yoga/events lawn. Founders Park also includes leisure and fitness pools, a lazy river, spray field, innovative playground, dog park and tennis courts. Forest trails as well as dedicated bike paths on the main connectors are available to the community. With Sue Luce’s Daisy Park and Rick and Roz Dauzat Peace Park recently opened, The Woodlands Hills will eventually be home to 20 neighborhood parks. The Woodlands Hills was recently recognized as a Quality Planned Development™ by the West Houston Association and the North Houston Association. For more information visit www.thewoodlandshills.com and like us on Facebook, Twitter and Instagram.

Howard Hughes Logo 2022

The Howard Hughes Corporation owns, manages and develops commercial, residential and mixed-use real estate across the United States. York; Downtown Columbia®, Maryland; The Woodlands®, The Woodlands Hills® and Bridgeland® in the Greater Houston, Texas area; Summerlin®, Las Vegas; Ward Village® in Honolulu, Hawaii; and Douglas Ranch in Phoenix. The Howard Hughes Corporation portfolio is strategically positioned to meet and accelerate development based on market demand, resulting in one of the strongest real estate platforms in the country. Dedicated to creating innovative places, the company is recognized for its ongoing commitment to design excellence and the cultural life of its communities. The Howard Hughes Corporation is listed on the New York Stock Exchange as HHC. For more information, visit www.howardhughes.com.


Celebrating the Historical Legacy of Dr. Tim Seelig – San Francisco Bay Times


San Francisco Bay Times Columnist Dr. Tim Seelig, who is the artistic director of the San Francisco Gay Men’s Chorus (SFGMC), is one of the most talented professionals we have at Bay Hours who I have worked with over the years. He was supportive in every way possible, never missed a deadline, and is caring beyond measure. We are honored that, although he will soon be leaving his position with the choir, he will continue his column for the Bay Hours. For him, his retirement will be at Seelig, which means his calendar is already packed with guest conductor events and other projects, as he remains one of the most sought-after talents in music.

SFGMC recently announced the program of Last words, a one-night-only farewell concert for Seelig taking place Wednesday, July 13 at 7:30 p.m. at Davies Symphony Hall in San Francisco (201 Van Ness Avenue). Tickets are on sale now at 415-864-6000 or by visiting https://www.sfgmc.org/

Last words will celebrate Seelig’s spectacular legacy as he conducts his final gig as Artistic Director of SFGMC. This extraordinary evening will feature a deeply personal playlist curated by him highlighting the past 11.5 years of his artistic influence. To make this historic moment even more special, the San Francisco Symphony will join SFGMC on stage for the first time in the choir’s 43-year history. The works include selections from Unbreakable and I am Harvey Milk by Andrew Lippa A Chorus Line, The Lion King, Tyler Suite, and more. Special guests include the Oakland Interfaith Gospel Choir.

Last words is the culmination of a career devoted not only to music education and choir conducting, but also to community building, activism and social justice, said Chris Verdugo, CEO of SFGMC . “We are deeply grateful for Tim’s service and dedication to the choir and the community as a whole. Its immense impact will be felt for decades. We look forward to celebrating him and his incredible accomplishments on July 13. »

“It’s a rare moment in time when a conductor is allowed to create a program made up of 100% of their favorite pieces,” Seelig added. “This is exactly what I am blessed with as I complete 11½ years with SFGMC and 35 years leading LGBTQ+ choirs around the world. I had help in the selection process, of course, but the final program couldn’t reflect my career better.

Considered one of the most prolific conductors in the country, Seelig’s 11 1⁄2 seasons with the SFGMC were marked by several milestones, including the Lavender Pen Tour, the groundbreaking tour that took the choir to five southern states in the fall of 2017; the subsequent publication of Gay Deep South Chorusthe award-winning documentary chronicling the Lavender Pen Tour; the creation of the artists’ portal at the National AIDS Memorial Grove in San Francisco; the purchase of 170 Valencia, the new headquarters of SFGMC and the Chan National Queer Arts Center; the launch of RHYTHM, SFGMC’s nationwide youth outreach program; and more.

Throughout his tenure, Seelig forged intimate and significant working collaborations with distinguished composers and musicians that resulted in six major commissioned works. They understand Testimony by Stephen Schwartz; I am Harvey Milk by Andrew Lippa; Tyler Sequelfeaturing the work of nine famous composers, including Jake Heggie, Ann Hampton Callaway, John Corigliano, Stephen Flaherty, and many more; #twitterlieder by James Eakin; Unbreakable by Andrew Lippa; @queerz by Julian Hornik; and the next Songs of the Phoenix. Many of these works have since been performed by other choral ensembles around the world.

Please consider attending the historic July 13 event not only to be present for what promises to be an exceptional musical evening, but also to join us in thanking and giving some love to Seelig for his invaluable and unforgettable time with the SFGMC over the past decade. more.

Posted on June 22, 2022

Maine Violates ADA in Care of Children with Disabilities


PORTLAND, Maine (AP) — Maine is unnecessarily institutionalizing young people with mental and developmental disabilities due to a lack of sufficient community services that would allow children to stay in their homes, the U.S. Department of Justice said Wednesday. by declaring a violation of the Americans with Disabilities Act.

The Justice Department conducted its investigation after advocacy group Disability Rights Maine filed a lawsuit on behalf of a group of children. The advocacy organization said children were unable to access community services, resulting in institutionalization or risk of institutionalization that violated the ADA.

The Justice Department agrees, saying it has found that many disabled children in Maine are unable to live with their families due to the state’s lack of community services. That means children in the state are entering emergency rooms, coming into contact with law enforcement, and then staying in institutions when they might otherwise stay at home, the department said.

“I hope the violations identified by the Justice Department can be corrected so that these children and their families can obtain quality services in their own communities, said U.S. Attorney Darcie N. McElwee for the District of Maine in a statement.

The Justice Department findings indicate that the state suffers from long waiting lists, too few behavioral health care providers, and a lack of crisis services and foster parent support. That means many children must enter facilities, including out-of-state facilities and the state-run Long Creek Youth Development Center juvenile detention center, to receive behavioral health services, the report found. department.

The Justice Department’s findings include numerous recommendations for how the state can comply with the Americans with Disabilities Act. Recommendations include using more state resources to maintain a pool of community service providers. Another recommendation states that Maine should implement a policy that requires providers to serve eligible children and prohibits denial of services.

The administration of Democratic Gov. Janet Mills said Wednesday that improving behavioral health services for children in Maine is one of its goals. The administration also said shortcomings in the state’s behavioral health system go back many years and the COVID-19 pandemic has set back progress.

“We share a strong sense of urgency to ensure Maine’s children with disabilities have timely access to a range of high-quality, evidence-based services that prevent institutionalization wherever possible – and we will continue to work diligently towards that end,” said Jackie Farwell. , spokesperson for the Maine Department of Health and Human Services.

Representatives for Disability Rights Maine did not immediately respond to a request for comment.

The Justice Department report says Maine’s lack of behavioral health services has allowed Long Creek, the state’s only juvenile justice facility, to fill the void. The report states that its investigation found that “the lack of community behavioral health services in Maine leads to unnecessary and prolonged incarceration.” It says the state uses Long Creek as a “de facto children’s mental institution.”

The future of Long Creek has been the subject of much debate in recent years. Mills vetoed a bill to shut down the facility last year.


Associated Pres writer David Sharp contributed to this report.

Moot Court champions ready to conquer Europe… Receive a US$30,000 boost from the president


the herald

Chidakwa Blessings

Herald Reporter

PRESIDENT Mnangagwa hailed the outstanding Zimbabwean students who hoisted the national flag high in the global moot court competition, saying his administration stands ready to help talented young people ready to take on the world.

The Zimbabwe National High School Moot team, who made history after being crowned world champions in the recently held 2022 International Moot Competitions, were a guest at State House in Harare yesterday and picked up some nuggets of wisdom from the country’s first citizen, himself a champion of youth empowerment and advancement.

President Mnangagwa has always said that his government is committed to creating an enabling environment for young people to thrive, pursue their dreams and earn a decent living.

In this vein, the Second Republic has developed an array of policies designed to promote the advancement of young people and ensure that they lead to the advancement of the country’s development as encapsulated in Vision 2030, for the nation to become an upper middle class economy. .

The key to the nation’s development lies in the young people who have benefited from innovation hubs derived from President Mnangagwa’s vision contained in Education 5.0, which positions higher education institutions as catalysts for problem solving and learning. innovation.

Due to the favorable environment, Zimbabwe was the only African country to have a team at the virtual International Moot Court, where local students came out on top.

Handing over a donation of USD 30,000 to learners who will participate in the European moot court competitions scheduled in Romania from June 25 to July 5, 2022, President Mnangagwa hailed them as good ambassadors for Zimbabwe.

“They had a successful competition with their counterparts around the world and it went really well. They have now been invited to go compete or compete with other colleagues in Europe, in Romania.

“As a government and personally as president, I am very proud that they are raising the flag of Zimbabwe very high. They must feel that the president supports them. I give them US$30,000, he said.

It was quite an emotional moment for the reigning International Moot Court World Champions, the Zimbabwe National High School Moot team from four high schools including Dominican Convent, Peterhouse, Midlands Christian College and Arundel, as they were given the honor to get a handshake with the president. who they did a photo shoot with.

Team leader Ruvimbo Simbi said Zimbabwe has so much to offer and so much talent that the world knows.

“Meeting the president is amazing, I don’t think anyone dreams of being invited by the president because it’s an honor.

“We are eternally grateful for this opportunity to meet the President. We are grateful for the gift he gave us. We are much more confident knowing that the nation has our backs, Zimbabwe has our backs.

“We will show them that Zimbabwe does not stop at the international tournament. Even in the European moot court competition, we will show them that we have a lot to offer as a country,” she said.

A member of the team, Sharon Marangwanda, said they were well prepared to give their best.

“What we can promise the nation is that when we get to this side, we’re going to hold our flag high and do our best and make this meeting with the president worthwhile,” he said. she declared.

Another member, Karl Makahamadze, said meeting President Mnangagwa was a good experience. “Now that we have support and funding, I’m sure we’ll go out there and do our best to win the competition. With all this support, we can’t disappoint. We had a great time and look forward to it. looking forward to better times ahead,” he said.

Another learner, Chiveyo Mukonoweshuro, said she was very proud and happy to go to Romania not only to raise the flag of Zimbabwe high, but also to learn new skills that will change her life.

“We are very excited and very grateful to the president and all the people who have supported us,” she said.

Another member of the team, Kuzivakwashe Khuleya, said he was proud to represent Zimbabwe again in the Moot national team.

“I never imagined meeting the president of my nation, it has been a wonderful experience,” he said.

The team’s coordinator, the Principal of the Dominican Convent Secondary School, Sister Kudzai Mutsire, said President Mnangagwa’s donation had eased their burden.

“The team will travel on Saturday. As a coordinator of different schools, I am very grateful that the country has come together to ensure that these young men and women travel to represent Zimbabwe and Africa in the upcoming European Moot competitions,” he said. she declared.

Sister Mutsire said the team selection was based on previous competitions both virtually and physically.

Millrock announces loan agreement

VANCOUVER, British Columbia, June 21, 2022 (GLOBE NEWSWIRE) — Millrock Resources Inc. (TSX-V: MRO, OTCQB: MLRKF) (“Millrock” or the “Company”) announces that it has entered into a loan agreement with Redplug Capital Corporation. The loan is for $500,000 and will be used for general working capital. Millrock intends to repay the loan within the next year by 1) liquidating shares it holds in other companies, 2) selling royalty interests and/or 3) proceeds that may be realized on sale or purchase agreements relating to Millrock’s mineral exploration projects. The term of the loan is one year. Interest for the first six months of the loan is 6.0% per annum and thereafter 12.0% per annum. In addition, Millrock will pay Redplug Capital Corporation 2,000,000 free shares of the Company upon acceptance on the TSX Venture Exchange.

Millrock Chairman and CEO Gregory Beischer said:Millrock has found itself in a difficult financial position at a time when market conditions limit our ability to raise additional operating funds. In any event, equity financing at the current share price would be highly dilutive for existing shareholders. At the same time, Millrock has many catalysts that could drive the Company’s share price higher. Over 18,000 meters of drilling have been planned and budgeted for in several projects in which Millrock has an interest. All funds for these drilling programs come from corporate partners. Additionally, Millrock is entering into option agreements on other projects that could provide more cash to the company’s treasury. Shareholders who have invested in Millrock over the past few years are looking forward to the big drilling year underway in 2022. Millrock has determined that it is best not to suffer excessive dilution through equity financing at this particular stage. The less dilutive lending operation will allow operations to continue in the short term. Potential asset sales will cover longer-term needs as results from ongoing drilling programs unfold. We hope that the results of the drilling programs will allow for equity financing on more favorable and less dilutive terms later in 2022. We believe that all drilling programs have a good chance of making gold discoveries.

Qualified person
The scientific and technical information disclosed in this document has been prepared, reviewed and approved by Gregory A. Beischer, President, Chief Executive Officer and Director of Millrock Resources. Mr. Beischer is a qualified person within the meaning of NI 43-101.

About Millrock Resources Inc.
Millrock Resources Inc. is a leading project generator for the mining industry. Millrock identifies, packages and operates large-scale projects for joint venture, thereby exposing its shareholders to the benefits of mineral discovery without the usual financial risk taken by most exploration companies. The company is recognized as the first generative explorer in Alaska, holds royalty interests in British Columbia, Canada, and the state of Sonora, Mexico, is a major shareholder in junior explorer ArcWest Exploration Inc. and holds a significant interest in each of Resolution Minerals Limited and Felix Gold Limited. Drilling funding for Millrock’s exploration projects is primarily provided by its joint venture partners. Millrock business partners include some of the biggest names in the mining industry: EMX Royalty, Coeur Explorations, Centerra Gold, First Quantum, Teck, Kinross, Vale, Inmet and Altius, as well as young explorers Resolution, Riverside, PolarX , Felix Gold and Tocvan.

“Gregory Beischer”
Gregory Beischer, President and CEO

Melanee Henderson, Investor Relations
Toll free: 877-217-8978 | Local: 604-638-3164
Twitter | Facebook | LinkedIn

Certain statements contained in this press release may contain forward-looking information (within the meaning of Canadian securities laws) including, without limitation, the intention of the partner companies to complete any planned drilling they have indicated, the sale of Millrock’s assets, that Millrock has numerous catalysts which have the potential to drive up the Company’s share price, that Millrock is entering into option agreements on other projects which could bring more liquidity to the company’s treasury, that potential asset sales will cover longer-term needs, that all drilling programs have a good chance of making gold discoveries, and the possibility of an increase in the price of action upon receipt of future drilling results. These statements address future events and conditions and, as such, involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to differ materially from results, future performance or achievement expressed or implied by the statements. . These factors include, but are not limited to, customary resource industry risks and the risk factors identified in Millrock’s MD&A for the three-month period ended March 31, 2022, which is available under of Millrock on SEDAR at www.sedar.com. Forward-looking statements speak only as of the date such statements are made. Except as required by applicable law, Millrock undertakes no obligation to update or publicly announce the results of any changes to any forward-looking statements contained or incorporated by reference herein to reflect actual results, events or future developments, changes in assumptions or changes in other factors affecting the forward-looking statements. If Millrock updates any forward-looking statements, no inference should be drawn that it will make additional updates with respect to such or other forward-looking statements.

PEM Exhibit Shows Salem’s Role in School Desegregation | New


SALEM – A new exhibit at the Peabody Essex Museum sheds light on a little-known role Salem played in the abolition of segregated schools – something he did more than 100 years before the Supreme Court banned the practice.

The exhibit, titled “Let None Be Excluded: The Origins of Equal School Rights in Salem,” explores how Black students, parents, and activists fought for equal education rights in Salem and across the country. Condition during the 19th century.

Centennial letters, petitions, newspaper clippings and court documents from Salem youth leaders and their opponents are on display in the exhibit.

“You see these arguments resonate throughout American history, and there’s a real ripple effect on American legal education,” said co-curator Dan Lipcan, director Ann C. Pingree of PEM from the Phillips Library. “Really, a lot of these arguments have their origins in what happened here in Salem.”

Exhibit curators discovered that black and white children went to school together in Salem in the early 19th century. But in the 1830s, 10-year-old Salem resident Sarah Parker Remond and her sisters were expelled from the East School for Girls.

“We know they were great students, so maybe there’s some kind of fear or jealousy that they’re actually really smart and really good at school,” Lipcan said.

In 1834, a petition signed by 176 Salem residents asked the city to establish a separate school for black children. That same year, the Salem School Committee voted to segregate students based on race, requiring black students to attend the new colored school.

Segregation in the schools would remain in effect until March 23, 1840, when the school committee voted to overturn the rule in response to a petition created by Robert Morris, a 19-year-old apprentice to a solicitor who became one of the first black lawyers in the United States.

This decision made Salem one of the first municipalities in the country to abolish segregation in schools.

Boston officially integrated its schools in 1855 following a petition started by 16-year-old Charlotte Forten, a black student who moved to Salem to attend its already integrated schools.

Remond, who later wrote a scathing essay about his expulsion from the East School, was one of its signatories.

“We’re talking about youth activism here,” Lipcan said. “These young adults were really the movement and were really able to generate change in society.”

Lipcan co-curated the exhibit with Kabria Baumgartner, associate professor of history and African studies at Northeastern University, where she also works as associate director of public history.

“Let None Be Exclusion: The Origins of Equal School Rights in Salem” will be on display at the museum until April 23.

Contact Caroline Enos at [email protected] and follow her on Twitter @CarolineEnos.

Sudbury & District Health Unit


COVID-19 vaccination

This week, Public Health Sudbury & Districts is offering several hands-on opportunities in Sudbury and Manitoulin Districts to help you get your COVID-19 shot. Dedicated COVID-19 vaccination clinics for youth and their families will continue to be held across Sudbury and districts in June. It is strongly recommended that you receive all COVID-19 vaccines for which you are eligible, including booster doses, to stay current and to protect yourself against COVID-19 in the long term. See below for this week’s opportunities.

Systematic vaccination

Public Health Sudbury & Districts is thrilled to announce that we are increasing immunization opportunities for children, youth and adults in Sudbury and surrounding districts. This is part of our increased efforts to reach those behind for vaccinations, including those who have been impacted by the temporary suspension of our services due to our response to the COVID-19 pandemic. To book an appointment at these select clinics, please call 705.522.9200 (toll free 1.866.522.9200). See this week’s opportunities below, labeled ‘Routine vaccination offered’. Details regarding clinic dates, locations, hours of service and vaccines offered at each clinic are also available on our website. Please note that opportunities may vary within the service area. If you cannot find a clinic in your area, please contact your local public health unit for more information.

Vaccination opportunities for the week of June 20

Other opportunities may be added throughout the week. For regular updates, follow us on @PublicHealthSD social media (Facebook, Twitter). Visit us online for up-to-date clinic details, including clinic times and locations, as well as mRNA vaccine brand or scheduled routine vaccination at phsd.ca/COVID-19/vaccine- clinics.

Tuesday, June 21

Appointment and walk-in clinics

  • Community Peace Garden, McKerrow (mobile bus clinic)
  • Freshwater Community Church (Former Mindemoya Missionary Church), Mindemoya, Manitoulin Island
  • Southridge Shopping Centre, Greater Sudbury

Wednesday June 22

Clinics by appointment only

  • Chapleau Public Health Sudbury & Districts, Chapleau

Appointment and walk-in clinics

  • Food Basics, 1800 Lasalle Boulevard, Greater Sudbury (mobile bus clinic)
  • Espanola Regional Recreation Complex, Espanola
  • Southridge Shopping Centre, Greater Sudbury

Thursday June 23

Clinics by appointment only

  • Chapleau Public Health Sudbury & Districts, Chapleau (appointment for youth-only booster doses)

Appointment and walk-in clinics

  • Centennial Community Center and Arena, Hanmer
  • NEMI Recreation Center, Little Current, Manitoulin Island

Walk-in clinics only

  • Atikameksheng Anishnawbek Band Office, Naughton (walk-in only, mobile bus clinic)

friday june 24

Appointment and walk-in clinics

  • Delki Dozzi Playground, 3 Mary Street, Greater Sudbury (mobile bus clinic)
  • Walden Kinsmen Hall, 15 Kin Drive, bustling
  • Southridge Shopping Centre, Greater Sudbury

Saturday June 25

Appointment and walk-in clinics

  • Garson Community Center and Arena, Garson
  • Sagamok Anishnawbek Multi-Education Center, 4008 Espaniel Road, Sagamok

Make an appointment for a COVID-19 vaccine

To book online, go to covid-19.ontario.ca/vaccine-book or call 705.522.9200 (toll free: 1.866.522.9200), between 8:30 a.m. and 4:30 p.m., Monday through Friday. For a list of scheduled clinics, visit phsd.ca/COVID-19/vaccine-clinics.

Pharmacies and primary care

With many pharmacies and primary care providers providing the COVID-19 vaccination, there are even more options available to get your COVID-19 shot locally, every week. Visit covid-19.ontario.ca/vaccine-locations (Government of Ontario) for a list of pharmacies in Ontario offering the COVID-19 vaccination and for booking information or contact your primary care provider.

Clinical Services

Sensory service (COVID-19)

Sensory services may be available and include a private vaccination station at one of our mass clinics where lights can be dimmed, noise kept to a minimum and extra time is allotted for the appointment.

Vaccine-vehicle service (COVID-19)

Vehicle-to-vehicle vaccine is a service available at some mass vaccination clinics for people who cannot receive their vaccine at a clinic for reasons such as sensory sensitivities, reduced mobility, or other health issues. A vaccinator will come outside the parking lot to provide the vaccine to people in their vehicle. Please note that during extreme weather conditions or extreme cold, your appointment may be rescheduled to ensure everyone’s safety.

Appointments for sensory or vaccine-vehicle services can only be booked by phone at 705.522.9200 (toll-free: 1.866.522.9200). The call center is open Monday through Friday from 8:30 a.m. to 4:30 p.m. and is closed on statutory holidays. Online booking is not available.

Vaccination Questions

Whether you have questions about getting your first, second, third or booster dose of vaccine or have questions about vaccinating young people, our clinic’s vaccinators and call center staff can help you answer your questions. Your health care provider is also a reliable source of reliable and credible information. Choosing vaccination is a choice and everyone deserves to have the necessary information to be well informed.

Offered vaccine brands and supplies

Learn about Health Canada approved COVID-19 vaccines (Health Canada).

COVID-19 mRNA vaccines

All public health clinics offer brands of COVID-19 mRNA vaccines, either Moderna Spikevax or Pfizer-BioNTech Comirnaty (pediatric and adult doses). Depending on vaccine supplies, the brand of vaccine intended for use in any clinic is subject to change, possibly with limited notice. We encourage you to ask our vaccinators for more information to help you make an informed decision and feel comfortable about obtaining either brand of vaccine. To find out which brands of mRNA vaccines are planned for our clinics, visit phsd.ca/COVID-19/vaccine-clinics.

COVID-19 vaccines without mRNA

Currently, COVID-19 mRNA vaccines (Pfizer-BioNTech Comirnaty or Moderna Spikevax) are the preferred COVID-19 vaccine options for primary series and booster doses administered at all public health clinics. However, Public Health also maintains a limited supply of Janssen (Johnson & Johnson) and Novavax (Nuvaxovid), mRNA-free vaccines, which can be used for a primary series or a booster dose depending on eligibility.

Appointments can be made for an mRNA-free COVID-19 vaccine by calling 705.522.9200 (toll-free: 1.866.522.9200) and providing a representative with your name and contact information. A representative will call you back to schedule an appointment once enough people request a non-mRNA COVID-19 vaccine.


Vaccines against covid-19

In Ontario, you are considered up to date with your COVID-19 vaccines when you have received all recommended doses, including any booster doses for which you are eligible. Visit phsd.ca/COVID-19/vaccine-clinics to find out when you should be vaccinated based on the type of vaccine you should receive, your age, medical condition, and if you have recently had a COVID infection. -19.

Systematic vaccination

Publicly funded routine vaccines will be offered to those late for routine childhood vaccines, including young people born in 2006, 2007, or 2008 late for hepatitis B and meningococcal vaccines; young people born in 2002, 2003 or 2004 for vaccines against the human papilloma virus; and young people and adults late for vaccines containing tetanus, diphtheria and pertussis.

Preparing for a vaccination appointment

All vaccination clinics have COVID safety measures in place. You should not go to a clinic if you have symptoms of COVID-19 or are isolated due to exposure to COVID-19.

  • Bring your health card. If you don’t have a health card or your health card has expired, bring another government-issued photo ID, such as a driver’s license, passport, status card, or birth certificate.
  • Eat and drink something before you arrive for your appointment to avoid feeling faint or dizzy during the vaccination.
  • Do not show up until 5 minutes before your appointment.
  • If possible, please limit the number of support people who come to an immunization clinic to one person.
  • Dress for the weather, you may have to wait in line if you plan to go to a walk-in clinic.
  • Wear a top that allows easy access to the upper arm, such as a loose top or t-shirt.
  • Wear a medical mask that covers your nose, mouth and chin. If you do not have a medical mask, pediatric and adult medical masks will be available at the entrance to the clinic.
  • If you have symptoms of COVID-19, do not come to the clinic.

For more information or if you have questions, please speak to trusted sources such as public health vaccinators, health care providers and pharmacists, visit phsd.ca/COVID-19 or call Public Health Sudbury and Districts at 705.522.9200 (toll-free). 1.866.522.9200).

RadCred Announces Convenient Online Methods to Connect with Payday Lenders

RadCred announces its partnership with Online Lenders Alliance along with convenient new online methods to connect with various online lenders.

BURBANK, Calif., June 20, 2022 (GLOBE NEWSWIRE) — According to the Report, it simply indicates the demographic value of the debt and credit market based on the needs of US citizens and households. To meet relevant needs, people tend to opt for online loans. RadCred finally announced that they can facilitate your financial recovery by finding you a reliable source of money thanks to our deep knowledge of the market. With minimal requirements and the unparalleled speed of the entire process, you have the ability to get through the tough times and move forward without a burden on your short-term shoulders. Often, when we least expect it, life throws us a curveball. It is usually the money that is the source of the problem. A number of circumstances can lead to an unforeseen need for cash.

With RadCred borrowers and lenders can connect directly through the lending platform. The more lenders a website has, the easier it will be to get a loan when you need it. Thanks to the efforts made, RadCred now ranks first in this field.

About RadCred

Customers across the United States can use their user-friendly platform to apply for loans for bad credit, payday loans and more. It is a simple process that can be completed in minutes. This is a key consideration as most people apply for emergency loans when they don’t have the time or inclination to fill out lengthy application forms. Overall, apply online no credit check loans on their site is as easy as you could hope. Your application will be submitted almost instantly if you have internet access. The terms and conditions become more restrictive as the loan amount increases. On the other hand, they are not involved in any of this. This article stated earlier that they are just a middleman. Accordingly, only you and the lender can decide on the terms and conditions.

Depending on the type of loan and the repayment period, the APR for personal loans offered on their website range from 4.99% to a lot. For example, the APR on personal loans ranges from 4.99% to 450.99%, while the APR on cash advance loans ranges from 200.99% to 1386.99%. Interest rates on long-term installment loans also range from 6.63% to over 200%. Although the APR is determined by your lender based on various factors, such as your income-to-debt ratio, credit score, credit history, and employment status, the APR is not something you can control. If in doubt about the APR, you should always contact your lender. They have a minimal set of requirements that almost anyone can meet to get a loan in a snap. In addition, you must know and respect the conditions set by the lending institution you choose. With over 60 easy lenders on our network, you have many options to find a lender whose terms and conditions are simple to respect.

As a result, they guarantee fast payment transfer for all loan types, allowing you to reap the rewards of the loan immediately. RadCred’s quick approval and transfer process is a big hit with its customers as they need emergency loans quickly.

Assistance from them is completely free to apply for a private loan. However, taking out a personal loan or personal loan has associated fees. The interest rate is a factor to keep in mind. The interest rate is the amount you pay to borrow money from a lender. When you repay your loan, you will be responsible for both the amount borrowed and the interest the lender charged you. A fixed interest rate or a variable interest rate may be charged. It is important to note that fixed interest rates mean that your interest rate will not change throughout the loan. Interest rates on a variable rate loan can fluctuate over time.

About the online loan process

Some quick cash loan lenders may also charge origination fees. The loan origination fee is a one-time fee intended to cover the costs of administering the loan. A percentage of the loan amount (usually between 1% and 5%) or a flat fee may be charged as an origination fee.

Also, don’t forget about late fees and prepayment penalties. If you are late with a loan repayment, you can expect late fees from your lender. If you want to pay off your loan early, auto lenders may charge you a fee to make additional payments. Check the terms of the loan to see if the lender charges any of these fees when you receive loan offers.

To obtain a loan of Radcred, there are not many requirements. To qualify, you must have a stable job and a stable income. Therefore, if you do not meet this criteria, they cannot help you. To qualify for a loan from us, you must have an active bank account and be in good standing. You cannot even complete the application if you do not have an active bank account.

RadCred is a service that connects people who need a loan with people who can provide it. To apply for a loan, answer a few simple questions from the comfort of your own home and you’ll be on your way. Payday loans and personal loans are available through RadCred for those in need.

Their website offers a wide range of loan options. Payday loans, bad credit loans and cash advances are the most common. Payday loans are generally the quickest and least demanding to obtain. On our side, we benefit from a low interest rate.

A price range of $100 to $5,000 is listed on their website. To help you, they have assembled a team of over 60 bad credit auto lenders from across the country. Loans between $300 and $500 are the most common on the Radcred websiteand they are also the fastest to obtain.

For more details, visit: RadCred Official Site

Disclaimer: RadCred is not a lender and is only a platform that connects borrowers and online lenders and online lenders are subject to credit score verification of borrowers for approval of the loan.

CONTACT: Email: [email protected]

World Bank pledges over $900m to support Zambia’s recovery from multiple debt – Mwebantu


The Ministry of Finance and National Planning revealed that the World Bank is committing about $959 million to support Zambia’s recovery from multiple economic and debt crises.

And the ministry says that once the program supported by the International Monetary Fund (IMF) is approved, it is expected that the World Bank will provide financing amounting to $275 million over the next three years.

In a media statement released yesterday, Minister of Finance and National Planning Situmbeko Musokotwane said the funds will help institute reforms for inclusive growth and poverty reduction.

Dr Musokotwane also clarified that the government reached a Staff Level Agreement (SLA) with the International Monetary Fund just three months after taking office in August 2021.

Commitments from multilateral lenders to provide concessional financing to Zambia as part of efforts to resolve the country’s financing limitations based on the results of the DSA Debt treatment. This action has begun.

Convene, immediately after the OCC, a committee of commercial lenders (Eurobonds, commercial banks and private lenders, etc.). This awaits the completion of discussions by the OCC,” he said.

Dr Musokotwane said the government regularly engaged both official and private creditors who received data on economic policy and debt, with a view to facilitating decision-making and successive meetings of the two groups of creditors.

He said the government has engaged multilateral partners for concessional funding as part of efforts to address Zambia’s budget limitations.

“As previously announced, the commitments resulted in several benefits such as the World Bank’s commitment to support the national budget through a development policy operation. Once the IMF-supported program is approved by the IMF Executive Board, it is expected that the World Bank will provide financing in the amount of $275 million over the next three years,” he said. he declares.

He further revealed that US$294 million had already been committed to scale up social cash transfers and projects to strengthen the response to COVID-19, including immunization and emergency health financing to improve service delivery.

“The remaining US$665 million will be presented in three operations to the World Bank Board of Directors for approval by June 2022. The program includes two results-based operations, the first aimed at reinvigorating the growth of the agriculture and to support the reform of the agricultural subsidy regime and secondly, to strengthen the delivery of decentralized public services while improving public financial management, accountability and citizen engagement and will support the increase in the allocation of resources to the Constituency Development Fund. The third operation will fund additional social protection spending in response to various shocks,” said Dr Musokotwane.

He said that after the Country Assistance Strategy is agreed in the second half of 2022, funding is also expected from the African Development Bank (AfDB) over the next three years.

Dr Musokotwane said the government will continue to work tirelessly to bring the country back to a state of fiscal stability that will facilitate sustainable growth.

(Mwebantu, Monday, June 20, 2022)

What is Climate Anxiety? | Earth.Org


Climate anxiety is increasingly attracting the attention of climate and social scientists, as we begin to realize the psychological impact of climate change on our mental states. Categorized as a state of heightened anxiety, climate anxiety is often described with terms like guilt, grief, and despair as an overwhelming sense of unhappiness about the state of the environment emerges.

What is Climate Anxiety?

Increasingly, the world recognizes that the climate is changing, and the climate crisis continues to capture public attention as an emerging phenomenon. At the same time, there has been a general shift in conversations from questioning the legitimacy of climate change to understanding the scope and scale of its impacts.

Since the environmental movement of the 1970s, climate change has become an increasingly important topic for the public, which have an impact on people’s mental health and well-being. Climate anxiety research intersects clinical, natural and social sciences and, although limited, an interdisciplinary body of research has emerged that generates opportunities to further study the impacts of climate change on mental health. In research linking environmental issues and mental health, terms such as climate anxiety, eco-anxiety, eco-guilt and eco-grief have been introduced.

There are a few definitions of climate anxiety that appear most frequently in research, including:

Image 1: Worrying about climate change can have a negative effect on our mental health and well-being. Source: The conversation

Climate Anxiety Survey and Recent Research

In 2020, the non-profit environmental organization Friends of the Earth estimated that more than two-thirds of young people (18-24 years old) experience climate anxiety. In fact, Aaron Kiely, climate campaigner for Friends of the Earth, suggested: “As the group of people most likely to see the compounding effects of climate chaos, it’s no surprise that a wave of young people are increasingly concerned, especially in the face of government inaction”.

climate anxiety

Image by: Pexels

In 2021, a group of researchers extended their studies to understand the extent of climate anxiety among young people in several countries and interviewed 10,000 young people (aged 16-25) in 10 countries (Australia, Brazil, Finland, France, India, Nigeria, Philippines, Portugal, UK and USA). They indicated that participants from all countries were concerned about climate change (59% were very or extremely concerned and 84% were at least moderately concerned). In fact, more than 50% reported each of the following emotions: sad, anxious, angry, helpless, helpless, and guilty.

So, it becomes pretty obvious that researchers believe that younger generations suffer from climate anxiety (Gen Z has also been dubbed the climate generation). But what about older generations? Surely there are more people who are anxious about environmental issues than 16 to 25 year olds. In a 2003 article, Wright – a professor at the University of Utah conducting interdisciplinary research in gerontology – and his colleagues argued that “the natural environment has been an absent topic in education and public policy forums regarding an aging society”, and that does not appear to have changed much today.

Others have identified that older generations may worry about the short-term impacts of climate change (such as extreme weather, poor air quality and infectious diseases) as they will be personally more vulnerable. However, there is a lot of research on the physical impacts of climate change on an aging population, but less on the consequences it has on their mental health. For example, feelings of guilt can create overwhelming climate anxiety because older generations feel responsible for the destruction of the environment that they did not leave in a sustainable state for future generations (i.e. i.e. their children, grandchildren and great-grandchildren, etc.).

Drivers of Climate Anxiety

Like any mental health research topic, climate anxiety is complex and far-reaching, and an individual can experience it to varying degrees with different factors. We will focus on two particular drivers: the destruction of the physical environment and the communication of climate change.

First, nature can act as both an exacerbator and a healer of climate anxiety. Anxieties can be triggered by events that physically damage the environment such as natural disasters, land use change and resource depletion. Those who recognize the fundamental value of nature may experience climate anxiety when there is a risk of a catastrophic event because their connection to nature may be disrupted and is driven by climate change loss.

On the other hand, being exposed to nature can also provide an element of healing. For instance, this paper from 2015 identified the importance of a connection between humans and green and blue spaces, arguing that it can rectify psychological tension. In fact, a quick search online for ways to cope with climate anxiety will generate suggestions involving getting outside, experiencing nature, and engaging with the outdoor environment to calm anxieties and connect with nature. .

Another widely cited driver of climate anxiety is how climate change is communicated. Whether you consume your information from TV news channels, online articles, or social media, each of these can exacerbate climate anxiety. And while environmental education should convey the importance of tackling climate change, certain approaches can heighten anxiety. Specifically, when the mainstream media adopts an “alarmist” and apocalyptic tone in climate change reportsthis can aggravate public climate anxiety.

With an ever-growing wealth of research identifying more and more endangered species, rising temperatures and the continued melting of ice caps, the amount of “bad news” in the media, alongside the energetic “we must act now the rhetoric of climate change can increase people’s stress levels and affect their psychological well-being. Additionally, as social media grows in popularity, we feel like we have on-demand access to a constant stream of information about environmental disasters. Since social media depends on the dissemination of information through visual media, when “bad news” is accompanied by shocking images of dying coral reefs, loss of pollinators and melting arctic sea ice, the public may feel overwhelmed by the magnitude of the problem. and their position as one person on a planet of billions.

Even solid scientific findings are available at hand, confirming the catastrophic impacts of environmental destruction. For example, since 2018, the IPCC Special report on global warming of 1.5°C has gained significant media coverage in several countries, suggesting that humanity has only 12 years left to prevent the irreversible and disastrous effects of climate change. This report often appears in the climate anxiety literature because people have applied its quantitative scientific findings to doomsday media claims about climate change and heightened fear of environmental catastrophe.

It is also important to note the rapid increase in research on the impacts of the COVID-19 pandemic on people’s mental health. Although COVID lockdowns may have led to a slower lifestyle in 2020, they have also exacerbated the use of single-use plastics and household waste. As humanity seems to have re-adopted the high-consumption lifestyle of the pre-COVID era, it can often feel like the potential for meaningful change is limited.

What are the implications?

As mentioned earlier, climate anxiety is complex and can express itself in completely different ways in different people and circumstances. For some, climate anxiety could be the driver for active participation in environmental activism and awareness. Take Greta Thunberg: the environmental activist who started the Future Fridays movement that has politicized a significant portion of students around the world. She spoke openly about herself severe climate anxietywhich has earned him a strong stance on environmental activism and justice work.

On the other hand, climate anxiety can create barriers to participation in climate action, as people are so overwhelmed with a sense of individual responsibility that they find it difficult to implement real change. Feelings of personal insignificance can also hinder engagement in climate action, as we are constantly bombarded by the scale of global problems and doubt our individual ability to help in some way.

How to deal with climate change anxiety

While it may seem like a lot of news and conversations about climate change are full of doom, seeking out positive climate news can help alleviate anxieties. Every day there are small victories all over the world – whether it’s a new technology to fight climate change, a species that is no longer classified as extinct or a huge movement climate which is gaining momentum on social networks, it is undeniable that there is positive changes are happening. Try filtering your Instagram feed, news app, and other means of consumption to expose yourself to the right stories of innovation and success.

Even if you feel you cannot engage in protests and public events, activism can also stay at home. For example, donating to and engaging with environmental charities can help ease climate concerns, as people can stay in the activism “loop” (even if it’s all done online). There are so many communities out there that are full of people who all feel the same way about the climate crisis and talk openly about their mental struggles about it (have you ever heard of climate cafes?). Sometimes the stigma around mental health issues (above all when related to the environment) can prevent us from opening up to others, so finding people who experience the same thoughts and feelings as you can really help.

The lack of research on mental health and climate change means there is a strong need for a growing understanding of the subject. Researchers are increasingly studying this topic, so doing a quick search online for the latest publications can help you remember that you’re not alone.

If you want to learn more about climate anxiety and how to navigate very real and justified feelings, Sarah Jaquette Ray’s book, A Field Guide to Climate Anxietyis an excellent starting point.

Pride flags are too important an idea for schools to ban | Opinion


By Diana Tiburcio

It is essential to speak out against injustice when we see it. As a resident of Passaic City and an alumnus of the Passaic Public School System, I am discouraged by the Passaic City School Board policy that denies LGBTQIA+ youth the right to raise the Pride Flag outside of their schools.

Revised in November 2021, the school board’s flag policy only allows schools to fly the American, New Jersey, or Passaic School flag. The rationale for the decision is that these flags represent the institutional values ​​that the school should embody – which I believe directly excludes the range of ethnic cultures, intersectional identities and values ​​equally important to students and members of the community. And yes I am talking about the LGBTQIA+ flag. With Pride Month upon us and students protesting their RIGHT to be represented, what will it take for the school board to put student concerns first?

Let me start by saying that I am a proud non-binary lesbian. Anyone who knows me follows me on Instagram, or even sees me walking down the street can tell I’m queer. Sadly, I wasn’t expressing that side of myself as a student at Passaic High School just a few years ago. I hid in the closet for fear of being bullied, bullied, harassed or worse –– being the subject of heteronormative gossip. I attribute much of this pain to the lack of representation and appreciation of the district’s intersectional identities, which has left students like me feeling stigmatized.

LGBTQIA+ students in the district still feel this and it has been reinforced by the school board’s flag policy. However, they did not remain silent. Since February 2022, the Gay-Straight Alliance (GSA) of the Passaic Preparatory Academy has organized six demonstrations against the flag policy. The biggest protests took place in March when 75 students from Passaic’s three high schools came out to show their support.

Two student protests took place at school board meetings where students discussed how the discriminatory ban was impacting their school life and limiting LGBTQIA+ student representation in the district, state, country and society in general. Despite the bravery of the students, they were not respected for their activism. Although the school board has listened to their concerns, no plan has been developed to address them.

Passaic students demonstrated in March against the Board of Education’s new “American flags only” policy that allows only the American flag and school flags, and thus prohibits the flying of the PRIDE flag. – _ Michel Mancuso | NJ Advance Media for NJ.comMichael Mancuso | NJ Advance Med

Some might say why is it so important that an LGBTQIA+ flag can be flown at school during Pride month? Consider this: 45% of LGBTQIA+ youth have seriously considered attempting suicide in the past year, according to a Trevor Project survey. The survey interviewed 34,000 LGBTQ people aged 13 to 24, finding that younger respondents, aged 13 to 17, were more likely to consider suicide than older respondents.

This number has been increasing in recent years. Why? Young LGBTQIA+ people face incredible stress and pressure to just be themselves. In addition to harassment and intimidation, heteronormativity normalizes their mistreatment and the negative stigma surrounding their identity. As a result, they generally receive far less emotional support and development than their peers. With this information, it should be the job of school communities to make their schools safe spaces.

What message is the school board sending by not flying pride flags in our schools? Although different parts of our country have been advancing LGBTQIA+ rights and protections, there are still teenagers in places like Passaic who don’t feel welcome to be authentic themselves in their schools. The Passaic City School Board must do more to celebrate and recognize LGBTQIA+ life, love, and expression.

During Pride Month, it should be our school board’s duty to communicate that Passaic Public Schools are a safe space for all students. Not only that, it could demonstrate that Passaic City is moving towards inclusivity and support for its LGBTQIA+ population. Raising the pride flag outside of school is one step in making that difference in our community. The first step is to listen to GSA students from the Passaic Preparatory Academy. Raise the pride flag and show students that they deserve to feel seen, valued and protected when they walk into their school buildings every day. I call on the Passaic school board to immediately lift this ban.

As part of the school board’s flag policy, LOGRO, the budding nonprofit I co-founded, has partnered with the Latino Action in Network Foundation and Passaic City’s Boys and Girls Club to organize Passaic’s first Pride celebration. The celebration took place on June 11 and was open to all community members, students and alumni of Passaic City. Our goal was to highlight the power of being and embracing without fear of heteronormative or discriminatory attitudes.

Diana Tiburcio is from Passaic and graduated from its public school system.

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‘Protest peacefully but don’t stop’, Priyanka Gandhi appeals to young people; The CP of department heads begins


Maidan redevelopment exercise.

The Indian Air Force on Sunday released the details of the Agnipath recruitment scheme whose process will start on June 2 to recruit young people into the army for a period of four years. The Ministry of Defense has already announced a 10% reserve for Agniveers as they will have the same quota in CAPF and the Assam Rifles under the Union Home Ministry. The announcements were made following an outcry against the program across the country.

A police vehicle was torched and two Uttar Pradesh Roadways buses were vandalized in Jaunpur as unrest against the Centre’s Agnipath program spread across the state. Meanwhile, Rashtriya Lok Dal (RLD) and Aam Aadmi Party (AAP) workers protested in Meerut over this. No less than 340 people have been arrested so far, including those who have been taken into preventive custody.

In Kannauj, youths staged a protest at Saurikh on the Agra-Lucknow highway to demand the withdrawal of the project. This number included 145 people arrested as a preventive measure under article 151 of the CrPC.

Police in Aligarh, Uttar Pradesh, have so far arrested around 80 people in connection with the violent protests in the district against the Centre’s Agnipath programme, officials said on Saturday. Of those detained since Friday’s protests, 35 people, including nine operators of coaching institutes, have been arrested for their role in the violence, Aligarh Police Chief Superintendent (SSP) Kalanidhi Naithani said.

In Bihar, violence and arson marked the fourth consecutive day of protests against Agnipath on Saturday when a statewide group was also called in by army aspirants to pressure the demand cancellation of the new recruitment system in the armed forces. Police acted decisively, arresting a total of 250 people across the state during the day and harboring 25 FIRs, according to a statement released by the force here.

The statement also puts the total number of arrests since Thursday at 718 and said more people are believed to be gathered after being identified during a thorough review of CCTV footage and videography taken at various locations.

The Center, meanwhile, announced several incentives, including a reservation of 10% of vacancies in the Ministry of Defense and paramilitary forces for Agnipath retirees as it tried to defuse violent protests that have raged. against the new military recruitment program in many states and opposition parties have intervened. push for a rollback.

Strongly defending the scheme, Defense Minister Rajnath Singh said it was presented after wide consultations and suggested a “misunderstanding” was spreading for political reasons, while Union Minister Anurag Thakur called on young people to avoid violence and come forward for talks, saying the government is ready to consider their grievances with an open mind and make changes, if necessary.

Read all the latest news, breaking news, watch the best videos and live TV here.

LAFC signs Danny Trejo to short-term loan deal from Las Vegas Lights 6/18/22

LAFC announced today that the club has signed forward Danny Trejo on a short-term loan deal with club affiliate Las Vegas Lights of the USL.

Under MLS rules, the short-term deal allows clubs to sign players on loan from their affiliate for MLS, US Open Cup, CONCACAF Champions League, Canadian Championship and U.S. matches. exhibition.

Trejo, 24, was selected with the 14th pick in the first round of Cal State Northridge’s 2021 MLS SuperDraft. He took part in pre-season training with the Black & Gold in 2021 and 2022 before signing a USL contract with affiliate LAFC Las Vegas.

This season, Trejo is the USL’s third-leading scorer with seven goals and has been named to the USL Team of the Week five times. He made 12 starts (13 appearances) while registering four assists in 1,025 minutes. Last season, Trejo started nine matches (16 appearances) and scored four goals with an assist

Raised in Mendota, Calif., Trejo played varsity at Cal State University Northridge, where he scored 26 goals and 15 assists in 58 college career appearances from 2018-2019. Trejo was named Big West Offensive Player of the year 2019, first team all conference and second team all regions in 2019.

TRANSACTION: Los Angeles Football Club (LAFC) signs striker Danny Trejo on a short-term loan agreement (4 days).

Indonesia begins tourism cooperation with PATA and UNWTO


Jakarta (ANTARA) – During a recent meeting, the Indonesian Ministry of Tourism and Creative Economy discussed cooperation possibilities with the Pacific Asia Travel Association (PATA) on the Tourism Human Resource Capacity Building Program and the Tourism Destination Resilience Training Program.

The meeting with PATA was part of the collaborative framework to develop the tourism sector in Indonesia, Deputy Minister of Tourism and Creative Economy Angela Tanoesoedibjo informed on Saturday.

“This meeting has also strengthened the relationship between the ministry and PATA, which has established good cooperation, so that together we can develop the Indonesian tourism sector,” she said in the Maldives.

On the same occasion, PATA CEO Liz Ortiguera said that she hopes Indonesia can attend PATA’s annual summit from October 25-27, 2022 in the United Arab Emirates, Abu Dhabi.

Meanwhile, in a separate meeting, Secretary of the Ministry of Tourism and Creative Economy Ni Wayan Giri Adnyani met with UNWTO Secretary-General Zurab Pololikashvili to express her gratitude for the organization’s support to Indonesia at the G20 forum.

Related News: Ambassador Najib Presents Credentials to UNWTO Secretary-General

“We also invite the UNWTO Secretary-General to attend the G20 Tourism Ministerial Meeting on September 26, 2022, which will be held right after World Tourism Day, Adnyani said.

According to the ministry’s website, the first meeting of the G20 Tourism Working Group focused on human capital; digitization, innovation and creative economy; empowerment of women and youth; climate action, biodiversity and the circular economy; and policy, governance and investment framework.

In addition, Adnyani also held a meeting with the Director of the UNWTO Regional Department for Asia and the Pacific, Harry Hwang, to discuss Indonesia’s preparations to propose its name to the UNWTO Executive Council representing East Asia and the Pacific region for the period 2023-2027.

Another discussion focused on preparations for World Tourism Day, including technical plans related to participants and speakers and plans for UNWTO technical assistance in the form of conferences, seminars and workshops.

“Hopefully through this activity, Indonesia’s tourism industry can become more advanced and develop well,” Adnyani said.

Related news: The G20 a platform to promote local tourism, products: Minister Uno

School policing controversy resurfaces at annual LAUSD budget talks – Daily News


Despite a dwindling student population, the looming end of COVID-19 relief dollars, and increased responsibilities such as paying retiree benefits, the Los Angeles Unified School Board is considering an $18.5 billion budget to the 2022-23 fiscal year which officials say has $1.9 billion in new spending aimed at student success, social-emotional well-being and other priorities.

As headteachers grapple with the budget, which the school board is due to vote on next Tuesday and which would take effect July 1, a political issue simmers that impacts spending: parent support for the police school, compared to groups whose capital campaign the LAUSD Police Department led to cuts and the removal of officers from campuses in 2020.

Some parents argue that, particularly in the wake of recent mass shootings, including at an elementary school in Uvalde, Texas, the Los Angeles School Police Department should not be further reduced and that in fact, they should be brought back to the campuses. .

Meanwhile, in addressing the larger budget situation last month, Carvalho provided a sobering reminder that while the district received an unprecedented cash injection from COVID-19 relief aid, those one-time dollars will disappear. soon. He warned that the district must prepare for dwindling public funds due to declining enrollment — even as LAUSD faces pressure to meet its obligation to pay its share of benefits costs.

He called the combination of impacts on the school‘s finances a “perfect storm”. In this context, the superintendent proposed a 2022-2023 budget which he described as “student-focused”.

“Budget 2022-23 addresses the District’s most pressing issues while reaffirming our long-standing commitment to providing communities across all 710 square miles with a nurturing environment,” he said. “We remain vigilant and will ensure that we allocate recurring and non-recurring resources in the most effective and efficient way.”

Among the investments it would add to existing efforts are:

  • $106 million to improve community engagement, collaboration and district operations, including $50 million to help bridge the digital divide for families without reliable internet, and up to $50 million to improve safety of the campus thanks to actions such as the securing of school perimeters. But none of those dollars would pay more school agents.
  • $346 million more to support school success, including $100 million more for schools most in need, as well as additional funds for tutoring and early learning; and $122 million to add four additional days of training and three days of professional development.
  • $961 million to support what Carvalho called “joy and well-being.” Most of it would go to “expanded learning opportunities” such as after-school and summer enrichment programs. Additional funds would pay for social-emotional learning, which teaches students skills such as how to regulate their emotions, relate to others, and set goals, as well as provide well-being services. and mental health, campus green spaces, outdoor education, and bilingual arts and programs.
  • $516 million for staff-related expenses, including an additional $211 million for retiree health benefits on top of the usual contribution, and an additional $256 million for pensions.

The proposed budget of $18.5 billion for the new fiscal year is $1.5 billion lower than the current year’s budget, mainly due to a reduction in bond repayments and several hundred million dollars less in pandemic-related expenses, according to district staff.

For example, the district ended its weekly COVID-19 testing of all students and staff on campus except those in early learning and child care programs. Weekly testing for these programs will end on June 30.

The school board held a public hearing on the proposed budget this week, which for the most part turned into an ongoing debate about school policing.

The school police debate continues

During the meeting, students and members of the Students Deserve grassroots group urged the board to divest from the LAUSD Police Department. Some have called for a complete defunding and elimination of the department. Others have called on the school board to eliminate about 60 vacancies within the police department and reallocate the millions of dollars to a plan supporting black student success.

Lawyers took a similar step last year, asking the council to eliminate 32 vacant police positions. This effort failed.

However, in 2020 the board cut more than a third of the police department’s budget and fired officers from school grounds at the urging of students of color who said they felt overly policed.

Two years later, a debate is brewing among parents, students and school police advocates. A Crenshaw High School graduate who addressed the council this week said he felt nervous seeing officers on campus.

“For me, school and the police don’t mix,” said the speaker, who identified himself only as “Ace.” He added: “Schools are for learning; the police are for jails and jails.

Another student urged board members to divest from “a system that has historically hurt black and brown students,” telling them “don’t fail our students.”

Black and Latino students in particular say they feel targeted by school police. But in a fall 2020 survey, the district found that a majority of parents believe having an officer on campus makes their school safe, including 67% of Latino parents. Fifty percent of black parents also agreed. Among students, 54% of Latino students and 35% of Black students felt safe with officers in schools.

Tiffany Morrison, a South Los Angeles parent, said in an interview that she was supportive of officers on campus, especially after the Uvalde Elementary School massacre last month. She said no child should feel criminalized at school, however, and if some students feel that way, it needs to be addressed.

“Kids shouldn’t feel like a police state, especially if black and brown kids are being targeted or made to feel a certain way. I’m not cool with it, she said. But, she said, “As a black parent of a black child at LAUSD, at the end of the day, I want a police presence there. We have to settle some things, but at the end of the day, I want my child to be protected.

Several LAUSD parents from Our Voice, a group of predominantly immigrant Latino parents, said in interviews that they support the presence of officers as a deterrent not only against gun violence, but also to prevent fights, bullying and illicit activities on campuses.

“Many students who feel that their rights are being violated by the presence of police on campus are unaware of the fact that there are a lot of drugs brought and used in schools,” said mother Gloria Acosta, whose eldest just graduated from a school in the San Fernando Valley, said through a translator.

“They don’t want the police, but I (felt) safer when the police presence was there…and my kids also told me they were worried too,” she added.

School board member Tanya Ortiz Franklin, who sides with Students Deserve and had tried — unsuccessfully — to persuade other board members to permanently eliminate vacant police positions before passing the budget the year last, said Friday that it would not make the same offer this year.

“I don’t think people have changed their minds since last year,” she said in a text message.

She acknowledged there is likely less public appetite to cut police funding in light of recent mass shootings across the country as well as less political will in an election year.

School board president Kelly Gonez, whose term ends this year, falls short of the votes she needs to win the June 8 primary election and could be forced into a runoff once all ballots are cast. will have been counted by the Los Angeles County Clerk. .

Two unions representing LASPD employees have backed one of Gonez’s opponents, a retired police department sergeant who criticized Gonez for voting for cuts to the school police department in 2020 and his stance to remove them. campuses.

Drop in registrations

Another issue that district officials are paying attention to in the budget is the impact of the dwindling student population.

Enrollment in the district has followed a downward trajectory over the past two decades.

At its peak in 2002, LA Unified served 737,000 students, then enrollment declined about 2.8% per year thereafter, school officials said. Its K-12 enrollment will likely fall below 413,000 students this school year and continue to decline about 3.6% per year this decade. If projections are accurate, LAUSD would have lost more than half of its children, rising to 309,000 students by the 2030-31 school year.

LA Unified stands to lose about $55 million for every 1% drop in enrollment, according to district staff.

Although LAUnified’s financial situation is not dire, the superintendent cautioned that the district must take steps to ensure its continued viability.

“We are in a strong position right now,” he said. “However, conditions could continue to deteriorate rapidly if appropriate action is not taken in a timely manner.”

His warning comes amid contract negotiations with the teachers’ union, which is demanding a 20% pay rise for its members over the next two years.

Kendrick Sampson combines acting and activism in Hollywood and beyond


Calls for reparations for slavery and racism in America continue, with Bill HR 40 still being debated in Congress and new calls for President Joe Biden to authorize a commission to study the issue. This week, Blavity spoke exclusively with actor and activist Kendrick Sampson about how his career and politics intersect, his perspective on the reparations movement, and the importance of more artists being involved in the movement. ‘activism.

A storyteller and a misfit

For Sampson, best known for his roles on shows like Insecure and How to escape murder, action and activism both stem from a common set of values ​​and lived experiences. “I’ve always been a storyteller since I was a kid, and I always felt like a misfit,” the actor said of his life before moving to California and his career in Hollywood. Looking back on his teenage days throwing house parties and advocating for less popular kids, Sampson said “everything has informed the way I am now, which is to say, I have a huge passion for creating a safe space for the misfits – for people who are marginalized.”

Sampson credited his social conscience to influential people he met soon after moving to Los Angeles to become an actor, including television producer Marilyn Beaubien and pastor Frank Wilson, who challenged him to do volunteering at Los Angeles homeless shelters. It was through this work that Sampson learned both the need for direct community activism and the need for broader political change. “This philanthropy, these shelters are just band-aids, he explained. “And while we need band-aids, they don’t get to the root of the problem.”

Strengthen power, fight for abolition

To help get to the root of these issues, Sampson co-founded the BLD PWR organization “to systematize these efforts to organize Hollywood to bring about real change.” BLD PWR – pronounced building power – describes its mission as “engaging[ing] pop culture, education and activism to build and train an inclusive community of artists and athletes to advance radical social change” in partnership with grassroots organizations and activists.

Sampson described the group as a way to help black people take back control of their stories in the media and public discourse. “There is a story being told about all of our communities. Usually we don’t say it. BLD PWER’s goal is to use the power of Hollywood, which “inspires legislation or promotes legislation or promotes cultural change”, to promote system change.

The type of change described by Sampson is “very overtly abolitionist.” “We fully understand – as opposed to reform – that systems need to be transformed.” Since current systems were “built for evil”, Sampson expressed the need for a “process of transformation”.

Sampson explained how he and his allies are “challenging state violence and capitalism” as well as the justice system. “Reparations asks – or does require – the government to answer for its part in this abuse, torture and harm to our communities” through various social systems.

Transform systems of oppression

“Federal, state, municipal, county governments who have all participated” in the oppression, Sampson explained, and yet remain heavily funded with little accountability. Sampson said he and BLD PWR believe “the roots of our policing and incarceration systems are the continuation of the practice of slavery.” These systems, Sampson argued, must be made to take responsibility for the ongoing damage they create.

“Any harm done by the government when we pay them taxes to protect us to provide us with services – if they fail in those areas and there’s no accountability, what does that say about us and our legal system?”

Discussing reparations programs in places like the Chicago or California Reparations Task Force and its recently released Reparations Report, Sampson expressed support for such work at the local or state level “as long as it leads to action and is not a tactic to delay or simply give away Public Relations Talking Points.” Sampson and BLD PWR agree that “we need a study that examines the range of impacts on Black communities , including our wealth, mental well-being and ability to thrive.”

Underscoring calls for Biden to implement a reparations study through executive action, Sampson also said Biden, who authored tough-on-crime legislation in the 1990s, bears personal responsibility. to “repair the damage you directly wrote and promoted”. Sampson said “it’s super encouraging” that milestones like the California reparations study are happening, but he insisted the reparations process “can’t end with a study” but must be “tracked by actions”.

Drop Jobs But Find Inspiration

Sampson is fully aware that his rugged activism has cost him and will continue to cost him potential opportunities in Hollywood – a price he is more than happy to pay. After trying to get changes in more subtle and ineffective ways, Sampson explained that now “I’m being bold with these decisions that are directly aligned with our release.” He said such audacity was necessary.

“Being nice to people who intend to harm or take advantage of our harm is not something I’m interested in negotiating.” Acknowledging that he lost acting jobs because of his positions, Sampson expressed no regrets. “If someone is directly impacting my people and hurting them, then I don’t want to work with them, so if they don’t want to work with me, that’s cool.”

While losing potential Hollywood colleagues, Sampson gained connections and drew inspiration from other activists. He is particularly inspired by young activists “children who organize their schools, children who do much more than I did at my age”. Discussing a recent appearance in a chat group alongside a young activist named Jacob, Sampson discussed the advice he gave his younger counterpart to battle nerves during public appearances. “I imagine the people I want to liberate, the people I want to create a better world for.”

With a lot of work to do on resolutions like HR 40 and the broader fight for repairs and restoration, Sampson intends to continue his work to create this better world.

Agniveers for obtaining these financial benefits under the Agnipath program: 5 points


Financial institutions to support Agniveers through credit facilities

In support of Agniveers, the Ministry of Finance on Thursday convened a meeting with officials from public sector banks and financial institutions to explore employment opportunities and financial benefits for “Agniveers” in their respective organisations.

Here is your 5-point guide to the story:

  1. The Secretary of the Department of Financial Services met on Thursday with chief executives of government-run financial institutions to identify ways in which banks and financial institutions can support Agniveers at the end of their term. All parties have agreed to work out the terms through appropriate credit facilities, existing government programs and insurance products.

  2. It was decided that banks, insurance companies and state-run financial institutions would explore employment opportunities for ‘Agniveers’ in appropriate capacities based on their credentials and skills through practical perks/relaxations, etc.

  3. The Ministry of Finance also said that banks would explore the possibility of supporting “Agniveers” through appropriate credit facilities for skills improvement, education for business creation and job creation. independent. He added that existing government programs such as Mudra and Stand Up India would be leveraged to extend this support to ‘Agniveers’.

  4. This is in addition to the benefits already offered under the scheme: Agniveers will receive a monthly salary of Rs 30,000 to Rs 40,000. They will enjoy non-contributory insurance coverage of Rs 48 lakh. The Agniveers will also receive Rs 11.71 lakh as Seva Nidhi Package upon discharge which will be exempt from income tax. However, there will be no retirement benefits.

  5. On June 14, 2022, the Union Cabinet chaired by Prime Minister Narendra Modi approved a recruitment scheme for the service of young Indians in the armed forces called Agnipath. Young people selected under this program will be known as “Agniveers”.

Average HELOC and Home Equity Loan Rates for the week of June 15, 2022

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Home Equity Loan and Line of Credit (HELOC) rates rose slightly this week.

The Federal Reserve’s decision this week to raise its benchmark short-term interest rate by 75 basis points will likely result in higher rates for HELOCs in the near future, which often have a floating rate that tracks an index affected by Fed changes.

Here are the average prices as of June 15, 2022:

Type of loan Price for this week Last week’s price Difference
$30,000 HELOC 4.49% 4.45% +0.04%
10-year $30,000 home equity loan 6.76% 6.71% +0.05%
Home equity loan of $30,000 over 15 years 6.71% 6.68% +0.03%

How these rates are calculated

These rates come from a survey conducted by Bankrate, which, like NextAdvisor, is owned by Red Ventures. Averages are determined from a survey of the top 10 banks in the 10 major US markets.

What’s going on with home equity loans and HELOC rates?

Interest rates for home equity loans and HELOCs are expected to climb through the end of 2022. Many HELOCs base their floating rate on the preferential rate, which tends to follow increases in short-term interest rates by the Federal Reserve. The Fed should continue to raise its benchmark rate to combat high inflation. This week, the Fed raised that rate by 75 basis points — the biggest increase since 1994 — which will likely correlate to HELOC rate hikes of a similar amount.

“We are in an environment of rising rates”, Vikram Gupta, head of home equity for PNC Bank, told us. “It’s linked to a rising index, so the rate will go up.”

For home equity loans, rates are set more like mortgage rates and are also likely to continue to climb as banks’ borrowing costs rise. One thing could affect this – a recession could alter interest rate trends, Rob Cook, vice president of marketing, digital and analytics for Discover Home Loans, told us. “My outlook is that rates will be either flat or rising over the course of this year.

Consumers are increasingly turning to home equity products, in part because of recent dramatic increases in mortgage rates, which have made cash refinances less attractive. Withdrawal refis were popular in recent years as mortgage rates were at record lows and home prices rose, but mortgage rates have risen more than two percentage points since the start of the year, making consumers much less likely to want to take on a significant share. worst mortgage rate just to get cash.

Pro tip

Know how your home equity loan works and how the interest rate is set. HELOCs often have variable rates that change when the Federal Reserve raises interest rates, as is the case now.

How do home equity loans and HELOCs work?

When your home is worth more than you owe on mortgages and other home loans, that difference is called equity. With a home equity loan, or HELOC, you use equity as collateral to borrow money, often to fund home improvement projects or other major expenses.

Home equity loans and HELOCs work differently:

Home Equity Loans work similarly to a fixed rate mortgage, where you borrow a lump sum of money up front and pay it back in installments over a set number of years at a set interest rate.

HELOC are more like credit cards, in that the bank gives you a maximum amount that you can borrow at one time during a drawing period – a line of credit – and you can withdraw, repay and borrow more up to the end of the draw period. You will only pay interest on what you borrow. The interest rate is usually variable, meaning it will change over time depending on the prevailing rate, usually based on a benchmark like the preferential rate published by the Wall Street Journal.

What Borrowers Need to Know About Home Equity Loans and HELOCs

Like a mortgage, home equity loans and HELOCs are secured by your home. This means that if you don’t repay, the bank can repossess your house. Be careful when borrowing. “If it’s not a need and it’s just some kind of want or desire, you should really ask yourself: is this wise?” Linda Sherrydirector of national priorities for Consumer Action, a national advocacy group, told us.

It’s also important to understand that just because your home’s value has gone up doesn’t mean it will stay there forever. Real estate values ​​can drop. Your market could also see prices fall as national trends rise. “I think you have to look at the situation as if the amount you could sell your house for might go down in the future and you don’t want to borrow too much because at closing you’ll have to pay back an unusually large sum,” says Sherry “You could find yourself underwater in a really bad scenario, where you owe more at closing than you were actually able to sell the house for.”

If you understand the risks and know you can pay the money back, home equity loans and HELOCs can offer lower interest rates than other types of borrowing. Experts say it’s wise to be careful with any type of borrowing and only do so in situations where you’re sure you have enough money to repay in the future.

2023: Why We Should Reform Nigeria’s Democratic System – Akinlosotu


The President of the Nigerian Youth Congress (NYC), Comrade Blessing Akinlosotu on Thursday called for the reform of the country and its democratic system as it is characterized by diverse challenges.

Akinlosotu, who spoke at the association’s 2022 Democracy Conference in Abuja, lamented that unrest in the country had distracted those in power, arguing that with development, good governance became impossible. to all levels of government.

The theme of the conference was: “Election and Governance: young people as watchdogs against electoral violence”.

He, however, called on the youths to coordinate to save the day, adding that their engagement is essential for the development and improvement of the country’s democratic system.

“Historically, the Nigerian democratic system is one characterized by diverse challenges and in recent times faced primarily with ethnic diversity which in turn breeds insecurity in our society and consequently hampers our democratic value and worsens the governance of the country.

“The unrest in the country has also largely distracted power players to such an extent that good governance is becoming nearly impossible across all strata of government. While experience teaches that the most critical moment for bad governments is when they see their first steps towards reform.

“The need to take the necessary steps towards the reform of our dear country, Nigeria, necessitated the idea of ​​organizing ourselves as young Nigerians in a way that takes into account the repair of our weakened democratic system which has long thrown into insecurity due to lack of mutual ineligibility informed by ethno insensitivity,” Akinlosotu said.

The President’s Special Senior Assistant for Youth and Student Affairs, Dr. Nasir Adhama in his address, who noted that the youth constitute the major part of the country’s population, decried their active participation in politics .

Represented by the Presidential Youth Empowerment Program Technical Assistant in the SSA Office of Youth and Student Affairs to the President, Dr. Aminu Abdullahi Isyaku, Adhama noted that there could be no election without young people, and warned them against being used as political thugs.

10 hot jobs for young professionals around the world


We keep bringing you available job vacancies open around the world. Here is a curated list of 10 hot jobs for you in organizations around the world.

Go ahead and find the one that’s right for you!

1. Program Coordinator for Eastern Europe, South Caucasus and Central Asia

The Program Coordinator will lead and coordinate advocacy, research, planning and programming work in Eastern Europe, South Caucasus and Central Asia. The program coordinator will also participate in global advocacy in New York. The Program Coordinator will also contribute to the implementation of GNWP’s communications and fundraising strategy.
Click here for more details | Deadline: ongoing

2. Program Officer of the Natural Resource Governance Institute of Mexico

The Program Officer will report to the Mexico Country Director and work closely with the rest of the Latin America team in Peru, Colombia and Bolivia. They will also engage with internal stakeholders, manage specific projects and liaise with external partners under the supervision of the Country Manager.
Click here for more details | Deadline: June 17

3. ImpactHouse Center for Development Communication is hiring a Content and Storytelling Specialist

The successful Content Producer/Storyteller will be a strategic, creative and versatile scriptwriter who can create ideas and bring stories to life in scripts for character-driven and emotionally engaging content (such as skits) tailored to different target audiences and advocacy goals.
Click here for more details | Deadline: June 30

4. Wild Center Event and Group Sales Coordinator

The Events and Group Sales Coordinator is an enthusiastic and energetic promoter of The Wild Center. This autodidact is the primary staff member responsible for actively prospecting, soliciting and securing group tours (tourist and non-tourist groups) and special events, as well as coordinating the day-to-day operations of group sales and special events.
Click here for more details | Deadline: July 1

5. Executive Director of Goin Native Therapeutic Gardens

The ED oversees the day-to-day operations of GNTG, including fundraising, community programming, and budget management. The ED also supervises the staff. This is a part-time position of 20 hours per week.
Click here for more details | Deadline: June 30

6. Senior Naturalist at the San Mateo County Office of Education

Supervise and participate in supervision, field trips, and a variety of nature-based instructional activities for students enrolled in the Residential Outdoor Education Program.
Click here for more details | Deadline: June 30

7. Project Director at Thrive Ithaca Ecovillage Education Center

They are looking for a creative, responsible and articulate professional who can help coordinate the multiple tasks and responsibilities of running the organization.
Click here for more details | Deadline: July 1

8. Environmental Education Teaching Internships

The Minnesota Valley National Wildlife Refuge Trust, Inc. (MVT) is recruiting a team of 4 environmental education teaching interns paid full-time for one year to join the Visitor Services team at the Minnesota Valley National Wildlife Refuge. Teacher trainees will play a vital role in this thriving urban refuge where nature connects people, communities and wildlife.
Click here for more details | Deadline: July 5

9. Executive Director of the Kruckeberg Botanic Garden Foundation

The Kruckeberg Botanical Garden Foundation is seeking to hire an Executive Director to manage the day-to-day operations of the garden and property. This will include supervision of garden and educational program staff.
Click here for more details | Deadline: July 13

10. Senior Interpretation Services Specialist

The Roseville Utility Exploration Center is accepting applications for the full-time position of Senior Interpretive Services Specialist. The primary responsibilities of the position are to plan, organize and coordinate technical and professional duties in support of assigned interpretation facilities and programs; resolve operational issues and ensure implementation of assigned programs; and perform a variety of professional and technical duties related to assigned responsibilities.
Click here for more details | Deadline: July 11

For more jobs, visit OD jobs.

Resources for peace inspired by Clonard’s Father Alec Reid and Father Gerry Reynolds


CLONARD Peace Ministry has launched new peacebuilding resources based on the life and testimony of the late Redemptorists, Father Gerry Reynolds and Father Alec Reid.

The resources aim to raise awareness of the nonviolent work of priests for peace, highlight the continued importance of faith-based peacebuilding, and encourage contemporary inter-church activism.

They were inspired by the book Unity Pilgrim: The Life of Fr Gerry Reynolds CSsRwritten by Gladys Ganiel, sociologist at Queen’s University Belfast.

The project was supported by an impact grant from Queen’s University, funded by the Economic and Social Research Council (UK).

The resource for school retreats and youth groups will be used by Clonard Youth Ministry, which organizes retreats each year for up to 2,500 young people from schools across Northern Ireland. The Clonard Youth Ministry is also in regular and direct contact with about forty young people from its own youth group.

Brendan Dineen, director of Clonard Youth Ministry, said: “We hope young people will be inspired by the example of Father Gerry and Father Alec, who worked patiently and creatively for peace in a violent and divided society.

“We want these resources to empower young people to tap into their faith to respond to contemporary challenges in building peace and building better community relationships.”

The resource for parishes and congregations is titled, Unity pilgrims: what does it mean to practice Christian unity?

Father Reynolds, who died in 2015, pioneered the Unity Pilgrims, a group of Catholics who regularly visit services of other Christian denominations. The resource aims to encourage other groups of Christians – Catholic and Protestant – to adopt the practice of regularly visiting other religious communities.

Ed Petersen, coordinator of the Clonard Peace Ministry, noted that public discourse has become increasingly polarized.

“We know from our experience during the Troubles that people who participated in ecumenical activities often experienced changes in which their identities became more open and inclusive, resulting in better community relations,” he said. declared.

“Father Gerry was an activist, and we hope this resource will inspire others to continue working for unity in our still divided society.”

Resources and more information are available at clonard.com.

Report discredits false stories of youth-led crime wave / Public Information Service


New search Reports found of skyrocketing youth crime are not only unfounded, but also fuel calls for tougher sentences.

Data from the Sentencing Project showed that the share of crime in the United States committed by young people has more than halved over the past two decades. It also fell across all major offense types in 2020.

Richard Mendel, senior researcher for The Sentencing Project and author of the report, said given the stress young people have faced over the past two years, he wouldn’t be surprised if future data showed an increase in crime juvenile in the era of the pandemic. But he argued that a temporary increase should not be used to justify a return to “resilient” approaches.

“Now is not the time to panic about youth crime,” Mendel explained. “Especially if this panic is going to cause us to embrace solutions that we know the evidence shows don’t work.”

According to the report, juvenile detention and transfers to adult court can worsen outcomes for young people. Instead, Mendel pushed for reforms to help steer young people away from delinquency, including reducing reliance on youth confinement and investing more in social and mental health supports in schools and communities.

Mendel pointed to Ohio as a national model for reducing youth incarceration through RECOVER Ohiowhich provides financial incentives to counties to divert youth from Ohio Department of Youth Services institutions to community programs.

“The research on this is overwhelmingly positive that children do much better,” Mendel reported. “In terms of re-arrest, in terms of re-incarceration, in community programs than in incarceration. And yet this program has been attacked.”

A commission is reviewing the past three years of the program after learning that the suspect in the shooting death of a Cleveland police officer was on probation in juvenile court. The youth services population has grown from a peak of more than 2,600 in May 1992 to 375 in December 2020, which officials attribute to the success of RECLAIM Ohio.

Meanwhile, Cuyahoga and Columbus County officials have reported a recent increase in stolen cars and carjackings among young minors. But Mendel thinks media coverage of youth crime is often sensational and lacks critical context.

“There’s a lot of political expediency being applied,” Mendel observed. “It’s important to be skeptical, to seek context and look at historical data. Is it really true?”

The report notes that in the absence of published federal data on carjackings, increases in a number of cities do not necessarily indicate a national trend.

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ALIMOSHO FUTURE LEADERS’ CONFERENCE: Affluent people in Alimosho should follow Kaokab’s humanitarian example, Alimosho resident says


I take this opportunity to challenge other financially stable people in Alimosho to also follow in Kaokab’s footsteps and make Alimosho even better by investing in the development of young people in Alimosho.

A resident of Egbeda-Akowonjo LCDA in Alimosho Federal Constituency who identified herself as Ms. Adebanjo hailed Ambassador Kaokab Aroworatira’s initiative to sponsor 50 students from the community at the upcoming Alimosho Tomorrow Leaders Conference while urging other wealthy people to do the same.

In an email forwarded to Alimoshotoday by the Egbeda-based business owner, she said it was a welcome development to see Kaokab not only interested in a political seat in Alimosho Federal Constituency. , but that he was also genuinely concerned about growth and development. young people from Alimosho.

She then urged other wealthy and financially stable residents of Alimosho to also imbibe the culture of giving back to society through the empowerment of women, children and youth.

In his words; “I was thrilled when I read on the Alimoshotoday website that Ambassador Kaokab, one of Alimosho’s House of Representative hopefuls, will be sponsoring 50 students from the community at the upcoming Alimosho Tomorrow conference. Leaders.

“This is the kind of youth development initiative we want to see in Alimosho; it’s not enough just to run for political office, it’s good to know that you care about the evolution of voters too.

“I take this opportunity to challenge other financially stable people in Alimosho to also follow in Kaokab’s footsteps and make Alimosho even better by investing in the development of young people in Alimosho.”

A guide to the national parks, forests and lands of Vermont.


Vermont is home to plenty of state parks to explore this summer, but what about national lands? The state has several tracts of national land including a national forest and a refuge with plenty of beauty and recreation to offer. But be prepared to find differences between state parks and national lands.

After:Get That Locked-In Camping Trip — Vermont State Parks Had Record Attendance Last Year

Here’s a guide to visiting Vermont’s national lands this summer:

Appalachian Trail

Vermont is just one part of this hiking trail that spans the east coast, starting in Georgia and ending in Maine.

According to the Appalachian Trail Conservancy, the trail spans over 150 miles in Vermont and ranges from 400 feet to over 4,000 feet in elevation. The trail also passes through parts of the Green Mountain National Forest.

The Appalachian Trail Conservancy warns people to stay off the Vermont portion of the trail during mud season, which typically runs from April through May.

Green Mountain National Forest

Green Mountain National Forest covers nearly 400,000 acres and offers year-round traditional outdoor recreation found in other Vermont parks, including kayaking, fishing, skiing, hiking, etc.

There are eight designated wilderness areas in the Green Mountain National Forest including Peru Peak Wilderness, Bristol Cliff Wilderness. Each of the eight zones offers hiking opportunities.

Hiking in the National Forest is often done when hiking portions of the Long Trail, Appalachian Trail, or North Country Scenic Trail, all of which pass through Green Mountain National Forest.

Camping is a popular activity in the forest, but being prepared is essential. There are many campgrounds in the forest, including Chittenden Brook Campground, Moosalamoo Campground, and Silver Lake Campground.

A full list can be found here: https://www.fs.usda.gov/activity/gmfl/recreation/camping-cabins/?recid=64897&actid=29. Be sure to check the fees for different campgrounds, as they vary from campground to campground.

Silvio O. Conte National Wildlife Refuge

The US Fish and Wildlife Service manages this vast wildlife refuge which actually spans parts of Vermont, New Hampshire, Massachusetts and Connecticut. In Vermont, the Wildlife Refuge operates a visitor contact station in the Nulhegan Basin in Brunswick.

The Silvio O. Conte Wildlife Refugee encompasses the entire Connecticut River watershed, and is the only such refuge to do so in the United States. The design was first proposed by Connecticut Senator Silvio O. Conte, who wanted to clean up and protect the watershed and the wildlife within it, according to the US Fish and Wildlife Service.

The Pondicherry Viewpoint at the Silvio O. Conte Wildlife Refuge.

The 7.2 million acre watershed was officially established in 1997, and visitors can enjoy a remote and wildlife-rich experience in Brunswick’s Nulhegan Basin, which is also open to public fishing, hunting and environmental education. The Nulhegan Basin is particularly known for its many species and abundance of birds. You can contact them at (802) 962-5240.

Kate O’Farrell is a reporter for the Burlington Free Press. You can reach her at [email protected]

Jackson marches against gun violence


Local residents marched through downtown Jackson on Saturday morning to raise awareness of gun violence, part of the huge wave of March For Our Lives protests happening across the country at the same time.

The protest brought together many local officials and candidates, community members and citizen activists of all ages, who each had strong words in response to recent incidents of gun violence in America.

“What I hope people take away from today is to expand the conversation,” said Matt Azbill, student and ambassador for youth activism group Do The Write Thing, who took the speak at the event. “As a student, going to class shouldn’t be scary. Students shouldn’t be afraid to take classes in person and shouldn’t have to worry about being the next article in line.

The demonstration was organized by local teacher Margaret Spiers, who spoke passionately to the crowd.

“It’s time we did something,” she said. “The Second Amendment talks about a well-regulated militia. We need our guns regulated.

“There are several common-sense solutions that we can all agree on, regardless of your politics. Extreme risk laws, background checks – these are things that would significantly reduce gun violence. We can make those changes.

Amid the gathered crowd braving the heat was District 2 City Councilman Johnny Dodd, who has been pushing for months for better community involvement and gun safety, especially in light of the recent increase in youth gun violence in Jackson.

March For Our Lives protesters, even the youngest ones, march through downtown Jackson.

“Thank you for standing up for the life of our community,” Dodd said. “Enough is enough. I’ve attended about six to eight funerals over the past few months for young men who have been killed in our community. It’s time for us to come together, and that starts at the ballot box. We need to put the right person in the right seat who will listen to us.

Read it:Following the escalation of violence, council member Johnny Dodd organizes

Previously:Community leaders to hold March For Our Lives event in response to gun violence

He waved at the crowd. “We have to work together. Black, white, green and yellow, we are losing our community to gun violence. It’s time for us to get up.

Echoing his call for action was Democratic gubernatorial candidate JB Smiley, who stressed the need for “real change.”

March For Our Lives protesters walk through downtown Jackson.

“Recently, the governor held a press conference, right after the massacres (in Uvalde, Texas),” Smiley said. “He spent the whole time talking about how we’re going to make our schools safe, while ignoring the actual tool. You can ignore guns all day, but that doesn’t make them go away. We need real change.”

“You have to call this General Assembly by name, he said. “They are radical, they are extreme. They Do not Care About Us. They don’t care about our lives. If we want something different? We have to send them home.

After:Democratic gubernatorial candidates debate issues of education, gun safety and Blue Oval City at UT Martin

The crowd marched in a loop around downtown Jackson, ending outside Congressman David Kustoff’s office, where Spiers had harsh words for the District 8 representative.

“Mr. Kustoff, we came to visit you because we are concerned as citizens about gun violence in our state and in your district,” she said. “And we hope you stop accepting NRA approval and you’ll get our approval instead.”

Kustoff was not in office at the time.

Do you have a story to tell? Contact Angele Latham by email at [email protected], by phone at 731-343-5212, or follow her on Twitter at @angele_latham.

State and local governments lead the way in service programs


Investing in educational and career opportunities for young adults is a smart bet on the future. And that’s exactly what many states, cities and counties are doing with American Rescue Plan Act (ARP) funds.

Specifically, they are directing a portion of the ARP’s $350 billion in state and local coronavirus fiscal stimulus funds to create or expand service and conservation corps. In corps programs (also called service or national service programs), members serve their community for set periods of time, working on projects that provide clear societal value, such as building affordable housing, tutoring school students K-12, supporting public health efforts, assisting in disaster response and recovery, and contributing to climate resilience. In return, corps members earn a modest living allowance, gain valuable work experience, develop skills and, in some cases, receive a small scholarship. National service programs can provide a structured and positive pathway to the job market and post-secondary education, which is especially valuable for young people who might otherwise be floundering. And they deliver a solid return on investment: AmeriCorps analysis identified a cost-benefit ratio of 17.3 to 1. For every dollar of federal funds, the return to society, program members and government is $17.30.

New or expanded corps initiatives supported by ARP come in many shapes and sizes, reflecting the diversity and creativity of state and local governments to meaningfully respond to local needs and priorities. Many build on successful service programs and civic infrastructure by coordinating with and receiving resources from US Corps, the federal agency that funds and organizes national service opportunities. They also partner with state service commissions that support AmeriCorps programs at the state and local level.

Reflecting the urgency of the climate crisis and the momentum generated by the proposal Civil climatic body at President Joe Biden Build Back Better Framework, the initiatives have a strong focus on resilience and climate change mitigation. The benefits of climate resilience work may not be as obvious as mentoring or building affordable housing, but such initiatives can directly benefit people and property in rural, suburban and urban areas. For example, build green infrastructure through landscaping or installing permeable surfaces reduces stormwater runoff after heavy rains, which in turn reduces flash floods and sewage overflows. Weatherizing homes—by adding insulation or energy-efficient appliances, for example—reduces both energy use and energy bills.

State and local governments are well positioned to advance the field. The proposed Civilian Climate Corps and the rest of the Build Back Better program are stalled in the US Senate, meaning a historic federal investment in years of conservation and resilience service programming is still in question. However, the federal dollars made available to states and local governments through the ARP offer a chance to reinvigorate these opportunities to support young adults and improve community resilience.

Below are some examples of how state and local governments are using ARP fiscal stimulus funds to support service programs. The list focuses on climate-focused corps programs, but there are also ARP-funded service programs focused on community needs, such as promoting literacy and stemming loss. learning among students from kindergarten to grade 12.

  • The Austin, Texas City Council passed a resolution in May 2020 support a local conservation corps modeled on the federal Civilian Conservation Corps of the 1930s. The city thereafter made $1.9 million of its ARP dollars to create the Austin Civilian Conservation Corps, building on organizations such as American Youth Works— which tap into the existing Texas Conservation Corps — to help implement the program.
  • The city of San Jose, California has channeled more than 10 million dollars from ARP funding to a new Body of Resilience, which is putting young people to work responding to the pandemic on multiple fronts: helping with food bank operations, tutoring K-12 students, and supporting environmental resilience. Similar to Austin, an existing local service program (the San José Conservation Corps) does much of the work, with the exception of the tutoring program, which is run by the public library system.
  • build on several years of hearings and planningBoston used $3 million in ARP funding to launch a green jobs initiative For the young. City leaders turned to a Philadelphia program, PowerCorpsPHLas a model for providing career-related training and paid work experiences in areas related to environmental sustainability.
  • Hawaii directed up to $5 million in ARP funds to create a Green Job Youth Corps, and Maine allocated over $3 million to clean energy workforce development, designating a portion to create the Maine Climate Corps.

The AmeriCorps agency also received a Additional $1 billion in ARP funding. Among other things, the agency is using the money to provide a much-needed increase in the living allowance provided to AmeriCorps members and provide additional funding and flexibility to state service commissions. It has also partnered with the Centers for Disease Control and Prevention to establish AmeriCorps Public Healththat creates a pipeline for young people to enter careers in public health and expands capacity during the pandemic.

Service programs have the flexibility to adapt and respond to emergency needs. In the early stages of the pandemic, Existing AmeriCorps and conservation corps programs pivoted to address immediate issues: distributing food to people in need; serve as contact tracers; staffing call centers; and setting up beds and triage centres.

Cities and states also rolled out new corps programs, making hiring people whose jobs and communities had been disrupted by the pandemic a priority. For example, Washington State’s service commission, Serve Washington, worked with the Schultz Family Foundation to launch the WA COVID Response Corps to combat increasing food insecurity across the state. In Birmingham, Alabama, Baltimoreand New Orleansmembers of the newly created service programs provided community outreach and education, staffed testing centers, conducted contact tracing, and more.

These service programs introduced earlier in the public health crisis were largely relief-oriented. But service programs can also support recovery and growth. The pre-pandemic economy left many adults and young people in low-wage jobs or unemployed; if designed correctly, corps programs can provide meaningful work, skills development opportunities, and career paths – valuable for everyone, but especially those on the economic margins. Corps programs can also advance long-term community well-being by directing more people and resources to issues such as educational inequities, public health gaps, and climate change. . The innovative territorial approach of Flint National Service Accelerator offers a model: Over the past decade, he has significantly increased the membership of AmeriCorps in Flint, Michigan, and engaged them to respond to priorities identified by the community.

Not all service programs focus on hiring young adults, although this is the most common program model. Others, especially newer ones developed since the emergence of COVID-19, prioritize hiring people whose lives have been disrupted by the pandemic or who are closest to the issues the program addresses. offensive. Both approaches generally prioritize equity, ensuring that recruitment, hiring, training, and activities advance opportunities for people and places that have experienced economic hardship.

There is no shortage of work to be done, nor a shortage of potential members of the body. COVID-19 has wreaked havoc on secondary and post-secondary education, leaving millions of young adults without clear plans or structures. College enrollment has dropped significantly, especially at community colleges. A investigation of recent high school graduates suggests that many young adults feel overwhelming levels of uncertainty, anxiety and confusion about their future. Service programs offer a proven way to reach and engage with young people and empower them through service.

State and local governments should not wait for the federal government to increase funding for national service. Instead, they should use the flexible US bailout funds already available to them. By collaborating with the social, philanthropic and private sectors, governments can use this momentum to create sustainable solutions for young people and communities.

Note: Most of the examples above are taken from two sources: the Local Government ARPA Investment Tracker jointly developed by Brookings Metro, the National League of Cities and the National Association of Counties; and the ARPA State Fiscal Stimulus Fund Allocation Dashboarddeveloped by the National Conference of State Legislatures.

Youth-led entrepreneurship on the rise


The Chronicle

Sikhulekelani Moyo, Business Chronicle
ZIMBABWE is seeing growth in youth-led entrepreneurship, which is helping the country create more job opportunities and diversify the economy.

This emerged during a meeting in Bulawayo last Friday between young business leaders and the Parliamentary Portfolio Committee on Youth, Sport, Arts and Leisure.

Delegates were told that the growth of youth entrepreneurship has led to a significant increase in demand for business support from Empower Bank, as more young people seek to fulfill their economic potential.

Empower the Bank

Those present said that Empower Bank should receive more funding, review its terms and diversify its loan portfolio to ensure that all young people with strong business propositions are financially supported.

The bank was set up as a micro-banking unit by the government in 2018 to specifically support different youth initiatives to revive the economy.

Responding to questions from the floor, Empower Bank’s Head of Retail, Mrs. Betty Sibanda, said that she has so far approved 1,319 loans amounting to $57.2 million since 2018 for the sole Bulawayo province.


However, 52 loan applications failed to attract funding mainly due to lack of collateral, she said, citing the need for young entrepreneurs to cultivate the culture of loan repayment.

“A total of 1,371 loans have been applied for in Bulawayo province since the bank opened in 2018 and 1,319 have been approved and have been granted an amount of $57.2 million, Ms Sibanda said. .

“To be eligible for a loan, you need collateral and as a young person, anything movable is considered collateral, including livestock, televisions and laptops.”

Young people had previously expressed concern about difficulties in opening bank accounts and demanded greater decentralization of bank services to ensure prompt assistance to entrepreneurs.

Some suggested that the bank should step up its marketing efforts as it was feared that people in remote areas would not be aware of the financing available and what was needed to obtain it.

The youths also urged the bank to take strong measures to monitor those who benefited from the funding and ensure that they repay the money to enable others to benefit as well.

One of the young entrepreneurs, Freeman Murechu, said that since the bank was established in 2018, the number of young people who have benefited from the funding is worrying as many are still waiting for funding.

President Emmerson Mnangagwa

“The president started the bank so that any young person who wants to start or grow their business can access bank funding,” he said.

Murechu said the low number of beneficiaries confirms that the bank has yet to meet the needs of young people.

Young people are engaged in different projects and what they need is to be able to turn their dreams into reality.

We want an organization that understands people’s issues,” he said.

The Chairman of the Parliamentary Portfolio Committee, Mathias Tongofa, said that from the questions raised by the youths, it was clear that the bank was not responding to customer demand.

He said the committee will present its report to Parliament so that the concerns raised by young people are taken into account.

“We started these hearings in Manicaland and from what we are getting, young people across the country are complaining that they are not getting the promised funding,” Tongofa said. — @SikhulekelaniM1

Outdoor Retailer Inspiration Awards winners announced at Summer Show


Denver, Colorado – (June 11, 2022) – The winners of the 12th Annual Outdoor Retailer Inspiration Awards were announced Thursday, June 9, 2022, during Outdoor Retailer Summer at the Colorado Convention Center in Denver. Awards were given in five categories to individuals and organizations encouraging more people to get outside and create a better outdoor experience. This year’s Lifetime Achievement Award honored Larry Harrison, who spent 50 years working in the outdoor industry.

“The outdoor community continues to grow because of the people who push and inspire us,” said Marisa Nicholson, senior vice president and show director, Outdoor Retailer. “We are fortunate to work and explore alongside the winners of the 12th Annual Outdoor Retailer Inspiration Awards, all of whom are dedicated to building a stronger outdoor community and who are ready to take on challenges to to change perspectives. We were incredibly thrilled to also honor our colleague and friend, Larry Harrison, for a career dedicated to building the community that is our industry.

Winners were determined by a jury based on impact, leadership, community engagement, philanthropy, sustainability and other factors presented with the nominations.

The 2022 winners:

Individual: Gloria Hwang, Founder and CEO of Thousand
Emerging Leader: Mercy M’fon Shammah, Executive Director of Wild Diversity
Maker: Goal Zero
Non-profit: National Forest Foundation
Retailer: Pack Rat Outdoor Center (Fayetteville, Arkansas)

This year’s Lifetime Achievement Award went to Harrison, whose career in the outdoor industry spans 50 years. He has worked with and for Eagle Creek, Wilderness Experience, JanSport, LOWA, Rockport, Sierra Designs and adidas Outdoor, among others, concluding his full-time career at Outdoor Retailer where he holds the rare distinction of having frequented every Outdoor Retailer . Harrison has also served on the board of directors of the Outdoor Industry Association and the Outdoor Industries Women’s Coalition (now Camber), and has led numerous outdoor events, experiences, and rewards programs while serving the community and creating more outdoor stewards.

Read about each of the finalists and recipients in the June 9, 2022 issue of The Daily, and highlights from the ceremony are available online.

Outdoor Retailer Summer wraps up five years in Denver this week. Next year, Outdoor Retailer is moving to Salt Lake City and County and the Calvin L. Rampton Salt Palace Convention Center, beginning with the Snow Show January 10-12, 2023. For more exhibit information, sponsorships and other opportunities, visit www. outdoorretailer.com.


About Outdoor Retailer
Outdoor Retailer, America’s largest trade show and premier trade event for the outdoor industry, brings together retailers, manufacturers, industry advocates and the media to drive outdoor recreation business through trade shows, Outdoor Retailer magazine, product demo events, media events and web events. commerce-based enterprise solutions. Outdoor Retailer Trade Shows are North America’s premier outdoor industry events. Visit www.outdoorretailer.com for more information.

About Emerald
Emerald is a leader in creating dynamic, market-driven B2B platforms that integrate live events with a wide range of industry insights, digital tools, and data-driven solutions to create engaging experiences. unique wealth. As true partners, at Emerald, we strive to grow our clients’ businesses by creating opportunities that inspire, surprise and produce breakthrough results. With over 140 events each year, our teams are creators and connectors deeply immersed in the industries we serve and committed to supporting the communities in which we operate. For more information, visit www.emeraldx.com.

PAP launches Malaysian Affairs Bureau youth wing to better engage the community


SINGAPORE – The People’s Action Party (PAP) on Sunday (June 12) launched a youth arm of its Malaysian Affairs Bureau (MAB) to enable young members of the community to engage and collaborate with policy makers.

MAB Muda, or MAB Youth, is co-chaired by PAP MPs Nadia Ahmad Samdin and Zhulkarnain Abdul Rahim.

“Malaysian/Muslim youth want to contribute meaningfully to our community and the future of Singapore. Many are interested in social causes and activism, including within the political space,” Ms Nadia said. , MP for Ang Mo Kio GRC.

“MAB Muda is a platform for their voices and lived experiences, and to nurture their common interests. Ultimately, we will act with partners and young people for positive change – we hear them and we are here to them.”

MAB was formed in 1954, the same year that PAP was founded, to pursue policies that address community concerns and advance community interests within Singapore’s multiracial society.

The office overhauled its structure in 2018 to empower activists who wanted to get more involved, and created MAB Muda last year to better engage the community and ensure young people’s concerns are represented and aired.

The PAP also released on Sunday the results of a recent survey it conducted among 162 young Malays/Muslims in early May. The survey asked participants to choose, among other things, the top three challenges they face today.

Housing costs and security was the most popular option, with nearly 20% of respondents choosing it. Next come low pay, also at around 20%, and discrimination, at around 17%.

Furthermore, the study also revealed that young Malays/Muslims felt the need for more active citizenship, with around 25% indicating a desire for more youth presentation.

About the same proportion of them also wanted more political discussions between young people and decision makers.

Alongside the launch of MAB Muda, a panel discussion with Ms Nadia and Mr Zhulkarnain was held at the Working Title Riverside restaurant in Bugis on Sunday.

The two MPs met with representatives of major Malay/Muslim youth organisations, representatives of different industries and PAP activists.

Mr Zhulkarnain, a Chua Chu Kang GRC MP, said the discussion was insightful in identifying issues that resonate deeply with today’s Malay/Muslim youth.

“In our interactions with our young people, there is a sincere and shared desire to come together to do more, not just for the community but for Singapore as a whole, he said.

“The MAB Muda is a continuation of our efforts to engage more young people from diverse backgrounds in our vibrant Malay/Muslim community in Singapore, and to advance our collective interest towards a better future together.”

Maui County Rotary Clubs Recognized | News, Sports, Jobs


Mary Albitz (left to right), president of the Rotary Club of Upcountry Maui; Vanessa Moreno, president of the Rotary Club of Lahaina Sunset; and Leah Harbottle, president of the Rotary Club of Lahaina Sunrise, show off their “Award Frisbees” at the recent 2022 Rotary District 5000 Annual Conference on Oahu.

Four Maui County Rotary clubs received service awards at the 2022 Rotary International District 5000 Conference at Disney’s Aulani Resort on Oahu.

The Rotary Club of Lahaina Sunset was named Large Club of the Year for earning first place in the Public Image, Professional Service, and Membership categories for large clubs (30 or more members). President Vanessa Moreno accepted the awards.

The Rotary Club of Upcountry Maui received first place in the Community Service and Youth Service categories for mid-size clubs (18-29 members). The club also received First Runner Up awards in the International Service and Professional Service categories. President Mary Albitz accepted the awards.

The Rotary Club of Lahaina Sunrise received the first awards in the Community Service and Public Image categories for medium-sized clubs. President Leah Harbottle accepted the award.

The Rotary Club of Kihei Wailea received the first runner-up award in the International Service category for large clubs. The president, Dr. Allan Weiland, accepted the award.

The 53 clubs of District 5000 were judged in several categories and rewarded frisbee patches. Club presidents submitted information about their club’s activities in each category during the Rotary International year from July 1 to April 10.

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Girl Empowerment Day supports the girls of Orangeburg


This year’s event is centered around mental health awareness. Girls will have the chance to hear ideas from local women entrepreneurs and discuss mental health.

ORANGEBURG, SC — Girl Empowerment Day is an annual event, according to SAFE founder Shanika Aiken, that aims to educate and empower young women. This year’s event is centered around mental health awareness.

Girls aged 11-17 will have the opportunity to hear from local women entrepreneurs and talk about mental health.

Panelists come from a variety of backgrounds, including photography, catering, modeling and funeral services. Aiken says having a wide range of perspectives on the panel to learn from will help young girls pursue their dreams.

“Why can’t you be all of those things?” So we wanted to give them a picture of different things they can do outside of what they normally see,” said Shanika Aiken, Founder of SAFE.


Posted by The SAFE Organization on Friday, June 10, 2022

RELATED: Summer Reading Challenge Begins at Orangeburg County Library

She says the panel’s main mission is to enable discussions about mental health, which she says has been reinforced during the COVID pandemic.

“What we’ve seen within the organization is a lot of isolation. COVID has allowed them to be kind of alone and it’s worse now that they don’t want to come out of their rooms anymore,” Aiken said.

The SAFE organization is a non-profit agency that provides mentoring and educational services to youth in the Orangeburg area and surrounding counties.

At the event, girls will be able to connect directly with family health center counselors and other local mental health professionals. Registration for the event is open online.

Young people present must provide proof of vaccination. It takes place on Saturdays from 10 a.m. to 3 p.m. at the Orangeburg County Conference Center.

RELATED: City of Orangeburg Recognizes Juneteenth as a Public Holiday

Winger Julian Vazquez back with Sporting KC on short-term loan

Sporting Kansas City announced today that the club have signed Sporting KC II winger Julian Vazquez to a short-term deal, making him available for Sunday’s MLS regular season home game against New England Revolution at 2 p.m. CT (tickets).

Sporting added Vazquez on a short-term loan for the third time this season after being an unused substitute in a 2-1 home win over the Colorado Rapids on May 18 and a 1-1 draw. to the San Jose earthquakes on May 22. .

Vazquez has started in 10 of Sporting KC II’s 11 games this year, tallying two goals and three assists in the club’s first MLS NEXT Pro campaign under head coach Benny Feilhaber. He opened his SKC II scoring account in a dramatic 4-2 win over the Real Monarchs on May 8 at Rock Chalk Park in Lawrence, Kansas, before earning a second-half equalizer in a 2-1 road win against Portland Timbers 2 on May 15. He leads the team with 21 shots and ranks second with 12 chances created.

A native of Brigham City, Utah, Vazquez grew up as a youth at Real Salt Lake Academy and signed an MLS contract as the club’s 16th homegrown player in 2018. He spent most of the 2019 and 2020 seasons on loan with Real Monarchs in the USL. Championship, helping the team win a league title in 2019 with one goal and two assists that year. Vazquez made his Real Salt Lake first team debut on June 11, 2019, in a Lamar Hunt US Open Cup loss to LAFC.

Vazquez left Real Salt Lake at the end of 2020 and spent the 2021 USL Championship campaign with Las Vegas Lights, where he recorded one goal and one assist while playing primarily as a left winger.

At youth international level, Vazquez played for Mexico U-18s in spring 2019 – playing in a pair of friendlies against England – and for Mexico U-20s in January 2020, starting one of two appearances against Sporting Kansas City goalkeeper John Pulskamp and the United States.

Transaction: Sporting Kansas City (MLS) signs striker Julian Vazquez to a short-term deal with Sporting Kansas City II (MLS NEXT Pro).

Julian Vazquez
Number: 30
Position: Striker
Born: 03/30/2001 (21 years old)
Size: 5-11
Weight: 160 lbs.
Hometown: Nibley, Utah
Birthplace: Brigham City, Utah
Citizenship: United States, Mexico

Kent State leads the way with 37 Academic All-MAC Outdoor Athletics winners


CLEVELAND- The Kent State Athletics Program led all schools with 37 student-athletes named to the 2022 Academic All-MAC Outdoor Athletics Team, as the Mid-American Conference recognized a total of 265 student-athletes for their successes in class and in competition.

The Golden Flashes had 24 members of the women’s team and 13 members of the men’s team earning Academic All-MAC honors. Second year students Lea Pasqualetti and Isabelle Wolford were among 28 student-athletes with a perfect GPA of 4.0.

The All-MAC Academic Honor is for a student-athlete who has excelled in both athletics and academics. To qualify, a student-athlete must have at least a GPA of 3.20 and have participated in at least 50% of the competitions for that particular sport. Freshmen and transfers in their first year of residency are not eligible for the scholarship.

Be sure to follow the Golden Flashes on TwitterInstagram and Facebook for team news and updates.

2022 Men’s Outdoor Athletics All-MAC Academic Team (Kent State Winners)

Scott BencoKent State, Junior, Physical Education

Quintin CooksKent State, Junior, Communication Studies

Double TreyKent State, Junior, Exercise Science

Joe FarleyKent State, Sophomore, Business Management

Drew JohnsonKent State, Senior, Aerospace Engineering

Jacob MallyKent State, Redshirt Senior, Aviation Systems Engineering Technology

Anthony MillinerKent State, Redshirt Senior, Human Development/Family Studies

Jacob MirabelleKent State, Sophomore, Geology

Brian PhillipsKent State, Junior, Computer Information Systems

Kyle SommerKent State, Junior, Computer Information Systems

Alex StamperKent State, Senior, Architecture

Lukas Van der WattKent State, Graduate Student, Business Analytics

Ethan YostKent State, Second Year, Integrated Social Studies

2022 Women’s Outdoor Athletics All-MAC Academic Team (Kent State recipients)

Gaby BaileyKent State, Senior, Exercise Science

Sarana ChoiKent State, Graduate Student, Hospitality and Tourism Management

Mi’Angel DanielsKent State, Graduate Student, Fashion Industry Studies

Nicole DiCiccoKent State, Junior, Nutrition

Benja DuffKent State, Graduate Student, Sports Administration

Grace FrieKent State, Junior, French

Ruby green woodKent State, Senior, Nutrition

Aimee GrimmKent State, Year Two, Zoology

Gabrielle HawkinKent State, Sophomore, Fashion Merchandising

Marissa HenleyKent State, Junior, Political Science

Hanna KunzlerKent State, Junior, Biology

Lea LisleKent State, Senior, Nutrition

Angelina LotarskiKent State, Year Two, Exercise Science

Grace LutherKent State, Redshirt Junior, Fashion Merchandising

Tianna McCormickKent State, Redshirt Junior, Psychology

Lea PasqualettiKent State, Sophomore, Business Management

Aliesha ShawKent State, Redshirt Freshman, Public Health

Jayda SingletonKent State, Year Two, Criminology and Justice Studies,

Grace TennantKent State, Redshirt Senior, Physical Education

Alexandria VerbancićKent State, second year, sports medicine

Morgana WhiteKent State, Senior, Sports Administration

Isabelle WolfordKent State, Sophomore, Managerial Marketing

Briana WrightKent State, Junior Redshirt, Exercise Science

Nina ZraikKent State, Junior, Environmental Studies

Program to Improve Volunteer Service – MissionNewswire


Don Bosco Youth-Net launches a collaborative project to improve voluntary service in Europe

(MissionNewswire) Don Bosco Youth-Net, the European network of Salesian youth organizations based in Belgium, and its partners have launched a two-year project focused on volunteering. The project, entitled “The future is Europe: volunteering and social change”, is launched with the support of Erasmus+, the European Union program to support education, training, youth and sports in Europe.

The objective of the project is to help define a vision of volunteering by setting long-term objectives and helping all partner organizations to develop concrete actions. Project activities focus on digitization, solidarity, employment and sustainability. These activities will raise awareness of issues such as European citizenship, civic engagement and common values.

The aim is to engage young people from various countries to help them develop their soft skills and competencies for future employability. This will help all partner organizations to create an education model to be implemented in the countries concerned and beyond.

“All young people deserve a chance for a better life,” said Father Gus Baek, director of Salesian missions, the American development arm of the Salesians of Don Bosco. “Salesians help young people overcome obstacles to success while teaching them to take responsibility for their own lives. Part of this education is passing on the lessons they have learned to others. By providing young people with the opportunity to volunteer, they can learn additional skills to find and keep a job.

Through this project, Salesian organizations strengthen voluntary service, reach more young people through quality projects, impact employability through recognition of skills acquired during experience and provide digital solutions for networking and learning environments.

At the end of the project, a guidance document will be disseminated at international, national, regional and local levels to inspire other organizations active in the field of volunteering and international youth mobility.

Work in collaboration with Don Bosco Youth-Net are its project partners, including Aktionszentrum Benediktbeuernbased in Germany, Confe Don Bosco, based in Spain, Jeugddienst Don Boscobased in Belgium, Salesiani per il Sociale APS and Tourism Giovanile and Socialbased in Rome, Italy, TGS Eurogroupbased in Venice, Italy, Salesian Youth Ministry Servicebased in Malta, and Young people to connectbased in the Netherlands.



ANS Photo (permissions for use and guidelines should be requested from YEAR)

ANSWER – Belgium – “Europe is the future: volunteering and social change”

Salesian missions

Matrixport Launches World’s First Liquidation-Free Lending Product for Digital Assets

matrix portone of the world’s largest and most trusted digital asset financial services platforms, announced the first of its kind “Loan without liquidation” product for altcoins.

This innovative lending product gives individual and institutional investors the ability to securely collateralize without the risk of margin calls or liquidation to capture market opportunities or manage liquidity demand.

The “No Liquidation Loan” offers an additional funding solution for those looking to take out short and long-term loans by pledging altcoins as collateral in custody to quickly and efficiently secure capital in the form of stablecoins (USDC or USDT). With a fixed interest rate and no margin call tied to its initial Loan to Value (LTV), users can simply regain custody of their assets upon one-time repayment of principal and interest before loan maturity.

Cynthia Wu, Business Development and Sales Manager for Matrixport, said, “Our “Loan without liquidation” responds to a real need for flexible solutions for those looking to preserve their digital assets. This reflects our commitment to continue to bring to market the world’s most comprehensive range of innovative products and services, suitable for various market conditions.

With a minimum loan amount of $1,000 per transaction, the new product will initially support four altcoins – Avalanche (AVAX), Chainlink (LINK), Polygon (MATIC), and STEPN (GMT). More tokens should be made eligible for the product.

For more information, please see the information sheet here.

About Matrixport
Matrixport is one of the largest and most trusted digital asset financial services ecosystems in the world. With $4 billion in assets under management, it provides one-stop crypto financial services to meet emerging needs for long-term wealth generation in digital assets. The Company’s services include Cactus Custody™, spot OTC, fixed income, structured products, lending and asset management. He also forges strategic collaborations with early-stage Web3 innovators, helping them build, grow and evolve.
With its mission to make crypto easy for everyone, Matrixport is relentlessly focused on product innovation and offers the most comprehensive suite of market-leading crypto investment products. In 2021, the fintech company completed a pre-monetary valuation of the unicorn within two years of its inception.
Based in Singapore, Matrixport serves both institutional and retail clients in Asia and Europe. The company holds licenses in Hong Kong and Switzerland.
For more information, visit www.matrixport.com.

South Sudan: New World Bank financing to improve access to income-generating opportunities for youth and women – South Sudan


JUBA, June 7, 2022—The World Bank Board of Directors has approved $129 million in grant financing from the International Development Association* (IDA) to expand access to economic opportunities and livelihoods of South Sudan’s most vulnerable households and strengthen the effectiveness of the national safety net system. The grant includes $25 million from the IDA19 window for Host Communities and Refugees (WHR) and $30 million from the Crisis Response Window (CRW).

The grant will fund the South Sudan Productive Safety Net Project for Socio-Economic Opportunities (SNSOP), a one-time four-year operation that builds on the experiences of previous projects that helped lay the foundations of the safety net system. security in South Sudan. The SNSOP aims to consolidate and deepen the development gains made to date, provide access to direct income and increase social and economic opportunities for the poorest and most vulnerable households.

Recent external and economic shocks, including severe flooding, the COVID19 pandemic, conflict and macroeconomic instability, have disproportionately affected vulnerable households and compounded existing vulnerabilities in South Sudan.

“Improving social and economic opportunities for poor and vulnerable households will help achieve longer-term development outcomes and build their resilience to climate impacts and other shocks. It will also make them potential drivers of economic growth, stability and national transformation in South Sudan,” said Honorable Josephine Joseph Lagu, Minister of Agriculture and Food Security of the Republic of Sudan from South.

The SNSOP will be implemented in 15 of the country’s 79 counties. The project will not only respond to escalating food insecurity, but will also lead to productive inclusion through human capital accumulation among the poor and vulnerable, including refugees and host communities. The project will contribute to smoothing consumption and increasing investments in child nutrition and development through complementary social measures and behavior change communication, with a strong focus on gender and adaptation to the climate change.

The SNSOP is strongly aligned with the World Bank Group’s Country Engagement Note (CEN) for South Sudan for the fiscal year 2021-2023, as it promotes resilience and livelihood opportunities for people facing hardship. multiple shocks by providing cash transfers and income-generating opportunities. It will also strengthen the capacities of several key ministries.

“The World Bank is pleased to continue to strengthen social protection mechanisms in South Sudan. This new funding will help the government gradually establish a national safety net program. It will also help maintain a predictable and reliable national safety net system in the country and increase citizens’ trust in national institutions,” said Firas Raad, World Bank Country Director for South Sudan.

About 72% of South Sudan’s population is under the age of 30, representing one of the largest youth bulges in the world. The country’s youth face serious livelihood challenges due to limited economic opportunities. SNSOP will implement activities to help improve access to economic opportunities for poor and vulnerable youth, help young men address the challenges of “youth idleness” and empower young women to access to equal economic opportunities.

“The SNSOP is a much needed and timely intervention to support the economic empowerment of young women in the country. Women are exposed to a wide range of economic and social risks in South Sudan. The focus on the inclusion of young women will help pave the way for tackling the marginalization of women, bringing them into the mainstream of development,” said Ayaa Benjamin Warille, Minister of Gender, Children and Social Welfare of the Republic of South Sudan.

*The World Bank’s International Development Association (IDA), established in 1960, helps the world’s poorest countries by providing grants and loans at low or no interest rates for projects and programs that stimulate economic growth, reduce poverty and improve the lives of the poor. IDA is one of the largest sources of aid to the world’s 74 poorest countries, 39 of them in Africa. IDA resources bring positive change to the 1.3 billion people who live in IDA countries. Since 1960, IDA has provided $458 billion to 114 countries. Annual commitments averaged around $29 billion over the past three years (FY19-FY21), of which around 70% went to Africa. Learn more online: IDA.worldbank.org. #IDAworks



addis ababa
Gelila Woodenh
+251 11 5 17 6 ​​000
[email protected]

Lomoro A. John Sindani
+211 925 472 380
[email protected]

City seeks community feedback for two northwest Frisco parks


The entrance to the Northwest Community Park features plans for a wading pool. (Rendered courtesy of Design Workshop)

The City of Frisco will host an open house on June 9 to hear from residents about two parks being designed in northwest Frisco.

Frisco on the Green and Northwest Community Park are expected to begin construction in early 2023, said Conners Ladner, director of Design Workshop, the project’s lead landscape architect. Both parks are along Teel Parkway near the PGA of America headquarters.

Representatives from Design Workshop and the city will be in the atrium of the Frisco Public Library at 6101 Frisco Square Blvd. from 6 p.m. to 7 p.m. to discuss the latest creations and answer questions.

In addition to asking questions, community members will have the opportunity to share their thoughts on the design of the two parks.

During the parks visioning process, Design Workshop held several engagement sessions with the goal of getting community feedback, Ladner said. Now that the design is 30% complete, he said it was the perfect time to meet again as there is still time for the project to evolve.

“We can show [community members] how we took that feedback and really started bringing those ideas to life, Ladner said. “We’re also hoping to hear feedback, things they like, things they think we could improve on.”

Cost estimates for both parks are expected to arrive within weeks, Ladner said.

Frisco on the Green is a 27-acre park that is expected to be 80% wetland. Ladner said the park will serve as an “outdoor laboratory” focused on “environmental education.”

“There’s not a lot of what we would call programming, which are built-in features,” Ladner said, adding that the design aims to enhance the existing landscape and increase the amount of wildlife in the area. .

The main feature of the park is a wildlife pavilion which will include an 800 square foot classroom and an 800 square foot viewing platform. Design Workshop has taken note of the animals on site, including monarch butterflies, deer, owls and hawks, and plans to do a follow-up survey once the park is built to see if their presence has increased, Ladner said.

“Habitats and ecologies are in decline across the country,” Ladner said. “This happens with new developments and growing locations. Frisco is really doing something incredibly special here by protecting these two parks and expanding them.

The Northwest Community Park is the larger of the two. Plans for the 120-acre project include playgrounds, a dog park, wading pools, an amphitheater and about 10 acres of “flex lawn,” Ladner said.

“This park already has existing bike lanes, so a lot of the design will be to improve those bike lanes, add parking, add restrooms. [and] a new entry place,” Ladner said.

Design concepts for both parks will be on display at the library until June 30, according to a press release. Residents can learn more and share their thoughts on the projects at www.shapeyourplay.com.

What does Judaism have to do with climate change?


Over the next few weeks, I will be spotlighting Jewish teen climate activists throughout the Boston area. The first is Lexington high school student Joel Swirnoff, who is the co-director of policy at the Jewish Youth National Climate Movement (JYCM). JYCM is a subdivision of Hazon, a nonprofit Jewish educational organization devoted to environmental activism, with a large youth contingent. Swirnoff became involved with the group through Temple Isaiah of Lexington, where he leads the local JYCM chapter. Next year he is leaving for Washington University in St. Louis.

What is your role in climate activism in Boston?

I’m very grateful to publicize Hazon, as well as the Jewish Youth Climate Movement, where I speak. The Jewish Youth Climate Movement is a sub-section of Hazon, and it’s all team-driven. Our oldest member is a graduate student. We are all millennials or Gen Z. I am the co-director of policy at JYCM. We are a young organization so a lot of what we want to do in terms of legislation is not quite within our purview yet. A big part of what we do is help create educational resources on certain policies that temples or other chapters can use. For example, we recently gave a presentation on the intersection between anti-Semitism and the climate crisis, and then went to a youth summit.

This is really interesting: what is the link between anti-Semitism and the climate crisis?

What the presentation teaches is that many actors in terms of the spread of climate change in the first place as part of the industrial revolution, and the spread of anti-Semitic myths that have worked their way into our system of government and our economic system, are really the same people. . A good example is Henry Ford. He is obviously very important for his creation of the Model T and for ensuring that cars were widely accessible, but he was also a notorious anti-Semite. He wrote many books and had a lot of influence in terms of politics. Another example is Standard Oil, now seen through Chevron, ExxonMobil and BP, companies that spun off from Standard Oil and helped fuel Nazi planes during World War II and the Holocaust. Many of these actors are the same. This is one of the big connections that we’ve tried to address in terms of how anti-Semitism and the climate crisis came from the same route.

Tell me a bit about yourself and your own climate story.

I’m 18 years old. I am about to graduate from high school. What spurred my climate engagement was my involvement with Temple Isaiah. There is a member of our temple who is very involved in general climate change. Our youth group leader contacted JYCM, and then we became the first chapter. Because the organization is still growing, they were looking for members for their board of directors. And I thought, “Well, I’m terrified of climate change, and I feel like I’m complicit, no matter how much I can actually change.” It’s very contradictory to what I was taught as a Jew, in terms of the idea of tikkun olam. I am very lucky to have obtained a position of co-director of policy. How can I stand idly by in the face of this gigantic crisis?

What do you think is on the minds of your classmates and peers? How important is climate change to them?

One thing I’m very happy about is that it seems Gen Z, more than any other generation, cares about this issue. We know this is going to be our future and the future of those after us. We borrow this world from generations after us. Many of us are very frustrated that older generations don’t necessarily seem to care as much. I was talking to my cantor recently, and one thing she noticed was that overwhelmingly, maybe three-quarters, if not more, of of var Torahs are becoming about the climate crisis and what this student wants to do to help fight the climate crisis. I think that’s quite indicative of how we all feel.

I know many students I have spoken to as co-chair of our temple’s youth council say climate change is still there, masking their lives with anxiety. It’s something that I really feel myself. It strikes you: our entire world is heading towards what seems like an inevitable extinction, or whatever; it rests on our lives. And because I feel like it’s such a gigantic problem, I think a lot of the anxiety is therefore exacerbated. What can we do concretely? So I would say that, definitely, Gen Z cares a lot about climate change, at least in my experience.

What would you say to teenagers who hope to change things? Maybe they don’t maintain your level of engagement but want to make a small difference.

I think the big thing to get through is that it’s a world that we inherit. Many of us will live long enough to see the ill effects. It’s much easier to talk to college students in California to galvanize them because they know wildfires are the result of climate change. One thing I would say to motivate people is, “This is going to be our world and it’s our world now. And if not now, when?”

The JYCM emphasized that climate change is not the result of individuals’ carbon footprints. While composting and recycling is always a good idea, it really comes down to cooperation between business, capitalism, and government in the United States and the inability of the government structure as we see it now to effectively attack businesses. All the money paid for our elections comes from people profiting from the climate crisis. They are the CEOs of BP and ExxonMobil. It’s bigger than us as individuals, so we have to attack it as a group. Thus, something that is not propagated by a single person therefore cannot be approached by a single person. We have to come together to knock something down.

Why is Boston an epicenter of this movement?

I think Boston is one of the most liberal cities in the United States. And that makes it a little easier from the start to get people to care. I think one thing we also see is that Boston is in danger. We’re on the water, and when the water rises, it’s going to destroy neighborhoods like Back Bay. Boston also has a culture of scientific discovery and curiosity. And one thing that often distracts people from caring about the climate crisis is not fully understanding that it is inevitable.

What part of climate change worries you the most?

The effect on people’s lives. Right now we are already seeing people becoming refugees because of the climate crisis and people losing their homes. People’s whole lives are turned upside down. I think this is something that will only get worse in the future. That’s really the main thing. People are going to die. People will suffer.

Hundreds of Oregon Nonprofits Excluded from Children’s Summer Program Funds Due to Insurance Requirements


Oregon school districts and major community organizations are planning a summer full of programs for children, thanks in part to a second year of public funds.

But hundreds of small, community-based organizations across the state will likely be excluded from state summer funds because they can’t meet an insurance requirement.

The Oregon Association of Education Service Districts is overseeing the grant process this summer. Last week, they shared an update from Oregon Department of Education Director Colt Gill.

“For this summer, large organizations that already have or can obtain the necessary insurance to protect young people and organizations will be able to access summer enrichment funds. However, many smaller organizations will not be eligible this summer,” according to a June 2 statement. update by Gil.

To Senate Education Committee Meeting on the same day as Gill’s update, OAESD officials said 320 applications have been submitted for funding so far, but “very, very few applicants” have the required insurance. They include hundreds of organizations planning to serve youth of color, youth with disabilities, children in rural communities, and children experiencing poverty, homelessness, or foster care – all student groups that the state pledged to serve, especially after years of disrupted learning.

Gill said state officials had worked to find a solution that would allow “hundreds of CBOs and tribes to access affordable insurance options,” but coverage for those types of programs was not available. not available or would take too long to process before the start of summer.

Last summer, the Oregon Community Foundation oversaw the distribution of $41 million in grants, but didn’t have the same problem. A Frequently Asked Questions For this summer’s grant application process, applicants were asked if they had insurance, but no verification was required. According to the document, this approach exposed the organizations, and possibly the Oregon Community Foundation, to “higher risk.”

Without the possibility of funding, some small organizations try to come up with other ideas or scale back the original plans.

The Eugene Program may seek outside funding

Last summer, trainer Nancy Willard was able to bring her donkeys to publicly funded summer programs. His Program “Path of the Donkey” is intended to teach students self-regulation and empowerment skills in interacting with animals. This summer, she intended to bring the donkeys to summer school, but also to run week-long half-day camps.

Willard says she’s been waiting, hoping there might be a solution to the insurance issue. Over the past month, the OAESD has shared a few updates, saying they are aware of the insurance issue and are working on solutions. Now Willard isn’t sure if her camp will be available for students.

“I’m now trying to figure out if there are any other options to get funding for the camp,” Willard said.

As a substitute teacher in the Eugene 4j school district, Willard said she saw a need for programs like hers. She worries about students who may not have access to robust programming.

“These kids need a whole bunch of summer activities, especially if you’re looking at programs that provide support for the more difficult kids,” Willard said. “Families who have money are going to be able to pay for their children to go to child care programs.”

Salem nonprofit says agencies are erecting ‘huge, obvious and unfair barriers’

In Salem, Oni Marchbanks runs the non-profit organization Equity Splash. Marchbanks and Salem-Keizer School Board member Satya Chandragiri have planned a five-week youth program this summer focused on science, technology, engineering, arts, and math, or STEAM, with guest speakers and students learning expert skills, like coding

Without access to public funds, Marchbanks said he still plans to launch the program in July, but with “zero budget,” and no staff or laptops.

“It’s really disheartening when, no matter how many board meetings you attend, no matter how many tough conversations you have, no matter how many workshops you run, no matter how many tears you cry, that agencies are still putting up these barriers, these huge, obvious and inequitable barriers to access to funding and opportunities for certain groups,” Marchbanks said.

Chandragiri said they had a local space to use for the program, but could not accommodate that many children.

“We’ll just have to reorganize and do something else for the kids,” Marchbanks said.

In her update shared last week, Gill said the insurance requirements are put in place to protect “children, families and organizations”.

Willard, in Eugene, said that rather than requiring insurance, the state could protect students by requiring organizations to conduct background checks on their staff, have clear policies and practices in place to prevent children from be abused or assaulted and provide training to organizations.

“All of us who have been, in some way, sitting, planning, waiting, hoping…have just been wiped out,” Willard said.

June 6, 2022 – Lending Rates Rise – Forbes Advisor

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Refinanced student loan rates increased last week. Despite the rise, if you want to refinance your student loans, you can still get a relatively low rate.

From May 30 to June 3, the average fixed interest rate on a 10-year refinance loan was 4.91% for borrowers with a credit score of 720 or higher who prequalified in the student loan market from Credible.com. On a five-year variable-rate loan, the average interest rate was 3.26% among the same population, according to Credible.com.

Related: Best Student Loan Refinance Lenders

Fixed rate loans

The average fixed rate on 10-year refinance loans last week climbed 0.16% to 4.91%. The previous week, the average was 4.75%.

Fixed interest rates do not change during the term of a borrower’s loan. This allows borrowers refinancing now to lock in a significantly lower rate than they would have received this time last year. This time last year, the average fixed rate on a 10-year refinance loan was 3.80%, 1.11% lower than the current rate.

If you were to refinance $20,000 in student loans at today’s average fixed rate, you’d pay about $211 per month and about $5,350 in total interest over 10 years, according to Forbes Advisor’s student loan calculator.

Variable rate loans

Last week, the average five-year variable refinance student loan rate fell to 3.26% on average, from 4.56%.

Variable interest rates fluctuate over the term of a loan depending on the index to which they are linked and market conditions. Many refinance lenders recalculate rates monthly for borrowers with variable rate loans, but they usually limit how high the rate is – lenders can set a limit of 18%, for example.

If you were to refinance an existing $20,000 loan into a five-year loan at a variable interest rate of 3.26%, you would pay about $362 on average per month. In total interest over the term of the loan, you would pay approximately $1,701. Of course, since the interest rate is variable, it can fluctuate up or down from month to month.

Related: Should You Refinance Student Loans?

When to Refinance Student Loans

Most lenders require borrowers to graduate before refinancing, but not all do, so in most cases, wait to refinance until you graduate. You will also need a good or excellent credit score and a stable income in order to access the lowest interest rates.

If your credit is failing or your income is not high enough to qualify, you have several options. You can wait to refinance until you have built up credit or have sufficient income. Or, you can get a co-signer. Just make sure the co-signer knows that if you can’t repay your student loan, they will be responsible. The loan will show up on their credit report.

Before choosing to refinance, calculate your potential savings. It’s important to make sure you’ll save enough to justify refinancing. Shop around with multiple lenders for rates and consider your credit score when shopping. Keep in mind that those with the highest credit scores receive the lowest rates.

What to Consider When Comparing Student Loan Refinance Rates

Refinancing a student loan at the lowest possible interest rate is one of the best ways to reduce the amount of interest you’ll pay over the life of the loan.

While variable rates may start low, they could rise in the future, making it a gamble. But one way to limit your exposure to risk is to pay off your new refinance loan as quickly as possible. Keep the loan term as short as possible and pay extra when possible so that you are not subject to any rate increases in the future.

Whether you choose a fixed or variable rate loan, it’s important to compare rates from multiple lenders to make sure you don’t miss out on any savings. You may qualify for interest rate discounts by opting in to automatic payments or having an existing relationship with a lender.

Refinancing of federal loans into private loans

There are a few things to keep in mind when refinancing a federal student loan into a private student loan. For starters, you will lose access to certain benefits offered by federal student loans. For example, you will no longer have access to income-tested repayment plans or deferment and forbearance options.

If you’re considering refinancing federal student loans, make sure first that you probably won’t need to use any of these programs. This may be the case if your income is stable and you plan to pay off a refinance loan quickly. You always have the option of refinancing only your private loans or only part of your federal loans. Since fixed interest rates on federal loans are usually quite low, you may also decide that refinancing would not lead to substantial savings.

We are committed to keeping our campaign promises, Buni assures delegates and masses


Yobe State Governor, Hon. Mai Mala Buni assured the All Progressives Congress (APC) delegates and the general people of the state that her administration remained committed to delivering on all campaign promises made to voters.

Buni said this while addressing delegates shortly after he was affirmed by delegates from all 17 local government areas in the state as a candidate for the governorship of the APC in the 2023 general elections held. at the government house event grounds, Damaturu.

The governor said he remains committed to adhering to his campaign mantra of continuity, consolidation and innovation to ensure the completion of all projects started by his predecessor as well as those started by his administration.
He said that his administration has since its inception viewed the execution of projects, especially those initiated by his predecessor, as a task that must be accomplished by ensuring that any ongoing project, including those initiated by his administration, will be completed.

“As I promised after taking over the administration from our boss Senator Ibrahim Gaidam in 2019, all the projects started will be completed, this has been achieved as many projects including Damaturu cargo airport have been completed and will soon be commissioned by President Muhammadu Buhari.
“During my inaugural address, we promised to establish a functioning primary health care center in each of the 178 political wards in the state and to date, 138 have been fully completed while the others will soon be completed.”

Buni expressed his joy that all the projects launched by his administration, such as the construction of modern markets in Damaturu, Potiskum, Gashu’a and Nguru, are in various stages of completion.
The governor also said that other sectors such as youth empowerment, agriculture and education have received deserved attention, ensuring more efforts for sustainability and progress.

He stressed the need for people to redouble their efforts to invest more in agriculture, describing the current global economic situation as difficult.
“We need to invest more in agriculture because what we are facing globally, especially food scarcity, needs no mention.
He hailed the order and maturity shown by delegates, party and INEC officials during the affirmation, describing it as a clearly demonstrated unity in Yobe politics.

Boy, 13, on school trip dies at Cecil County camp


UPDATE (June 5): The City of Baltimore Public Schools released a new statement on their website, saying, “Last week, Baltimore Public Montessori Charter School and the entire community of Baltimore City Public Schools suffered a devastating loss. Athumani Brown, a seventh grade student, tragically passed away after a significant medical event while on a field trip. Our thoughts and prayers are with the family and the school community as we mourn and process the loss of a son, a student and a young member of our community. The tragedy, City Schools has been in frequent communication with NorthBay Adventure Camp. NorthBay will conduct a full investigation into this incident and will provide its findings to schools across the city.North Bay has also committed to conduct an independent review of its emergency protocols to ensure student safety in all future education programs. outdoors. community, we will honor his memory through our efforts.” ORIGINAL STORY (June 3): A Baltimore family is devastated following the mysterious death of their 13-year-old student at a charter school. Athumani Brown died during a school-sponsored excursion in Cecil County. NorthBay Adventure Camp is about an hour’s drive from the Baltimore Montessori Public Charter School on Guilford Avenue, and it’s a popular spot for students. This week, the he scenic getaway is now a place of grief for Brown’s family. Athumani’s mother. Athumani died before the family could get to Cecil County. “We want to know what’s going on. We want to know what happened to him. You don’t send your kid on a field trip and the next day that kid is dead,” Dionn Brown said. “He was happy, he was healthy, he was well taken care of and we want to know what happened. past. What happened to Athu? What happened to my son?” So far, the family has seen no documents, no police report and no medical examiner’s findings. Students from two other schools in the city of Baltimore were in the same camp at the time of the tragedy. Neil Dampier, executive director of NorthBay Adventure Camp, released a statement on the camp’s website, saying, “NorthBay is deeply saddened by the passing yesterday of a student from Baltimore Montessori Public Charter School who suffered a medical emergency during a field visit to NorthBay. We are currently awaiting reports to determine what happened and how best to support the family and our staff during this difficult time. This is a very difficult situation, and we are committed to providing the support and care they need. Please keep the student’s family in your thoughts and prayers. “Baltimore City Public Schools sent a statement to 11 News, saying, “On Tuesday, a seventh-grade student at Baltimore Montessori Public Charter School died while on a field trip to NorthBay Adventure Camp. To be clear, “during” means that he was participating in the field trip. We believe a significant medical event has occurred. “Students from Commodore John Rodgers Elementary/Middle School and the Middle Alternative Program were also present at the camp, but were apparently not nearby when the medical event occurred.” City schools have assigned Baltimore Montessori counselors and social workers to support students and staff individually and in groups. The situation is difficult and we are committed to providing the care that our community will need. Medical experts and law enforcement are investigating.”

UPDATE (June 5): Baltimore City Public Schools released a new statement on their website, saying, “Last week, Baltimore City Montessori Charter Public School and the entire Baltimore City Public Schools community suffered a devastating loss. Athumani Brown, a seventh grade student, tragically passed away after a significant medical event while on a field trip. Our thoughts and prayers are with the family and school community as we mourn and process the loss of a son, a student and a young member of our community.

“Since the tragedy, City Schools has been in frequent communication with NorthBay Adventure Camp. NorthBay will conduct a full investigation into this incident and provide its findings to schools in the city. North Bay has also committed to conduct an independent review of its protocols to support student safety in all future outdoor education programs.

“We thank you for your support of Athumani’s family and Baltimore Montessori Public Charter School at this time. Through the power of our community, we will honor his memory through our efforts.”

ORIGINAL STORY (June 3): A Baltimore family is devastated following the mysterious death of their 13-year-old student at a charter school.

Athumani Brown died while on a school-sponsored field trip to Cecil County. NorthBay Adventure Camp is about an hour’s drive from Baltimore Montessori Public Charter School on Guilford Avenue, and it’s a popular spot for students. This week, the scenic getaway is now a place of heartbreak for Brown’s family.

“I got a call from the NorthBay teacher saying something happened, there was a medical emergency and he was on his way to the hospital,” said Dionn Brown, the mother of Athumani.

Athumani died before the family could travel to Cecil County.

“We want to know what’s going on. We want to know what happened to him. You don’t send your child on a field trip and the next day that child is dead,” said Dionn Brown. “He was happy, he was healthy, he was well taken care of and we want to know what happened. What happened to Athu? What happened to my son?”

So far, the family has seen no documents, no police report and no finding from the medical examiner.

Students from two other Baltimore City schools were in the same camp at the time of the tragedy.

Neil Dampier, Executive Director of NorthBay Adventure Camp, released a statement on the camp’s website, saying: “NorthBay is deeply saddened by the passing yesterday of a Baltimore Montessori Public Charter School student who suffered a medical emergency during from an excursion to NorthBay. We are currently awaiting reports to determine what happened and how best to support the family and our staff during this difficult time. This is a very difficult situation, and we are We are committed to providing the support and care they need. Please keep the student’s family in your thoughts and prayers.”

Baltimore City Public Schools sent a statement to 11 News, saying, “On Tuesday, a seventh-grade student at Baltimore Montessori Public Charter School died while on a field trip to NorthBay Adventure Camp. To be clear,” during” means he was participating We believe a significant medical event has occurred.

“Students from Commodore John Rodgers Elementary/Middle School and the Middle Alternative program were also present at the camp, but were apparently not nearby when the medical event occurred.

“Schools across the city have assigned counselors and social workers to Baltimore Montessori to support students and staff individually and in groups. The situation is difficult and we are committed to providing the care our community will need. Medical experts and law enforcement are investigating.”

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PA-linked Palestinians become billionaires while others live in poverty, says rights activist – Middle East Monitor


“I was prevented from traveling by Israel for no other reason than my advocacy to end the daily human rights violations against Palestine,” says Ubai Al-Aboudi, the director of the Bisan Center for Research and Development. .

On April 29, the American-Palestinian activist was attempting to cross the Israeli-controlled land border between the occupied West Bank and Jordan, into Mexico to attend the World Social Forum, an annual gathering of civil society organizations world.

He was banished by the Israeli authorities.

Despite his multiple attempts to get an explanation for why he was denied the trip by the occupation, senior Israeli officials have refused to provide him with an answer.

“Israel could not have continued its violations without the complicity of the international community, including the United States, which remains silent and steadfast,” Ubai said. “The same countries have shown pretty well that they have many tools to punish a state that violates international law like Russia.”

This also applies to the situation in which the Bisan Center and five other Palestinian civil society organizations find themselves, now that Israel declared them “terrorist organizations” last October.

“It all comes down to the critical research and work that we do,” says Ubai.

They didn’t arrest me for personal reasons, they arrested me because I’m part of an organization that denounces human rights violations and asymmetric power relations. They classified Bisan as a terrorist organization because it connects with other grassroots organizations, youth, women and people with disabilities to raise the Palestinian voice globally.

Established in 1989, at the height of the First Intifada by Palestinian progressives and scholars, the Bisan Center is a democratic non-governmental organization aimed at supporting the steadfastness of the Palestinian people and building a strong Palestinian civil society.

Bisan raises the voice of community actors, especially marginalized groups, to better represent their needs and interests and equip them with strategic means to guarantee their fundamental rights.

“We have worked to produce critical research on socio-economic rights, in particular violations by different bodies, be it the occupation or the Palestinian Authority (PA), or big business in the West Bank and Gaza, explains Ubai. “We have focused all of our work all these years on empowering and giving voice to those people who are rarely heard and who oppose policies that marginalize different segments of Palestinian society.”

The success of the organization, which includes exposing key contributors to the “de-development” of the Palestinian economy, is due to the combination of critical and practical research.

“We don’t just criticize, we also offer a way forward for Palestinians to take control of their destiny by explaining ways to address different issues related to Palestine, be it solidarity economy or economy of firmness.”

LILY: Israel’s targeted assassinations should be part of general exposure of its violence

“For example, we have exposed how donor funding fuels de-development in the Palestinian context by looking at the past 25-30 years, since the start of the Oslo process, during which the PA, the West Bank and Gaza , as well as civil society received $50 billion in foreign aid, one of the most subsidized areas in the world.”

According to Bisan’s research, Ubai explains, a significant amount of aid, nearly 85 percent, ended up in Israel through imports, which ultimately addressed the structural failures of the Palestinian economy.

He listed major indicators such as the severe economic decline of Palestine, in addition to the education system which he said is performing worse than in 1994, the poor health system and agricultural areas, as well as the decline in the product gross domestic (GDP).

Meanwhile, Palestinian President Mahmoud Abbas and those closely associated with the Palestinian Authority (PA) live in luxury.

We’ve seen the rise of the multi-billionaire phenomenon, those linked to the PA as poverty becomes more entrenched in Palestinian communities

reveals Ubai. “We are also witnessing the phenomenon of the destruction of key productive sectors in the West Bank and Gaza by the neoliberal market-opening policies adopted by the PA, which have contributed to the subjugation of the Palestinian people.”

A vocal critic of corruption within the PA, Ubai says he is not afraid to continue campaigning for human rights. Adding that, as the United States and the international community are doing, the PA must review its own political agendas and allegiances.

“That is why it is crazy that Bisan is designated as a terrorist organization by Israel and accused of doing critical research for the benefit of a political party, because none of our academic research benefits any individual political party. all of humanity and so if any political party or country wants to adopt our research we will be more than happy Even Israel because it would cause them to reverse all their racist policies and decolonize Palestine !”

Bisan’s latest research, due to be published later this year, exposes the PA as the second largest body usurping land in the West Bank after the Israeli occupation authorities, to prioritize big business, Ubai said.

“This is an ongoing violation that has occurred in the Jordan Valley, Jericho, Ramallah and Jenin against Palestinian farmers, who are losing their land as a result,” Ubai said. “Some of them are direct confiscation orders from the PA president.”

LILY: Hussein Al-Sheikh appointed general secretary of the PLO’s executive committee

He reiterated that Israel is an apartheid occupying state and the main issue, but also, exposing the PA’s complicity in human rights abuses for economic purposes is equally imperative to achieving Palestinian national liberation.

Determined to continue his work despite the criminalization of his organization and targeted harassment by Israeli authorities, Ubai says it is his duty as a human rights defender to continue.

“There will be a price to pay for every activist, but in the long run it will help create a more equal world where human rights are not violated. The case of Palestine is a microcosm of all the injustices that are happening around the world.”

“Whether it is class violations, racism, gender or occupation, you will find it in Palestine, and solving the problems of Palestine will give hope that these problems will not be rooted in other places. of the world.”

The price Ubai has paid for his work is the hacking of his phone. Last year, he was relieved that the Pegasus spyware developed by the Israeli company NSO Group was integrated into his device.

“The far right, racists and war criminals are not taking a break from their crimes, so to counter this we need continued activism and raising the voice of the people against human rights abuses. man against Palestine,” he added.

“The Pegasus software that was developed here and first used against the Palestinians is now being sold and abused by tyrants globally. It just goes to show that what is going on in Palestine will open the door for more violations of human rights in the world, including the West, that we are already seeing.”

School centers can transform healthcare for California’s children

Courtesy of: California School-Based Health Alliance

“SHOP 55” is a school health center at Oakland High School in Oakland.

School-based health centers are essential to supporting child and adolescent health and student success. But, unlike many other states, California has never provided public funding for this proven model, which could bring effective integrated physical and behavioral health care to many more students.

School Health Centers are health clinics located on or near school campuses where children can get immediate help for acute and chronic illnesses as well as preventative care. They increase :

  • Health care access.
  • Use of preventive services.
  • Use of early mental health intervention services.
  • Healthy behaviors, especially among marginalized student populations.

In California, School Health Centers are located in disproportionately low-income schools and communities, where they help create a fair learning environment by improving attendance, school climate and academic achievement.

The LA Trust for Children’s Health conducted a Study 2015-2021 of 16,462 students attending middle school or high school in the Los Angeles Unified School District that showed that visiting a school health center was associated with increased student attendance.

The study found, on average, that the proportion of full days at school decreased for students before their first visit to the school health center, but began to improve after their visit. Student attendance increased by 5.4 school days per year after any type of visit to a school health center and increased even more – by seven school days per year – after a visit for a mental health support.

The best school-based health centers are those offered to LAUSD students – comprehensive health homes for children and youth that include primary care, behavioral health, and services needed locally by children, such as health education, oral health and eye care. . They are open most school days, often open during the summer, and are constantly staffed by child and adolescent health care providers. They are closely integrated into the community and have ongoing opportunities to coordinate awareness, prevention and care. They can also serve as a hub for youth engagement, leadership and peer support models.

Unfortunately, because there is no ongoing source of funding for school health centers in California, many do not realize this comprehensive vision.

But California is investing heavily in the community schools model, and school health centers complement community schools by meeting the needs of all children and providing reliable, affordable, quality health services to students and their families. in an accessible and coordinated manner.

In 2021, California passed a state budget with unprecedented investments in the area of ​​child and youth behavioral health, with a focus on school-based services and supports, and these investments become available this year. All of these investments are one-time funding, so they should be leveraged to build new infrastructure and partnerships with a focus on sustaining investments after funding ends.

Since school health centers often leverage health care reimbursement for services, we believe these funding resources are great ways to start new programs and expand existing ones.

These funds include billions of dollars in statewide grants for the following:

  • Full Service Community Schools, that take an integrated approach to the academic, health, and social-emotional needs of students by linking with a range of government and community services.
  • The Student Behavioral Health Incentive Program, a new program that aims to increase access to prevention, early intervention and behavioral health services by school-affiliated behavioral health providers for public school children.
  • Behavioral Health Continuum Infrastructure Program, a new program to build capacity across the continuum of public and private behavioral health facilities for children and youth.
  • Federal COVID Aid – Emergency Aid for Elementary and Secondary Schools, which provides local education agencies with emergency relief funds to address the impact that COVID-19 has had, and continues to have, on elementary and secondary schools.

Many schools have adopted school wellness programs, including popular “quiet rooms” that provide a safe space for students struggling with increased anxiety, stress and depression.

While a good start, programs that separate behavioral health from primary health risk leaving many students with only part of the care they need. Often there is a complex primary health and behavioral cause in student behavior that can go unnoticed when services are not integrated. A student with diabetes may find it difficult to concentrate in class, for example. This student may also be suffering from depression and anxiety, but without investigating other underlying health conditions, this student will never receive the care needed to feel truly well.

These billions of dollars in new funding streams are a golden opportunity for California schools offering behavioral health and wellness services to pivot toward a full-service school health center that provides integrated health services to the entire student body – especially for students who might not otherwise identify as having a health need – behavioral or otherwise.

Let’s partner to bring the exceptional model of care that School Health Centers provide to all students in California!


Sergio J. Morales, MPA, is the executive director of the California School Health Alliancethe statewide nonprofit that advances school health centers and helps put more health services in schools.

Maryjane Puffer, BSN, MPA, is the Chairman of the California School-Based Health Alliance Board of Directors and Executive Director of The Los Angeles Trust for Children’s Healththat connects health and education to ensure student well-being for children and youth in Los Angeles.

The opinions expressed in this commentary are those of the authors. If you would like to submit a comment, please review our guidelines and contact us.

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Sungold Ltd signs model Kythrina Tadala Phiri and secures Miss Christian Africa pageant sponsorship


One of Malawi’s leading food processing companies, Sungold Food Processing Limited, has signed model Kythrina Tadala Phiri to a three-year deal as its brand ambassador.

In an interview after putting pen to paper, the company’s human resources manager, Martha Namate, said during this period that Kythrina would be the face of the company’s product inside and out. outside of Malawi.

“As a company, we believe in helping young people and women achieve their dreams. Our signing of Kythrina and subsequent sponsorship of Cameron will not only benefit us, but Malawi as a country.

“She is going there not only as our brand ambassador but also to market Malawi, we believe it will benefit the country a lot as we promote her modeling skills,” she said, adding that the sponsorship covers a round ticket, Visa and all others. expenses.

In an interview, Kythrina said she was optimistic about her success in the pageant.

“I am very grateful for the gesture that the company has shown towards me in particular and towards young people in general. I am very happy and very satisfied with the sponsorship. It really shows that the company is in empowering the young people who are the pride of Malawi.

“I am here to assure them that as their brand ambassador, I will proudly carry the name of Sungold Food Processing Limited to the pegeant and hope that I will do better and do a great job,” said the 26-year-old model, who works as an administrator at the Malawi Olympic Committee (MOC).

Miss Christian Africa, is a pageant aimed at restoring the kingdom identity of women and equipping them to better create a positive impact in the church, community and all spheres of influence.

The platform of Miss Christian Malawi 2022 is to address mental health issues among young people in churches. The foundation of our strategy is to demonstrate the role of the Word of God in addressing mental health issues.

With increased mental health effects among young people, our approach is interfaith to help alleviate the challenges faced by young people in Malawi and the continent as a whole.

Sungold Food Processing Limited is a leading food processing company in Malawi, producing and supplying the best soybean variants in the market.

The owners of Sungold Food Processing have been involved in food manufacturing for many years and you can expect nothing but the best quality, hence our slogan: “It’s Tasty, It’s Healthy”.

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Scattershots: Seneca Lake Trout Derby, Get Outdoor and Get Together Day, Waterfowl Seasons | Outside


Bill Hilts Jr.

The Salotti team wins the Seneca Lake Trout Derby

Pat, Mike and Brody Salotti of Geneva teamed with John Lautsbaugh of Geneva to win the 58e Annual National Lake Trout Derby on Seneca Lake last weekend when they weighed in a 10-pound lake trout to win the grand prize of $10,000 for the three-day contest.

The secret to their success was fishing every day during the contest. “We fish every day, Lautsbaugh said. “When you fish every day – all day – you catch fish.” The Salotti team caught 30 lake trout during the derby, and they finally caught a big one.

Each person on the 19ft Sea Nymph had a specific duty. Lautsbaugh’s job was to bring in the fish. They were trolling the east side of the lake near High Bank on Sunday morning when the winning lake trout hit a Gambler rig on the bottom in 117 feet of water at 8:15 a.m. It took 10 minutes to wrap. When the fish was finally caught, the line broke. A total of 603 entries were collected. For more information, see laketroutderby.org/.

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Go outside and meet again on June 11

On June 11, join the Department of Environmental Conservation, New York State Parks, Office for People with Development Disabilities, and Department of Veterans’ Services at free events across the state to try a new skill and enjoy the outdoors. during Get Outdoors and Get Day Together. For a list of free venues and activities, visit dec.ny.gov/outdoor/113380.html.

New York City’s Get Outdoors and Get Together Day coincides with National Get Outdoors Day, an annual event to encourage healthy and active outdoor activities. The locations will offer a selection of accessible activities and include a range of guided programs from fishing and nature walks, to bird watching, archery and more.

All sites offer wheelchair accessible features and activities, including restrooms and selected recreational opportunities. Communicate directly with the event coordinator for your accommodation requests and to find out about the adapted equipment and activities offered at each site. For Region 9 in Western New York, activities will take place from 9:30 a.m. to 3:30 p.m. at the Reinstein Woods Environmental Education Center, 93 Honorine Drive, Depew. There will also be a sale of ephemeral plants and a mini market from 11 a.m. to 2 p.m. to raise funds for the environmental education programs offered by Reinstein Woods. Call 683-5959 for more information.

Waterfowl seasons are set for 2022-23

Each year, the DEC works with the US Fish and Wildlife Service (USFWS) and the Atlantic Flyway Council to develop waterfowl hunting regulations and season dates. This year, the DEC, with the help of Cornell University and the Waterfowl Hunter Task Forces, pursued a new process for selecting duck season dates. Check it out at dec.ny.gov/outdoor/40737.html. These are selected within the timelines allowed by the USFWS. Having five waterfowl zones allows DEC to select dates that maximize the abundance of ducks in each zone, which varies by habitat and latitude.

For a complete list of all migratory bird season dates and bag limits, visit the DEC website at dec.ny.gov/outdoor/28888.html. For the western area of ​​the state, which includes all of western New York, the dates for ducks, coots and mergansers will be October 15 through November 6 and November 26 through January 1, 2023, late split. The West Zone Youth Weekend Waterfowl Hunt will take place October 1-2.

Canada goose seasons were also announced. The duration of the Canada goose season in the Northeast, Central West, Central East, Hudson Valley and Lake Champlain zones remains at 30 days; however, the bag limit has been reduced to one per day. The full list of seasons and bag limits can be found here: dec.ny.gov/outdoor/28888.html.

Invasive Species Awareness Week June 6-12

New York’s Invasive Species Awareness Week, scheduled for June 6-12, was created to establish greater knowledge and understanding of invasive species and the harm they can cause. It is essential to involve as many people as possible to help stop the spread of invasive species.

For example, DEC reminds everyone to clean, drain, and dry boats and trailers, and disinfect fishing gear before recreating in New York waters to prevent the spread of aquatic invasive species (AIS). Boat inspection stewards have been stationed at more than 225 boat launches statewide to educate and assist the public in cleaning their gear.

Organizations across the state offer a variety of invasive species awareness events, such as interpretive hikes, volunteer days, webinars, film screenings and fun family activities. For a list of events, visit nyis.info/events/month/2022-06/.

It could be a summer of protests. Do they make a difference?


At 87, Loretta Weinberg has participated in numerous demonstrations.

“The whole Vietnamese movement, that’s where I came in,” said Weinberg, who has marched for other issues including women’s rights and school integration. She retired as New Jersey Senate Majority Leader earlier this year.

So in early May, when Supreme Court Justice Samuel Alito’s draft opinion was leaked and she learned that Roe v. Wade from 1973 would probably be undone, his first thought was “Didn’t we do this 50 years ago, and why am I me in this discussion?”

His second thought was to protest.

Protest movements can take a long time to fully achieve their goals – anti-Vietnam War activism spanned 10 years – but experts say their value can be measured in other key ways: they change the way of thinking voters, galvanize participants, and show legislators the issues they face. that voters consider important.

People are turned on by the rollback of our democracy,” says Andrea McChristian, director of law and policy at the New Jersey Institute for Social Justice (NJISJ) in Newark. “Sometimes they feel like their voice is not being heard. Mobilizing and taking to the streets shows you care, push systems and challenge power.”

Weinberg bought a billboard for her independent living community’s women’s group, a former kindergarten teacher provided a shoebox of highlighters, and a retired art teacher made sure they kept the straight lines on their panels. About 50 men and women showed up on May 13 to stand outside their building in Teaneck and share insights from the pre-Roe era, including a woman whose great-grandmother had died in an abortion .

The rally was covered by local media and avidly followed by the protesters’ grandchildren on social media, Weinberg says.

Although Governor Phil Murphy signed a bill codifying New Jersey residents’ constitutional right to reproductive choice in January, “the leaked bill calls into question the right to privacy, which could mean we see future opinions that will overturn birth control rights or equality rights for the LGBTQ community,” Weinberg says.

“We have a message for the generations behind us, so they can experience what life was like before Roe, when women were still pro-choice but didn’t have access to safe health services. And we show to our elected officials and members of the judiciary that we value our freedoms and the equality we expect to achieve under our laws,” she said.

Changing Perceptions

Black Lives Matter is the most successful movement of our time, and supporters of other causes can learn from it, says Maxwell Burkey, visiting professor of African American studies and political science at the College of New Jersey. The BLM protest movement began in 2013, after the man who shot black teenager Trayvon Martin was acquitted; in the summer of 2020, after the murder of George Floyd, it had between 15 and 26 million protesters.

“Making change doesn’t mean you’re always storming the gates of the Bastille,” says Burkey, a resident of River Edge. “It’s a slow and arduous process to change the conversation.”

The term “super predator,” a major talking point of the 1994 Crime Bill, is one example, he says. BLM supporters argued that it was dehumanizing and they helped shift the political conversation. Conversely, using the term “pro-abortion” de-stigmatizes the procedure, Burkey says.

Symbols are also important. “Confederate statues were indelible features of the American landscape, and BLM transformed our conception of them from cultural artifacts to evidence of white nationalism among us,” he says.

While social media campaigns can be effective at sharing information and putting pressure on stakeholders, taking the time to show up in person and make a public statement is powerful, Burkey says.

“Protest is by nature an embodied act,” he says. “To exert pressure, you have to be visible and show yourself.”

Disruptive tactics can add to the impact of a protest, he says.

“At the 1968 Miss America pageant in Atlantic City, women threw their bras in a ‘freedom trash can’ as street theater,” Burkey explains. “In 1977, seeking federal recognition of their rights, people with disabilities occupied a government building in San Francisco for several days. In 2014, Black Lives Matter protesters shut down FDR Drive in Manhattan.”

Lasting images that change hearts and minds often come out of these actions, he says – a protester placing a flower in the barrel of a soldier’s gun during the march on the Pentagon in 1967; a black woman in a flowing dress facing two Louisiana soldiers in riot gear in 2016.

McChristian recalled that the NJISJ wanted Murphy to create a youth justice task force in late 2018, with the goal of shutting down the state’s youth prisons. “The governor said he had the support of 94% of black voters, so we called our effort ‘The Movement for the 94%,'” she says. “We held a rally at a church in Newark, and he created a task force the next day.”

Over Labor Day weekend 2020, after the mayor of Englewood Cliffs charged a teenager who organized a modest rally for affordable housing $2,499 in police overtime, the NAACP president , Jeff Carter, organized a march on East Palisade Avenue. “It had gotten media attention, but we got more media attention,” Carter said. “The mayor wanted to walk with us! A day after making national headlines, he canceled the bill.

“I think rallies and protests impact government action and policy, even court decisions at some level,” says Mary Amoroso, a member of the Bergen County Board of Commissioners. “In New Jersey, following the Black Lives Matter rallies, we implemented a number of initiatives to better train and monitor police officers. Many police officers have come to realize that body cameras are not an invasion of their privacy, but a tool that clearly shows they did the right thing.”

New Jersey police officers are now prohibited from using physical or deadly force against civilians except as a last resort, and are required to intervene if they see another officer going too far.

The long game

Although strategic victories sometimes come quickly, it’s more common for progress to come from consistent hard work. Toni Martin, a Montclair resident who once worked for the environmental nonprofit Hudson River Sloop Clearwater, says she enjoys the demonstrations because “you don’t feel so alone.” But she marvels at how longtime activists like Clearwater founder Pete Seeger have kept the faith. “They had to know they weren’t going to win immediately,” she said.

When Martin wanted to pass rent control in her town, she says, she found that “you have to be relentless” to bring about change. “People had been fighting for 30 years for rent control in Montclair,” she says.

During Montclair’s 4th of July Parade in 2019, she and a handful of compatriots brought their cause to the public by marching in Tenants Organization of Montclair t-shirts. “People were shouting, ‘I’m a small owner, and this won’t work!’ or ‘It was about time!’, and we walked out of the parade to engage them directly,” she says. On May 9, after two years of legal challenges, Montclair City Council passed a rent control ordinance – the first in its history.

For young people, the pace of change and the scale of the problems to be solved can be daunting. “The students I teach often seem overwhelmed by the challenges we face, especially when it comes to the environment,” Burkey says. “They recognize the problems, but there can be fatalism.” To avoid this, he suggests focusing on local struggles where they can have an impact, such as protesting pollution at a particular site.

The first step, but not the last

Protesting isn’t the only way to affect change, of course. “I would be out protesting 24/7 if I thought it would move the dial an inch in the right direction,” says North Jersey resident Janet Shapiro. Instead, she says, she contributes monthly to the American Civil Liberties Union.

Montclair activist Cary Chevat has organized protests in the past, but warns they cannot be seen as an end in themselves. “Most of the time it’s performative,” he says. “People are holding up signs and feeling good, then they’re not voting.” Chevat notes that only 40% of eligible voters in Montclair made it to the governor’s race in November. “Protests energize people, but it can’t be drama,” he says. “You need to take the next step.”

“That’s something our protesters need to focus on: getting relatives, friends and neighbors to register to vote, and then vote,” Amoroso says. “It’s the ultimate exercise of your civic power and responsibility.”

Burkey agrees, though he points out that “what we vote for is often determined by how we engage. Often what’s on the menu is lacking, and moves change that menu.”

“Every movement I’ve been involved in, whether it’s women’s rights, inclusive education in Teaneck, freedom of choice, or Vietnam, has all had positive results in terms of improving the around us,” says Weinberg.

The leaked Supreme Court draft opinion, she says, is the first she has heard of an attempt to roll back women’s rights.

After:Rally held in Wayne as part of nationwide protests for women’s rights

After:Abortion is the buzzword. But where does it come from?

After:Leaked Supreme Court ruling could galvanize midterm Democrats — or maybe not

To find out where to vote and to confirm that you are registered, go to vote.svrs.nj.gov.

Cindy Schweich Handler is editor of Montclair and Wayne magazines, and a staff writer for The Record and Northjersey.com. Email: [email protected]; Twitter: @CindyHandler

Arrow Financial Stock: Decent loan growth to partially counter higher borrowing costs (AROW)

Photo Italia LLC/iStock Editorial via Getty Images

Earnings of Arrow Financial Corporation (NASDAQ: AROW) will enjoy decent loan growth this year. On the other hand, accelerating loan growth will result in a higher net provision charge this year than last year, which will weigh on earnings. Meanwhile, the network the interest margin is likely to remain stable this year as the benefits of rate hikes will be felt with some lag. Overall, I expect Arrow Financial to report earnings of $3.00 per share in 2022, down 3% year over year. Compared to my last report on Arrow Financial, I have slightly lowered my earnings estimate. The year-end target price suggests a moderately high upside from the current market price. Therefore, I maintain a buy rating on Arrow Financial Corporation.

Loan growth should remain strong

Arrow’s loan portfolio grew by an impressive 2.6% in the first quarter of 2022, or 10.4% annualized, which exceeded my expectations. As mentioned in the Q1 earnings release, growth was driven primarily by auto loans and residential real estate loans. While the impressive growth of the first quarter is unlikely to be repeated, loan growth is likely to remain strong in the year ahead.

Arrow Financial operates in New York and focuses primarily on consumer and residential real estate loans, which accounted for 70% of total loans last quarter. Therefore, I think the New York State unemployment rate is a good indicator of future product demand. Although the state’s unemployment rate is lower than national average, he has still recovered considerably from the pandemic. As shown below, the unemployment rate is now back to the level seen at the end of 2018.

Data by Y-Charts

Primarily due to low unemployment and therefore the apparent financial strength of consumers, I believe loan growth can remain strong for the remainder of the year. Overall, I expect the loan portfolio to grow by 7% by the end of 2022 compared to the end of 2021. Meanwhile, other balance sheet items will likely grow more or less in line with loans. The following table shows my balance sheet estimates.

EX17 EX18 FY19 FY20 FY21 FY22E
Financial situation
Net loans 1,932 2,176 2,365 2,566 2,641 2,833
Net loan growth 11.3% 12.6% 8.7% 8.5% 2.9% 7.3%
Other productive assets 676 646 638 930 1,194 1,253
Deposits 2,245 2,346 2,616 3,235 3,550 3,885
Loans and sub-debts 245 354 231 88 70 49
Common Equity 250 270 302 334 371 380
Book value per share ($) 16.8 18.1 20.1 21.6 23.1 23.6
Tangible BVPS ($) 15.2 16.5 18.6 20.1 21.6 22.2

Source: SEC Filings, Author’s Estimates

(In millions of dollars, unless otherwise indicated)

The margin is inversely related to short-term interest rates

The topline’s immediate response to a rise in interest rates is negative due to the mismatch between the revaluation of assets and liabilities. Liabilities are quickly reassessed as the deposit book is heavy with interest-bearing checking and savings accounts. These fast-repricing deposits accounted for 73% of total deposits at the end of March 2022. On the other hand, assets are slower to reprice due to the high concentration of residential mortgages, which constitute the largest category. loans for Arrow. Financial. According to details given in the latest 10-Q filing, residential real estate loans accounted for 36% of total loans during the first quarter of 2022.

Management’s interest rate sensitivity analysis in File 10-Q shows that a 200 basis point increase in interest rates can reduce net interest income by 0.89% in the first year of rising rates. In the second year, net interest income can increase by 5.79%.

Arrow Sensitivity to financial rates

Filing 1Q2022 10-Q

Given these factors, I expect the margin to remain essentially stable in the remaining nine months of 2022, compared to 2.90% in the first quarter of the year.

The provision charge should normalize this year

After remaining subdued in 2021, net loan loss provisions returned to a more normal level in the first quarter of 2022. As loan growth is likely to be higher this year compared to last year (see below). above), the provision for expected loan losses will also be higher.

Unlike last year when provision releases were at a high level, I expect provision releases to normalize this year due to the level of reserves relative to the credit risk of the portfolio. The ratio of provisions to total non-performing loans fell to 280.0% at the end of March 2022, from 318.3% at the end of March 2021.

Overall, I expect provisions, net of reversals, to return to normal levels this year. I expect Arrow Financial to report a net provision charge of 0.12% of total loans in 2022, which is the same as the average from 2017 to 2019.

Expect earnings to drop 3%

A higher net provision charge will likely weigh on earnings this year compared to last year. On the other hand, the anticipated loan growth will limit the decline in earnings. Overall, I expect Arrow Financial to report earnings of $3.00 per share in 2022, down 3% year over year. The following table shows my income statement estimates.

EX17 EX18 FY19 FY20 FY21 FY22E
income statement
Net interest income 78 84 88 99 110 114
Allowance for loan losses 3 3 2 9 0 3
Non-interest income 28 29 29 33 32 32
Non-interest charges 63 65 67 71 78 81
Net income – Common Sh. 29 36 37 41 50 48
BPA – Diluted ($) 1.98 2.43 2.50 2.64 3.10 3.00

Source: SEC Filings, Author’s Estimates

(In millions of dollars, unless otherwise indicated)

In my last report on Arrow Financial, I estimated earnings of $3.07 per share. I reduced my earnings estimate slightly as I changed my margin estimate lower in light of recent inflation reports and Fed projections. (Please keep in mind that the margin is inversely proportional to short-term interest rates.)

Actual earnings may differ materially from estimates due to the risks and uncertainties associated with inflation and, therefore, the timing and magnitude of interest rate increases.

High Price Rise Warrants Buy Rating

Arrow Financial offers a dividend yield of 3.2% at the current quarterly dividend rate of $0.27 per share. Earnings and dividend estimates suggest a payout ratio of 36% for 2022, which is below the five-year average of 41%. Therefore, the dividend looks secure.

I use historical price/book tangible (“P/TB”) and price-earnings (“P/E”) multiples to value Arrow Financial. The stock has traded at an average P/TB ratio of 1.73 in the past, as shown below.

EX18 FY19 FY20 FY21 Medium
T. Book value per share ($) 16.5 18.6 20.1 21.6
Average market price ($) 34.0 33.3 29.3 34.9
Historical P/TB 2.06x 1.79x 1.46x 1.61x 1.73x
Source: Company Financials, Yahoo Finance, Author’s Estimates

Multiplying the average P/TB multiple by the expected tangible book value per share of $22.2 yields a target price of $38.4 for the end of 2022. This price target implies an upside of 15.3% compared to the closing price on June 2. The following table shows the sensitivity of the target price to the P/TB ratio.

Multiple P/TB 1.53x 1.63x 1.73x 1.83x 1.93x
TBVPS – Dec 2022 ($) 22.2 22.2 22.2 22.2 22.2
Target price ($) 33.9 36.2 38.4 40.6 42.8
Market price ($) 33.3 33.3 33.3 33.3 33.3
Up/(down) 1.9% 8.6% 15.3% 21.9% 28.6%
Source: Author’s estimates

The stock has traded at an average P/E ratio of around 12.4x in the past, as shown below.

EX18 FY19 FY20 FY21 Medium
Earnings per share ($) 2.43 2.50 2.64 3.10
Average market price ($) 34.0 33.3 29.3 34.9
Historical PER 14.0x 13.3x 11.1x 11.3x 12.4x
Source: Company Financials, Yahoo Finance, Author’s Estimates

Multiplying the average P/E multiple by the expected earnings per share of $3.00 yields a price target of $37.3 for the end of 2022. This price target implies an upside of 11.9% over at the closing price on June 2. The following table shows the sensitivity of the target price to the P/E ratio.

Multiple P/E 10.4x 11.4x 12.4x 13.4x 14.4x
EPS 2022 ($) 3.00 3.00 3.00 3.00 3.00
Target price ($) 31.3 34.3 37.3 40.3 43.3
Market price ($) 33.3 33.3 33.3 33.3 33.3
Up/(down) (6.1)% 2.9% 11.9% 21.0% 30.0%
Source: Author’s estimates

Equal weighting of target prices from both valuation methods gives a combined result target price of $37.8, implying a 13.6% upside from the current market price. Adding the forward dividend yield gives an expected total return of 16.8%. Therefore, I maintain a buy rating on Arrow Financial.

City of Dighton shares update from Attorney General on flag settlement


Attorney General Maura Healey has approved part of a new flag by-law passed by Dighton Town Meeting, but rejected another part as town voters seek to define what can and cannot be flown on properties owned by the city.

According to a joint statement from Dighton City Administrator Michael Mullen and City Clerk Mark Pacheco, part of the settlement was voted down “citing a conflict with the First Amendment to the constitution and section 16 of the Massachusetts Bill of Rights”.

In January 2021, residents asked the town to be allowed to fly a pride flag on the flagpole outside Dighton Town Hall, but were refused.

On November 1, 2021, Section 5 of the Dighton Special Municipal Assembly was a citizens’ petition to limit what flies on the town’s flag poles. The article passed and became a municipal by-law, stating:

“No person shall display or display a commemorative or organizational flag other than: a.) The flag of the United States; b.) The Massachusetts State flag; c.) The official flag of the town of Dighton; d.) The official flags of all branches of the United States military and armed forces; and/or e.) The POW-MIA Flag displayed on a City flagpole or otherwise located at City Hall, City-owned land, or City-maintained facilities.

Any bylaws passed by a city must then be submitted to the Attorney General’s office for review and to ensure that they comply with and do not conflict with the United States Constitution and the general laws of Massachusetts. before it can come into effect.

On May 27, Healey shared his decision with city officials, approving the settlement regarding the flagpole at City Hall, but removing the text “or otherwise” and “or land.” city-owned or city-maintained facilities”.

As Healey pointed out in his decision, recent court cases such as Shurtleff v. City of Boston led to the idea that flags waving at a property such as a town hall represent the “speech of government” and that government entities have the right to decide what will represent that entity’s official position.

“By taking control of the flags that may be flown on city flagpoles at City Hall, the city has taken an active role ‘in the selection of flags or the writing of their messages’, which is essential to a government speech program,” Healey wrote. .

However, Healey said keeping such flags on other “city-owned land or city-maintained facilities” would “rather encompass content-based restrictions on private speech in a public forum” because it would not be considered government speech.

Healey cited a letter from the American Civil Liberties Union as part of his office’s review of the settlement which stated that adopting the settlement as originally drafted “prohibit anyone from wearing on city-owned property any item of clothing displaying another flag, such as a t-shirt displaying the flag of another country or a flag expressing the view that ‘Black Lives Matter’ or ‘Blue Lives Matter’ Matter”, or a flag expressing the opinion that the United States invests too much in the military, or the flag of the city of Dighton with superimposed words saying “Dighton restricts free speech”. This would prohibit anyone one to carry another flag or representation thereof on any land owned by the city, presumably including public parks, streets and sidewalks – which are traditional public forums where speech protection is highest – or polling place on city owned property.

Read the full AG Healey decision

According to the statement, the settlement approved by the Attorney General now reads as follows:

“No person shall display or display a commemorative or organizational flag other than: a.) The flag of the United States; b.) The Massachusetts State Flag; c.) The official flag of the town of Dighton; d.) The official flags of all branches of the United States military and armed forces; and/or e.) The POW-MIA flag on a city flagpole located at City Hall.”

The pride flag and a policy of flying the town hall flag also came under scrutiny in Fairhaven last June, when the then three-person board of directors determined that the flag could not float outside Fairhaven Town Hall during Pride Month. This led to volunteers planting 100 mini Pride flags along the town hall lawn, which were then removed by a town hall guard under the orders of town officials.

This year, however, Fairhaven’s new five-person board of directors unanimously approved that the Pride flag be flown this year and were also considering a possible permanent display.

KEEP LOOKING: Here are 33 LGBTQ+ charities that need your donation

Philadelphia teens say it’s time for adults to get tough on guns


Working on a solution to gun violence and want to share it? Connect with gun violence prevention reporter Sammy Caiola here.

Third-grade student Kylee Pearson is barely tall enough to be seen behind the podium at City Hall. An adult must lower the microphone for her before she begins to speak.

She wears a black ruffled skirt, black gloves, and a matching black headband. Her voice is grating but clear as she recites a poem about the toll of the fatal shootings. As she leaves the stage, applause rings out and a crowd of students and teachers embrace her.

In Philadelphia, gun violence is a fact of life for the city’s youngest residents — and for some, it’s a driver of activism. This week, dozens of them left their classrooms to spend part of the school day protesting. They are part of a new coalition of concerned children asking municipal authorities to take a stand.

Sankofa Freedom Academy Charter School third-grade student Kylee Pearson performs a spoken poem during a rally against gun violence outside Philadelphia City Hall on May 31, 2022. (Kimberly Paynter/WHYY)

“These young people have a data set that no one in the city has,” said Ayesha Imani, CEO of Sankofa Freedom Academy Charter School. “They did the job… now we need adult people to work.”

Sankofa is one of nine secondary schools behind the Enough is Enough campaign, which formed in February with support from the office of City Council member Isaiah Thomas. Today they presented the results of their gun violence survey of 1,300 students in grades seven through 12.

The survey highlights the need for more resources for young people – 95% of respondents said they could not name a neighborhood organization where they could go to talk about the impact of gun violence.

Seventh-grade student Morena Brown says the fear is constant.

“There’s no safe place now,” Brown said. “I can run to my mum and dad, but I can’t run to the cops… what are they going to do?” »

Seventh grader Morena Brown joined a rally against gun violence with her school and others outside Philadelphia City Hall on May 31, 2022.
Seventh grader Morena Brown joined a rally against gun violence with her school and others outside Philadelphia City Hall on May 31, 2022. (Kimberly Paynter/WHYY)

Fundraiser for family services agency draws attention to youth mental health crisis


Press Releases are displayed on Independent.com as free community service.

Santa Barbara, CA (May 31, 2022) — On May 12, 150 guests packed the Santa Barbara Woman’s Club in Rockwood to get a taste of youth mental health and raise money for the Santa Barbara County Family Services Agency (FSA), which includes the Santa Maria Valley Youth & Family Center, and Guadalupe’s Little House near the park. 80 more people took part in a free online simulcast. The event raised over $147,000 to support programs for underserved children, families and seniors.

After an outdoor reception with music and appetizers, FSA CEO Lisa Brabo opened the program and captivated the audience with the story of foster student Angelica who struggled with depression and low self-esteem.

“Through bi-weekly meetings with an FSA therapist, Angelica worked through her experiences, developing coping skills and slowly learning to trust others, Brabo explained. “She recently reunited with her mother and both are invested in repairing their relationship.”

In addition to basic needs support and parent education, the FSA provides mental health counseling for people aged five and over. Since the pandemic, the FSA has seen an increase in the number of people referred to therapy as well as the severity of cases. More and more children and adolescents are experiencing emotional well-being issues, including documented increases in anxiety, depression, and suicidal ideation.

“We see the impacts of this youth mental health crisis on children, parents, teachers and the whole community,” says Brabo. “This event allowed community members to become more informed and united in supporting the mental health of our youth.

Coinciding with Mental Health Awareness Month, the event featured keynote speaker and triple board certified psychiatrist, Dr. Sarah Y. Vinson. A Harvard graduate and gifted educator, Dr. Vinson oversees educational experiments at Emory and Morehouse School of Medicine. She is passionate about sharing the skills and knowledge gained through her clinical and teaching experiences.

Dr Vinson explained how social determinants such as food and housing insecurity, lack of resources and social acceptance impact mental health: “Groups that were already marginalized were disproportionately affected by the pandemic… they live, work, play and learn. This is what we mean by serving the whole person.

FSA programs ensure access to food, shelter and other basic needs, serving families holistically through case management, parent education, advocacy rights and a wide range of mental health programs. Thanks to community support, no one is denied access to services due to inability to pay.

This event was sponsored by several FSA supporters and mental health advocates including Tania and John Burke, Marni and Michael Cooney, Santa Barbara Foundation, Ginny and Tim Bliss, Zora and Les Charles, Montecito Bank & Trust, Union Bank, Jill and John Bishop, Dignity Health, Tisha Ford, Jane and Fred Sweeney, Carole MacElhenny, Liz and Andrew Butcher, and CenCal Health. For a full list of sponsors, visit fsacares.org/sarah-vinson.

The FSA is still accepting donations as part of its spring appeal. To donate, visit fsacares.org/supportus.

Santa Barbara County Family Services Agency (FSA) is a nonprofit social service agency that has served the people of Santa Barbara County since 1899. Operating as Santa Maria Valley Youth and Family Center (SMVYFC) in Santa Maria and Little House by the Park (LHP) in Guadalupe, FSA helps the community’s most vulnerable children, families, and seniors meet their basic needs while simultaneously addressing mental health needs. Through this holistic approach, FSA improves the strength and well-being of our community. All services are provided free of charge or on a sliding scale of fees/donations and no one is denied assistance due to inability to pay. Visit fsacares.org or call (805) 965-1001 for more information.


BML opens applications for the second phase of the Community Fund 2022


Bank of Maldives (BML) has opened requests for proposals under the second phase of the “Aharenge Bank” community fund, for the current year. ‘Aharenge Bank’ translates to ‘My bank’

The country’s national bank made the announcement on Monday, revealing that proposals are being solicited for individuals and registered NGOs under the second phase of the 2022 Community Fund initiative.

BML revealed that five projects will be selected from the proposals received under the second phase and the selected projects in the fields of education, environment, sports and community development will be awarded 50,000 MVR, as in previous phases of the fund.

Applications for the second quarter of the year are open until June 18.

Community organizations, NGOs, charities and registered clubs were invited to send their proposals and application forms by email to[email protected]before 11:59 p.m. on June 18.

The Aharenge Bank Community Fund is a program aimed at empowering individuals and NGOs to contribute to local communities through sustainable development projects. The offer is open to individuals, local NGOs, community-based organizations (CBOs), women’s development groups, community technology movements and youth empowerment groups. Governmental and commercial entities are not eligible for the program.

Since the initiative’s launch, BML has funded projects in 65 islands across the country under the Community Fund initiative.

A total of 20 projects will be funded in 2022, as in previous years.

How to Improve Personal Loan Applications: 6 Ways to Increase Chances of Approval

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

Before you take out a personal loan, read about 6 things you can do to improve your personal loan application and increase your chances of approval. (Shutterstock)

Personal loans can help cover a variety of unexpected projects and costs. The best way to get approved is to have good credit and a low debt-to-income ratio (DTI).

If you need a loan, these six tips can help improve your Personal loan apply and increase your chances of being approved for the funds you need.

Shopping around and comparing lenders is a good place to start before submitting an official personal loan application. Credible, it’s easy to view your prequalified personal loan rates from various lenders, all in one place.

1. Decide what type of personal loan you need

Personal loans are installment loans, which means you receive a lump sum of money up front and then repay the loan with fixed payments over an agreed term. But not all personal loans are created equal. There are many types of personal loans you can choose from, including:

  • Unsecured loans — These loans allow you to borrow money without putting anything as collateral to secure them. In most cases, you will need a higher credit score to be approved.
  • Secured Loans — Secured loans require you to provide an asset as collateral, such as your home or car. If you default on a secured loan, the lender has the right to seize your collateral.
  • Fixed rate loans — Fixed rate loans come with a fixed interest rate that does not change for the term of the loan. These loans make it easier for you to budget for your payments.
  • Variable rate loans — Variable rate loans have variable interest rates, which fluctuate with the market. Since these rates can go up or down, variable rate loans often bring uncertainty and can be difficult to budget for.
  • Co-signed loans — Co-signed loans are personal loans that you take out with a co-signer, such as a family member or close friend, who agrees to repay the loan in the event of default. If you can’t qualify for a personal loan on your own or want a lower rate, co-signed loans might be worth pursuing.
  • Joint loans — Joint loans can also increase your chances of getting loan approval and a better rate. These loans are very similar to co-signed loans, except that both borrowers can use the funds and are equally responsible for repaying them.
  • Debt consolidation loans — A debt consolidation loan combines multiple high-interest debts into one easy-to-manage loan. These loans can simplify the process of paying off debt and potentially save you money on interest since personal loans usually come with lower interest rates than credit cards.
  • Financing Buy now, pay later — With buy now, pay later financing, you can split online or in-store purchases into interest-free payments. You can use this type of loan to buy something right away with a minimal initial investment. But if you make a late payment, you may be subject to charges.
  • Payday loans — Payday loans are small, short-term loans that can help you wait for your next paycheck. You will repay them within two to four weeks. But you should only consider payday loans as a last resort. They come with fees and interest that equates to an APR of 400% or more, according to the Consumer Financial Protection Bureau.

2. Check your credit report

Your credit score is a three-digit number that gives lenders an idea of ​​how likely you are to repay the money you borrow. It is calculated based on your payment history, the number of accounts you have, the type of accounts, your credit usage (how much credit you use compared to the amount of available credit you have) and the duration of your credit history.

Lenders look at your credit score when they review your loan application. A higher credit score generally increases your chances of being approved and getting a better interest rate. By making payments on time and limiting the use of your credit, you can increase your score.

It’s a good idea to pull your credit reports from the three major credit bureaus at least once a year – you can do this for free by visiting AnnualCreditReport.com. Once you receive your reports, review them for potential errors, such as missed payments you didn’t actually miss or accounts you didn’t open. Dispute any errors you find with the appropriate credit reporting agency.

Visit Credible for compare personal loan rates from various lenders, without affecting your credit.

3. Improve your credit score

If you have a fair or bad credit scoreHere are some things you can do to increase your score and increase your chances of getting approved for a personal loan:

  • Pay your bills on time. Even one missed payment can hurt your credit score. That’s why it’s important to pay your mortgage, credit cards, car loans, student loans and other bills on time, every time.
  • Pay off your debt. The lower your credit utilization ratio, the more likely a lender will approve you for a loan. By paying off your debt, you can improve your credit utilization ratio and, therefore, increase your credit score.
  • Do not close credit card accounts. Even if you no longer use certain credit cards, keep them open. It can increase the length of your credit history, which can improve your credit.
  • Limit new credit accounts. Only apply for new credit when you absolutely need it. Applying for too many credit accounts at once can hurt your credit score because it leads to difficult inquiries on your credit report and lowers the average age of your credit accounts.

4. Don’t borrow more than you need

While it can be tempting to ask for more money than you need to meet a financial goal, like a car repair or a kitchen renovation, it can do more harm than good. Since a larger personal loan will come with a higher monthly payment and affect your ability to cover other financial obligations, lenders will consider it riskier. This can make it harder for you to get approved for a loan.

5. Consider applying with a co-signer

A co-signer is usually a family member or close friend with a good credit rating and a stable income who agrees to repay your loan in the event of default.

For example, if you are applying with a co-signer because you are unemployed or your credit is poor, you may get approved for a loan that you would not qualify for on your own. You could also get a lower interest rate, which could save you hundreds or even thousands of dollars over the life of the loan.

While a cosigner can make your personal loan application more attractive to a lender, it’s important to consider the potential downsides of applying with just one. If you fall behind on your payments, you could put the co-signer in a difficult position and damage your relationship, as well as their credit. That’s why you should only apply for a co-signer if you’re sure you can repay your loan as agreed.

Additionally, it is difficult to remove a co-signer from a loan once the funds have been disbursed. Your co-signer may be stuck with responsibility for the debt for a while until you pay it off. Make sure the co-signer you choose not only understands this risk, but accepts it.

6. Find the best personal lender for you

There is no shortage of personal loans on the market. Take the time to shop around and compare a variety of products offered by banks, credit unions and online lenders. Look at their amounts, interest rates, fees, and any special perks they might offer.

It can help you find the ideal personal loan for your unique situation.

Credible, it’s child’s play to compare personal loan rates from multiple lenders without a firm credit application or any effect on your credit.

Inside the Outdoors environmental day camp returns this summer – OECD Newsroom


Students can soak up the sun during outdoor activities in July with the return of summer camp to the Shipley Nature Center in Huntington Beach. The 2022 Summer Day Camp program, hosted by Inside the Outdoors, is back in-person for toddlers to explore nature while building their science skills through new hobbies and crafts.

Led by the naturalists of the Inside programme, the environmental education camp administered by the OECD encourages children to develop their creativity and curiosity by participating in games and experiments. Children ages 6-11 can be registered as campers for the week-long day camp of their choice. For children ages 12-17, opportunities will be available for leadership roles through camp sessions.

The program offers four week-long day camp options from July 5 to July 29 with activities tailored to different themes. The first theme, “Campology,” will feature tie-dye crafts, camp songs, games, and projects. The second week will allow students to meet animals and learn about the history of hunting and gathering through the theme “Adventures in the great outdoors”. During the third week, “No Place Like Space” will teach campers through experiments and crafts while exploring the mysteries of the galaxy.

The final week, themed “Camp Castaway, will challenge campers in teams to compete with songs, skits and games to put their outdoor skills to the test. Plus, kids in all weeklong camps will write daily nature messages and go home with one of their crafts.

Each day of camp will last from 9 a.m. to 2 p.m. Monday to Friday, with the exception of the first week which starts on Tuesday. Campers who wish to extend their stay until 4 p.m. can sign up for the Extended Camp experience for an additional fee. Each week children will have the opportunity to learn songs, perform skits, play games, interact with live animals, make friends and more.

Parents can learn more about the program and register at https://ocde.us/ito/Pages/SummerCamp.aspx.

‘Banned Book Club’ unites teenage Walla Walla readers | Education


The Merriam-Webster dictionary defines an activist as: “One who advocates or practices activism: a person who uses or supports strong actions (such as public demonstrations) to support or oppose one side of a controversial issue .”

When strangers wanted to make decisions for her high school last year, Ava Kirtley deployed every cell of activism she had.

Kirtley, a junior at Walla Walla High School, was unwilling to let a group of people who wanted certain library books banned go unchallenged.

The uproar from this group – people who weren’t present or working at Wa-Hi – over four particular library books began last winter.

“Gender Queer”, by Maia Kobabe; “The Bluest Eye,” by Toni Morrison; “The Hatred You Give,” by Angie Thomas; and “Not All the Boys Are Blue,” by George M. Johnson, were or were about to be in circulation in Walla Walla high school libraries. Critics said these books were agenda-driven, political, sexually explicit, and filled with foul language.

The protests and prayer vigils underlined the sentiments of a group of people calling for the books to be removed from the library shelves.

All four books are currently available at district libraries, but none are required reading or are otherwise assigned by district teachers, officials said.

These challenges and responses gave Kirtley a lot to think about, she said. Not only about these books, but how to find solutions to community problems.

Kirtley cares deeply about the town she lives in, and it shows in the things she participates in.

She played the double bass, to begin with, at school, in the Ritmo Jazz Trio and in the Walla Walla Youth Symphony. She participates in the YMCA Youth and Government program which sends students to Olympia for an experience of government in action.

Earlier this month, Kirtley was inducted into the National Honor Society. She also belongs to the Wa-Hi’s Green Club, which promotes the defense of the environment; the Girls’ League club, which works for justice and equality on campus and beyond; Gay Heterosexual Alliance; Students for Justice and more.

This spring, however, the local book banning movement added one more activity to its list.

Ava Kirtley and Earthlight Books owner David Cosby laugh at the Walla Walla bookstore in downtown Cosby on Wednesday, May 25, 2022.

Activated activism

“I’ve done a ton of research on this, and I think banning the books is a bad idea,” Kirtley said. “There is a lot to be said about censorship and its impact on young people. And as it is now, it’s obviously super politically motivated.

The teenager rallied other students and attended the December Walla Walla School Board meeting, equalizing the view on the books in question, she said.

“Half of the comments from citizens came from students talking about the importance of these books, and the other half came from adults complaining about the books.”

She went home after that meeting, also feeling torn in two, Kirtley recalled.

“I was both excited about my peers and furious about what I heard. I had a conversation with my family, and my family is the type to buy into this stuff. So we got together. is like, ‘Wouldn’t it be cool if there was a club that could buy these books for kids who want to read them?’

Within two days, Kirtley launched a crowdfunding campaign, and two days later she was ordering the books.

Forbidden Book Club - David Cosby

David Cosby, owner of Walla Walla’s Earthlight Books, was happy to help the Banned Book Club purchase – at a discount – their reading materials.

David Cosby, owner of Earthlight Books on Main Street, was happy to make ordering easier, reducing the cost of the 160 books.

“I support book readers and oppose book bans,” Cosby said last week.

“It usually backfires, anyway. Banning efforts draw attention to the book, and more people end up reading it.

He is happy to see young people realizing the power of words and understanding the effect of censorship efforts, Cosby added.

With about 40 Banned Book Club members on board — the response to her idea was immediate and very positive, she said — Kirtley hatched a plan to have everyone read a book a month and then attend a virtual meeting. to talk about it.

Not everyone was able to do it at the same time, due to schedules, but each meeting over the past four months has drawn close to 20 attendees.

Sustained effort

Kirtley used the fundraiser money to hire discussion leaders, including Rosa Tobin, a 2013 Wa-Hi graduate, who led the group through “Gender Queer.”

Rosa Tobin

Rosa Tobin, co-founder of the Gay Straight Alliance at Walla Walla High School, was the Banned Book Club’s first guest. Tobin went on to earn a degree in English Literature at Western Washington University, followed by a Masters in Digital Rhetoric and Professional Writing at Michigan State University.

Tobin was a co-founder of the Gay Straight Alliance at school during her time there and went on to earn a degree in English Literature from Western Washington University and later a Masters from Michigan State University in Numerical Rhetoric and professional writing.

Tobin has done a number of digital projects and now works on fair housing in Massachusetts.

Having the privilege of being invited by Kirtley to lead that first book discussion, however, transcended everything, Tobin said.

“It was absolutely beautiful. I think I communicated it as “life giving, nourishing”.

The former Walla Wallan spent about 90 virtual minutes with young people in the community “doing way more than I did at that age,” Tobin said last week.

“The energy was so intentional, caring and thoughtful. It was everything you could hope for.

As a queer and trans person, it was very special to talk to teenagers about “Gender Queer: A Memoir,” Tobin said.

Kobabe’s graphic novel explores self-identity, the confusion of teenage crushes, how to come out to family and society, and bond with friends over erotic gay fanfiction, among other topics .

“I’m so grateful to have been able to be part of the queer community of Walla Walla,” Tobin said. The former Walla Wallan, who uses the pronoun they, said sharing his experience with young people learning about the subject was a gift.

“I spent a lot of time being impressed. Seeing people bring so much of themselves to it,” they said.

During his last meeting in the series, members of the Banned Book Club also heard about author George M. Johnson after reading the author’s book published in 2020.

Ava Kirtley

Ava Kirtley, along with host and author George Johnson, led the Banned Book Club’s final virtual reunion earlier this month.

“All Boys Aren’t Blue” is a compilation of essays about Johnson’s journey growing up as a queer black man in New Jersey and Virginia, and it encompasses topics such as consent, agency and sexual abuse.

School boards in many states have removed the book from their libraries, according to Kirkus Reviews.

It’s the kind of action, coming from uninformed people, that Kirtley vehemently opposes.

“They haven’t read those books,” she said of Walla Walla residents who want this and other books banned. “It’s offensive and crazy.”

All four books read by his club are still on the list of the 10 most banned books in America, Kirtley pointed out.

Despite local outcry over the books, as Kirtly began building the Banned Book Club, she found support in many ways, not just financial donations, she said.

“At the very beginning, there was a lot of anger, a lot of offense, a lot of feeling that our maturity was being questioned.”

Using advocacy muscles to counter this through reading, learning and talking seemed all right, the teenager said.

“The civilian agency has been part of my family for a very long time. I never knew what I wanted to do in a career… People asked me that, and I never got a good answer. But for the past two months, I’ve been thinking, “Maybe a librarian.”

The job seems to suit his need to be involved in community outreach and in literature and organizing.

“All things are rooted in me,” she said.

Then there’s activism, something Kirtley is determined to never lose her taste for and hopes other teens are just as determined.

“We are a very important voice in these conversations. They listen to us more now, but probably not enough.

“I want to get involved. I want to have a voice and let others speak. Banning books takes that away, but it’s part of freedom of expression… Problems arise when one is missing.

After 35 years of volunteering, Declan has youth in his DNA

Mayor Daniel Buler presents his award to Declan Reale.

“Young people are in our DNA – come Friday night, no matter what, they were the most important thing.”

This is how Declan Reale told the Limerick Post about his 35 years of volunteering at the Clonlara Youth Club.

Declan was among a group of people honored for their volunteer efforts by Limerick Mayor Daniel Butler and Limerick Youth Service (LYS) who recently held a Volunteer Celebration Night at his Community Training Centre.

In Declan’s time with the club, he helped organize hikes, outings, swimming, games and all kinds of entertainment for youngsters up to 18 years old.

“I made some fantastic friends and met four presidents while I was with the club,” he said. “We have had very dedicated leaders who came while their own children were members but stayed after their children left.

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“Some of the members went on to become club leaders or leaders of other community organizations. At one point we had three generations of one family in the club.

Thanks to her involvement, Declan returned to school in 1993 and graduated with a degree in community development from University College Cork.

The youth club has been closed since the Covid outbreak and the membership profile has changed, with mainly fifth and sixth graders now joining.

“I’m retired now but the club is regrouping and looking for new leaders,” Declan said. Anyone interested can contact Limerick Youth Service.

The presentation night was an opportunity to recognize 11 volunteers who have made outstanding contributions to the lives of young people across the Mid West.

Limerick Youth Service chief executive Fiona O’Grady said: “Over the years, LYS has relied on the support of volunteers across a range of projects and programs including youth clubs, the center community training, fundraising and our board of directors.

“We would like to thank you for your hard work and commitment to the young people of Limerick.”

The volunteers received a plaque from the mayor, who thanked the recipients “for all you have done for the young people of Limerick”.

“It is a great privilege to be here and to have your achievements recognized, especially after the difficult few years we have had,” added Cllr Butler.

Nottingham Forest’s shrewd loan deals could pay off with promotion | Nottingham Forest

At Wembley on Sunday Nottingham Forest’s starting XI for the Championship playoff final against Huddersfield will almost certainly include four players they don’t possess. Playing the loan system is all about short-term gain, something Forest have become adept at, but if they go up they’ll need a clear plan to make sure it’s not all for naught.

In the Championship, where money to buy players is scarcer than it once was, the loan market is a great place to find undervalued talent of a higher quality than a team can afford permanently. There’s no point in signing players on loan who aren’t good enough to start with, which is appreciated at Forest. As much research is done on those who arrive for a season or six months as on permanent signings.

Middlesbrough, like Forest, have made five loan signings. They were aiming for a top-six finish but, given their budget and squad depth, they surprisingly fell short. Of their players on loan, three were forwards who scored 13 goals in 72 appearances, and Onel Hernández and James Léa Siliki started a combined 12 games en route to finishing seventh.

Forest get their money’s worth with their loanees, who have made a total of 185 appearances. This may explain why everyone wants to return next season, especially if the promotion is obtained.

Djed Spence is the star of those under contract elsewhere. The 21-year-old full-back arrived unwanted by Neil Warnock at Middlesbrough but is now one of England’s most sought-after defenders thanks to his league performances. James Garner is likely to return to Manchester United for pre-season to allow Erik ten Hag to assess the midfielder, but there is hope at Forest that he could end up with them.

Keinan Davis, on loan from Aston Villa, was the central point of the attack. His direct running and hold-up play has become part of Forest’s resurgence and he was missed during a recent spell on the sidelines.

Philip Zinckernagel has played 49 times in all competitions and avoided spending the season in the Premier League relegation zone with Watford. His performances, however, mean his parent club will want to have him next season when they look to bounce back. The Dane’s experience could be invaluable for Rob Edwards’ side. Max Lowe, on loan from Sheffield United, hasn’t played since March due to a groin problem, but before that he was perfectly suited at left-back in Steve Cooper’s system.

Philip Zinckernagel’s form at Forest will have been noted by parent club Watford. Photography: Laurence Griffiths/Getty Images

The club are confident that at least two of the players on loan will return to some extent. There is a quiet optimism that even if Spence signs for a bigger club he could return on loan. Prices have not been set to buy any of the loanees, so Forest accept that if they go up they would have to pay a ‘Premier League premium’ on any standing offers.

Loaning out five players per season is not part of Forest’s long-term strategy. They don’t want to rely on loans as the club would rather sign younger players under a strict wage structure who have potential resale value. The exception to that rule this season was centre-back Steve Cook, whom Cooper was desperate to acquire to help lead the team on the pitch in the crucial final stages of their promotion push.

Part of the reason for the lack of a transfer budget was bringing in people on loan. The fabric was cut accordingly. Recruitment manager George Syrianos has successfully implemented a data-driven transfer model at City Ground to find the best candidates for positions that need upgrading rather than signing on reputation. Chief executive Dane Murphy arrived last summer and reined in spending that had led Lyle Taylor and Harry Arter, among others, to sign deals over what he saw as inflated salaries. The two have spent part of the season on loan, despite earning over £30,000 a week. Murphy is seen as the cool head in the room when dealing with the various stakeholders in the boardroom.

Another sign that Forest have been smart in the loan market can be seen by measuring their success against last season’s loanees. These included Luke Freeman, Cyrus Christie, Anthony Knockaert and Filip Krovinovic – players who were dismissed by their clubs and had limited impact at Nottingham.

Forest, like any club in their position, have two sets of summer transfer targets: one for the Premier League and another for the Championship. If they win promotion, there will be a desperate urge to survive in the Premier League. The ego of owner Evangelos Marinakis alone means that money would be spent trying to build a team that can compete with the elite.

Whatever happens, the transfer negotiations will start on Monday. There won’t be as many loans, but they’ve already gotten their money’s worth from these players, and if the £170m winner is scored at Wembley, it will have been the shrewdest of movements.

Drawing the Red Line on Infanticide, By Wole Soyinka


So it happened! No one can argue that it was nowhere terribly expected, but one dared to hope that the ugly and abominable word “retaliation” would remain locked in the dark abyss of primitivism hidden in the Nigerian psyche. I decided to remove the warning phrase of this fear from my recent statement from Abuja – it was a concession to a superstitious fear, that “giving him the floor” might trigger the zombie trigger in people prone to the homicide. So of course we would be held responsible for having inserted the notion into the heads of others. We all know however that these retarded spirits are always present among us, and are just waiting for the most insignificant excuse to actualize their deepest desire. From the statements of those who claim to be men of God, there is no doubt that such a desire receives the approval of the entire human spectrum. Where they cannot act, they inspire others to fulfill their creed with morbidity.

The horror that has recently afflicted the people of Anambra and the rest of us has been doubled for me personally because the news reached me out of the country while I was attending a community empowerment event. young people – a university graduation ceremony. The anticipated question has surfaced many times: What kind of mind is capable of such bestiality? And yet it happens, again and again. We know who these killers are, they live among us. I sometimes have the feeling of really knowing them, of having met them, of having heard them and perhaps even of having read them. And we know that unless they are exposed and preemptively exposed, they will strike and strike again. Their actions reduce us all, tarnish us and challenge our humanity.

At the Abuja event, exactly a week ago, I proposed the need to develop the collective sense of a lowest common denominator in grasping our humanity. Any act that attempts to drag us below or remove that rung of the human ladder should be answered with a total community shutdown – or other equivalent – of its own volition, until that rung is fully recovered. . The infanticidal orgy of Anambra is one of them. The mob immolation of Deborah Samuel was another. The response to such abominations transcends the mandatory functions of security agencies. The act constitutes a breach in the community ramparts and must be answered by collective action. Once again, I insist on the fact that it is high time to go beyond pious denunciations, which are certainly essential, but insufficient. We just have to find ways to make our repulsion so clear, unambiguous and inclusive. Only then will these pollutants of civic consciousness be brought to rethink, to understand that it is not only immediate family, friends and colleagues whose humanity is thus violated, but the totality of the cohabitants .

I admitted, in Abuja, that I almost canceled this engagement as a sign of revulsion and solidarity with the bereaved. In the end, I decided that this would not be the right move. I also happen to have an engagement at Anambra, at a school where, as far as I know, Mr. Jibril Ahmed’s children were enrolled, or will soon be enrolled, a sanctuary of learning for one who is still in the belly of the murdered Harira. It didn’t have to be this very institution, but it was precisely towards such a place of creative formation that they were all innately predetermined. Collective action is not always easy to find – except of course through coercion, which we see in the activities of militant groups in the East. That’s not the point though, as this is a crossroads the people of Anambra will navigate on their own. The cold-blooded murder of guests in our home, however, is not simply a national problem, but a violation of the vaunted values ​​of the black race. We have to start somewhere, “draw a line” – however individual and limited it may be. I totally repudiate the murder of guests, of the unarmed, of the innocent, of the vulnerable, even the murder of humanity.

This time, I believe the decision is right, the imperative moment. In empathy with those innocent people whose school careers were so brutally canceled, I serve notice of cancellation of this engagement with Anambra School, scheduled for August. The death of these innocents is irreversible, but we must begin, even yesterday, the process of reversing the mental trajectory that makes death by innocence the current norm of national existence.

‘Wole SOYINKA is the first black winner of the Nobel Prize for Literature.

WATCH: Governor Yahaya Bello’s Roadmap to Hope 2023

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Bill Dancer appointing new leadership team for Environmental Education School passes Assembly – MidJersey.News


May 27, 2022

TRENTON, N.J. – The Assembly on Thursday passed Assemblyman Ron Dancer’s bill that appoints new leadership for the nation’s oldest and largest environmental education academic institution.

Friends of the New Jersey School of Conservation are appointed principal under Dancer’s Legislation (A3149), taking the reins from Montclair State University, which had operated the New Jersey School of Conservation since 1981. The school is located on 240 acres in the forest of State of Stokes in the County of Sussex.

“The Friends have been an invaluable asset to the running of the school and stepped in when Montclair found it was no longer viable to keep the school open during the Covid-19 pandemic,” said Dancer (R- Ocean). “The organization has submitted a plan to ensure the functioning of the school. It will be exciting to see what this new chapter brings to the school and the thousands of teachers and students who benefit from it.

The Friends have shifted their focus towards restoration, preservation and advocacy in recent years. With Montclair out, at the height of the pandemic, Friends reopened the school on a limited basis in the summer of 2020 and secured $1 million from the state legislature for repairs to some of the 55 buildings that make up the campus. In partnership with Rutgers University, Ramapo College and Sussex County Community College, the organization plans to modernize and transform the school into a premier training and research facility. Dancer noted that he enjoyed Montclair’s role in the transition.

The Dancer’s Bill requires Friends to submit a financial statement each year to the Department of Education, which would be responsible for funding the school. His plan proposes a budget of $1.72 million by fiscal year 2025.

“The New Jersey School of Conservation has provided valuable environmental education programs for decades,” Dancer added. “My bill will ensure the school continues to provide this for years to come.”

The bill is now heading to the governor’s office for signing.

Located on 240 acres of land in the Stokes State Forest in Sussex County, New Jersey, the Conservation School is our country’s oldest and largest center for environmental education. NJSOC has a long and famous history, beginning in 1949 when officials from the Department of Higher Education, university presidents, Department of Conservation and Economic Development, politicians and conservationists worked together to realize the promise of a world-class outdoor education center at an abandoned CCC camp. He played a key role in the development of the environmental education movement and served as a model for environmental centers around the world. SOC’s residency programs and summer camps have served more than 400,000 students, teachers, master’s and doctoral candidates, professors and visiting professionals from all walks of life through the nearly 40,000 environmental education workshops and programs offered to the SOC over its 71-year history.

Above are photos of past events from the Friends of New Jersey Conservation School Facebook page

Fred Fontaine is running as an independent for the House seat


BROCKTON — Fred Fontaine has worn many hats in Brockton, from bus driver to business owner and advocate for his fellow Haitian-Americans to deputy director of the city’s Emergency Management Agency.

Now he aims to represent the town of Beacon Hill in Plymouth’s 11th Ward entirely in Brockton. Notably, Fontaine chose to present himself as an independent, sometimes referred to as unregistered. He will be on the ballot on November 8, facing the Democratic candidate.

“I’m running as an independent because it’s not a party that’s going to change things. It’s the people,” Fontaine said in an interview at one of his many companies, The Perfect Place Function Hall.

Two municipal councilors are vying for the Democratic wink: Shirley Asack and Rita Mendes.

Fontaine says too many young people leave Brockton after high school because they don’t see a future here.

“They just feel like there’s nothing in Brockton,” he said. “They run away.”

Fontaine said he is campaigning on three main issues: infrastructure, public safety and education.

Like almost all candidates to represent Brockton in Beacon Hill, Fontaine said he would be best at bringing money and resources home. Fontaine said he will leverage his personal connections, built over decades of activism and entrepreneurship. And he said he would invite power players to Brockton, show them around town and put a face to Brockton’s needs.

As an immigrant, Fontaine said he saw other immigrants comparing Brockton favorably to bad situations in their home country, leading them to settle for the status quo instead of pushing for better services and facilities. . Fontaine came to the United States from Port-au-Prince, Haiti in 1981. He was 22 years old.

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Fontaine first settled in Cambridge, but has grown his businesses and relationships since moving to Brockton. If you’ve lived in Brockton for a long time, chances are you’ve been a customer of one of his businesses. They have included Celeb’s Cuts, FDJ Realty Trust, Fontaine Cleaners and perhaps most famously, The Perfect Place, a large reception hall.

In March 2021, he received the Black Excellence on the Hill Award from the state’s Black & Latino Legislative Caucus. He also organized what became an annual community cleanup: Keep Brockton Beautiful, which began when Jack Yunits was mayor.

Fontaine made an unsuccessful bid for city council in 2009 and has served in several city administrations. He founded South Shore Haitians United for Progress, a non-profit youth and adult development organization.

Fred Fontaine running for state representative for the 11th district of Plymouth (Brockton) at his restaurant The Perfect Place on Wednesday, March 23, 2022.

How does it feel to be the only independent in the House?

Being independent in the House is tough, but can be rewarding, according to Rep. Susannah Whipps, who represents Franklin. Voters elected her twice as a Republican, but more recently elected her twice as an independent. As of this writing, she is the only unregistered member of the Chamber. The chamber has 126 Democrats, 28 Republicans and five vacancies.

“After a few terms, I felt like I evolved a bit. I didn’t want to belong to a party,” Whipps said in a phone interview. “I was choosing people over parties.”

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Not being part of either of the state’s political machines has its pros and cons, she said. The advantage is being able to support the bills of any of his colleagues in the House or to support any candidate, regardless of party affiliation.

“If you’re a Democrat, you can get in trouble,” said Whipps, who caucus with Democrats.

The disadvantages are significant.

Fred Fontaine, candidate for State Representative for Plymouth's 11th District (Brockton) holds pictures symbolizing running as an independent.  Left is a photo of then-presidential candidate Joe Biden and, right, Timothy Cruz (R) Plymouth County Prosecutor, Senator Mike Brady (D) of the 2nd District of Plymouth and Bristol and Sheriff Joseph McDonald (R) County Plymouth.  Photo taken at Perfect Place Function Hall on Wednesday March 23, 2022.

“It’s lonely sometimes,” Whipps said.

But the biggest downside is the money. With no party affiliation, there is no money from the Democratic or Republican campaign contribution pipelines. And you have to buy your own mailing lists and voter data.

“Fundraising is a bit more difficult,” she said.

The Whipps district may be more fertile ground for independents than heavily Democratic Brockton. It represents 12 cities over 340 square miles.

“When you go out here in rural western Massachusetts, it’s not Democrat versus Republican. It’s west versus east, rural versus urban.”

Whipps said the Democratic establishment did not rule her out. For example, Dems gave him committee assignments despite his unsubscription.

“It hasn’t been the kiss of death, being an independent,” Whipps said.

An uphill battle?

Fontaine will face an uphill battle to win as an unregistered candidate at Brockton, according to Brian Frederick, director of political science at Bridgewater State University.

“Generally speaking, it’s very hard to win as an independent in Massachusetts politics,” Frederick said. “If you’re not listed as a Democrat or a Republican, the system is against you. The odds of coming out on top are very, very slim.”

Frederick has put Fontaine on long odds of winning the general election against the emerging Democrat from the primary. He said both Democratic candidates were strong.

There’s also the issue of how Fontaine would navigate Beacon Hill without belonging to either major party. If the House were more evenly divided, an independent might have more weight. But that’s not the case in the Massachusetts home right now.

Fred Fontaine running for state representative for the 11th district of Plymouth (Brockton) at his restaurant The Perfect Place on Wednesday, March 23, 2022.

“Because the Democrats have no threat to their majority, they would be less likely to appease (an independent),” Frederick said.

And even if Fontaine wins Brockton’s 11th seat in Plymouth, the district’s partisan leanings could tempt Democratic leaders not to play with him.

“They probably feel like the next time a Democrat runs they’ll have a good chance of beating him, so why support him?” said Frederic.

None of the challenges above scare Fontaine. He has close contacts among Democrats and has served as a Democratic delegate on several occasions. He also woos people on both sides of the aisle. Case in point: In his Main Street reception hall, he not only posts pictures of himself with Joe Biden (from when Biden was running for president), but also with local Republicans such as the longtime prosecutor of Plymouth District Timothy Cruz and Plymouth County Sheriff Joe McDonald.

Email your news tips to reporter Chris Helms at [email protected] or tune in on Twitter at @HelmsNews. Thanks, subscribers. You make this coverage possible. If you are not a subscriber, please consider supporting quality local journalism by purchasing a digital or print subscription to The Brockton Enterprise.

Despite driving much of Aurora’s youth violence, the Latino community is largely absent from conversations – CBS Denver


AURORA, Colorado (CBS4)– Shot after shot after shot. The year 2021 has brought steady waves of youth gun violence to Aurora. It’s a feeling that cradles Mother Judith Padilla to the core.

(credit: CBS)

“I worry about my children,” Padilla said. “My fear is that I’ll leave her at school in the morning, and then maybe when I come back to pick her up, they’ll have done something to her. It’s my fear.

Padilla’s daughter, Kiara Aceves Padilla, is a sophomore at Aurora Central. She was in class when six students were shot dead in Nome Park on November 15, 2021.

“I feel like now, in the society we live in, it’s normalized,” Aceves Padilla said.

There are myriad reasons why we are seeing an increase in youth violence in the most diverse city in the state.

“We have young people who are much more aggressive because they come from homes where it’s a learned behavior, they may come from homes where it’s a generational gang connection,” said Christina Amparan, program manager of prevention of youth violence in the city of Aurora.

And it’s complex. Amparan and other advocates told CBS4 that it sometimes involves protection at school and in the community, or students with high-risk behaviors who commit crimes. It could also start with a fight at school or a rumor that escalates. Systemic inequalities also play a role.

“It’s important to overlay social structures and social processes that have been going on for a long time and how those interact with what we see,” said Beverly Kingston, director of the Center for the Study and Prevention at the University of Colorado. Violence.

The types of people who commit crimes within the Aurora community also vary.

“It’s young people between the ages of 10 and 24,” Amparan said. “And we know gang violence, gun violence primarily affects the black and brown community.”

Francisco Gallardo of the Gang Rescue and Support Project tells CBS4 that it also depends on which part of Aurora it’s talking about.

(credit: CBS)

“There are a lot of first-generation, second-generation, mostly immigrant Mexican kids, and Central American kids, and it depends on which part of Aurora,” Gallardo said. “There are definitely different points, because of so many apartment buildings, you have black youth and what they’re going through, even black refugees who are also committing crimes and being victims of crimes.”

Aurora Police Department data obtained by CBS4 shows that more young Latinos are involved in violence in the city than black youth. In 2021, there were 125 young Hispanic male victims of assault, compared to 101 young black male victims. In terms of crimes committed with juvenile firearms, 93 of the victims were Hispanic males and 51 were black males. And young Hispanic men saw 14 arrests for juvenile assault, nearly 1.5 times that of young black men, who saw 10. But there is an exception when it comes to arrests. Last year, black boys saw 16 arrests for gun crimes, compared to nine arrests for Hispanic boys.

“I think the city right now isn’t really putting a lot of stock, putting a lot of resources into the Latino community when it comes to violence,” Gallardo said.

While data shows that much of the youth violence in Aurora involves the Hispanic/Latino community, CBS4 found there was a disconnect when it came to reaching this group, and the city agrees.

“We need to do a better job involving the Latino voice, Amparan said. “I think that’s been lacking in the past and we just need to make sure we’re aware of the violent behaviors that are having a huge impact on the Latino community.”

Padilla is one of the few Latino parents actively involved in youth violence events.

“Regularly there are very few Latinos who go to these events or meetings,” she said. “I think we’re often scared because of our legal status.”

As Padilla puts her fears aside to make her voice heard, she said there are many other reasons why Latino parents are reluctant to deal with the escalating violence and why they are largely absent from conversations, from language barriers to racism to distrust of law enforcement, and Gallardo agrees.

“They’re overworked or working a lot, or they’re afraid of being committed to the system,” Gallardo told CBS4. “There’s the issue of being able to be bilingual and talking to children and their families, but it’s also understanding the culture we’re dealing with.”

Another barrier Latin Americans face is a lack of understanding of how the American system works.

“Coming to the United States, they now have to deal with a very different law enforcement process, a very different social services system, an education system,” Amparan said. “It leads to the inability to connect or understand or even some level of fear to contact some of these organizations.”

(credit: CBS)

Colorado Crime Survivors Network founder Sharletta Evans told CBS4 that while the decades-long work of black leaders has been effective, reaching the Latino community can still be difficult. Evans said if there is a language barrier then that means the organization needs to invest in a translator, but culturally there is often a disconnect.

“We were referred to four families, and with these four families, the language barrier, we were unable to help these teenagers, we had to contact the young people to speak to the mother and vice versa with the mother and the father. and it was almost impossible to find them in one place,” Evans said. “It can be very difficult if even these parents want us to help their children.”

The Struggle of Love Foundation is one of many groups at the forefront of the issue in the city. Although the foundation recognizes that reaching Latinos is difficult, it is beginning to overcome some barriers by building relationships with Latino-led organizations.

“I think our organization has really been able to overturn some of those stereotypes, and some of those things that lead to distrust because they see us doing so much for everybody, including the brunette,” said said Jason McBride, secondary violence prevention specialist. with the foundation.

Historically, many of the people leading the conversations about Aurora’s youth violence have been black, and many resources have been directed to the black community, even at the city level.

“As a society, we’ve had a lot of conversations about racial issues, and we just need to make sure that we expand those conversations to include other ethnicities in our community to include the Latino community,” Amparan said.

Gallardo said that while outreach to the Latino community begins with language, there is much more to reaching this disconnected group.

“Right now it has a very black and white binary, which is good, young black people and black families deserve it, but so do Latino families,” he said. “Having a leaflet in Spanish is not enough, you have to be bicultural, you have to talk about our values ​​to reach this community. “

Gallardo said it started with meeting the Latin American community where they were.

“They need to be able to reach us in a way that makes sense to us culturally,” he said. “If it’s in school, cool, if it’s in churches, that’s where to go.”

With numbers growing, advocates believe we need to not only understand the Latino community socially, economically, and politically, but also from a bicultural and bilingual perspective, which includes training Latino leaders. -Americans.

“You’re always going to miss your key populations unless you really want to learn the cultural skills you need to reach people and engage them,” said David Bechhoefer, a researcher at the Center for the Study at the University of Colorado. and violence prevention.

In 2021, the police department and city invested more than $300,000 in youth violence intervention and prevention, and this year they hope to top that by investing more than $500,000. While they don’t currently have anything specifically aimed at the Latino community, Amparan said all of their services and events are now in Spanish. City funding is divided and given to many local organizations that address youth violence.

“Who are these Latino voices that we can help elevate, to make sure they’re at the table that they’re facilitating these conversations,” she said.

Amparan said the city is working to better include the Latin American community through a youth advisory council that was formed in May 2021. So far this year, the council has organized service projects quarterly and case management meetings. In June, the group is also planning a united march for Gun Violence Awareness Week.

“They hire some of their Latino friends, some of their black friends, some of their Asian friends. They recognize that it is important and that it is essential for us to have a different representation at the table,” Amparan said. “And what also happened was that their Latino parents also started reaching out to other parents to participate in some of our pop-up events, or an event to create a parent council.”

Amparan said the more they continue to give Latino parents the opportunity to play a role in an environment they feel comfortable in, the more they will be able to engage and activate other parents. And to move forward, Gallardo believes all stakeholders must also recognize that there is a power imbalance in Aurora.

“A lot of times we’re just taking care of our own group and not supporting each other, but we have to really engage and really work with our kids, because they do things together and they do a lot of stuff to each other,” Gallardo said.

Because ultimately, youth violence impacts every community in Aurora.

(credit: CBS)

“We have to learn from each other, it starts with us adults being that example and wanting to know,” Evans said.

Advocates like McBride have said the Latino community has a lot more in common with the black community than meets the eye.

“Your kids are dying, our kids are dying in the exact same way, a lot of the time under the exact same circumstances, so let’s find out together,” he said. “We’ve been working on this separately for far too long, it’s time to bring our resources and our minds together.”

Padilla hopes that with unity, everyone can help minimize the youth violence that continues to plague the city.

“We have to learn to work better together, whatever our race, whatever language we speak, because we need each other, we need this connection, this communication,” she said. declared.

‘Victims’ of illegal loan apps form groups to demand retaliation, swear not to repay

By Bankole Abe and Omolola Pedro

Debt collectors for many loan applications in Nigeria are exploiting unconventional techniques to shame defaulting borrowers into recovering their loans.

This has been the subject of speeches and multiple media reports. Some people who have borrowed money from loan apps have come together to form groups on Facebook.

Such page is the Mobile Loan Apps Debt Victims in Nigeria. One of the administrators said CIRI in a chat that the purpose of the group is to support each other against debt collectors who harass them with calls and messages.


How loan app debt collectors work

FCCPC President Blows Hard, Vows to Prosecute Illegal Loan Apps

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Illegal Loan Apps Ignore Nigerian Cyber ​​Laws and Continue to Shame Customers

Consumer Protection, Police, raid Gocash, Okash, Easy moni, other loan shark companies in Lagos

The page contains messages that encourage people to collect loans from “illegal lending” apps and not pay them back. It also claims to enlighten the public about loans.

One of these messages reads: “If a loan application shares what happens between you and them with a third party, you have automatically repaid this loan!”

Another Publish said “you can never be the wrong one against the 14/7 day loan term. As long as it’s such a short term with interest above what CBN has set as guidelines, these loan applications will always be the wrong ones, whether you owe them or not!

He went further saying, “If loan apps don’t stop operating illegally in our country, then why shouldn’t they be given a lesson of a lifetime? Please stop telling people not to take loans.

Then added “This is an anti-lending app platform please, where we pay no attention to mobile lending apps. Na destroying them be our own happiness. We look forward to them see it fall!

A screenshot of a loan app victims page on Facebook.

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The administrator who spoke to CIRI noted that she uses a pseudonym.

A similar group on Facebook with over 20,000 members is called Say no to Sokoloan, LCredit ETC, also has a telegram channel. This group claims to provide psychological support to victims of harassment through loan application.

To become a member, you will be asked many questions, including; if you are a loan application defaulter. Other questions are “Are you a victim of a loan application?”, “How long have you been using loan applications”, “How many loan applications are you indebted to? Please list them and ” where is your location in Nigeria?.

One of those groups with over 20,000 members.

CIRI found that these groups sprung up as a reaction to the largely unregulated method of loan apps being used to recover their funds. “Loan Apps Victims Initiatives”, “Mobile Loan Apps Debt Victims in Nigeria” and “Say No To Illegal Loan Apps” are some of these groups.

Previous surveys of CIRI show how illegal loan apps ignore Nigeria’s cyber laws and shame customers for late repayment of loans, threatening and using inappropriate words to customers amid excessive use of debt collection tactics by their debt collection agents.

Many loan applications ignore consumer protection regulations and regulators turn a blind eye.

A debt collector identified as Tobilola who works for one of these apps with direct knowledge of their operations said CIRI in a previous report, recovery officers are divided into five teams with a team leader assigned to each.

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Teams are led by a team leader who assigns clients to debt collectors based on how long they have defaulted on their loans.

“We are divided into five groups. Most debt collectors prefer first to third shift because they focus on short-term delinquent loans, which are easier to collect than long-term loans.

“We’re assigned 400 customers a week to each collection agent in the call center, and they don’t care what you do to collect delinquent loans from customers,” he said.

Collection agents sometimes send messages to a debtor’s contact list or to social media saying that the debtor is a fraudster. Some messages contain personal information and even the person’s bank verification number.

Image acquisition and rebranding

Debtors and/or loan app users who have circulated defamatory or debt collection messages about them go to some of these groups to rebrand themselves.

A redemption message charged N50 per recipient.

Mobile Loan Apps Debt Victims provides such rebranding service through their telegram channel. They provide bulk SMS with personalized messages that are sent to the debtor’s contact telling them that the person is not a fraudster. This message costs N50 per contact.

One of the messages seen by CIRI reads “victim did not collect loan online”, “She is a victim of scam online mobile loan apps that use her leaked financial information with them to extort money”.

The feelings expressed in most groups CIRI guarded is that if more people take out loans and fail to repay illegal loan applications, they will suffer a loss and fold.

In some groups, members are encouraged to report apps to the Google App Store for removal. In another, attempts were made to follow the #BanOnlineLoanApps hashtag.

Do bands help or just another plan to earn money?

A trend CIRI observed is that some of these groups that claim to be set up to help loan victims are also there to make money. In addition to charging N50 per contact for ‘redemption’ SMS in one group, another group’Initiatives for Loan Application Victims » charges victims N1500 to get an authorization letter supposedly from the Federal Competition and Consumer Protection Commission (FCCPC).

The memo which contains, among other things, the FCCPC logos reads “The financial institute has cleared the name of a victim as debt free and trustworthy, urging the public to ignore any defamatory messages that may have been received from an illegal loan application.”

CIRI contacted the FCCPC and discovered that the memo was not from them.

The fake letter.

This was also confirmed by a member of the group who identified himself as Yetunde: “I know what people are doing by falsifying documents is wrong. But what do you expect from them? I won’t blame them if it’s a way to get their sanity back.”

“I am a Christian and I know that every loan is supposed to be repaid, but I will do it at my convenience now, regardless of the shame and blame I have already received from the defamation,” she added. .

A Nigerian lawyer, Festus Ogun, said: “There are debt collection processes recognized by law. This includes, but is not limited to, bringing an action in civil court for recovery. The criminalization of debt collection is completely out of place in our commercial jurisprudence.

“Sending unsolicited messages to contacts of their clients who have not yet repaid their loans is a gross violation of the right to privacy under Section 37 of the 1999 Constitution. Defamation loan applications can go to civil court for redress.

“Citizens’ privacy is so important that the National Data Protection Regulation clearly frowns on its breaches, especially in the poor way online lending apps collect them. There is a better way to get results than to violate the privacy of other citizens and post defamatory posts against customers.

A message urging people to report apps on Play Store.

“Falsification and misrepresentation are criminal offences. Those behind faceless apps must be caught and prosecuted. Unfortunately, the authorities seem not to be doing enough in this regard. Many thanks to the FCCPC for their recent interventions,” Ogun said.

In April, the FCCPC of together with the National Information Technology Development Agency (NITDA) and the Independent Corrupt Practices Commission (ICPC), initiated criminal proceedings against illegal lending applications, commonly referred to as loan sharks.

A month earlier, in March, the commission had raided several such businesses in Lagos.

VISET celebrates Africa Day | Kubatana


Vendors Initiative for Social and Economic Transformation (VISET) today celebrates Africa Day, which commemorates the founding of the Organization of African Unity (OAU), now the African Union (AU) which was created May 25, 1963.

This year’s theme is “Building Resilience in Nutrition and Food Security on the African Continent”, which aims to mobilize political support in the eradication of child malnutrition on the African continent. While the African continent has a significant amount of arable land, at 874 million hectares, well north of 65 percent of this land is of low soil fertility and requires integrated land and water management practices. to ensure that the more than 70 million smallholder farmers in sub-Saharan Africa do not experience declining productivity, leading to greater food insecurity.

While the above statistics are grim, the enactment of the African Continental Free Trade Area (AFCTFA) was designed to address some of these challenges and increase intra-continental trade, while eliminating tariffs and other barriers.

Today, Africa trades more with continents such as Europe and Asia than with its other 54 nations. It is indeed a tragedy that to travel to countries like Senegal from Southern Africa, there are no direct flights, and it is likely to have to endure two stopovers. It is of crucial importance for the AU to consider how best to eliminate these non-tariff barriers which hinder the goal of greater socio-economic integration of the continent that the founding fathers had in 1963.

For us, as VISET, we rely on AFCTFA to facilitate the long-standing profession of cross-border trade, as tariffs are removed and customs protocols synchronized to eliminate abuse and exploitation of informal traders who represent more than 70% on the continent.

Our organization has made inroads in establishing chapters not only in Southern Africa, but already has collaborative partnerships in Uganda and Sudan to collectively advocate for improved working conditions and recognition of labor actors. informal economy at continental level.

Wishing the rest of Africa a happy commemoration, we implore our leaders to redouble their efforts to ensure the eradication of hunger and malnutrition through collaborative partnerships and improved trade.

Source: VISET

Here are the summer camps!


As summer approaches, local children and their parents are gearing up for more fun than the last two years have allowed. Summer camps have long been something to look forward to, and local camps offer everything from art and drama to outdoor sports and education. We spoke with staff at some of the local camps who are also excited to be back in full swing with the help of COVID protocols and spaces are filling up fast.

Although COVID variants are on the rise, local camps are taking the initiative from the county health officer and are ready to pivot with requirements if necessary to keep their campers safe. Camps are doing things like setting up sanitation stations and moving outdoors when possible and many indoor camps require masks and vaccinations for staff and sometimes the campers themselves to keep everyone safe. as safe as possible. Each camp lists their protocols and requirements along with their camp information.

Local parents are ahead of the game and making sure their children participate by being ready to register their children as soon as registration opens for their preferred camp. Art Escape summer camps sold out two days after registration opened. Likewise, the Boys and Girls Club summer camps were nearly full when we spoke to them.

Sonoma Ecology Center summer camps have been in full swing since last summer as their camps are held outdoors. They run seven weeks of camps, three at Sonoma Garden Park, including two Wizard Magic in the Garden camps for ages 7-11 and a new one for little tikes, ages 5-7. They also run four camps at Sugarloaf Ridge State Park for ages 8-12. Places are still available and scholarships are offered to families in need, thanks to the help of the Sonoma Valley Education Foundation. They want to make sure no one is excluded for financial reasons.

The Sonoma Conservatory of Dance offers dance camps for three age groups. The “Firebirds, Bluebirds and Swans” camp for 4-6 year olds is almost complete and the camp for 6-8 year olds is filling up quickly. Their camp for ages 9 and up is open to all experience levels, even beginners, and it’s a great way to get a taste of what ballet is all about. To be safe, temperatures will be taken, masks worn and social distancing will be respected. They also offer tuition assistance.

Rhoten Productions hosts both performing arts camps and adventure camps. Their performing arts camps are held at the Sebastiani Theater and campers have the choice of improv, Shakespeare, dance, singing, magic, juggling, tumbling, stilt walking, puppetry, costume design, storytelling, journalism, video, photography and more.

At Rhoten Productions Adventure Camps, kids ages 5 and up experience a ropes course, rock climbing, hiking and stream exploration, art, games and more. Campers ages 9 to 15 climb giant ladders, jump from high platforms, go zip-lining, group hikes in the redwoods, play field games, and complete art projects. At this time, all campers must show proof of vaccination and other protocols are followed. Scholarships are available.

The Sonoma Community Center runs many creative camps for ages 6-9, 10-13, and 13-17. They have expanded their camp options this year and are offering scholarships so anyone can attend.

They are following the same COVID guidelines as the school district and will be using their outdoor classrooms for many lessons and lunches. Each camp is divided into groups of up to 15 campers.

At their Fiber Arts Camp Dive, campers can dive into machine sewing and creative sewing techniques like embroidery, needle and hand sewing, wet felting, pom pom making, tassels, fabric printing, tie-dye, macrame, basket weaving, bracelet braiding and weaving. .

They have added an extra week to their clay and art camp where campers work with clay, prints and mixed media and learn to communicate and express themselves through art and movement. In their Upcycle Camp, campers will create their own shorts using all recycled materials.

They have a brand new theater camp led by director of creative programs and former Broadway performer Eric Jackson and Backyard Kids Theater founder Alexis Duermeyer. Campers will perform in a production of “Suessical a Musical Experience”.

The Community Center Self-Expression Camp is back for its second year. It’s the culmination of their monthly Queer Art Club where teens make art, learn from professional artists, share a meal, and build community with one another. They work closely with Positive Images Santa Rosa to hire instructors and create a fun program for the two-week camp.

These popular camps fill up quickly. When we spoke to them, two of the four clay and art camps were almost full and the first week of the fiber camp was also full.

The Sonoma Valley Museum of Art welcomes clay and art campers for a private tour of the exhibit and related art activity. The SVMA is still finalizing its summer plans and encourages parents to check their website for upcoming summer fun announcements.

The Boys & Girls Club of Sonoma Valley is offering a variety of camps starting June 21. “Aloha, Summer! Aloha! campers will participate in limbo and hula hooping contests, create their own leis and feast on Hawaiian cuisine. “The Joy of Painting” will allow children to learn watercolor, acrylic and to create their own paints. “Icky, Sticky Fun” is a hands-on camp, where scientists-in-training will observe the relationships between temperature and spoilage, how smell spreads, and all the fun experiments that come with it. Boys and Girls Club soccer camp introduces the basic skills of dribbling, passing and goalkeeping. And finally, “Fear Factor” is like the game show, where campers will test their fears with Spooky challenges that include eating bugs, mystery box guess what it is and cricket challenge.

There are plenty of other fun camps, like Challenger Sports and O’Sullivan Soccer Academy soccer camps and Sonoma Aquatic Club swim camps. Sonoma Gymnastics Academy will be offering summer camps with fun themes like Ninja Warrior Camp, Circus Camp, Marvel Camp and more.

Be sure to check out the various camping sites online so you can register your campers on time. With COVID protocols and financial aid in place, summer camps in Sonoma are a lot of fun.

Calls grow for Saudi Arabia to stop execution of two young Bahrainis


International human rights organizations have called on Saudi authorities to halt the impending execution of two Bahraini men accused of bogus terrorism-related crimes, as the kingdom continues to use the death penalty to reduce silence rights activists and political opponents.

The organizations urged officials not to ratify the death sentences against Jaafar Mohammad Sultan and Sadeq Majeed Thamer, to quash their sentences and to retry them in accordance with international fair trial standards.

Rights groups have argued that the two Bahraini Shia men were sentenced to death on bogus charges of terrorism and protest following a grossly unfair trial.

They pointed out that the Saudi justice system has once again shown a chilling disregard for human rights by upholding the death sentences of the two men, and that their execution will constitute an arbitrary deprivation of the right to life.

Human rights organizations have also urged the Saudi authorities to order a prompt, impartial and independent investigation into the defendants’ allegations of torture and ill-treatment.

Last week, Saudi Arabia’s Supreme Court upheld the death sentences of Thamer and Sultan after finding them guilty of “smuggling explosives” into the kingdom and involvement in terrorist activities.

Bahrain’s February 14 Revolution Youth Coalition has held the Saudi regime fully responsible for the safety of young people, calling on UN Secretary-General Antonio Guterres to take office and urgently intervene to stop the crime .

The Bahraini opposition protest movement has also called on the international community to stand up against King Salman and Crown Prince Mohammed bin Salman of Saudi Arabia and prevent the execution of death sentences.

The Youth Coalition for the February 14 Revolution has demanded swift action to save the lives of the two young Bahraini nationals before it is too late, viewing the ruling Al Khalifah regime in Bahrain as a partner in any criminal action against the Arab nation.

Sultan and Thamer were arrested in May 2015 along the King Fahd Causeway, which connects Saudi Arabia and Bahrain.

They were held incommunicado for months after their arrest. Young Bahrainis have been subjected to systematic and deadly torture in an effort to extract false confessions.

Since bin Salman became Saudi Arabia’s de facto leader in 2017, the kingdom has arrested dozens of activists, bloggers, intellectuals and others perceived to be political opponents, showing near zero tolerance for the dissent, even in the face of international condemnation of the repression.

Muslim scholars have been executed and women’s rights activists put behind bars and tortured as freedom of expression, association and belief continue to be violated.

In recent years, Riyadh has also redefined its counterterrorism laws to target activism.

MO Group receives grant to help young people start a career / Public Information Service


the Saint Joseph Youth Alliance was assigned a YouthBuild Grant of the United States Department of Labor, to help students obtain their high school equivalencies and launch a career.

The Youth Alliance program has two tracks. In one, students earn a pre-apprenticeship construction degree and build a house for a low-income family. In the other, they are training to work as a Certified Nursing Assistant (CNA).

Robin Hammond, executive director of the Alliance, said case managers are there to help participants if they decide on further post-secondary opportunities.

“If there is additional professional training or a potential nursing school that one of our participants is interested in, we help them pursue that path,” Hammond explained.

Overall, the Department of Labor awarded nearly $90.4 million, including $1.35 million to the St. Joseph Youth Alliance. The YouthBuild grants are part of a Biden administration goal to create fair and sustainable jobs in high-demand industries, with a focus on energy efficiency and green building techniques.

YouthBuild is for low-income people ages 16 to 24, but since you have to be 17 to drop out of high school in Missouri, the Youth Alliance program is geared toward those 17 and older. Hammond pointed out that failing to do well in traditional high school says nothing about a student’s intelligence or ability to contribute to society.

“There are a lot of different factors that come into play why someone may not be successful in traditional school,” Hammond argued. “But we know that a young person who hasn’t had a high school education is more than likely to live a life of poverty. And we can help that young person get out of that situation.”

Hammond added that they are also working to give attendees opportunities for community service, job preparation and interview training, as well as training in budgeting and money management; all are skills that young people preparing for adulthood will need. The Youth Alliance is one of 20 community partnerships across the state affiliated with the Missouri Family and Community Trust.

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Sri Lanka to seek additional $500m Indian loan for fuel

Govt. telling non-essential staff to work from home to save fuel; social media saw many stories of families unable to access emergency medical care due to lack of fuel

Govt. telling non-essential staff to work from home to save fuel; social media saw many stories of families unable to access emergency medical care due to lack of fuel

Sri Lanka has decided to seek $500 million in new aid from India to boost its fuel imports, as the island grapples with a crippling economic crisis manifested by continuing shortages of essentials.

Citizens have been spending long hours queuing outside gas stations for weeks – sometimes all day or all night – to pump gasoline or diesel, currently in short supply, as Sri Lanka, hit by the crisis, lack of dollars to pay for its imports.

Public transport has been blocked due to unavailability of fuel, businesses have been affected and schools have been forced to remain closed as students cannot move around. Over the past few days, Sri Lankan social media has seen many stories of families unable to access emergency medical care due to lack of fuel. The government has asked “non-essential” staff to work from home, to save on fuel consumption.

“The Cabinet of Ministers has approved the proposal submitted by the Minister of Electricity and Energy to obtain a series of short-term loan facilities worth an additional $500 million with the assistance of the import-export bank of the Indian government in order to buy oil. commodities required by the country addressing the current shortage of foreign exchange, the government said in a statement after Monday’s Cabinet meeting.

Fuel prices saw a record rise on Tuesday as diesel, previously sold at LKR 289 ($0.80) per litre, now costs LKR 400, a 38% rise. Petrol prices have risen from 338 to 420 Sri Lankan rupees, threatening to further increase the costs of all essentials whose prices are already skyrocketing.

For several months now, Sri Lanka has been in the midst of an unprecedented economic downturn, sparking street protests by citizens across the country. A group of protesters have camped outside the presidential secretariat in Colombo for 46 consecutive days, demanding that President Gotabaya Rajapaksa, whom they hold as the main culprit, leave office. 

Amid a deepening crisis, the government announced last month that it would preemptively default on the country’s external debt totaling $51 billion as a “last resort”, and is currently negotiating a package with the International Monetary Fund. However, Central Bank Governor Nandalal Weerasinghe noted on Monday that it was difficult to give a timetable for Sri Lanka’s economic recovery which he said depended on the success of the measures taken by the government.

So far, most Colombo initiatives have involved seeking external assistance from bilateral partners and multilateral donors. India has already extended lines of credit worth $700m so far for fuel imports – part of the total $3.5bn aid extended so far since January – and delivered over 5 lakh MT of fuel, including the latest shipment of 40,000 tons of gasoline which reached Colombo on Monday. Meanwhile, the government is also considering various options to develop Sri Lanka’s domestic energy sector, including with foreign investment. Power and Energy Minister Kanchana Wijesekera on Tuesday announced plans to advertise land for oil exploration studies in the Mannar Basin, where Cairn India was previously involved in exploration.

Implications of the Work Opportunity and Labor Market Tax Credit

Implications of the Work Opportunity and Labor Market Tax Credit

Although there has been a steady recovery in the unemployment rate since the onset of Covid-19, labor market participation has not seen the same success. In fact, there has been a significant decline, with workers in low-wage jobs experiencing a huge decline in employment. And a recent report shows that while low-wage workers have seen faster wage growth over the past year, wages are still wildly unequal. The accelerating trend of automation and digitalization of work in some industries has also contributed to the problem.

What industries it affects

Virtually every industry that relies on manual labor – restaurants, hospitality, staffing, trucking and retail – has experienced significant labor shortage issues, many of which are the result of workers being fewer less willing to accept relatively low-paying jobs that expose them to the general public. The availability of extended unemployment benefits and other public support has made these jobs particularly difficult to fill.

Many companies in these industries have successfully leveraged the Paycheck Protection Program (PPP) and Employee Retention Tax Credit (ERTC) to address economic losses resulting from Covid-19. The PPP provided small businesses with funds to pay up to eight weeks of payroll costs, including benefits. Funds can also be used to pay interest on mortgages, rent and utilities. The ERTC encourages companies to keep their employees on their payroll. The refundable tax credit is 50% of a maximum of $10,000 of salary paid by an eligible employer whose business has been financially affected by Covid-19.

What else business owners can do

The Work Opportunity Tax Credit (WOTC), which was recently extended to 2025, is another employment-based tax incentive that provides a way to address the economy associated with labor shortage issues. workforce created by Covid-19. It is available to employers who hire people from certain targeted groups who have consistently faced significant barriers to employment. Target groups, also referred to as “qualified”, include:

  • Unemployed or disabled veterans
  • Beneficiaries of Temporary Assistance for Needy Families (TANF)
  • Recipients of food stamps (SNAP)
  • Residents of Empowerment Areas or Rural Renewal Counties
  • Persons referred for vocational rehabilitation
  • Reintegrate ex-criminals
  • Recipients of Supplemental Security Income
  • Young summer employees of the habilitation zones
  • Qualified long-term unemployment beneficiaries

The objective of this program is to encourage employers to hire diverse candidates and to facilitate access to jobs for American workers. Employers must hire workers before 2026.

The potential impact of WOTC is important to mention; Participating companies will gain a competitive advantage in the previously mentioned industries that rely on manual labor, while addressing labor shortages. The WOTC can also have a positive impact on mental well-being – for example, people who have encountered barriers to employment can now work again – as well as on local communities by stimulating economic growth in these areas.

Additionally, many business owners are surprised to learn some of the larger financial implications and eligibility arising from WOTC.

  • Twenty percent of new hires are potentially eligible for the program.
  • Businesses can see up to 40% improvement in cash flow.
  • The average credit per new employee is $2,150.
  • An employee is considered eligible for WOTC once they have reached 120 hours of work. Assuming a 40-hour work week, this will be achieved in just three weeks.
  • WOTC encourages employee retention. Once an employee reaches 400 hours, the maximum credit is usually achieved.

WOTC Document Submission Process

Once a company has determined which target group a new employee belongs to, the next step is to determine a process for collecting their WOTC information. Two important deadlines must be met within one month of a new employee’s first day of work in order to claim the tax credit: IRS Form 8850 must be completed before or on the day the job offer is made , and either the ETA Form 9061 or the ETA Form 9062 must be submitted no later than 28 days after the start date of the new hire.

It is also possible to electronically screen potential employees for tax credit eligibility, making program participation easier and more economical than ever.

Many companies choose to work with tax credit experts, who can manage the process and ensure that all deadlines are met.

An example of a business using WOTC

Manpower, a Southeast Michigan recruiting agency, understands the economics of using WOTC and the value of helping people secure meaningful employment through eligibility. The agency first heard about the tax credit when the Hiring Act was passed in 2010. More recently, Manpower began working with tax experts who helped it better understand the groups targets that would improve eligibility for larger credits. There’s no doubt that the tight job market made recruiting particularly difficult, but Manpower was able to find workers who became high-performing employees by opening their doors to the WOTC population they didn’t specifically have. targeted in the past.

Refining their recruiting approach not only resulted in satisfied clients, but also resulted in substantial tax savings. This year, 27% of their current hires are WOTC-eligible. Thanks to this tax credit, Manpower was able to reinvest in its organization by offering more competitive salaries and bonuses to reward employees. The company uses social media to target eligible workers and has also worked with nonprofits to help WOTC individuals find work.

Manpower’s advice to other businesses: As the government continues to review legislation that provides businesses with the opportunity to earn tax credits, then you should definitely explore how to incorporate this into your business plan. But be sure to work with tax credit experts who bring knowledge, transparency, and who truly care about your success and provide the tools to maximize your tax credit potential.

Ultimately, by taking advantage of this tax credit, your business will increase profits and gain additional cash flow, so it’s something all businesses should consider to help address labor shortages. ‘work.

This article does not necessarily reflect the views of the Bureau of National Affairs, Inc., publisher of Bloomberg Law and Bloomberg Tax, or its owners.

Author Information

Brent Johnson is co-founder of Clarus Solutions and is a CPA with an accounting degree from The Ohio State University and a master’s degree in taxation from Capital University Law School. During his 25-year career, he has helped companies claim millions of dollars in employment tax credits.

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Cardi B tells David Letterman she has a ‘responsibility’ to share her political views with her fans | News


In a preview of his interview on Netflix, Cardi B reveals to David Letterman that she feels “responsible” to use her platform to share her political views.

“I think people in your position have strength in terms of political activism and changing the world and changing the way people feel and think, not just about themselves, but about world issues. as a whole,” Letterman told Cardi. – down for her My next guest needs no introduction series which premiered on May 20 on Netflix.

Cardi explains to Letterman that she doesn’t inject politics into her music. Instead, she uses her platform for activism.

“I used my platform even when I was a dancer because you might think people don’t watch, but they do,” she adds.

During the 2020 presidential election, Cardi hopped on an Instagram Live with Bernie Sanders after the Vermont senator dropped out of the Democratic primary and backed Joe Bidenhis candidacy.

“A lot of people like young people, they don’t rock with Joe Biden, because he’s conservative. I want you to explain to my platform, why are you supporting him?” Cardi asks Sanders, whom she affectionately calls “Uncle Bernie.”

RELATED: Cardi B’s interview with Bernie Sanders is the only thing you need to see today

“I mean, I’m a neighborhood chick and I’m from the Bronx,” Cardi told Letterman. “A lot of people know me and follow me because they want to see how I’m dressed. They want to see my lifestyle. I feel like I have a responsibility to share with them as well, like, hey, while you’re here and you’re checking out my outfit and my music, look what’s going on here in this part of the world.

In addition to Cardi, Letterman interviews five other celebrities for his six-episode fourth season of the Netflix talk show series. They include Kevin Durant, Billie Eilish, Julia Louis Dreyfus, Ryan Reynoldsand Will Smith.

Check out a snippet of Cardi’s conversation with Letterman below.

Ondo monarch inaugurates youth empowerment foundation and charges members for service delivery –


Oba Victor Kiladejo, the Osemawe and Supreme Ruler of Ondo Kingdom, Ondo State has officially inaugurated the Osemawe Youth Empowerment Foundation (OYEF).

During the program, Kiladejo also inaugurated the Board of Directors (BOT) of OYEF at Eko Hotels & Suites, Victoria Island, Lagos State during a royal communion with members of the Osemawe Palace Forum (OPF) .

The statement was made available to journalists on Sunday in Abuja.

The traditional ruler instructed the newly inaugurated BOT members of the foundation to do their best to place the average Ondo youth on an enviable global pedestal.

The following illustrious Ondo indigenous people have been selected as members of the BOT: Richard Ayodele Akintunde, SAN, President; Otunba Felix Oseyemi Oladunjoye, FCA, member; and lawyer Olanubi Oyebusola Enitan, member.

Others are Prof. Augustina Nireti Duyilemi, Member; Dr. Nelson Osungbemiro, member; Chief Wole Benson, member; Otunba Seyi Roberts, member and Dr. Similade Kiladejo as member.

The monarch also advised setting up four sub-committees to help the BOT carry out its mandate in a more detailed consensus-based approach to development within the Ondo Kingdom.

These include Finance and Investment, Plans and Logistics, Motivation/Counseling, Education and Skills Development sub-committees.

Kiladejo took the opportunity to thank Dr. Dere Awosika, President of Access Bank PLC, for her commitment and early support to the Osemawe Youth Empowerment Foundation.

The glamorous evening was marked by the presentation of awards by Her Imperial Majesty to members of the Osemawe Palace Forum (OPF) and those who have contributed to the renovation and remodeling of Osemawe Palace.

The OPF members led by their President, Elder Abimbola Oladapo, gave the guests a great evening while the OPF President also took the opportunity to update the guests on the efforts made so far by the OPF. ‘OPF to raise the kingdom of Ondo.

The evening also witnessed a presentation on “The Potential of Agribusiness in the Ondo Kingdom” by Dickson Orisamuyiwa.

Dr. Femi Akinkuebi, CEO of Ore Industrial Park, gave a presentation on the upcoming Ondo Development and Economy Summit, which is expected to result in the establishment of Ondo City Industrial Park and Eki Digital Hub.

Comrade Kenneth Adegeye, Coordinator of Ondo Ekimogun Youth Congress (OEYC), the umbrella body for all youth forums in the kingdom, expressed in his speech his gratitude to Kabiyesi Abaiye, for his tireless efforts to ensure that the young people of the Ondo Kingdom are hired profitably. in different capacities in order to develop them for the greater good of society.

The prominent sons and daughters of Ondo present at the occasion stressed the need to support the OEYC at all times to enable them to achieve the goals they set for themselves.

Trans activist Gavin Grimm urges Maryland high school students to demand what they deserve

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When Gavin Grimm, a nationally known transgender rights advocate, was asked to deliver the keynote speech at the Montgomery County Public Schools Pride Town Hall rally, he didn’t hesitate.

As he told students he spoke to on Saturday, places generally considered to be among the most liberal — including Maryland’s most populous county, just north of Washington — offer their own challenges.

“When you walk into places like a school system with a lot of good intentions [supporters]people in that circle can feel really defensive or challenged if you say, “That’s great, but you’re not doing enough,” Grimm said.

His speech highlighted a gathering of around 300 students, parents and teachers intended, in part, to break down such resistance. Walter Johnson High School’s Pride Town Hall featured 11 panel discussions ranging from “LGBTQ+ Inclusivity in Grades 8-9 American History” to “ACT to Fight Bias,” a session on how best to address bias against LGBTQ students.

Among the attendees were a woman whose nephew just got out, and another woman whose son’s friends just got out. Sam Ross, a freshman at Montgomery Blair High School who had come to town hall, was heartened to see the women.

“They just wanted to know more about the community,” Ross said. “It was nice.”

The rally took place amid the ongoing culture wars and the high-tension debate elsewhere in the country, at the intersection of public education and gender identification. Asked about Texas, for example, where the governor compared gender-affirming medical treatments to child abuse, Grimm said the state shouldn’t be considered so far off.

“Texas is all of us,” Grimm said. “Even in this area, we have no idea that the leadership will not change, and the children of this school and the people of this school and this community are therefore not in danger.”

The events that propelled Grimm to a national voice on transgender issues began in 2014, after he transitioned as a sophomore in high school in Gloucester County, Virginia. The school had first allowed him to use the boys’ bathroom.

But the reaction from parents prompted the school board to reverse the trend and force Grimm to use a special bathroom. With the support of the ACLU, he filed a complaint, arguing that he should be able to use the boys’ bathroom.

Virginia school board settles lawsuit over Gavin Grimm’s request to use boys’ bathroom

The case went to a federal appeals court, which in a 2-to-1 decision found the school board discriminated on the basis of gender and violated the 14th Amendment by banning Grimm from using the bathroom that matched her gender identity. . Judge Henry F. Floyd framed the case in historical terms.

“The proudest moments in the federal judiciary have been when we affirm the budding values ​​of our bright youth, rather than preserving the prejudices of the past, he wrote. “How shallow is a promise of equal protection that would not protect Grimm from the fantastical fears and unfounded prejudices of his adult community. It’s time to move on. »

The Gloucester County School District appealed the decision to the United States Supreme Court, which declined to hear it.

“I’m glad my years-long fight to get my school to see me for who I am is over,” Grimm said in a statement at the time, adding, “Trans youth deserve to use the bathroom in peace without being humiliated and stigmatized by their own school boards and elected officials.

At Pride Town Hall on Saturday, Grimm began his commencement speech by noting that Montgomery students enjoy a more accepting environment.

“It wasn’t my school experience,” he said, calling Montgomery a space for affirmation. “I was in a school system that was very comfortable dragging out a long and expensive legal battle for the wrong reasons.”

He remembers being scared when he was 15.

“I didn’t do what I did because I was brave and because I was naturally powerful,” he said. “I did what I did because no matter how I felt about myself, I believed in what I deserved. … My position was one of justice, not one of empowerment or trust.

At first, he said, things were fine.

Virginia school board to pay $1.3 million in settlement to transgender student Gavin Grimm, who sued over toilet policy

When I transitioned, me and my mom, we went to school before the school year started and she said, “This is Gavin. It’s a boy. It’s not a negotiation. It is not a matter of opinion. What are you going to do to keep this child safe? And to his credit, at the time, my manager was like, ‘Yeah, I don’t know, probably supporting him.’ And was it good. For seven weeks I used the boys’ bathroom without incident, then the school board intervened.

In response to a question about how all students could support LGBTQ students, Grimm choked up when talking about his close college friends.

“They listened to me when I was talking about my pronouns or whatever. They were very respectful, but they weren’t into queer politics,” he said. is to love me, support me and support my rights in my fight. And that’s one of the best things you can do is be a positive, loving, and supportive member of the community.

He spoke about what he sees as positive and broader trends.

“Every year we have more people and we have more excitement and we have more young people ready to demand what they know they deserve,” he said, adding, “Even in the states where we have our agency, our contested, forbidden, and restrained personality, people don’t advocate for that at large. In every corner of this country where these laws are passed, you’ll find an allied mother or a couple of young people with a few signs. You’ll find someone who will stand up and say it’s not right.

Rose, bud, thorn: a reflection


“I think we should play a game.”

An evening in the Mojave.

I was deep in thought when Sprout suddenly spoke up. It had been another long day and we were pushing into the evening after taking a nap to wait for the hottest part of the day. It was going to be another late night and we had to be up early the next morning to beat the heat again. We were also relying solely on water caches at this point, as there were no natural water sources in the area. Without the help of benevolent souls (aka trail angels) who maintained these caches of water, we would have had to carry enough water to sustain us for 36.2 miles. In addition to these circumstances, Sprout had experienced disturbing pain in his foot (which thankfully has since improved).

It was as if this last part of the desert was testing us – were we really made for this trip?

As Sprout’s words brought me back to the present, I grounded myself in the natural beauty of my surroundings. The sun had set, leaving behind beautifully blended blue and pink pastel layers and a nearly full moon in its place. The Joshua trees that dotted the landscape cast strange shadows on the path; the Mojave could be inhospitable at times, but there was no doubt that it was beautiful in its own sense.

“What kind of game? ” I asked. Sprout replied, “Have you ever heard of ‘Rose, Bud, Thorn’? I think it would be fun to share our thoughts on the trip we had.

Although I was reluctant at first, I agreed to participate. We were both familiar with this type of activity, as it was the kind of stuff we had used before in outdoor education programs (and don’t forget, we met doing exactly that kind of stuff).

Classic Dobby and Sprout moment at mile 600.

Sprout jolted my memory and reminded me that “rose” is a particular thing that stuck with you, “bud” is something you look forward to, and “thorn” is a challenge you’ve faced.

So there you have it – my “Rose, Bud, Thorn” from this trip so far:

Pink – I have reached the exact spot where I was previously supposed to come out of the PCT with my dog ​​Lily. There was a time in my life when I wasn’t sure if I would set foot on this trail again – and more specifically, on this particular section of the trail that held so many memories. Turns out I was able to walk this section again and keep going after reaching this memorable spot!

Bud – I look forward to the challenges that are sure to present themselves on this next section of trail through the Sierra. I learned so much about myself through the desert (on both occasions) and realize that there are many more learning opportunities to come.

Spiked – Life on the track is constantly in motion; the views change, the people around you change, and the trail challenges you in unexpected ways. In my particular case, I juggle additional responsibilities such as trying to walk the trail with little litter and removing litter from the trail. Finding balance is something I often struggle with, both on and off trail, and this ride presents me with plenty of opportunities to grow in that area.

I was visited by a rattlesnake (or a few, for that matter) last week on the trail.

So there you have it – my thoughts on the first 700 miles of trail. Now is the time to step into the bigger mountains ahead of us and leave the desert behind. I look forward to sharing new adventures with you soon and as always, happy trails.


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Easy Guide to Get Pre-Approved Personal Loan from Bajaj Finserv

Despite the efficiency of modern loans, getting a loan is not an easy task. Fortunately, solutions like the pre-approved loan have made things much easier. A pre-approved personal loan is a short-term loan given by lenders to their existing customers. These speed up the loan acquisition process and allow quick access to a sanction, often at affordable interest rates! In fact, with a modern lender, you can access the offer, take advantage of it, and get a payout online without ever visiting the physical branch. As a borrower, this is a significant advantage as it helps you avoid the usual inconveniences that can come with using a loan.

However, to get such offers, you must have a regular repayment history and a solid financial profile, as these are the most crucial factors for lenders. Moreover, you will also need an excellent credit score to easily obtain such short term loans. Moreover, if you have an existing relationship with the lender, you can avail the Bajaj Finserv pre-approved personal loan and borrow up to Rs. 10 lakh almost instantly. For more information on this loan, how check pre-approved personal loan offerand enjoy it, read on.

Key Attributes of a Pre-Approved Personal Loan

Before availing yourself of these offers, you must know the attributes of these short term loans. Here’s a quick overview.

· Minimal paperwork, if applicable: Since lenders already have your information on file, they usually do not need any additional documentation to process the disbursement. However, in some cases, Bajaj Finserv may require you to submit a void check, bank details, and KYC documents.

· Instant Funds: A pre-approved offer means you don’t have to go through the usual application process. All you have to do is check the offer, approve it, and wait for the payout. Moreover, lenders like Bajaj Finserv have a completely digital offer, in which all the steps can be done online in just a few minutes.

· Refund flexibility: To ensure you have a hassle-free experience, Bajaj Finserv offers a flexible repayment term, which varies between 24 and 60 months.

How to Get Bajaj Finserv Personal Loan Online Via Pre-Approved Offer

Although this is a quick and easy financing solution, you must first check if the lender has offered you this offer. Remember that a pre-approved personal loan is only available to those who have an existing relationship with the lender. So, to get started, follow these simple steps to find a pre-approved personal offer.

Step 1: Connect to the official webpage

2nd step: Complete the simple form by sharing your name and registered mobile number

Step 3: Wait to receive the secret OTP and enter it in the form

Step 4: Check if you have a pending pre-approved personal loan offer

If there’s an offer, all you need to do is check the details, approve it, and authorize the payout. Bajaj Finserv offers full disbursement of these short term loans within 4 hours* so that you can meet all your financial obligations without delay.

Things to note before availing a pre-approved personal loan

Pre-approved loans are essentially an “Invitation to Apply” (ITA) offer, which means they are available for a limited time. That’s why you need to check if the offer exists. Secondly, check the penalty and the applicable charges. As these are personalized offers, the sanction and rates may vary from time to time, so it is best to check and make sure they are suitable for your needs. Also, you need to check the term and other details related to the repayment of the loan. Unchecked mistakes here can cause you to default and incur heavy penalties.

Apart from these aspects, you should also be aware of the many advantages of pre-approved personal loans. On the one hand, you get a personalized offer. This can make the whole borrowing experience profitable and easy to manage. Plus, since you don’t have to apply, you don’t have to go through lengthy underwriting processes. Bajaj Finserv offers a near instant funding solution, giving you access to funds within hours. This sanction can then be used freely without any restriction.

For most short-term financing needs, pre-approved loans are the ideal arrangement. It’s simple and requires that you only maintain a healthy credit profile. A Bajaj Finserv pre-approved loan is particularly beneficial because it has a suite of value-added features, making it a smart solution. Plus, there are absolutely no hidden fees and you can easily tailor the repayment to your financial capabilities. To start right away, check your pre-approved offer and borrow efficiently from one of the best lenders in India.

*Terms and conditions of application

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Posted: Saturday, May 21, 2022, 1:06 PM IST

Saudi court upholds death sentences for two young Bahrainis


Saudi Arabia’s Supreme Court has upheld the death sentences of two young Bahraini nationals on trumped-up terrorism charges.

Riyadh’s Supreme Court of Appeal has sentenced Sadiq Majid Thamer and Jaafar Mohammed Sultan to death after convicting them of “smuggling explosives” into the kingdom and involvement in terrorist activities.

Human rights organizations and an opposition protest movement called the rulings “unfair and arbitrary”, saying they were made on the basis of confessions extracted under torture.

It comes as social media activists have launched campaigns in solidarity with the two young Bahraini men, with human rights organizations and activists calling for an end to the “unjust” ruling and their immediate release.

Bahrain’s February 14 Revolution Youth Coalition has held the Saudi regime fully responsible for the safety of young people, calling on UN Secretary-General Antonio Guterres to take office and urgently intervene to stop the crime .

The Bahraini opposition protest movement has also called on the international community to stand up against King Salman and Crown Prince Mohammed bin Salman of Saudi Arabia and prevent the execution of death sentences.

The February 14 Revolution Youth Coalition has demanded swift action to save the lives of the two young Bahraini nationals before it is too late, viewing the ruling Khalifah regime in Bahrain as a partner in any criminal action against the Arab nation.

Sultan and Thamer were arrested in May 2015 along the King Fahd causeway, which connects Saudi Arabia and Bahrain.

They were held incommunicado for months after their arrest. Young Bahrainis have been subjected to systematic and deadly torture in an effort to extract false confessions.

Since bin Salman became Saudi Arabia’s de facto leader in 2017, the kingdom has arrested dozens of activists, bloggers, intellectuals and others perceived to be political opponents, showing near zero tolerance for the dissent, even in the face of international condemnation of the repression.

Muslim scholars have been executed and women’s rights activists put behind bars and tortured as freedom of expression, association and belief continues to be violated.

In recent years, Riyadh has also redefined its counterterrorism laws to target activism.

Ayatollah Sheikh Isa Qassim, Bahrain’s top cleric, said drafting a new constitution was the only way out of the political crisis in the small Persian Gulf country hit by protests, urging the regime of Manama to seek an agreement with the Bahraini opposition instead of increasingly suppressing dissent.

Demonstrations have taken place regularly in Bahrain since the start of a popular uprising in mid-February 2011.

The participants demand that the Al Khalifah regime relinquish power and allow the establishment of a just system representing all Bahrainis.

Manama, however, went to great lengths to suppress any sign of dissent.

South Africa: the Treasury will deploy a gender-responsive budgeting strategy


To ensure departments achieve their goal of including women in departmental planning, the National Treasury should roll out the first phase of a strategy and roadmap for gender responsive budgeting.

Maite Nkoana-Mashabane, minister in the presidency responsible for women, youth and people with disabilities, said so when tabling the department’s budget vote on Thursday.

“In 2021, I reported that the department had engaged with the National Treasury, DPME and the IMF in developing a strategy and roadmap for gender responsive budgeting.

“I am pleased to inform this House that there will be a rollout of Phase 1 of the project over the next few months by the National Treasury,” she said.

In addition to this, Nkoana-Mashabane said the department, in partnership with the European Union (EU), organized a Policy Dialogue on Gender Responsive Budgeting in February 2022, which brought together over 700 international experts and participants. and national.

“The purpose of this dialogue was to foster discussions on policy guidelines for gender responsive budgeting in the country.”

Nkoana-Mashabane said, meanwhile, that during the 2021 budget vote, she said the department would undertake an analysis of the national department’s draft Annual Performance Plans (APPs).

“In this context, the 2021 monitoring and evaluation report showed that less than 50% of departments were implementing the gender budgeting framework.

“However, analysis of APP 2022/23 projects indicates great improvement in the inclusion of women, youth and persons with disabilities priorities in these plans. We are aiming for an increase towards 100% by 2024,” she said.

Nkoana-Mashabane said South Africa’s economy was based on mining and agriculture, with land being a key factor.

“Therefore, my department has signed a memorandum of understanding with the Department of Agriculture, Agrarian Reform and Rural Development to ensure that women, youth and people with disabilities are included in agriculture and land redistribution.

Nkoana-Mashabane said there was a need to harness the potential of the country’s young population.

“This includes the political will of government and captains of industry to ensure youth integration in all strategic sectors of our society, especially the economy,” she said.

In fiscal year 2022/2023, NYDA will aim to:

– The training of more than 25,000 young people to be young entrepreneurs;

– Support 2,000 youth-owned businesses with financial assistance through the NYDA grant program. These businesses will continue and create 6,000 jobs in the economy;

– Provide skills development programs to 75,000 young people to enable them to integrate into the economy;

– Place 10,000 young people in employment through the National Career Management Network;

– Recruit 50,000 young people into the structured National Youth Service where young people will earn an income, acquire skills and increase their employability and provide meaningful quality service to their communities; and

– Produce monitoring and evaluation reports on the impact of its grants program, the revitalized National Youth Service and community work programs.

Nelnet CEO Says Student Loan Debt Is ‘Too Much’ | Local business news

It might sound strange to hear the CEO of one of America’s largest student loan companies say that student debt is a problem, but that’s exactly what Jeff Noordhoek sees.

The CEO of Nelnet showed shareholders a chart at Thursday’s annual meeting in Lincoln that illustrated how the amount of student debt outstanding has increased more than fivefold in less than 20 years – from $330 million in 2003 to $1.75 trillion last year.

“That’s a big number,” Noordhoek said. “Actually, it’s too big.”



He and other Nelnet officials expect President Joe Biden to use an executive order to write off some level of student loan debt, but as far as Noordhoek is concerned, that won’t solve the problem of the exorbitant cost of Higher Education.

“Even if they cancel debt at any level, there will be $160 billion more borrowed next year and the year after and the year after, he said. declared.

Jacque Mosely, the company’s director of government relations, said “the likelihood is quite high” that Biden will provide student loan forgiveness through executive action of $10,000 per borrower, possibly within the next few weeks.

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Jim Krueger, Nelnet’s chief financial officer, estimated that a loan forgiveness program of $10,000 per borrower would reduce the company’s expected future cash flow from its loan portfolio by about $600 million, from $1.8 billion to $1.2 billion.

Nelnet, which has a portfolio of older federal loans and also manages billions of dollars in federal student loans, would not be liable for the canceled debt, but it would lose servicing fees as well as future interest payments if the loans are reimbursed sooner. .

On the other hand, those early payments would mean more revenue than expected in the near term, Krueger said, which the company could choose to roll out to existing businesses or new ones.

Cancellation of student loans is not the only threat facing Nelnet. Rising interest rates and rising inflation are both likely to have mixed effects on the business.

Mike Dunlap, executive chairman of Nelnet, said the company could benefit from higher interest rates in its payments division and could also earn higher rates on the cash it holds. On the other hand, higher interest rates could hurt Allo Communications, in which Nelnet has a minority stake, as the company is highly leveraged due to recent expansions.

Noordhoek said one of the effects of inflation is raising wages for its roughly 8,000 employees, although Dunlap said this could be somewhat offset by the ability to raise prices.

Overall, 2021 was a good year for Nelnet, with total earnings per share of $8.37, its second-best performance yet. As for 2022, Noordhoek said “it’s shaping up to be another crazy year-long rush.”

Open Harvest considering new location in Lincoln’s Telegraph District

Two Nebraska startups get federal small business grants

Soaring mortgage rates have little effect on Lincoln’s housing market

Finalists Announced for Lincoln’s Best Workplaces

Contact the editor at 402-473-2647 or [email protected]

On Twitter @LincolnBizBuzz.

The Coming Revolution in Human Empowerment


Power to the people, now”

The first part of this series provides context for the human empowerment revolution. To access it, use this link: https://www.forbes.com/sites/johnkao/2022/04/19/the-coming-revolution-in-human-empowermentpart-i/?sh=255a9879ccf0

The fundamental dynamic underlying the human empowerment revolution I describe and the resulting human empowerment industry is the transfer of power from institutions to the individual. In our old systems of public education, human resource management, certification bodies, corporate training, and professional guilds, power adheres to the institution and the individual is consequently disempowered.

But we live in an era of discontinuity, not only shaped by disruptive technology, but also by the weakening of inherited business models underlying institutions such as formal education, which until now has been the gathering place to cultivate human potential at scale. And this extends to other approaches inherited from the human capital culture that are now also ripe for reinvention.

These legacy models have enabled massive, centralized institutions (universities, certifying bodies such as professional councils, and standardized testing agencies) to develop efficient, linear learning sequences that have achieved certified scale and performance at their conditions – a version of the ultimate self-licking ice cream. cone and on a societal scale.

Educational institutions as we know them today responded to the assessment needs of the industrial age. Standardized metrics put labels on the “good” ones

and allowed them to move forward, while the “slow” ones were steered into alternative employment or given some form of remedial education. The establishment of external, “objective” measures of success – grades, standardized test scores, degrees – has taken precedence over efforts to personalize learning to a student’s specific needs and passions. This meant that students once certified by the “system” still faced the daunting challenge of figuring out how to make choices from the buffet of life that best expressed their values ​​and passions.

Certification and accreditation have followed this industrial logic. Disproportionate power was given to legacy institutions because of their ability to award badges of achievement which were the representative language of a talented person in their efforts to pursue opportunities. The fact that many innovators, entrepreneurs and cultural creatives have rejected this system, abandoned it and succeeded without its help belies its current legitimacy. They rejected the information asymmetry and disempowerment that stem from inherited HR and human capital practices. This asymmetry is compounded by the difficulty of finding the right advice, support and “just in time” services. Career counsellors, outplacement consultants, coaches and therapists are a challenge for the average person to find and choose. The process often resembles the highly subjective “taste” required to select a good bottle of Bordeaux or a great pair of speakers.

But we no longer live in an analog world where pursuing standardized career paths is the key to success and where linear learning paths are the benchmark. In terms of the demand for talent, the world of employment has undergone significant changes. First, the pace of societal change has accelerated and

disruption of traditional career paths is the result. New types of quarries appear like kudzu after heavy rain. Employers, alarmed by the unpreparedness of new market entrants, are increasingly injecting proprietary learning experiences into the public space, both to screen new hires but also to supplement inadequate offers provided by mainstream educational institutions. Considering the cost of recruitment, this also makes good economic sense.

Gaps are also evident with regard to social entrepreneurship and NGO work. The Sustainable Development Goals put forward by the UN are an agenda for the human race. Yet these societal and planetary priorities do not easily translate into learning arcs or career-preparation paths for young talent. For example, if one is interested in ocean security, it is far from clear which is the “right” academic path. Internships and “trial” situations are only dimly searchable in today’s inefficient market for opportunities. And academic institutions have been slow to create tailor-made pathways for these new types of demand.

Finally, the situation is equally difficult from the perspective of labor ministries and government officials responsible for cultivating human capital. Many countries, in order to remain economically competitive, have focused on strategic industries. All of this is well and good. Yet the learning paths to serve these critical and emerging economic sectors are hit or miss at best. There is also a related problem of unemployment, particularly youth unemployment in parts of the world like the Middle East where capital is abundant but talent must be cultivated. In these countries, mobilizing talent around suitable career paths is a permanent challenge.

The situation would not be as dire if those responsible for creating and deploying

core learning experiences have been able to keep pace with change. Unfortunately, it is not the case. Learning is increasingly like old wine in new bottles (eLearning), new wine in old bottles (the latest 500-page entrepreneurship manual), or learning as entertainment (master class).

The following chart of “think bubbles” contrasts the disempowering weight of legacy with a new view of technology-enabled human empowerment along six critical dimensions:


Disempowerment due to inherited practices and institutions

I depend on others for guidance. They may not know enough, have the time or interest to fully understand my needs, or have my best interests at heart (as opposed to institutions). It is difficult for me to say with whom I should work.

The vision of human empowerment

I receive advice and support (professional, personal, life planning) when I need it and in the form that is most useful to me. This advice is objective, trustworthy, evidence-based, and respectful of my privacy.


Disempowerment due to inherited practices and institutions

My learning must fit into fixed program structures defined by institutions and experts without regard to my particular learning style or personal needs.

The vision of human empowerment

I have continuous access to personalized learning that takes me on a journey of increasing skill. This learning is available when I need it and in the form most compatible with my abilities and needs (tacit as well as explicit).


Disempowerment due to inherited practices and institutions

I am at the mercy of institutions beyond my control to certify my knowledge. Additionally, they have the right to retain custody of my information; my transcripts are in their binders.

The vision of human empowerment

I am able to demonstrate my skills in the most effective way and based on what I have actually learned and what I need to move forward. I own, control, and freely access my own information, which represents my abilities and accomplishments in the world.


Disempowerment due to inherited practices and institutions

I lack the means and skills to find the right opportunities for me, navigate my path and design my life.

The vision of human empowerment

I am exposed to the widest range of opportunities that match my needs and I am supported to make optimal choices at every stage of my life journey.


Disempowerment due to inherited practices and institutions

It is difficult to find the right resources, sources of guidance and support for my journey of personal development and well-being. I do not have the ability to evaluate the choices available to me to find the optimal “solution” to my personal needs.

The vision of human empowerment

I have access to knowledge, resources and tools that help me move from ‘surviving’ to ‘thriving’ and living my ‘best life’. A rich array of personalized resources are available to me when I need them.


Disempowerment due to inherited practices and institutions

I am troubled by the state of the world, but I feel powerless to do anything about it. I don’t know where to go to find the learning and guidance needed to express my values ​​and make a difference in the areas I care about.

The vision of human empowerment

I have access to the tools, community and knowledge that allow me to use my skills to achieve my goal

These questions are common to all of us, regardless of our situation in life. In a sense, we are all marginalized because our knowledge is imperfect and our access to support is incomplete. However, a tsunami of technological innovation and new business models will come to our rescue and is the subject of Part III of this series.

Faced with a deficit of $52.2 million, the TDSB asks political parties to commit to more funding for education


With two weeks to go before the provincial election, the Toronto District School Board on Wednesday called on political parties to pledge more support for the TDSB and school boards facing large budget shortfalls across the province.

TDSB President Alexander Brown said the board was facing a massive deficit after “exceeding expectations” to protect students and staff during the COVID-19 pandemic.

Brown says the board was also forced to dip into its reserves when the department would not fund smaller class sizes and other essential pandemic costs.

“All available funds have been dedicated to student and staff safety, Brown said at a press conference on Wednesday.

“Now, the TDSB currently projects a shortfall of $52.2 million for the 2022-23 school year, primarily due to pandemic costs and declining enrollment,” he said.

“If additional funds are not provided to address the impacts of the pandemic, savings will have to be found and cuts will have to be made.”

TDSB chairman Alexander Brown said the board was forced to dip into its reserves when the department failed to fund smaller class sizes and other essential pandemic costs. (Martin Trainor/CBC)

But the TDSB president says administrators and staff don’t want to make any cuts, especially now that students need stability and support after more than two years of disruption.

Brown says the TDSB specifically requests the following:

  • Reimbursement of all pandemic-related expenses incurred by school boards over the past two years.
  • Full support for the TDSB pandemic recovery plan.
  • Reinstatement of Enrollment Stabilization Funding.
  • Additional funding to cover cost increases related to employee benefits, utilities and other inflationary costs.

Brown says the $52.2 billion includes the structural deficit, which has built up over the years, as well as the pandemic costs of the past two years.

What the parties promise

Doug Ford’s Progressive Conservatives pledged $21 billion for schools, including $14 billion in capital grants. Education Minister Stephen Lecce said $500 million will be invested in 37 school projects in 2022/2023. Ontario’s school repair backlog was estimated in September at about $16.8 billion.

Meanwhile, the Ontario Liberals say they have “listened to education workers, students and parents” and, through their input and feedback, have developed a plan to relaunch the education — “something that children and families desperately need”.

The plan proposes the following:

  • Classes of 20: $1.1 billion.
  • Ventilation improvements: $525 million.
  • Special education and recovery of learning: $375 million.
  • Summer apprenticeship: $100 million.
  • Mental health: $75 million.
  • Temporary virtual classrooms: $50 million.
  • Free tutoring: $40 million.
  • Student transportation: $40 million.
  • Student re-engagement: $20 million.
  • Outdoor learning: $18 million.

For its part, the Ontario NDP says it will invest to help students get back on their feet academically, emotionally and psychologically after a tough few years.

The party has pledged to hire 20,000 teachers and education workers and invest in remedial learning programs at school to help students recover from two years of learning disruption. New Democrats also promise to repeal Bill 124 – a law that caps annual salary increases for public servants, including teachers – and to “restore respect and fair compensation for those who deliver education.” “.

The Green Party of Ontario also released its plan for safe schools, which outlines how it would improve air quality and reduce class sizes.

Brown said voters should ask the candidates who show up on their doorstep how they will best support schools and public education.

“I strongly believe that education should play a bigger role in this election,” Brown said.

“This provincial government must put Ontario’s young people first, who we can all agree have suffered greatly over the past two years.”

Peking University students protest China’s coronavirus lockdown restrictions

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Hundreds of students at China’s most prestigious university tore down a metal wall and yelled at school administrators trying to seal them in their dormitory – in a rare case of widespread public anger in a street protest against official coronavirus controls.

The protest at Peking University in Beijing late Sunday is the latest example of student dissent in response to controls that include confining students to their dorms for weeks, requiring appointments to use communal bathrooms and their ban on showering.

A student who attended the protest, speaking on condition of anonymity for security reasons, said students at Wanliu, an off-campus dormitory in Beijing’s Haidian district, were growing frustrated with the restrictions prohibiting them from leaving to go to the main campus or even to the hospital. Cafeteria options had become limited, including for minority students with dietary restrictions, and food deliveries were blocked, the student said.

China ends talks on covid-related difficulties; users fight back

On Sunday evening, students discovered workers erecting a sheet metal wall separating dormitories from faculty quarters, which would allow faculty members to come and go while restricting students to the compound. The news spread via a WeChat group. Soon, 200-300 students crowded outside the dormitory, and some of them started tearing down the wall to the cheers of the crowd.

“I didn’t expect the support to be so strong and to have so many people expressing their demands,” the student said.

Footage posted online showed students yelling at the university’s vice president. After about two hours, the protest dispersed as student representatives continued to meet with university staff until the early hours.

China is one of the few countries pursuing a zero covid policy through strict lockdowns, mass testing and restrictions on resident movement. As controls continue to cripple daily life, residents have begun to lose patience with once-vaunted government methods.

The protest, though short and relatively small, is of greater significance for having taken place at Peking University (PKU), also known as Beida, which has played a key role in previous political movements, such than the student protests of 1989 which were crushed by the army. In 2018, dozens of PKU students were arrested for supporting factory workers in southern China who were trying to form a union.

News of Sunday’s protest was quickly censored on Chinese social media, but not before netizens were able to see videos and posts from students involved. Many on microblogging site Weibo praised the group for their bravery, with some referring to the dismantling of the fence as the Berlin Wall was being torn down. Some published excerpts from Youth, a literary magazine launched in 1915 that called on Chinese youth to launch an intellectual and cultural movement to revitalize the country.

Xi’s tough covid policies spark rumblings of discontent in China

“Beida students are really something, wrote one user on Weibo. “I want to be a Beida student in my next life,” posted another. “It must be Beida,” wrote one commenter, referring to the school‘s history as a center for student activism.

The protest in Beijing is one of the first examples of students demonstrating in person against the pandemic’s chaotic controls on campuses. Students at Nankai University, where they had been confined for nearly two months, hoisted red banners from university buildings in early May criticizing the containment measures.

Last month at Tongji University in Shanghai, a student representative on a Zoom call with school administrators to discuss food safety and student access to showers and toilets grew impatient. when he was not allowed to speak. He wrote on a presentation slide that he silently shared with the group: “Stop reading your notes. Anyone can do it. Can you please reactivate us. »

Last month, students at East China Normal University in Shanghai protested shower restrictions. A student, who said she hadn’t showered in 12 days, used black tape to write on her door and shared washing machines: ‘I want to shower! »

At PKU, the wall construction project at Wanliu has been canceled and students can now go to the main campus, according to the student who attended the protest. A post from the university said the school had set up dancing video games in several dorms, in an apparent effort to appease students.

“What we did was nothing big or powerful. We just wanted to do normal requests, be able to commute to get slightly better food, but I didn’t expect it to be so hard to make such a normal request,” the student said.

“Yet I also didn’t expect that this small act of resistance could give so many people some hope and strength. It shows how hard it is to resist in this place.

More than 40% of crimes or anti-social behavior on public transport are linked to young people


More than two in five incidents of crime or anti-social behavior on Greater Manchester’s public transport network are ‘young person-related’, according to figures obtained in a Freedom of Information request.

TfGM bosses pointed out that “the vast majority [of young people] behave well and cause no problems.

Earlier this year, a report by Transport for Greater Manchester (TfGM) revealed that the Oldham/Rochdale light rail line is the most affected by incidents of criminal damage than any other in the city area, and revealed that Failsworth was a hot spot for bus damage. shelters.

The figures obtained also show that the proportion of incidents related to young people was much higher after 3 p.m. – around the time when schools are generally free.

The highest proportion of ‘youth-related’ incidents occurred in March 2022 and November 2021, with 47% of incidents on the public transport network labeled as such by TravelSafe officers.

The lowest rate of youth-related incidents occurred in June 2021, with 33% of incidents attributed to youth.

Chart showing the number of criminal incidents and ASBs reported on the Greater Manchester transport network by time of day over the 12 months to March 2022. Chart: TfGM

Agents responding to incidents provide a description of the people involved; this description, if provided, is used to determine whether to mark the incident as “youth related”.

Kate Green, Head of TfGM’s TravelSafe Partnership, said: “Public transport should be safe for everyone, but there are those who continually act in a disruptive or threatening way towards others, and many of these people are children. and teenagers.

“The TravelSafe partnership takes an enforcement, engagement and education approach to reassuring the traveling public and deterring crime and anti-social behavior.

“Each year, officers work with and talk to thousands of children and young people as part of our comprehensive youth engagement program.

“We don’t seek to demonize young people, and the vast majority are doing well and causing no problems.

“But public transport is not the place to hang out and misbehave, and we will work with schools and youth engagement teams to identify these people and educate them about the personal impact and consequences of antisocial behavior.

“A moment of madness or showing off can lead to young people being expelled from the system or potentially facing prosecution, but offenders can also put themselves or others at risk.

“We urge people to consider the impact of their actions and ask themselves how they would feel if a loved one were victimized by their behavior.”

The Oldham Times: Oldham's buses have been vandalized this year causing security concerns.Oldham’s buses have been vandalized this year causing security concerns.

Inspector Steve Griffin, of Greater Manchester Police Transport Unit, said: ‘GMP wants all members of the public to feel safe when using public transport, and we are working alongside our partners to deter crime on buses and trams.

“The TravelSafe partnership – which includes officers from GMP’s transport unit, along with TfGM and public transport operators, has worked with local officers to patrol areas that have been identified as hotspots on the transport for criminal incidents.

“Recent spikes in incidents in Rochdale and Failsworth have resulted in combined work between the GMP Transport Unit, District Neighborhood Teams and Metrolink staff to increase patrols in these areas.

Youth service partners have also helped examine a variety of interventions to prevent other antisocial behaviours.

“Most recently, TfGM and Metrolink have engaged with nearly 9,000 students at local schools and colleges in Oldham and Rochdale and in September 2022 they plan to attend a safety Roadshow event hosted by the GMCA Violence Reduction Unit at Hopwood Hall College (Rochdale Campus). ”

A spokesperson for Oldham Council said: “Here at Oldham, we are committed to ensuring that our communities feel safe when on the move, including when using public transport.

“Our youth service has partnered with Oldham Street Angels to launch a new initiative called Trusted People to help residents feel safe and confident when using the local tram network.

“Our officers have engaged with over 720 young people in this setting, with staff and volunteers driving around the Metrolink, visiting local tram stops and the areas around them, to offer a friendly face in case residents would feel uncomfortable.

“Our detached youth work team also hold regular youth work sessions along local Metrolink stops and we have more investment in the youth service to provide similar work across the borough.

“In addition to this, we are currently installing 51 CCTV cameras at locations around five Metrolink stops near the city center to help passengers and residents feel safer and more confident.

“In the meantime, we urge anyone who experiences anti-social behavior to report it immediately to Transport for Greater Manchester or Greater Manchester Police.”

UAP Holdings extends repayment period of former mutual loan of 6.5 billion shillings


UAP Holdings extends repayment period of former mutual loan of 6.5 billion shillings

The UAP-Old Mutual Tower in Nairobi. PICTURES | COURTESY



  • UAP Holdings will further delay payment of a 6.5 billion shillings loan from its parent company Old Mutual until June next year, marking the latest restructuring of the credit facility.
  • On February 5, 2021, it took a three-year loan of 2.8 billion shillings to Absa Bank to repay a short-term loan owed to Old Mutual Holdings Limited.

UAP Holdings will further delay payment of a 6.5 billion shillings loan from its parent company Old Mutual until June next year, marking the latest restructuring of the credit facility.

The maturity date of the loan, which was due in January this year, was extended several times to ease the financial burden on the insurer, which suffered losses.

“By mutual agreement with the directors of Old Mutual Holdings Limited, the maturity date of loans maturing in January 2022 totaling Sh6.5 billion has been extended to June 2023, with the directors making arrangements to settle the loan,” the PSU says in its latest annual report.

The insurer also restructured loans from other lenders while refinancing others.

On February 5, 2021, it took a three-year loan of 2.8 billion shillings from Absa Bank to repay a short-term loan owed to Old Mutual Holdings Limited, which had been used to repay $27 million (3 .1 billion shillings) due to Nedbank in 2020.

On the same date, UAP extended an existing bridge facility of 2.2 billion shillings owed to Stanbic Bank into a loan of 3 billion shillings.

PSU borrowing rose to 13.5 billion shillings in the year ended December, from 13 billion shillings a year earlier, while interest charges over the period increased to 1, 2 billion shillings against 1 billion shillings.

The insurer has a standby arrangement that allows it to access up to 8 billion shillings from Stanbic Bank in case it needs liquidity support. The installation will be available until the end of the year.

Increase in complaints

The insurer recorded a net loss of 1 billion shillings during the reporting period, reducing it by 1.3 billion shillings in 2020.

“The loss in 2021 is largely attributable to increased claims, particularly in the medical sector and fair value losses on investment properties, UAP said.

“As the negative impacts of Covid diminish and markets recover, directors expect these losses to be recovered.”

Its life business was particularly impacted by the increase in claims as the Covid-19 pandemic claimed more victims. Other insurers have also suffered increased claims due to the pandemic.

Losses in its P&C and life business wiped out profits made in the general insurance division over the past two years.

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DVIDS – News – Malawi Defense Force JAG Visits Boone Centre, Guard Staff Judge Advocates


FRANKFORT, Ky. – Soldiers from the Kentucky National Guard legal team greeted Brig. Gen. Dan Kuwali of the Malawi Defense Force, for a 2-day visit that included a tour of the Kentucky Capital Building and introductions to guards April 21-22.

Kuwali, the Chief Legal Officer and Judge Advocate General, crossed paths with Kentucky Army and Air Guard staff judge advocates Col. Joyce Gordon, 123rd Air Wing, and Col. Jason Shepherd, Joint Force Headquarters, Army, while participating in the African Army Law Forum (AMLF) in 2019. Their friendship solidified when the topics of fishing and tobacco were discussed.

“We were fascinated by the number of connections between Kentucky and Malawi and how small this planet is, Shepherd said. “One of the employees in the governor’s office is from Malawi. When we arrived in the capital, and Brigadier General Kuwali heard the native greeting in Chichewa (Malawi’s native dialect), there were immediate smiles before realizing he knew her dad and her my brother,” Kuwali interjected from his seat. “Just like Kentucky,” laughed Shepherd.

Through a recent AMLF, Shepherd learned that Kuwali was attending the United States Army War College in Carlisle, Pennsylvania.

It was then that Shepherd and Gordon felt drawn to take advantage of the closeness by inviting Kuwali to speak to the Kentucky Guard’s legal affiliates and key leaders of the organization.

After working with Ms. Sandra Franzblau and the U.S. Africa Command legal engagement teams, the proposal was underway to select presentation and dates.

Shepherd and his colleagues selected a presentation that would be relevant to the Kentucky State Partnership Program in Djibouti. Brig. General Kuwali discussed opportunities for the United States to use soft power in Africa to counterbalance China’s widespread soft power commitments on the continent.

“It’s not just for lawyers,” Fransblau said. “This is meant for everyone to understand why this matters and how it affects them now.”

The following is a preview of Brig. General Dan Kuwali, LL. D.

To watch Taming the Tiger: Countering China’s Influence in Africa: https://youtu.be/MrjEm005rFw

The presentation argues that to counter the deleterious effects of Chinese
presence in Africa, the United States should leverage its influence by
focus on areas that Beijing has ignored, such as strengthening security
governance of the sector, reinforcement of peace support capacities, improvement of
human resource capacities and investment in agriculture, which can also
contribute to the empowerment of women and young people.

His thesis argues that instead of exacerbating antagonism in strategic competition, the United States should adopt a strategy of calibrated cooperation where Washington can cement its
leadership role in advancing compliance with international standards and
sustainable development, forcing Beijing to follow suit.

The conclusion and policy recommendations of this presentation will help the United States devise strategies to support African countries while deterring hostile Chinese policy and geopolitical influence on the continent.

Besides talking about the effects of the Chinese presence in Africa, Kuwali discussed his ideas on African crises.

To watch the full presentation from Insider’s Insights: African Crises: https://youtu.be/W7N_S94O82o

Kuwali is Professor of International Law and International Relations at the University of Pretoria and Visiting Professor at Lund University, Sweden, where he also obtained his Masters and Doctorate in International Law.

He was a fellow of the Harvard Kennedy School of Government and served as legal adviser to the United Nations Mission in the Democratic Republic of the Congo. Currently, he is a Fellow and Scholar at the United States War College in Pennsylvania. He is a founding member of the African Military Law Forum and current Chairman of its Board of Directors.

Professor Kuwali has published widely, including several books and dozens of peer-reviewed articles. His most recent publications include the Oxford Bibliography on the Use of Force for the Protection of Human Rights in Africa and the Palgrave Handbook on Sustainable Peace and Security in Africa.

At the end of the engagement, Kuwali returned to Pennsylvania to continue his mission with the Army War College. The sixth African Military Law Forum is due to take place later this year in Botswana, Africa.

Date taken: 21.04.2022
Date posted: 17.05.2022 09:17
Story ID: 420874

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How a Stanford Raccoon Broke into My Dorm (and Other Animal Encounters)


In my second year, I wearily returned to Toyon Hall around midnight, ready to get fired. The air was crisp and the friendly neighborhood skunk was calmly strolling the lawn. Everything was fine until said skunk suddenly started rushing towards the yard where I was walking. Fearing a stinging attack, I walked through the front doors. Reflecting on the incident two years later, I had the intuition that such unprovoked encounters are not uncommon.

From hares hopping along bike paths to coyotes roaming East Campus, Stanford’s animals can’t go unnoticed. After sunset we can watch packs of husky raccoons crossing Meyer Green. “I saw [a raccoon] slipping into the sewer, said Catherine Chen ’22.

Critters also tend to wander around manholes and garbage cans. Jodalys Herrera ’23 suspects the Stanford raccoon’s “fat” build is attributed to feasting in the gourmet dining room’s dumpsters. She saw a heavy creature “eating from a pile of something near a trash can”.

Unfortunately for ’23 Luke Babbitt, one of those raccoons broke into his dorm. On January 30, while lying in bed with the windows open, he heard a menacing creak. The screen detached from the frame and a raccoon paw entered, pulling a crawling creature through the crevice. Panicked, Babbitt began to escape, but then decided to defend his territory, going “from a moment of flight to a moment of fight”. Swinging his pillow at the window, he managed to chase away the invader. Reflecting on the surreal encounter, Babbitt said the intrusive raccoon “frightened the life, death and homosexuality of [him].”

(Courtesy of Luke Babbitt)

Janine Fleming ’22 also had a wild fender bender near Kimball Hall in her sophomore year. As she received a DoorDash command, she was soon joined by what appeared to be a large dog, with which she had a brief “awkward look”, before the animal fled. Much to her concern, she soon realized the dog was a coyote.

The prevalence of coyotes near Hannah Pingol’s sophomore dorm prompted her to skip class on occasion. At a quiet wine and cheese event hosted by Kairos in 2020, Pingol and a friend stepped out for a breath of fresh air. After discerning the gaze of a coyote, they began to run. Much to their dismay, the coyote first followed in pursuit. “We were so scared that we threw our drinks into the bushes,” Pingol said.

The subject of hares is all too personal for Henry Liera ’22, who saw a pair of hares mating outside the Arrillaga Outdoor Education and Recreation Center. “I was shocked; I laughed, said ‘good for them’ and then went on with my day,” Liera said.

During my freshman year, I heard a rumor that the creatures’ seemingly larger size was due to genetic mutations caused by Stanford radiation experiments gone wrong. Doubting the veracity of this gossip, I contacted Stanford attending veterinarian and professor of comparative medicine, Stephen Felt.

Felt shared that people may perceive the size of hares, or jackrabbits, as surprising given “how much bigger they are than their related ‘smaller’ cousins ​​(i.e. rabbits), especially their ears and hind legs. Other wild mammals may appear larger when approaching humans. The animals “are stressed[ed] can manifest as postural changes and bringing out their fur (term called ‘piloerection’),” Felt wrote.

According to Felt, all of these animals are generally nocturnal. If you see a raccoon in broad daylight, it may be a mother, “whose caloric needs are higher, [searching for food] so that she can produce milk,” or a young that was kicked out of the nest, Felt wrote. However, Felt also revealed that if animals are out during the day and “display unusual behaviors (stumbling, aggressiveness, vocalization, convulsions, etc.), they may have a disease (eg, rabies)” for which Animal Control must be contacted.

Although many mammal populations at Stanford appear to be alive and thriving, others are suffering from the effects of biomagnification, or increased concentration of toxins in animals higher up the food chain. “We certainly identified dead predatory wildlife species (fox, bobcat) that fell victim to the fallout from indiscriminate rodenticide use,” Felt wrote.

“The most massive animal of all is the human,” said Lina Fowler ’22 MS ’23, who is unimpressed with the furry residents of campus. In contrast, Babbitt remains vigilant about his surroundings. “I keep my windows closed at night because I’m scared,” he says.

Sporting goods company matriarch Shelby Modell dies at 98


Shelby Modell, matriarch of the Modell sporting goods company who has also carved out her own path through philanthropy in health, mental health, education and the arts and political activism, died May 12 at her Manhattan home. She was 98 years old.

“She was a force of nature,” said her surviving son, Mitchell Modell, of South Beach, Fla., the former chief executive of the family-owned Modell’s, which closed all of its remaining stores, including 14 in Long Island, in 2020 and is not involved in its online iteration which is now managed by another company. “His whole life has been dedicated to helping people, starting with the Crohn’s and Colitis Foundation of America.”

Shelby Modell was the co-founder of the National Crohn’s and Colitis Foundation of America and the founder of its Long Island chapter. She started the foundation after her son Michael was diagnosed with the disease as a teenager. He died in 2001 of complications from the disease. His family said they had raised “hundreds of millions of dollars for research, inherited from his son Michael”.

“She helped people get appointments with doctors, for those with the disease, Mitchell Modell said. “She had access to the best doctors in the world.”

Shelby Modell was also a founding member of the American Digestive Disease Society and founder of the Jeffrey Modell Foundation for immunological research, according to her family. In addition, she was one of the founders of the Gilda Radner Foundation, “Gilda’s Club”, and served as secretary to its board of directors. She was also one of the founders of Hewlett House, a breast cancer resource center.

She was also president of the Long Island League of the Metropolitan Geriatric Center, president of the Five Towns Development Fund for Lincoln Center, founder of the Metropolitan Opera, and founding member of the Seawane Club at Hewlett Harbor.

Shelby was also politically active. In 1977, President Jimmy Carter appointed her to the Panama Canal Treaty Negotiating Committee. In 1979, New York City Mayor Abraham Beame appointed her commissioner to the New York City Youth Board. In 1987, Governor Mario Cuomo appointed her to the New York State Council on the Arts.

She also served on the National Health Council of Columbia Presbyterian Medical Center and was responsible for raising $150 million to build the medical center’s new psychiatric institute.

Raised in Brooklyn, home to Abe and Anna Zaldin, Shelby received her Bachelor of Arts from Brooklyn College and a Master of Arts from Columbia University.

In 1949, she married William D. Modell. They met at Glenmere Mansion in northern Orange County while on vacation. The family said Shelby was in distress after falling into Lake Glenmere and nearly drowning. They said William saved her. The couple had been married for 59 years when William Modell died in 2008.

A private funeral service for Shelby Modell is scheduled for 10 a.m. Tuesday at Riverside Memorial Chapel in Manhattan. The service will be streamed live to the public on Zoom.

In addition to her son, Modell’s survivors include a daughter, Leslie Modell of Manhattan; a daughter-in-law, Abby, of Manhattan; several grandchildren, a great-grandchild and nieces.

Modell’s family has requested that in lieu of flowers, contributions may be made to the Crohn’s & Colitis Foundation of America Research Fund in memory of Shelby Modell.

Wright-Patt teenager named Ohio Young Military of the Year


The teenager says he would like to work as a computer engineer or information technology specialist after university. His hobbies include football and video games.


Jamari Jones kicks a soccer ball at the Prairies Youth Center April 29 near Wright-Patterson Air Force Base. He is Ohio’s 2022 Military Youth of the Year and will move on to compete at the regional level in Chicago. US AIR FORCE PHOTO/SENIOR AIRMAN JACK GARDNER

Jamari Jones kicks a soccer ball at the Prairies Youth Center April 29 near Wright-Patterson Air Force Base.  He is Ohio's 2022 Military Youth of the Year and will move on to compete at the regional level in Chicago.  US AIR FORCE PHOTO/SENIOR AIRMAN JACK GARDNER
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Jamari Jones kicks a soccer ball at the Prairies Youth Center April 29 near Wright-Patterson Air Force Base. He is Ohio’s 2022 Military Youth of the Year and will move on to compete at the regional level in Chicago. US AIR FORCE PHOTO/SENIOR AIRMAN JACK GARDNER

His mother recognizes the challenges he faced as a military child, and his work and growth through it all.

“I’m really, really proud of what he’s accomplished,” said Amber Jones. “He keeps striving, despite all the moves we’ve made.”

She also believes in her abilities and prospects for the next stage of the competition.

The next part of Jones’ trip will be at the Chicago regional tournament in June to face youngsters from military bases across the Midwest.

Despite the importance of the event, he maintains a calm and confident attitude. The Prairies Youth Center staff have been with him every step of the way and are equally confident in his chances.

“We’re thrilled he’s made it this far,” said Bennie Luck, Youth Programs Coordinator. “We would love for him to go to regionals and win, but we’re just proud that he even went through the process and took the steps he needed to take.”

The family is due to leave the WPAFB this summer for a new assignment at Barksdale Air Force Base, Louisiana.

According to the Boys & Girls Clubs of America, Youth of the Year has been the organization’s premier recognition program since 1947. It celebrates the extraordinary achievements of teenagers who embody the values ​​of leadership, service, academic excellence and healthy lifestyles.

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Jamari Jones participates in her hobby game April 29 at the Prairies Youth Center near Wright-Patterson Air Force Base. US AIR FORCE PHOTO/SENIOR AIRMAN JACK GARDNER